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Quick Budget

Budget by Month

Tracking

Start a Quick Budget

Start a Budget by Month

(click here)

(click here)

Comparison

Move from worksheet to worksheet by clicking the blue buttons at the top of each worksheet.
Demo users: Income and the first 3 spending categories are open to demo users.

Budget Planner 1 - 2 - 3

#1 - Build a Budget
Use the Quick Budget sheet (for
simple budgets) or the
Budget by Month sheet (click here).

#2 - Track Income/Spending

#3 - Compare

Track your actual income and

spending on this sheet or use the
Daily Spending Record

Pre- Customized Versions (at no additional cost)

Need additional spending cateogories? Using another currency? See our Pre-Customized versions below
Available at no additional cost (all versions are available for free after purchasing the Budget Planner on our website)
Expanded (additional rows)
Cents version
Additional Categories
Pounds version
Daily Linked (A Daily Spending sheet for each Month)
Euro version
Expanded & Daily Linked

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by usi
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures
Make sure "Use this budget on Comparison sheet" is selected. (If this box is not selected, the "Budget By Month" figure
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the dro
the "Income" section.
Make sure "Use this budget on Comparison sheet" is selected if you are building 'a budget by month. (If this box is not

the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. These figures will be compared to your budgeted figures on t

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop d
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a lon
you stick to your budget.
Financial Calculators available at Simpleplanning.com:
- Budget Planner
- Mortgage Calculator
- Investment Calculator
- Tax Calculator
- Retirement Planner
- 401k Calculator

Net Worth Calculator

Complete Planner
Profit & Loss Planner

Software License Agreement

Simpleplannings.com grants usage of this financial planning "software" under the following terms and conditions:
After the purchasing and downloading of this software from Simpleplanning.com, the purchaser is granted a "license" to
The "licensee" may make copies of this product in an amount that does not exceed the number of licenses originally pu
Simpleplanning.com, or for the purpose of creating a backup copy.
This file or the software contained in this file shall not be transferred to a non-licensee without the written consent from

Limitation of Liability
Simpleplanning.com will not be held liable for damages in the event of, but not limited to inaccurate assumptions, calcu
software, hardware, data and network failure and profit/savings losses as a result of using this software.

Comparison

Daily Spending

Help

#3 - Compare Budget to Actuals

Compare your budgeted income and
spending to your actuals. Are you
over or under your budget?

Purchase now!

ed versions below
udget Planner on our website).

Enter the "Frequency" by using the drop down menu

o your Tracking (actual) figures on the "Comparison" sheet.
, the "Budget By Month" figures will be used for

budget month by using the drop down box in

et by month. (If this box is not selected,

January
February
March
April
May
June
July
August
September
October

November
December

d to your budgeted figures on the "Comparison" page.

me periods by using the drop down box above the

This simple record goes a long way in helping

Invoice Template
Business Suite

ng terms and conditions:

chaser is granted a "license" to use this product.
umber of licenses originally purchased from

hout the written consent from Simpleplanning.com.

naccurate assumptions, calculation errors,

g this software.

Enter what you plan on spending below.

Use the

Next: Track your actual spending

(click here)

Quick Budgeton the Comparison sheet

Category Name

Frequency

Amount

Income
Salary/Wages (Bill)
Salary/Wages (Jane)
Other
Other
Other

Spending

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Other
Water
Electricity
Internet
Other
Other

$3,400
$3,400
$50
$50

Type over sample categories & amounts

Transportation
Auto Loan/Lease
Insurance
John's bus pass
Gas
Maintenance
Registration/Inspection
Other
Other
Other
Other
Home
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Real Estate Tax
Other
Other
Other

Monthly
Monthly
Monthly
Weekly
Monthly

Monthly
Semi-Annually
Monthly
Weekly
Yearly
Yearly
Monthly
Monthly
Purchased
Planner includes:
Monthly
-Additional
categories/rows
Monthly

$200
$100
$40
$40
$200
$100
$70

-Alternate currencies
Monthly
Monthly
Monthly
Monthly
Semi-Annually
Monthly
Quarterly
Monthly
Monthly
Monthly

