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  • 2 - CopManagingCreditRisk

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    Gaurav Kapoor
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    This document discusses managing credit risk in banking. It notes that in regions with low credit risk, banks have traditionally focused on basic credit scoring techniques and large databases to track defaults. However, the regulatory environment and financial products are becoming more sophisticated, requiring banks to refine their credit scoring methods and develop new strategies like securitizing loans or using credit derivatives to more effectively manage and offset credit risk.

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    2- CopManagingCreditRisk

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    This document discusses managing credit risk in banking. It notes that in regions with low credit risk, banks have traditionally focused on basic credit scoring techniques and large databases to track defaults. However, the regulatory environment and financial products are becoming more sophisticated, requiring banks to refine their credit scoring methods and develop new strategies like securitizing loans or using credit derivatives to more effectively manage and offset credit risk.

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    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    3 views2 pages

    2 - CopManagingCreditRisk

    Uploaded by

    Gaurav Kapoor
    This document discusses managing credit risk in banking. It notes that in regions with low credit risk, banks have traditionally focused on basic credit scoring techniques and large databases to track defaults. However, the regulatory environment and financial products are becoming more sophisticated, requiring banks to refine their credit scoring methods and develop new strategies like securitizing loans or using credit derivatives to more effectively manage and offset credit risk.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 2

    MANAGING C THE CHALLENGE FOR T

    Credit Risk: A G

    In Low Credit Risk Regions (1998

    New Emphasis on Sophisticated R Regulatory Environment for Bank Enormous defaults and bankruptci Refinements of Credit Scoring Tec Large Credible Databases - Defaul Loans as Securities Portfolio Strategies Offensive Credit Risk Products Derivatives, Credit Insurance,

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