SB ORDER dt 24.11.

11

SCHEME

FEATURE

EXISTING

REVISED w.e.f. REMARKS AND 01.12.2011 ACTION TO BE TAKEN Discontinued Existing stock to be returned from SO to HO and from HO to CSD after 30.11.2011 Rubber stamp to be affixed in NSCs about new period and maturity value. Features not mentioned now.

22

KVP

CERTIFICATE ISSUE PERIOD MATURITY VALUE 10 YEAR NSC IX ISSUE MAXIMUM SUBSCRIPTION LIMIT INTEREST RATE

Available

23

NSC

6 year Rs.160.10 for Rs.100 Dn Not Available Rs.70,000 per annum 8 % p.a

5 year Rs.150.90 for Rs.100 Dn Available Rs.1,00,000 per annum 8.6 % p.a

24

PPF

LOAN INTEREST 1% p.a 25 MIS PERIOD INTEREST RATE BONUS INTEREST RATE 6 year 8 % p.a 5 % on pri. 3.5 % p.a

2% p.a 5 year 8.2 % p.a Discontinued 4% p.a SB Interest 1 % Int less 7.7 % Q.C.I 7.8 % Q.C.I 8.0 % Q.C.I 8.3 % Q.C.I Rs.738.62 for Rs.10- Dn Discontinued Discontinued 0.5 % 4%

New interest applicable for balance at credit in account from 01.12.2011 1 % p.a Int will continue for Loan taken before 30.11.11 Rubber stamp to be affixed in PB about the new features New interest applicable for balance at credit from 01.12.2011 For accounts closed on or after 01.12.2011 Refer Rule 8 and rate table in Rule 7 of POTD rules Interest applicable for accounts opened on or after 01.12.11 (Q.C.I-Quarterly Compounded Interest) Proportionate value for other Denominations Applicable for deposits made on or after 01.12.11

26 27

SB TD

PMC (from 6 months No interest to 1 year) PMC deduction 2 % Int less

INTEREST 6.25 % Q.C.I INTEREST 6.5 % Q.C.I INTEREST 7.25 % Q.C.I INTEREST 7.5 % Q.C.I 28 MATURITY VALUE Rs.728.90 for Rs.10- Dn 29 AGENT PPF 1% COMM SCSS 0.5 % MIS,TD,NSC 1% RD (MPKBY) 4% Points to remember for Cheque Deposits:

1 TD 2 TD 3 TD 5 TD RD

Investment in KVP through Cheque should not be accepted w.e.f. 28.11.2011. If any cheque presented before 28.11.2011 is cleared after 30.11.2011, the amount should be refunded to depositor.

After 25.11.2011 while accepting cheques for opening MIS, rubber stamp should be affixed on counterfoil No Bonus shall be payable if cheque is credited to Govt. Account after 30.11.2011 Rate of interests applicable according to the Date of Clearance of cheque.