$1,000
$50
$50
$250
$30
$750

Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly

$40
$30
$40
$40
$40
$40
$50
$30

Monthly

Yearly

$7,050

$84,800

$3,400
$3,400
$50
$200
$-

$40,800
$40,800
$600
$2,600
$-

$5,887

$71,200

$512
$200
$17
$40
$160
$17
$8
$70
$$$-

$6,300
$2,400
$200
$480
$2,080
$200
$100
$840
$$$-

$1,422
$1,000
$$50
$50
$42
$30
$250
$$$-

$17,060
$12,000
$$600
$600
$500
$360
$3,000
$$$-

$310
$40
$30
$40
$40
$40
$40
$50
$30
$$-

$3,720
$480
$360
$480
$480
$480
$480
$600
$360
$$-

$600
$50
$500
$15
$5
$10
$20
$$$$-

$7,200
$600
$6,000
$180
$60
$120
$240
$$$$-

$362
$60
$25
$15
$20
$15
$60
$167
$$$-

$4,400
$720
$300
$180
$240
$180
$780
$2,000
$$$-

$960
$100
$40
$80
$40
$100
$600
$$$$-

$11,780
$1,200
$520
$1,040
$520
$1,300
$7,200
$$$$-

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other
Other
Other
Other

Monthly
Monthly
CellsMonthly
locked for
Monthly
Monthly
Monthly
Semi-Annually
Monthly
Monthly
Monthly

Entertainment
Memberships
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other
Other

Monthly
Quarterly
Cells
locked
Monthly
Monthly
Monthly
Weekly
Yearly
Monthly
Monthly
Monthly

Dining
Dining out
Coffee
Takeout
fast food
Lunch at work
Groceries
Other
Other
Other
Other

Monthly
Weekly
Cells
locked
Weekly
Weekly
Weekly
Monthly
Weekly
Yearly
Monthly
Monthly

Kids
Clothes
Child care
School supplies
Babysitter
Tuition
Music lessons
Other
Other
Other
Other

Monthly
$30
Monthly
$1,000
Cells
locked for Demo users
Monthly
$10
Monthly
$60
Monthly
Monthly
$15
Bi-Weekly/Fortnight
Yearly
Monthly
Monthly

$1,115
$30
$1,000
$10
$60
$$15
$$$$-

$13,380
$360
$12,000
$120
$720
$$180
$$$$-

Miscellaneous
401k
IRA
Donations
Dry Cleaning
New Clothes
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

Monthly
$20
Semi-Annually
$150
Cells
locked for Demo users
Monthly
$70
Monthly
$30
Semi-Annually
$100
Monthly
$300
Weekly
$20
Monthly
$50
Monthly
$15
Monthly
Bi-Weekly/Fortnight
Monthly

$607
$20
$25
$70
$30
$17
$300
$80
$50
$15
$$$-

$7,360
$240
$300
$840
$360
$200
$3,600
$1,040
$600
$180
$$$-

for

Demo

$50
$500
users
$15
$5
$10
$20

$60
$75
Demo users
$15
$20
$15
$15
$2,000

for Demo

$100
$10
users
$20
$10
$25
$600

Budget Summary

Chart:

Monthly

Income

$7,050

Spending

Net

$5,887

$1,163

Spending Summary

$512

$607

$1,115

$1,422

$310

$960
Transportati
on
Entertainme
nt

Home
Dining

Utilities

$362

Kids

Health

$600

Miscellaneo
us

Enter what you plan on spending below.

Use the

Next: Track your actual spending

(click here)

on the Comparison sheet

Quick Budget

Category Name

Income
Salary/Wages (Bill)
Salary/Wages (Jane)
Other
Other
Other

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

1
Nov

Dec

Budget
Summary
12 Months Year to
Date Jan

$6,950

$6,950

$6,950

$6,950

$6,950

$6,950

$6,950

$6,950

$6,950

$6,950

$6,950

$6,950

$83,400

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$3,400
$3,400
$50
$100

$40,800
$40,800
$600
$1,200
$-

Chart:

Current Month

6950

Income

$6,950

3400

3400

50

Spending

$5,826

100

Type over sample categories & amounts

Spending
Transportation
Auto Loan/Lease
Insurance
John's bus pass
Gas
Maintenance
Registration/Inspection
Other
Other
Other
Other
Home
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Real Estate Tax
Other
Other
Other
Utilities
Phone - Home
Phone - Cell
Cable
Gas
Other
Water
Electricity
Internet
Other
Other

