رجوع الكفيل على المدين - مصر والأردن

The claiming back of the performed guarantor to the
debtor a comparative study between the Jordanian
law and the Egyptian Law

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The claiming back of the performed guarantor to the debtor a

comparative study between the Jordanian law and the Egyptian Law
Prepared by
Reem Yahya Hamto Abzakh
Supervised by
Dr. Mohannad Azmi abo Magly
Abstract
The aim of this study is to explain the means and the provisions required to
enable the guarantor claim his money back if he was obliged to pay the debt instead of
the debtor whether the debtor was only one person, or if there were multi-debtors or
even if there were multi-guarantors for the same debt.
It also aims to compare the means and the provisions approved by the Jordanian
legislation with those approved by the Egyptian legislation to overcome any obstacles
or drawbacks in the legislation that risk the guarantor not being able to claim his
money back from the debtor.
In order to achieve the objectives of this study reference was made to legal
provisions concerning guaranty in both Jordanian Civil law and Egyptian Civil law,
and to all the books and writings concerning guaranty research and study.
The study concluded some results, the most important results are:
according to the Jordanian legislation, the creditor has the right to demand the
guarantor before demanding the debtor, as he can demand any of them or both of
them without requiring him to return to the debtor first, one exception to this is the
case which doesn't allow the creditor to return to the guarantor of the guarantor,
before returning to the guarantor first if there isn't solidarity between them.
Unlike the Egyptian legislation, which stipulates that the creditor should demand the
debtor first before he demands the guarantor. Thus, giving the guarantor the right to
prevent being demanded by the creditor, taking into account that he must return to the
debtor first.
Jordanian legislation did not confirm the principle of payment deprivation that does
not allow confiscation of the guarantor funds prior to the confiscation of the debtor
funds and assets as a general rule. One exception to this principle is the text article
(971) which entitles the guarantor the right to prevent the confiscation of his funds
before confiscating other collateral security bound to the same debt prior to the
guaranty. Unlike the Egyptian legislation which adopted the payment deprivation as a
general principle having its own particular terms regardless of the existence of
collateral security or not.
According to the Jordanian legislation, the total calculation of legal interest paid by
the guarantor to discharge the debtor starts from the date of judicial claim, not the
date of the payment while the Egyptian legislation explicitly gives the right to the
guarantor to regard the legal interest from the payment date.
Jordanian legislation doesn't provide clear solutions for the performed guarantor to
give him the right to claim his money back from the debtor in accordance with the
guaranty contract. Whereas, the Egyptian legislation expressly provided lawsuit
solutions, defining special terms and conditions for this case to distinguish it from the
personal lawsuits and other general principles in law.

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رجوع الكفيل على المدين - مصر والأردن

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رجوع الكفيل على المدين - مصر والأردن

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