Plan presentation from www.ourlic.blogspot.com Plan presentation from www.ourlic.blogspot.

com

Jeevan Saral
(165-20)
Version:2.5

Plan presentation specially customised for Thomas, aged 25 years.

Jeevan Saral is a versatile plan from Life Insurance Corporation of India with features of conventional plans and flexibility of unit linked plans.
It provides:

 Higher insurance cover  Smooth returns  Flexibility and liquidity

You are provided the freedom to choose the premium you want to pay. Once premium is chosen Insurance coverage and the maturity benefit is derived from it.

Basic conditions
Minimum age at entry Maximum age at entry Minimum term Maximum term 12 years 60 years 10 years 35 years Minimum premium (Age 12 to 49) Minimum premium (Age 50 to 60) Maximum premium Premium in multiples of Rs.250 per month Rs 400 per month No limit Rs 50 per month

Salient Features Maturity benefits : Maturity Sum Assured (MSA) + Loyalty additions Death benefit: 250 times of the basic monthly premium + Return of premium paid (excluding 1st year premium) + Loyalty additions. Loyalty addition: will be declared after the policy has been in full force for at least 10 years. Auto cover: If the policy is in force for more than three years, the risk coverage will continue for another 12 months even if the premiums are not paid in that period. Surrender charge: No surrender charge will be deducted from policies surrendered after 5 years. Partial surrender: is available after 3 years and provides a smooth return on your needs.

Basic monthly premium considered is Rs.500 Minimum risk coverage available is Rs.125000 and maximum risk coverage is Rs.378165 Accident cover increases from Rs.250000 to Rs.503165 during the policy period. Premium Yearly Half yearly Quarterly Mly(SSS) 6005 3033 1531 510 Maturity benefit Maturity sum assured Assumed loyalty addition Total maturity benefit
Total premium paid

139070 139070 278140

120100

*Loyalty addition rate shown is just an assumed rate based on the past experience on other plans and is not guaranteed.

Plan presentation from www.ourlic.blogspot.com Plan presentation from www.ourlic.blogspot.com

Jeevan Saral
Premium Maturity SumAssured Year Paid 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 0 6005 12010 18015 24020 30025 36030 42035 48040 54045 60050 66055 72060 78065 84070 90075 96080 102085 108090 114095 120100 0 0 0 12830 18250 23685 29490 35535 41850 48515 55605 63215 70900 79090 87955 97655 105685 113850 122140 130550 139070 0
Assumed Loyalty*

Surrender Value 0 0 12830 18250 23685 29490 35535 41850 48515 80627 94506 109186 125358 143367 163572 190233 210623 232066 254573 278140 0

Normal coverage 125000 131005 137010 143015 149020 155025 161030 167035 173040 204067 216341 229341 243328 258477 274987 299623 317853 337011 357113 378165 0

(165-20) Accident coverage 250000 256005 262010 268015 274020 280025 286030 292035 298040 329067 341341 354341 368328 383477 399987 424623 442853 462011 482113 503165 0

0 0 0 0 0 0 0 0 0 25022 31291 38286 46268 55412 65917 84548 96773 109926 124023 139070 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

*Loyalty addition rate shown is just an assumed rate based on the past experience on other plans and is not guaranteed.

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