$5,826

$5,645

$5,945

$6,320

$5,645

$5,645

$7,645

$5,645

$5,745

$5,945

$5,745

$5,945

$71,216

$666
$200
$100
$40
$160

$570
$200
$100
$40
$160

$570
$200
$100
$40
$160

$570
$200
$100
$40
$160

$570
$200
$100
$40
$160

$570
$200
$100
$40
$160

$570
$200
$100
$40
$160

$570
$200
$100
$40
$160

$570
$200
$100
$40
$160

$770
$200
$100
$40
$160
$200

$570
$200
$100
$40
$160

$570
$200
$100
$40
$160

$96
$70

$70

$70

$70

$70

$70

$70

$70

$70

$70

$70

$70

$7,136
$2,400
$1,200
$480
$1,920
$200
$96
$840
$$$-

$1,380
$1,000
$$50
$50

$1,380
$1,000
$$50
$50

$1,380
$1,000
$$50
$50

$30
$250

$30
$250

$30
$250

$310
$40
$30
$40
$40
$40
$40
$50
$30

$310
$40
$30
$40
$40
$40
$40
$50
$30

Purchased Planner includes:

-Additional categories/rows
$1,880
$1,380
$1,380
-Alternate currencies

$310
$40
$30
$40
$40
$40
$40
$50
$30

$310
$40
$30
$40
$40
$40
$40
$50
$30

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other
Other
Other
Other

$600
$50
$500
Cells$15
locked
$5
$10
$20

Entertainment
Memberships
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other
Other

$195
$195
$195
$60
$60
$60
$25
$25
$25
$15
$15
$15
Cells locked for Demo users
$20
$20
$20
$15
$15
$15
$60
$60
$60

Dining
Dining out
Coffee
Takeout
fast food
Lunch at work
Groceries
Other
Other
Other
Other

$960
$960
$960
$100
$100
$100
$40
$40
$40
$80
$80
$80
Cells locked for Demo users
$40
$40
$40
$100
$100
$100
$600
$600
$600

Kids
Clothes
Child care
School supplies
Babysitter
Tuition
Music lessons
Other
Other
Other
Other

$1,115
$1,115
$1,115
$1,115
$30
$30
$30
$30
$1,000
$1,000
$1,000
$1,000
$10
$10
$10
Cells$10
locked for
Demo users
$60
$60
$60
$60

Miscellaneous
401k
IRA
Donations
Dry Cleaning
New Clothes
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

$600
$515
$815
$20
$20
$20
$25
$150
$60
$60
Cells$70
locked for
Demo users
$30
$30
$30

