1.Sc khe Trn thc t, vic tp luyn mt phng th dc thm m cng khng hiu qu bng vic bn t tp luyn l bao.

. Nu bn tp c mt thi gian v c nn tng ri, hy mua a v nh t tp, c th la chn cc mn yoga, th dc thm m d tp v n gin, hoc i b, chy b ti cng vin vn c sc kho tt li tit kim c mt khon kha kh hng thng. Thuc - Nu ai i khm bnh th u bit (hu nh) tin thuc cng nhiu hn tin khm! Trong trng hp ny, bn c th n nhng nh thuc tin cy chuyn i n thuc ca bn sang nhng nhn hiu khc nhng tc dng thuc tng t. Bn nn ngng mua nhng th khng cn thit, nhng khng nn ngng tiu tin vo nhng th c tnh phng nga, bo him v nn tng. Bn s tit kim c tin hm nay bng vic khng n nha s kim tra rng, nhng nu iu dn n bnh v rng ming, tit kim ha ra li ra chi ph lu di. Trong thi bui bo gi, nu chi tiu qu khng nhng thm ht hu bao m n lc m au, nh nhng hay c vic cn chi tiu lc ngi ta mi thy s qu gi ca ng tin. iu cn lm l: m bo bn tip tc c nhng cuc kim tra nh k, v khc phc ngay khi c nhng s c nh nht, ngay c nu vic ny khin bn tn km cht t. N s gip bn khng phi b mt khon ln cho nhng chi ph sa cha v sau. Trng rau ban cng, sn thng: Nu thch trng cy, bn c th trng cc loi rau rm, hnh, t, l lt thay cho cc loi cy cnh. Cc ny s gip nh c khng gian xanh, li c thm rau sch v m bo sc khe cho gia nh. Vitamin Thay v mua mt lot thc phm chc nng b sung loi vitamin, hy tm hiu c th bn cn g, v ch mua vitamin , hoc tt hn l b sung qua thc n. 2.M phm l mt Eva, bn chc chn s u t rt nhiu vo m phm, y cng l mt khon ln lm ch em d dng b nhn ti bi mun an ton v hiu qu, bn phi la chn cc loi m phm cht lng. Hy hc cch bo qun m phm dng c lu hn, ni kh ro, thong kh v gi chng trong bao hp ca nhn hng (vi nc hoa, cch ny s gip nc hoa t b bay mi v bin cht). Bn cng hy cn nhc k khi mua m phm, trnh mua qu nhiu khng dng ht, qu date phi vt i, hy mua nhng loi m phm c tch hp nhiu chc nng nh chng nng, dng m... bo v da tt hn m li tit kim na bn nh! Vi m phm bc s t vn: D l kem dng, nhng khng phi ln da no cng ph hp. V vy, u tin nn bi th ln tay trc. Nu khng thy d ng mi bi ln mt. 3.Trang tr nh ca Thay v u t nhng mn ni tht "tin tn", bn hy lm p cho ngi nh bng nhng chi tit nh nh mt chu hoa, hoc nhng bc tranh do bn v con cng v, lng vo khung treo trong phng

khch cng rt ng yu. Nu bn nh u t vo vic decor, hy kho gi t nht 3-5 ca hng trnh mua t. 4.Ln danh sch trc khi i mua sm Xc lp l do mua sm, iu ny gip bn khng ch c cm hng mua sm. Ln danh sch cc th cn thit gip bn trnh c cm d mua sm v tit kim hn. Cha kha quan trng tit kim l lm th no i ch mua theo gi tr ca vt. Gi bn ch l mt nhn t bn cn quan tm. Cc yu t quan trng khc gm: vt c tui th bao lu, ch bo hnh, v bn c s dng n thng xuyn khng. Hc cch xem xt gi tr thay v gi bn s gip bn tit kim rt nhiu tin v lu di. Ch du ti thng c khen l gii kim sot vic chi tiu bi tt c nhng g cn mua sm mi khi i siu th hay i ch u c ch lit k trc nh ( trnh mua nhng th khng cn thit). Ch ch mua nhng th phc v cho nhu cu thit yu ca gia nh sau khi tm hiu k gi c nhiu ni (vi cng chng loi sn phm, cht lng) v im n ca ch khng bao gi l nhng trung tm mua sm sang trng, t tin. 5.t ra nhng mc tiu khuyn khch mnh tit kim tin. V d, t k hoch mua xe hi trong 2 nm na hoc mua mt cn h trong 5 nm na 6. Bt u ghi chp chi tiu Hc cch gi mt cun s ghi li nhng khon tin s dng v mc ch chi tiu. Vit ra nhng g bn mun mua trnh mua nhng khng cn thit. Trong phim hot hnh The princess and the frog, ngi b c khuyn c con gi nh ca mnh Never lose sight of what is important (Dich nm na la ng ri mt khoi nhng th quan trong). - Chun b mt khon chi c nh hng tun Nu bn nhn ra rng mnh ang tiu tn nhiu hn mc d nh, th y chnh l thi im bn phi to ra 1 khon chi c nh hng tun. Hy ngh k nhng g bn cn chi tiu: Nhng mt hng no l tuyt i cn thit m bn cn mi tun? C gng tnh ton chi tit cc khon phi chi hng tun trnh tiu qu hn ngch. Lc u c th s hi kh khn, nhng vi s n lc v k lut, bn s hc c cch lm th no tiu tin mt cch khn ngoan hn. 7. Mua thc phm theo s lng ln: c gi r hn v khng phi chi ph bao b cao. Bn c th mua nhng sn phm thit yu nh go, nc mm, du n, mui, gia v, kh,du gi, x phng,bt git vi s lng ln dng dn. Mua rau qu ch thay v mua siu th, s t hn m li ti hn. Hu ht nhng loi thc phm nh trng, tht, rau xanh c th bo qun trong t lnh t nht t 3-7 ngy. Th nn, trong mt ln i ch bn c th mua thc n d tr cho c tun y! Nh th, bn s tit kim c mt khong tin xng nho nh cng nh thi gian.

