Overview: As e-commerce is increasingly critical to organizational survival in the 21st century global marketplace, business organizations are challenged

with selecting the best payment alternatives to meet both their requirements and the needs of their customers. E-commerce encompasses the activities of internet service providers, internet access providers, telecommunications operators and other providers, including the providers of publishing initiatives and advertising, and most importantly, e-payment services. The emergence of online transactions, enabled through internet media, has led to an increase in the availability of electronic payment (e-payment) systems.