$15

$300
$80
$50
$15
$10

$600
$600
$50
$50
$500
$500
$15
$15
for Demo users
$5
$5
$10
$10
$20
$20

$1,000
$$50
$50
$500
$30
$250

$15

$300
$80
$15
$10

$15

$300
$80
$150
$15
$10

$600
$50
$500
$15
$5
$10
$20

$195
$60
$25
$15
$20
$15
$60

$960
$100
$40
$80
$40
$100
$600

$15

$1,000
$$50
$50

$1,000
$$50
$50

$1,380
$1,000
$$50
$50

$30
$250

$30
$250

$30
$250

$310
$40
$30
$40
$40
$40
$40
$50
$30

$600
$50
$500
$15
$5
$10
$20

$195
$60
$25
$15
$20
$15
$60

$960
$100
$40
$80
$40
$100
$600

$310
$40
$30
$40
$40
$40
$40
$50
$30

$600
$50
$500
$15
$5
$10
$20

$195
$60
$25
$15
$20
$15
$60

$960
$100
$40
$80
$40
$100
$600

$310
$40
$30
$40
$40
$40
$40
$50
$30

$600
$50
$500
$15
$5
$10
$20

$2,195
$60
$25
$15
$20
$15
$60
$2,000

$960
$100
$40
$80
$40
$100
$600

$1,380
$1,000
$$50
$50

$1,380
$1,000
$$50
$50

$1,380
$1,000
$$50
$50

$1,380
$1,000
$$50
$50

$1,380
$1,000
$$50
$50

$30
$250

$30
$250

$30
$250

$30
$250

$30
$250

$310
$40
$30
$40
$40
$40
$40
$50
$30

$600
$50
$500
$15
$5
$10
$20

$195
$60
$25
$15
$20
$15
$60

$960
$100
$40
$80
$40
$100
$600

$310
$40
$30
$40
$40
$40
$40
$50
$30

$600
$50
$500
$15
$5
$10
$20

$195
$60
$25
$15
$20
$15
$60

$960
$100
$40
$80
$40
$100
$600

$310
$40
$30
$40
$40
$40
$40
$50
$30

$600
$50
$500
$15
$5
$10
$20

$195
$60
$25
$15
$20
$15
$60

$960
$100
$40
$80
$40
$100
$600

$310
$40
$30
$40
$40
$40
$40
$50
$30

$600
$50
$500
$15
$5
$10
$20

$195
$60
$25
$15
$20
$15
$60

$960
$100
$40
$80
$40
$100
$600

$310
$40
$30
$40
$40
$40
$40
$50
$30

$600
$50
$500
$15
$5
$10
$20

$195
$60
$25
$15
$20
$15
$60

$960
$100
$40
$80
$40
$100
$600

$1,115
$30
$1,000
$10
$60

$1,115
$30
$1,000
$10
$60

$1,115
$30
$1,000
$10
$60

$1,115
$30
$1,000
$10
$60

$1,115
$30
$1,000
$10
$60

$1,115
$30
$1,000
$10
$60

$1,115
$30
$1,000
$10
$60

$1,115
$30
$1,000
$10
$60

$15

$15

$15

$15

$15

$15

$15

$15

$690
$20

$515
$20

$515
$20

$515
$20

$515
$20

$615
$20

$615
$20

$615
$20

$815
$20

$60
$30
$100
$300
$80
$75
$15
$10

$60
$30

$60
$30

$60
$30

$60
$30

$60
$30

$60
$30

$60
$30

$300
$80

$300
$80

$300
$80

$300
$80

$60
$30
$100
$300
$80

$15
$10

$15
$10

$15
$10

$15
$10

$15
$10

$300
$80
$100
$15
$10

$300
$80
$100
$15
$10

$300
$80
$300
$15
$10

$17,060
$12,000
$$600
$600
$500
$360
$3,000
$$$$3,240
$480
$360
$480
$480
$480
$600
$360
$$$7,200
$600
$6,000
$180
$60
$120
$240
$$$$$4,340
$720
$300
$180
$240
$180
$720
$2,000
$$$$11,520
$1,200
$480
$960
$480
$1,200
$7,200
$$$$$13,380
$360
$12,000
$120
$720
$$180
$$$$$7,340
$240
$175
$730
$360
$200
$3,600
$960
$775
$180
$120
$$-

5826

Net

$1,124

666

200

100

40

Spending Summary
160

96

$600

70

$666

$1,115
1380

1000

$1,380

50

50

30

250

$960

Transportati
on
Entertainme
nt

$310
Home

310

40

Dining

30

Utilities

$195

Kids

Health

$600

Miscellaneo
us

40

Spending by Month
40

$9,000
40

50

$8,000
30

$7,000
0

$6,000
600

50

$5,000
500

15

$4,000
$3,000
$2,000
0

$1,000
0

$0
195

60

25

15

20

15

60

960

100

40

80

40

100

600

1115

30

1000

10

60

15

600

20

25

70

30

300

80

50

15

10

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Enter what you actually spend below.

Category Name

Income
Salary/Wages (Bill)
Salary/Wages (Jane)
Other
Other
Other

Spending
Transportation
Auto Loan/Lease
Insurance
John's bus pass
Gas
Maintenance
Registration/Inspection
Other
Other
Other
Other
Home
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Real Estate Tax
Other
Other
Other

Jan

Feb

or
Mar

$6,800

$6,825

$6,950

$3,400
$3,400
$-

$3,400
$3,400
$25

$3,400
$3,400
$150

Next: Compare actual spending

to your budget (click here)

Track spending Daily

Apr

May

$-

$-

Jun

Jul

$-

Aug

$-

$-

Sep

$-

Oct

Nov

$-

$-

1
Dec

$-

Tracking
Summary
Year to Date Year to
Date Jan
$20,575
$10,200
$10,200
$175
$$-

Let's you know when

spending is over budget.