Hy chu kh tm kim nhng ca hng bnh n gi hay ch u mi t bo ch, internet hay c bn ng nghip qua nhng cu chuyn phm. C th, s phi i xa hn ch thng ngy m bn vn i mt cht nhng b li y, bn s mua c nhng mn ti, ngon, cht lng v gi chc chn r hn nhng ch bn l t 1 na n gp i. 8.Hy nhng thng tin v gim gi Nm no, cng ty thi trang hoc m phm no cng c nhng k hoch gim gi, khuyn mi thc s c bit. Nm c thng tin v a im ny tht sm, bn s chn c nhiu hng ha tt v tht s gi hi. Nn nh, nhiu nhn hng coi gim gi l bin php chm sc khch hng v lm chin dch qung b thng hiu nn bn c th c li khi tham gia. Lm th thnh vin ca cc trung tm mua sm c hng mc gim gi c bit. Vi quan nim khng sm th thi, mua th phi cho ng nn t khi Thy c bn thn ca ti, mua sm lt vt. c, vt dng ca Thy khng nhiu, nhng ton hiu t tin c tu v t nhng trung tm mua sm danh ting hoc l hng xch tay t nc ngoi. L khch hng tim nng nn cc trung tm mua sm ln thng gi cho Thy thng bo v nhng chng trnh khuyn mi hp dn v c khng bao gi t chi c tr thnh thng cao cp. Cch mua sm ca Thy khin ti nh n cu danh ngn ni ting: Ph n tit kim trong s hoang ph ca h Khng c g ti t hn bng cm gic pht hin ra nhng b mnh va mua xong li c ca hng bn h gi ch vi ngy sau . V th, trc khi nh rt tin mua mn ln, hy hi ngi bn xem y sp c t h gi khng. 9.Mua sn phm ca nhng thng hiu bn l Hin nay, cc siu th ti Vit Nam cng bt u c nhng sn phm mang thng hiu ring ca h, chng hn nh siu th Co.op Mart, Big C. Cc sn phm ny thng l nh nc ra chn, bt git, giy v sinh, nc mm ). Chn mua sn phm ny c th gip bn tit kim mt t tin mi thng. Bi cc sn phm ny thng c gi thp hn nhng sn phm ca cc nh cung cp khc. Ngoi ra, cht lng ca n cng c m bo na. 10. Mua sm trn mng Bn c th mua hu nh tt c mi mt hng thit yu vi gi tit kim hn hn nu bit cch mua sm online. Cng mt mn hng nhng cc ca hng online th bn gi r hn so vi bn ngoi bi h gim c ng k chi ph thu mt bng, phc v v qung co. Nhiu ca hng, siu th ln hin nay cng c dch v bn hng trc tuyn vi mc gi u i. Tuy nhin, hy ch la chn nhng trang web, nhng nh cung cp c uy tn khng b mua phi hng dm, hng km cht lng. Nhiu khi s khuyn mi ch cn thm "khng tnh tin vn chuyn" l tit kim c mt khon ln vi nhng ln mua sm trn mng. 11. Kim tra gi c trc khi mua, trch b nhng chiu bn hng thu ht

- Ngy nay, chin dch khuyn mi ti cc siu th, trung tm mua sm ua nhau n r. Tht kh m kim ch bn thn trc cc chiu bn hng ny. Thng thy nht l mua 2 tng 1, khuyn mi 50%, Bn cn tnh to la chn sn phm, vi nhng th khng ph hp vi nhu cu lm th c th b qua sm sau trong cc dp khc. Nhiu ca hng nng gi ca sn phm ln cao ri dn mc khuyn mi vo tit kim cho khch hng mt khon tin khng nh, nhng k thc gi khuyn mi vn cao hn so vi gi thc trn th trng. Nht l trong lnh vc thi trang, nhiu ca hng thng treo gi gim n 70%. Nhng thc cht, gi ca mn hng c nng ln rt cao so vi gi gc, cho nn d c gim 70% th ngi chu thit vn l khch hng. Mt s ca hng p dng cc hnh thc khuyn mi kch thch s mua sm ca khch hng, ng thi qung co cho thng hiu ca mnh. Nhng sau khi hng bn kh chy th li tng gi ln cao. Mt khc, c ni cn khuyn mi gi rt u i cc sn phm tn kho gii quyt nhanh gn s hng ny. Hin nay cn xut hin cc dch v bn hng khuyn mi qua internet. iu ny c nguy c ri ro rt cao v khng th trc tip kim tra, quan st sn phm nh gi cht lng thc ca n trc khi mua. Bi vy nu mua hng khuyn mi trn internet th bn nn mua thng qua nhng trang web trung gian c uy tn. Cm gic c li v ham r s khin cho bn mun mua hng khuyn mi nhiu hn, bt chp n c cn thit hay khng cng nh khng quan tm n cht lng thc s ca n. C nhng sn phm khuyn mi khi mua v khng s dng c hoc b tha. c bit, i vi ph n, thi trang khuyn mi lun hp dn, mi ngi chen nhau mua tht nhiu ri ct mi di y t v khng bao gi mc ti v khng thuc style ca mnh. iu ny khng h gip tit kim c tin m i khi cn khin bn tn tin nhiu hn. Mt iu khc na khi mua hng khuyn mi m bn cn kim sot l cm gic s ht hng. Cc nhn vin kinh doanh thng c nhng chiu khin bn ch mun nhanh chng mua hng v s ngy mai quay li sn phm c bn ht. iu ny khin bn i khi mt t ch v tnh to, d a ra nhng quyt nh nhanh chng m cha cn nhc m quyt nh mua hng khuyn mi mt cch khng hp l. Vi nhng mt hng t tin, mt hng in t kim tra gi trc khi mua gip bn theo di gi v kim sot c tin.

