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Product features:y Product is available to Resident individuals, NRE, and NRO between the age group of 18 years to 25 years.

y Zero AOA as a promotional offer till January 26, 2012. y Average quarterly balance of 2500 y Life time free international ATM debit card. y Charge free account with unlimited usage of other bank ATM. y Free demand draft and pay order. y No charges for non-maintenance of AQB. y Free any branch banking facility. y Free NEFT, RTGS. y Free mobile and internet banking. y Cheque book on request. Other benefits:y Preferential rate on educational loan. y Preference for project work at bank subject to availability of seats. y Special youth zone at selective branches. y Training on financial planning. y Special discounts on outlets like pizza hut, barista coffee etc.

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