###

$$$-

$5,596

$6,376

$-

$-

$-

$-

$-

$-

$-

$-

$-

$17,808

###

$460
$200
$100

$650
$200
$100

$550
$200
$100

$-

$-

$-

$-

$-

$-

$-

$-

$-

$460

$100

$120
$170

$100

$60

$60

$1,660
$600
$300
$$$320
$170
$$190
$35
$45

$50
$50

$$50

$50
$50

$30
$350

$30
$360

$30
$375

$280
$40
$30
$40
$30
$40
$$70
$30

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other
Other
Other
Other

$550
$10
$500

Entertainment
Memberships
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other
Other

$282
$60
$100
$50
$15
$22
$15
$20

$270
$40
$30
$40
$30
$40
$$60
$30

$274
$46
$38
$40
$30
$40
$$50
$30

$550
$10
$500

$-

Spending by Month

$- $7,000
$100
$$-

$6,000

$60
$-

$5,000

$$- $4,000

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

Cells locked for Demo users

$30

$30

$30

$10

$10

$10

$4,425
$3,000
$$100
$150
$$90
$1,085
$$$-

###
###$3,000
$$50

$2,000

$50
$-

$30$1,000
$350
$$$-

$824
$126
$98
$120
$90
$120
$$180
$90
$$-

$280

$1,650
$30
$1,500
$$$$90
$$30
$$-

$550

$923
$180
$375
$50
$55
$88
$60
$60
$$55
$-

$282

$40
$30
$40
$30
$40
$$70
$30
$$-

$10
$500
$$$$30
$$10
$$$-

$187
$60
$75

$454
$60
$200

$15
$22
$15

$25
$44
$30
$40

$-

$-

$-

$-

$-

$-

$-

$-

$-

Cells locked for Demo users

$55

$60
$100
$50
$15
$22
$15
$20
$$$$-

Dining
Dining out
Coffee
Takeout
fast food
Lunch at work
Groceries
Other
Other
Other
Other

$1,007
$150
$100
$50
$15
$22
$650
$20

Kids
Clothes
Child care
School supplies
Babysitter
Tuition
Music lessons
Other
Other
Other
Other

$1,182
$60
$1,000
$50
$15
$22
$15
$20

Miscellaneous
401k
IRA
Donations
Dry Cleaning
New Clothes
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

$595
$20
$15
$60

$862
$150
$75

$1,039
$250
$80

$15
$22
$600

$25
$44
$600
$40

$-

$-

$-

$-

$-

$-

$-

$-

$-

Cells locked for Demo users

$2,908
$550
$255
$50
$55
$88
$1,850
$60
$$$-

###
$150
$100
$50
$15
$22
$650
$20
$$$$-

$1,112
$60
$1,000

$1,254
$60
$1,000

$15
$22
$15

$25
$44
$30
$40

$-

$-

$-

$-

$-

$-

$-

$-

$-

Cells locked for Demo users

$55

$3,548
$180
$3,000
$50
$55
$88
$60
$60
$$55
$-

###
$60
###
$50
$15
$22
$15
$20
$$$$-

$300
$100
$100

$(51)

$525
$20
$45
Cells$60
locked

$300
$100

$(291)

$750
$$20
$25
for
Demo
users
$60

$-

$-

$-

$-

$-

$-

$-

$-

$300
$120
$150
$30
$45

$489

$574

$100

$-

$550
$10
$500

Net

$200

$-

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Other
Water
Electricity
Internet
Other
Other

$6,376

$-

$70
$35
Type over sample categories &$45
amounts
$1,505
$1,000

$6,950

Spending

$5,836

$1,440
$1,000

Income

###

Under
Budget

$1,480
$1,000

March

$-

Under
Budget

Over Budget

Chart:

###

$(5,887)

$(5,887)

$(5,887)

$(5,887)

$(5,887)

$(5,887)

$(5,887)

$(5,887)

$(5,887)

$1,870
$60
$85
$180
$$$900
$320
$250
$30
$45
$$-

$595
$20
$15
$60
$$$300
$100
$100
$$$$-

$0

Spending

Income

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

March

Compare your budget to your actual spending below.

Category Name

Income
Salary/Wages (Bill)
Salary/Wages (Jane)
Other
Other
Select month
Other

Spending
Transportation
Auto Loan/Lease
Insurance
John's bus pass
Gas
Maintenance
Registration/Inspection
Other
Other
Other
Other
Home
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Real Estate Tax
Other
Other
Other

Budget

Tracking

Compare

$7,050

$6,950

($100)

$3,400
$3,400
$50
$200
$0

$3,400
$3,400
$150

$0
$0
$100
($200)
$0

$5,887

$6,376

$512
$550
$200
$200
$17
$100
$40
$160
$17
$100
Over
budget in red
$8
$70
Under budget in green
$0
$70
$0
$35
$0
$45
$1,422
$1,000
$0
$50
$50
$42
$30
$250
$0
$0
$0