Mt s chng trnh khuyn mi c qung co rt rm r nhng ch gim gi mt s t sn phm, cc sn phm cn li gi li rt cao. Anh Quang (Qun Tn Bnh) cho bit: Thy trung tm in my tung ra chng trnh khuyn mi rt hp dn, c gia nh ti ho hng i xem v ang c nhu cu mua mt chic t lnh mi. Khi n ni th thy cc mt hng kh a dng nhng ch gim gi mt vi loi th h kh c. Ti khng mua t lnh khuyn mi nhng li thch mt chic t lnh khc hi t hn mt t. Ngh ng cng mua nn ti quyt nh mua chic t lnh y. V sau mi bit, gi t lnh ny mt s ca hng in my khc r hn gn 500.000 ng. Li khuyn cho bn l ng vi mua sm hng khuyn mi m hy tham kho gi nhiu ni, nhiu ca hng c ci nhn ton din, nh gi c gi u l hp l nht. 12. Chu kh thay i a im mua sm

Ph n rt hay c thi quen mua sm nhng ni quen thuc v rt t khi chu thay i a im so vi n ng. Chnh v iu nn c nhiu ca hng, cng ty, i l li dng s tin tng ca khch hng m a ra mc gi cao hn so vi mt s ni khc. Tnh v lu di, bn nn la chn sng sut vic mua sm da trn nhiu ngun cung ng khc nhau. Tuy mua sm ti ch quen bit c nhiu ci li nht nh nhng nu phi tr t hn 10 20 % cho mt sn phm la iu khng th chp nhn c. u t Hy ng tin ca bn sinh li. Nu bn khng gii u t, hy xin kin ca c vn ti chnh c c li khuyn v cch u t ph hp nht. -Mi ngi thng c xu hng mua sm theo thi quen hn l s cn thit. Tht ra, khng cn thit bn phimua d tr giy v sinh, ng, du n, dng cho 3 thng. Thay v lm vy, hy gom tt c tin mt m bn c cho vo ngn hng tit kim. 13. Sn nhng coupons hp dn Nhng coupons ca cc thng hiu uy tn, gim gi nhiu thng c nhiu ngi sn n v thng chy hng trong mt thi gian ngn. V vy, nu bn l mt tn ca shopping tit kim, ng b l c hi c s hu nhng coupons mua nhng sn phm v dch v tt nht vi gi hp l nht, hy ng k nhn email thng tin t cc trang web ny bn lun cp nht thng xuyn sn phm v dch v ang c gim gi v chn mua ngay cho mnh trc khi phi tic r v chm chn. Quyt nh dng loi coupon no trc khi bn i mua sm. Truy cp online v n cc trang web c thng tin v cc coupon. V d bn c th gh thm cc trang nh dealhunter.vn, cungmua.com, nhommua.com, hotdeal.vn, khuyenmaivang.vn, , hoc website ca nhng nh cung cp cc loi coupon cho cc hng ha m bn hay mua. iu ny cng gip bn trnh lng ph tin bc v s dng coupon ng vi mc ch.

Tuy nhin, ngi tiu dng khi mua hng theo hnh thc ny nn c k cc thng tin trn trang web gim gi v i vi tng sn phm, dch v trnh nhm ln hay mt tin oan. Bi mi mt phiu gim gi s km theo cc u i cng nh thi gian p dng khc nhau. Ngoi ra, trn mng hin nay cng xut hin nhiu trang web gi "n theo" dch v ny, bi nhiu trang web khi bn hng nng gi khng sn phm, sau li gim gi xung thu ht nhiu ngi tiu dng, v bn nhng hng tn, hng li mt... Chnh v th, ngi mua nn xem k iu kin bo hnh, nhn mc hng ha, cng ty cung cp liu c uy tn hay khng. i vi cc dch v n ung, nn kim tra k ni dung gi dch v c hng gm nhng mn n no v s lng bao nhiu v ch nn mua hng nhng trang web uy tn, c s lng thnh vin ln v c ng o cng ng n nhn
http://www.voucher.vn/ bigc.vn

Th nn, ti hay chn cch l tng phiu mua hng, voucher hoc coupons... cn tng tin th c v hi thc t qu v i khi h tiu vo mc ch khc mt (Ci). , m ngoi ra th lun c hoa, ti khng bao gi qun hoa cho nhng ngy k nim c. Bt ngun t trang mua sm Groupon M. Cch lm ca h l hng ngy cung cp cc sn phm gim gi. Sau khi ngi mua thanh ton n mua hng qua mng, Groupon s gi qua email cho khch hng mt th Coupon km s m c th mua hng. iu l th l cng nhiu ngi cng mua mt l hng th gi s r i ng k. M hnh mua chung c cng ty Groupon (M) khi xng t thng 11/2008 v hin c hn 35 triu thnh vin trn khp th gii.

Hn na cch thc mua sm bng Coupon cng ht sc n gin. Chng hn trang Cucre.vn, ch cn truy cp vo trang, chn mua mn m bn ng , nhn vin ca trang web ny s mang ti tn tay bn chic th Coupon Cc r c gi tr tng ng. Nu chn cch thanh ton trc tuyn, th website ny s gi Coupon qua email cho khch hng. Nh vy d tham gia theo hnh thc no, cc bn tr cng u c chm sc chu o. Mt im hp dn hn c l, mi ngy cc website ny u cung cp mt gi sn phm gim gi gim gi t 40-90%, phc v a dng cc nhu cu n ung, dch v gii tr, spa, mua sm thi trang, cng ngh gi u i. Va c tham gia xu hng mi, va c mua vi gi gim thp, khin ngy cng nhiu bn tr ho hng vi cch mua sm ny. Ch Thy Nga ph trch mng mua sm Cucre.vn cho bit: Cucre.vn em li cho cng ng mng nhng c hi gim gi tuyt vi vi cc sn phm hay dch v uy tn nht. Mi ngy bn u c th c mua hng siu gim gi. y l mt hnh thc kt hp gia Coupon v s thch mua sm cho s ng. Bn cnh , hnh thc mua sm bng Coupon cn kh th v bi th hin c sc mnh ca mua sm tp th. Vi mi mt sn phm dch v c gim gi, yu cu mt lng ngi nht nh cng mua sn phm . Khi t c lng ngi mua ti thiu, sn phm dch v s c hiu lc thc hin. c bit, khi s lng ngi cng mua mt sn phm, dch v cng nhiu th gi bn s cng r. V vy, nhiu ngi r nhau cng vo mua khin xu hng ny ngy cng nhn rng ra. C th ni, trc th trng tim nng vi trn 20 triu ngi dng Internet ti Vit Nam, cng nhng chic Coupon ang dn chim c cm tnh ca ng o gii tr nh l mt thi quen mua sm hin i v tit kim.
Hoc Ch cn sng th Nm u tin mi thng, bn n tt c cc sp bo mua mt t tp ch
COUPONS Khuyn mi vi gi 7.700, tranh th gi ngh tra thc hin nt cng on tch ly. Gn nh v tin li, u cn phi lit k chi cho mt.

14. Lin lc qua Internet Vi internet bn c th thc hin nhiu cng vic m chi ph tht cnh tranh v khng cn phi i u xa xi. Bn c th s dng cc dch v c pht trin trn internet nh mua hng (thng bn s ch mua nhng th tht s cn khi mua hng online), lin lc bng mail, chat, gi in qua skype, yahoo messenger, Google talk,... vi bn b, ngi thn, i tc thay cho gi in thoi v nhn tin. B ng heo tin xu tha, gi li vt c ti s dng cho mc ch khc hoc bn ph liu,

 Sn hng secondhand trn cc website mua bn ln (Chodientu, 5giay, Ebay, ...), Ci tin b lc tit kim xng cho xe my, 15. Ct gim nhng khon khng thc s cn i khi, chi tin nh tr thnh mt thi quen. V d, bn quen i spa mi tun, hoc n salon tc gi u, massage v lm mng... Hy th ct gim n m t lm nh, bn s kinh ngc bi s tin m mnh tit kim c y. 16. Mua sm cc khu ch tp trung Nhiu ngi thch chn mua sn phm theo tng thng hiu ring. Bn c th mua chung mt ni nh mua sm cc khu ch tp trung, on ng bn tp trung,trung tm thng mi,bigc... thay v phn chia thi gian mua mi ca hng mt t. iu ny cng gip bn tit kim tin v thi gian. 17. Lu khi mua sm -Hy ln danh sch thc n khi i ch mt cch thc t trnh d tha thc n -Nu phi mua th g, c bit nhng th c tn sut s dng cao, dng lu di th nn mua nhng th c cht lng tt nht trong iu kin kinh t cho php: vic ny gip bn khng tn km cho vic sa cha hoc thay mi. a.Mua chung vi bn b Tn dng li th mua 1 tng 1 ca ca hng v nhng chiu gim gi tng t, khng phi bng cch mua tt c nhng th bn c th xch ra khi ca hng, m bng cch r bn b cng mua. Nu c hai bn u ang mun c i bt mi cho ma ng, hy mua hng gim gi cng nhau v bn s c li th c bit ny. -Bn hon ton c th gp cc n hng ca mi ngi cng c quan, ca anh ch em

trong gia nh i mua hng ti ch ng Xun. Nhng b gi, b th thao cho cc b c gi t hn 200.000 ng/ b l mt trong nhng sn phm rt d mua. Tnh ra bn c th tit kim t vi chc nghn n hng trm nghn ng cho mt b nu mua vi gi bun. B mc nh nam, n u bn bun theo dy. Mt dy thng c 4 b ging nhau vi size t L n XXXL. Ch H Thu (An Dng Vng H Ni) chia s: Mnh mua c dy ny mi ht c 1 triu ng m c nh cng dng. Em trai nh ngi nht nn mc size nh nht. B chng mc size XXXL, chng mc XXL, cn b mnh mc XL l va zin. Cng b ny, hm trc mnh hi mt ca hng h ht gi nhng 400.000 ng. Tnh ra cng r c khi tin.
b. Hy chn nhng kiu dng c in n gi nhng lu li mt.

Nhng trang phc qu thi trang cng d li mt. Mun mua sm nhng vt xinh p nhng li gi r, hy ch n phong cch ca chng. Mun dng c lu, y cng l cch mua sm thng minh, hy chn nhng kiu dng c in n gi nhng lu li mt. 18. i mua hng vo ngy trong tun c chn la tt nht, l tng l ngy th nm. Nu i vo cui tun, ca hng bn thch c th s qu ng hoc ng ca. 19. Chn thi im mua hng hp l -Mua sm ma gim gi i vi n gii, vic mua sm thi trang, vt dng ma sale-off s gip h tit kim c mt khon tin ng k m vn mua c nhng mn ng . Hy cp nht cho mnh nhng thng tin khuyn mi, gim gi, thanh l mua hng vi mc gi tit kim nht. Chng phi qu c triu ph Paris Hilton cng tha nhn mnh l mt tn ca hng gim gi sao! -Vo ma thu khai trng, th cc mt hng qun o v sch v c khuyn mi ln nht. Ti h thng cc siu th Co.op Mart, Citimart, Maximart, Big C, cc mt hng nh: cp sch, bt vit, giy dp, c khuyn mi t 30 50%. Tuy nhin gi bn cc mt hng ny cng c s bin ng so vi cc nm trc. C th l tng t 10 15% do s tc ng ca th trng vng v xng du. Thi im ny, cc mt hng nh in thoi di ng, my nh, laptop cng c cung ng nhiu cho i tng hc sinh, sinh vin cho mng nm hc mi. -Thi im cui nm l thch hp nht cho vic mua sm in my, in t. cc trung tm in my ln: Nht Khang An, Nguyn Kim, Th Gii Di ng,. in t, in my, gia dng c m bn t, bn c th chn mua cho mnh mt chic laptop, my nh, t lnh, my git, vi gi bn ph hp vi ti tin ca gia nh. Thm na, cui nm Tt n tt c cc mt hng nhu yu phm u lao vo chin dch khuyn mi cc ln. nh trng tm l ca khch hng, qun o, thc phm l nhng mt hng c khuyn mi u i nht. 20. Gi gn qun o, bo dng dng B bn a thch s bn hn nu bn gi gn chng, v bn s khng phi mua mi ch sau vi thng s dng. iu ny cng ng vi giy. Vic sa cha v nh giy c sau vi thng s gip chng trng mi m lu hn.