$1,505
$1,000

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Other
Water
Electricity
Internet
Other
Other

$310
$40
$30
$40
$40
$40
$40
$50
$30
$0
$0

$274
$46
$38
$40
$30
$40
$0
$50
$30

($36)
$6
$8
$0
($10)
$0
($40)
$0
$0
$0
$0

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other
Other
Other
Other

$600
$50
$500
$15
$5
$10
$20
$0
$0
$0
$0

$550
$10
$500

($50)
($40)
$0
($15)
($5)
($10)
$10
$0
$10
$0
$0

Entertainment
Memberships
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other
Other

$362
$60
$25
$15
$20
$15
$60
$167
$0
$0
$0

$454
$60
$200

Dining
Dining out
Coffee
Takeout
fast food
Lunch at work
Groceries
Other
Other
Other
Other

$960
$100
$40
$80
$40
$100
$600
$0
$0
$0
$0

$1,039
$250
$80

Kids
Clothes
Child care
School supplies
Babysitter
Tuition
Music lessons
Other
Other
Other
Other

$1,115
$30
$1,000
$10
$60
$0
$15
$0
$0
$0
$0

$1,254
$60
$1,000

Miscellaneous
401k
IRA
Donations
Dry Cleaning
New Clothes
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

$607
$20
$25
$70
$30
$17
$300
$80
$50
$15
$0
$0
$0

$750
$20
$25
$60

$50
$50
$30
$375

$30
$10

$25
$44
$30
$40
$55

$25
$44
$600
$40

$25
$44
$30
$40
$55

$300
$120
$150
$30
$45

Budget vs Tracking Summary

Income

$83
$0
$0
$0
$0
($42)
$0
$125
$0
$0
$0

$92
$0
$175
($15)
$5
$29
($30)
($127)
$0
$55
$0
$79
$150
$40
($80)
($15)
($56)
$0
$40
$0
$0
$0
$139
$30
$0
($10)
($35)
$44
$15
$40
$0
$55
$0
$143
$0
$0
($10)
($30)
($17)
$0
$40
$100
$15
$45
$0
$0

$7,050
Budget

$6,950

Tracking

$5,887

Spending

$489
$38
$0
$83
($40)
($160)
$83
($8)
($70)
$70
$35
$45

Mar

Net

$6,376
$1,163
$574

Where Are You Overspending? (vs Budget)

$200

Over Budget

Under Budget
$139

$150

$83

$100
$50

$92

$143

$79

$38

$0

-$36
-$50
-$100

Home
Trans

-$50

Healt
Utili

Dinin
Enter

Misce
Kids

Next: Compare actual spending

to your budget (click here)
Category Name

Spending
Transportation
Auto Loan/Lease
Insurance
John's bus pass
Gas
Maintenance
Registration/Inspection
Other
Other
Other
Other
Home
Mortgage
Rent
Maintenance
Insurance
Furniture
Household Supplies
Real Estate Tax
Other
Other
Other

1st
$1,075
$75

2nd

3rd

4th

5th

6th

7th

8th

9th

10th

11th

12th

13th

14th

15th

16th

17th

18th

19th

20th

21st

22nd

23rd

24th

25th

26th

27th

28th

29th

30th

31st

$480

$100

$640

$-

$15

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$2,730

$-

$-

$-

$100

$-

$15

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$190
$$100
$30
$-

$100
$15

$15

$$60
$$-

This sheet is optional. Use this sheet to keep track of what you spend on a daily basis.
a We provide a version of the Budget Planner with 12 Daily Spending sheets (one for each month). Each sheet is
linked to the Tracking sheet so you won't have to enter your actual spending in two different places.
(we provide this version to you at no additional charge)

$60

$1,000
$1,000

$-

$-

$100

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$1,100
$1,000
$$$$$$100
$$$-

$90

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$240
$40
$30
$40
$40
$20

$100

Utilities
Phone - Home
Phone - Cell
Cable
Gas
Other
Water
Electricity
Internet
Other
Other

$-

Health
Dental
Medical
Medication
Vision/contacts
Life Insurance
Other
Other
Other
Other
Other

$-

Entertainment
Memberships
Events
Subscriptions
Movies
Music
Hobbies
Travel/ Vacation
Other
Other
Other

$-

Dining
Dining out
Coffee
Takeout
fast food
Lunch at work
Groceries
Other
Other
Other
Other