21.i . Thay v tiu tin mua nhng mn mi, hy i nhng mn c ly mi. Bn cng c th tit kim tin bng cch trao i vi bn thn ca mnh. Nu qun o hoc giy dp khng va? Hy trao i nhng mn khc, nh khng chong mi, m i u mi, ti hay n trang, chng s lm mi phong cch ca bn m khng tn km. 22.Thanh l cc dng khng cn thit C cu "c ngi mi ta", hin nay thay v mua mi, nhiu ch em pht kin ra cch tit kim ti a trao i cho nhau. Cc hi ch i c ly mi thu ht s ch ca v s cc Eva, ni m bn c th trao i cc vt dng c ly nhng th mnh cn. Bn cng c th rao bn cc mn khng

s dng n nhng cn mi ca mnh trn cc trang rao vt, Facebook... vi gi u i thu v mt khon nho nh, li dn nh ba bn hn, mt cng i vic! 23. Gim chi ph c ph, qun x, xem phim Chi ph cho vic la c qun x, c ph d bn cho rng chng ng bao nhiu nhng nu ngi tnh ton li trong mt thng, bn s thy n chim s lng kh nhiu y. Nu bn thng xuyn l la cafe hay n cc rp chiu phim, hy t ra cho mnh mt quy nh rng ch n rp 1 thng/ln hoc ch ra qun vo cc dp quan trng nh tip i tc, c bn t xa n chi... Mi ln cafe hay i chiu bng, bn c th s phi "nng sch" mt ngy lng. Thay vo , hy tm cc th vui t tn km hn nh thu a v nh xem, ti phim trn mng xung ri r c nh cng n bp rang b v quy qun bn chic ti vi vo bui ti. 24. Hn ch n ngoi Nhng bui n ngoi s khin bn tiu tn khng t nht l khi bn thng xuyn n ung ti nh hng. Nu c quan c sn cm tra, la chn ny ph hp v gip bn tit kim chi ph hn. Hin ti, cc ch em bt u vn ng anh x cng mang cm tra v nu n vn phng thay v ra ngoi n nh trc y, tuy c hi lch kch, nhng m bo v sinh v tt nhin gi c c r hn. 25. Nu n nh Gi nhng n tha khi n tim. Khi n lt bn phi mi cm, hy mi bn b n nh bn v nu n nh. Hy xem li tay ngh nu nng ca mnh, bn c th tham kho cc trang web nh Foodnetwork.com, website v c nhiu cng thc nu n dnh cho nhiu cp , t ngi mi bt u n nhng ngi thnh tho vic u bp. Hy mi bn b n nu n cng, ngay tc th, bn s c mt ba n ngon m khng phi lm tt c cc cng on nu nng! 26. Nu bn i d mt l ci v cn phi mua mt mn qu t tin, hy ngh vi bn b mua chung qu 27. Ch ngy ht hn trn sn phm iu ngc nhin l khng my ngi ch n hn s dng trn cc sn phm nh: tht, trng, sa chua Gi tr sc khe l trn ht. ng vi vng mua c nhng sn phm ht hn va tn chi ph va hi sc khe. 28. Tn dng ti xch ng rc Nhng ti ng hng tp ha bng giy, bn c th dng ng rc thay v phi thng xuyn mua ti rc. 29. Tr xong cc khon n ln

Nu bn c bt k khon n no, hy tp trung cng c n vi mt li sut thp hn v tr n i cng sm cng tt. 30. Thanh ton ha n ng hn Hn ch thanh ton tr cc ph sinh hot trnh cc khon cc pht cho ho n nc, in, internet, in thoi,... Bn c th s dng cc hnh thc ha n thanh ton nh tr vo th tn dng, ti khon. ng dn cc ha n li v gii quyt cng lc bi bn s chong ngp. 31. Thng xuyn kim tra ti khon ngn hng Xem s d v kim tra thanh ton qua th c chnh xc. Bn ngh sao nu b mc chng v mt ngy p tri, bn check li ti khon ri bt ng hong ht bi s tin ln khng cnh m bay. 32. Trnh ph khi s dng ATM Mt s ngn hng khng tnh ph khi thc hin giao dch ATM nhng mt s li c. Bn c th rt trc tip ti ngn hng trnh mt ph. 33. Ph hng nm ca th tn dng Tin thng, im thng ca th tn dng l cch tuyt vi tit kim mt s tin, ch c iu bn nn chc n rng s khng mt l ph hng nm. 34. Ngt cc kt ni nu khng cn thit Bn c con nh hoc bn rn vi chm sc ngi ln tui, nhng ng dy cp hay internet c thc s cn thit? Suy ngh v gin lc nu bn thy khng cn thit. 35. Mn sch thay v mua Th th vin kh hu ch bi gip bn tit kim khon ln t mua sch v li c c nhiu sch hn. 36. Nu mua, hy mua sch gim gi hoc sch c Sch gim gi hay qua s dng u r hn so vi sch mi. Bn cng c th la chn. 37. Xem phim, kch trc 18h y l mt gi mm cho tit kim chi tiu. V xem trc 18h thng r hn so vi bui ti. 38. Quy nh s dng in Khi khng s dng in, rt phch cm cc thit b in. Tt n v qut, rt phch ti vi thay v chuyn ch tt mn hnh.

 tit kim in nng s dng trong gia nh, cc bn nn lm theo cc cch sau: La chn thit b tit kim in Theo cc nh sn xut, tiu th in ca TV LCD ch bng 30% so vi TV plasma. Do vy, vic la chn TV LCD gn nh l chuyn khng cn suy ngh khi bn mun thay th in trong nh. Dng nhng thit b in tit kim nng lng, khi ri nh phi nh tt cc thit b in khng s dng.

Cc thit b in, th h cng mi kh nng tit kim in cng cao. Khi chn la thit b in quay (bm nc, qut in, my git...), bn nn chn ng c c nhiu nc tc hoc c bin tn i km tit kim in. Vi bng n, bn nn s dng n tup gy v compact thay cho bng n trn v bng n trn tiu th in gp 3-4 ln. Lp t thit b hp l, khoa hc Bin php ny cng gp phn tit kim in rt ln. V d: My bm t v tr thch hp s gip b nc ca bn nhanh y hn. Trong nh nn qut vi hoc ln tng bng mu sng, tn dng nh sng t nhin tit kim mt phn nh sng in. iu chnh thi quen s dng in trong gia nh My iu ho nhit : Hy nhit mc trn 20C. C cao hn 10C l bn tit kim c 10% in nng. Nu bn thng xuyn lau chi b phn lc th s tit kim c t 5 - 7% in nng. Nu t my xa tng bn s tit kim 20 - 25% in nng. Nn tt my iu ha nu bn vng nh 1 gi tr ln. Qut: Nn cho qut chy tc thch hp tit kim in v qut cng chy nhanh cng tn in. Nh rt phch cm iu khin t xa qut sau mi ln s dng. My tnh: Mn hnh my tnh c sng cng cao, mu cng m th cng tn in. Nn tt my tnh nu nh bn khng c nh dng trong vng 15 pht. Hy chn ch tit kim in nng trong my tnh (Screen Save) va bo v c my, va gim c khong 55% lng in nng tiu th trong thi gian tm dng s dng my (down-time). Bn l: Khng dng bn l trong phng c bt my iu ho nhit hoc khi qun o cn t. Lau sch b mt kim loi ca bn l s gip bn l hot ng c hiu qu hn. Sau khi tt in, bn cn c th l c 2 b qun o na v nhit ca bn l gim chm. My git: Ch dng my git khi c lng qun o git v ch dng ch git nc nng khi tht cn thit. L vi sng: Khng bt l vi sng trong phng c iu ho nhit , khng t gn cc in khc

khi nh hng n chc nng hot ng ca cc in ny. Ti vi: Khng nn mn hnh ch d sng qu tn in. Khng nn tt ti vi bng iu khin t xa m nn tt bng cch n nt my. Khng xem ti vi khi ang ni vi u video. Nn chn kch c ti vi ph hp vi din tch nh bn v ti vi cng to cng tn in. (Theo BD) T lnh: Hn ch m t tn in. Nhit bn trong t lnh nn ch t 3 - 6C. Vi ch ng lnh th - 15C n -18C. C lnh hn 10C l tn thm 25% in nng. Bn cng nn thng xuyn kim tra giong cao su, nu b h th b phn nn kh ca t lnh s phi lm vic nhiu nn rt tn in. Mi khi m ca t ly thc phm ra dng, khng kh lnh bn trong t s i lu rt nhanh vi khng kh nng bn ngoi t, lm cho nhit bn trong t cao ln, lm tng thi gian hot ng ca b phn nn, do lm hao in v lm cc chi tit b mi mn hn. Khi n c mua v vi s lng ln, bn hy chn mt t cho vo bung lnh. Khi ly thc phm bung gi lnh ra dng, bn hy mang n kt ng t bung ng lnh chuyn xung bung gi lnh. Nu n ny vn cha dng n li cho tr li bung ng lnh. C lm nh th nhiu ln, bung gi lnh khng cn nh vo s hot ng ca thit b ch lnh cng gim c nhit . T lnh cn phi vo ch thng gi, thong mt. Bi v, nhit khng gian cng cao, nhit lng truyn vo t cng nhiu, cng tn nhit chm, in cng hao nhiu hn. C gng hn ch s ln m ca t lnh. M cng nhiu, lng in tn hao s cng nhiu hn. Khng c cht qu y vo t. Gia cc n cn phi cha ra mt khong cch kh lnh c th i lu, lng in tn hao s gim xung. Nc nng, rau nng, cm nng phi ngui hn mi cho vo t lnh. Nu cho vo khi cn nng s lm nhit trong t tng ln qu nhanh, lm in hao nhiu hn. Nn dng ng bng kim loi thay cho nha. Hin nay trn th trng bn rt nhiu nhng hp ng bng nha chuyn dng cho t lnh. Loi hp ny c u im l nh sch s v gi li r do tnh nng dn lnh ca n rt km nn thi gian lm lnh s di ra. Nu dng ng bng nhm hay thp khng r th thi gian lm lnh s c rt ngn, in c tit kim hn. 39. Tit kim mc in Khi in ti liu, bn s dng font ch Times New Roman hay Calibri s gip tit kim mc in ng k. Theo bo co trn tp ch ShopsMart ca M, nu s dng font trn, bn c th in thm c 27% s trang cho mi bnh so vi vic in bng cc font ch khc. Dng font Century Gothic v Eco- cng gip tit kim mc. 40. Vn i li Nu bn dnh thi gian nhm tnh th chc chn khon tin i li hng thng ca v chng bn l khng h nh, nht l trong thi im gi nng lng ang tng cao nh hin nay. V vy, cn c vo