$-

Kids
Clothes
Child care
School supplies
Babysitter
Tuition
Music lessons
Other
Other
Other
Other

$-

Miscellaneous
401k
IRA
Donations
Dry Cleaning
New Clothes
College Loans
Pocket Money
Gifts
Credit Card
Other
Other
Other

$-

Month

$420

$70
$40
$30

$80

$-

$40
$40
$20
$40

$40
$30
$$-

$30

$70
$40
$30

$80

$-

$90

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$40
$40
$20
$40

$40
$30
$$-

$30

$70
$40
$30

$80

$-

$90

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$40
$40
$20
$40

$80

$-

$90

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$40
$40
$20
$40

$80

$-

$90

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$40
$40
$20
$40

$80

$-

$90

$40
$40
$20
$40
$30

$240
$40
$30
$40
$40
$20
$40
$30
$$-

$30

$70
$40
$30

$240
$40
$30
$40
$40
$20
$40
$30
$$-

$30

$70
$40
$30

$240
$40
$30
$40
$40
$20
$40
$30
$$-

$30

$70
$40
$30

$240
$40
$30
$40
$40
$20

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$-

$240
$40
$30
$40
$40
$20
$40
$30
$$$$-

Home

Quick Budget

Budget by Month

Tracking

Comparison

FAQ's
Why is the planner password protected?

We password protect our planner in order to maintain the integrity of the calculations (we do not provide the password to u
This ensures that the calculations and graphs work properly. Only the white cells in the planner are open for input; shaded
cells are password protected.

How can I add additional rows?

Go to the Home tab and click the Budget Planner_Additional Categories link. Save this file to your computer before you b

How do I change the category names?

You can change the default categories/subcategories on either one of the budget sheets (Quick Budget or Budget by Mon
These new titles will flow through each sheet of the planner.

Why doesn't the Tracking by Day sheet link back to the Tracking by Month sheet?

The Tracking by Day sheet as a way to record your spending habits by day for a single month. We recommend using this
so you get a clear idea of where you money goes and when it goes. Bad spending habits can be corrected within one mo
Once you have recognized these daily habits, we recommend using the monthly tracking sheet thereafter.
If you chose to continue using the Tracking by Day sheet you may download the Daily Linked version on the Home sheet.

Why aren't my budget category names flowing through the rest of the sheets in the planner?

At the top of the Tracking by Month, Tracking by Day or Budget vs Tracking sheets, you will need to select which budget s
If you completed a Budget by Month, then Select Budget by Month. If you completed a Quick Budget, then select Quick B
Once the selection is made, your category names will flow through.

Why can't I change the category names on Tracking sheet?

You can change the default categories/subcategories on either one of the budget sheets (Quick Budget or Budget by Mon
These new titles will flow through each sheet of the planner, including the Tracking sheet
*Make sure "Use this budget for comparison purposes" is selected at the top of the budget sheet you decide to use. Once
your new titles will flow through each sheet of the planner.

How do I change the width of the columns?

Select a cell in the column you would like to widen. Select Format on the menu bar and then Column, Width

Why doesn't the Quick Budget sheet link to the Budget by Month sheet?

Both the Quick Budget and the Budget by Month sheet are budget sheets, but you will need to choose one or the other. T
sheet is meant for budget's that don't change from one month to the next. The Budget by Month sheet is meant for budge
month to the next. It's up to you which one you decide to use.
*Make sure you select "Use this budget on Comprison sheet" at the top of your Budget. This will insure the proper budget
on the Comparison

How do I see my figures down to the cent?

Select only the white input cells that you would like to adjust.
Click the $ icon on the Excel Format toolbar.
If you don't see a $ icon on the format toolbar, select Format, Cells, Number tab and then Currency. Click OK.

Comparison

Daily Spending

Help

do not provide the password to unprotect).

lanner are open for input; shaded

le to your computer before you begin using.

(Quick Budget or Budget by Month).

onth. We recommend using this sheet for a month

s can be corrected within one month of using this sheet.
sheet thereafter.
nked version on the Home sheet.

s in the planner?

will need to select which budget sheet you used.

Quick Budget, then select Quick Budget.

(Quick Budget or Budget by Month).

et sheet you decide to use. Once this selection is made,

hen Column, Width

ed to choose one or the other. The Quick Budget

y Month sheet is meant for budgets that vary one

This will insure the proper budget information is populated

Currency. Click OK.