iu kin ti chnh ca mnh, hy la chn mt phng tin duy chuyn ph hp khng phi b ngn qu nhiu tin cho vic i li. t, xe my, xe p, hay s dng phng tin giao thng cng cng? Hy tnh ton da trn nhu cu v kh nng ca mnh v la chn phng tin ph hp, nhng chc chn rng, mi phng tin giao thng u c nhng ch li v th v ring ca n. Tin xng: Khng cn phi dng xng A95 iu ny gip bn tit kim c mi t tin cho 1 lt xng. Bn vn c th dng loi xng A92 c ch s octane thp hn m vn khng c hi ti ng c xe. t, xe my - Bn c th vn thay du, bo dng xe thng xuyn nhng hy t mnh ra xe nh (nu c th, bn hy ko cc thnh vin trong gia nh nh v/chng mnh cng tham gia tng thm s gn b) Khi i xe my ngi s dng xe my tay ga u s tit kim xng hn so vi ngi tng gim ga khng tt. V th, khi i xe nn tng ga t t v nh nhng, trnh thc mnh vt qu lc ca xe, khi gim cng phi gim t t. Khi i nn i u xe, lp phi c bm cn. .Gi gn xe c Hy thng xuyn bo tr xe, ng tit kim khon ny bi n gip ko di tui th ca xe. i chung phng tin Hy i chung xe nu hai v chng c th sp xp c cng vic hoc bn c th dng phng tin cng cng l xe but tit kim. Mua xe c Tt nhin, mt chic t bng long lun l nim ao c ca nhiu ngi v cng gp phn gip nh sn xut mc c nhiu tin t hu bao ca bn. Th nhng, vi mt cp v chng tr cn rt nhiu k hoch quan trng cho tng lai th vic mua xe mt chic xe hi mi cng l rt lng ph. Bn c th d dng tm mua mt chic xe qua s dng mt vi nm, hnh thc khng qu bng by nhng cht lng v kh nng tit kim nng lng th rt tt, nhng ch tn khong 30 60% so vi mc gi ban u. Hy lin h vi nhng ngun cung cp c uy tn hoc gia nh, bn b c nhu cu i xe mua li ca h mt chic xe va r va chy tt. S tin cn li bn c th tit kim hoc chi tiu vo nhng vic quan trng hn. 41. Tin in thoi Hy thn trng vi cc dch v tin ch nh ti nhc, c tin tc, chi game v cp nht chng trnh th thao trn in thoi. Hy ch s dng nhng g cn thit cho bn, ng lng ph tin bc vo nhng tr vui nht thi . Gim ha n in thoi. Hy tn dng cc t khuyn mi v chn ng gi cc ph hp vi bn. 42, Rt tin theo tng thi im

Nu l mt ngi c gia nh v lnh lng hng thng qua ti khon ngn hng th vic rt tin theo tng thi im rt quan trng. Bn ng rt ht tin mt ln m nn chia ra thnh nhiu t khc nhau. Rt tin chi tiu hng tun l la chn kh hp l, bn chia lng ca mnh ra lm nm phn, ri rt ra tng phn vo mi ngy u ca 4 tun trong thng, sau ln k hoch chi tit cho vic chi tiu phn tin . Tun u tin bn c th rt nhiu nht v u thng c rt nhiu vic phi chi. V cc tun tip theo th t hn. Phn cn li tt nhin bn nn khng ng ti, dng cho dnh. Bi ngoi vic chi tin theo k hoch c vch sn, tt nhin s c vi trng hp bn cn tin t xut nh i m ci bn b, h hng dng t tin no m bn th li ang rt cn,... th phn tin cn li ny s gip bn trnh c nhng tnh hung bt ng . Nu trong thng, bn khng dng n phn tin d tr th y li l mt c hi tt bn tit kim cho cuc sng sau ny ca mnh. 43. Chm sc cy Ti nc vo lc sng sm hoc lc chiu mun, u c th gim lng nc tht thot do bay hi. Ti nc vo bui sm trong ngy cng l cch phng trnh tt nht cc loi c sn v su chut hi vn. Trnh ti nc khi tri gi v gi c th thi tt cc tia nc v lm tng qu trnh bc hi. 44. Tit kim nng lng khi nu bp Tit kim iu, nc chc ai cng bit nhng cn tit kim ga th th no nh? Khng qu kh tr li cu hi ny bn , hy tham kho cch tit kim nng lng khi nu bp nh. Cch 1: Gi cho u t ca bp gas lun sch Sau mi ln nu n xong bn hy gi sch b phn cung cp la v u t la ca bp gas. V nh vy gas s chy u v cung cp nhit tt hn, gim thiu thi gian trong khi nu. Nguyn tc ny cng c p dng tng t vi h thng lm lnh ca t lnh. Bn s tit kim rt nhiu in nng. Nn v sinh thng xuyn bp ga khng nhng bp ga lun c mi m cn tn t nhin liu rt tit kim c chi ph nh. Sau mi ln nu n xong bn hy gi sch b phn cung cp la v u t la ca bp gas. Cch 2: Hn ch gi trong khi nu Khng nn m ca s cho thong khi nu v nh vy gi tin in, gas nh bn s tng ln rt nhiu. Lng tiu hao t nht l 20% sc nng thot ra t bp nu bn m ca s cho thong. Cch 3: S dng ga hp l Khi s dng bp ga, nn ch n mu sc ngn la. Nu thy la c mu vng nhiu hn mu xanh th l du hiu bnh ga hoc bp khng c s dng hiu qu bn cn kim tra li. Vng la ca bp ga cng khng nn ln hn y ni, lng nhit tht thot ln s rt tn ga. Cch 4: y np vung khi nu tit kim thi gian v nhin liu, tr nhng mn n phi m np khi nu ( trnh b trn chng hn), khi mn n bp u si, bn nn p np vung, bt la nh, mn n s nhanh chn hn.

 tit kim thi gian v nhin liu, tr nhng mn n phi m np khi nu ( trnh b trn chng hn), khi mn n bp u si, bn nn p np vung, bt la nh, mn n s nhanh chn hn. Cch 5. R ng thc phm trc khi nu Thng thng bn lun ch bin thc n ri lm ng lanh nhng nu khng r ng trc khi nu, thc n s lu chn v rt tn ga. V vy, bn hy ra ng cc thc phm trc khi nu nh vy s gim c khong 1/2 thi gian nu mn n v gim c nhin liu. Cch 6: La chn nu bp ph hp - Dng thu tinh nu hoc lm nng thc n bi cht liu thy tinh nhanh chn, t hao nhiu liu v gi nhit tt hn. - La chn kch c xoong, cho ph hp vi lng thc n nu. t mt ci cho nh ln bp v bt la to ch lm hao ph gas. - Nu bn lun phi hm mn cho bng bp ga s tht lng ph nu bn hm cho theo cch thng thng. Hy ngm go trong nc trc khi nu khong 15 pht. Sau , un si trong vng t 1-2 pht ri tt bp. ni cho trong vng 20 pht ri tip tc bt la ninh cho, i cho si bt nh la ch cn 5 pht sau, mn cho ca bn s nh. 45. Bo hnh,h tr Ngi tiu dng nn mang sn phm n ni sn xut c h tr tt nht. Ti cng rt n tng v thi tn tnh ca nhn vin k thut. 46. Chiu mc ti V d nh hot ng o xng du, ngi bn xng bn cho khch xong nhng khng a ng h v s 0 m tip tc bn cho nhng ngi khc. V vy, nhiu khch hng khng th s b mc ti mt cch ngang nhin m khng bit ku ai. 47. Du lch tit kim Bn ang mun hc cch tit kim tin v tm mt chuyn du lch th v cho c gia nh? Xin gii thiu n bn 10 mo nh t c mc tiu trn. Hy cng cc thnh vin trong gia nh chun b hnh l no! 1. ng k nhn mail t cc cng ty, trang web du lch Rt nhiu hng hng khng, cng ty hay cc trang web du lch c dch v gi tin min ph qua mail. Loi mail ny thng thng bo v cc tour du lch gia nh gi r hay cc t khuyn mi gim gi tour, gi v Bn ch cn click chn chc nng ny trn trang ch ca cc cng ty du lch. Cng ty cung cp Tour gia re 2. Kho st gi c

Hy ln mng check gi tour ca cc cng ty du lch v so snh u nhc. Bn cn ch cc ni dung trong 1 tour: c phi l tour trn gi khng; bao gm cc loi ph, v i li cha, 3. Cn nhc tt c cc c hi gim gi Hy s dng th Hi vin ca cc hng hng khng (nu c) c hng gi v u i. Gi du lch ca tr em chc chn s t hn ngi ln, v vy ng ngi hi. 4. Chn phng khch sn hp vi c nh Mt s khch sn hoc khu resort c xy dng nhng phng dnh cho i gia nh. Trong mt s trng hp, thu mt phng ln s r hn 2 phng nh. 5. Du lch tri ma Tri ma y ph thuc vo im n (nh i bin ma ng) v ph thuc vo khong thi gian i hc ca l tr. Ngh h lun l khong thi gian kh khn tm c cc tour du lch gia nh gi r. 6. Thng lng gi c Trc khi s dng mt dch v ti a im du lch nh thu phng, thu xe, n ung hy hi trc gi v thng lng mt mc gi hp l hn cho c gia nh. 7. t tour mun 3 tun trc ngy khi hnh mt tour l thi im l tng bn tin hnh t tour. Vo khong thi gian ny, nu tour cn thiu ngi th nht thit cc cng ty du lch s gim gi tour. Hy chp ly c hi ny nh! 8. t tour sm Tuy nhin nhiu cng ty du lch li gim gi cho mt lng khch hng t tour sm nht. c bit, nu bn mun n mt a im mong c vo mt ngy k nim c bit, bn nn t tour sm thay v liu mnh i n pht cht. 9. t tour du lch cui tun Cc tour du lch vo dp cui tun bao gi cng r hn nhng tour di ngy. Mt u im na l bn c th t nhng tour ny vo pht cht, v im n cng v cng phong ph. 10. Cui cng, hy lun nh rng tin no ca ny. Xt cho cng th du lch l hng th, v vy ng qu tit kim trong nhng vic cn chi v ng chi. 11.Ln list Khng bao gi l qu sm bt u ln k hoch chi tiu cho k ngh, hy c mt quyn s nh tick ra nhng th bn cn mua trong k ngh bit c th mnh cn tit kim bao nhiu l . Sau khi tick c danh sch, bn s ghi nh chng v n lc c cc t gim gi v mua sm c ch ch, nh vy s tin c i ng.

Sm sa dn dn khng b cung cung khi n st ngy khi hnh cng l mt li khuyn hu ch dnh cho bn. 12.Khng i du lch vo ngy l Nghe c v v l, nhng nu php nm ca bn cn rt nhiu, hy xin ngh mt tun i du lch vo ngy thng. Gi c s r hn rt nhiu, t gi v i li cho n gi phng v gi sinh hot, ngoi ra bn s khng cn phi mt mi v cnh bon chen, x y, th th ngm phong cnh v th gin mt cch ch thc! 48.Kim thm thu nhp nh s thch Bn c mt s thch, nng khiu hay nim am m no ? ng tn hng n mt cch v ngha m hy bin n thnh khon thu nhp c ch cho gia nh bn. Vit lch, v tranh, chp nh, sng to trn my tnh, lm cc sn phm th cng, ca ht u l nhng cng vic th v v c th gip bn kim thm thu nhp.