Progressive:

Net Income
Total Asset
ROA

2000

2001

2002

2003

2004

2005

46.100

411.400

667.300

1,255.400

1,648.700

1,393.900

10,051.600

11,122.400

13,564.400

16,281.500

17,184.300

18,898.600

0.00458633 0.03698842

0.049194951

0.077105918

0.095942226

0.073756786

Industry:
Net Income

2000

2001

2002

2003

2004

2005

20,563,739

-6,662,007

9,168,718

31,228,898

40,529,927

48,796,014

Total Asset

931,319,925 972,664,771 1,083,883,188 1,174,328,295 1,284,678,537 1,405,830,991

ROA

0.02208021

-0.0068492

0.008459138

0.026592988

0.031548692

0.03470973

2006

2007

2008

2009

2010

1,647.500

1,182.500

-70.000

1,057.500

1,068.300

19,482.100

18,843.100

18,250.500

20,049.300

21,150.300

0.062755067 -0.003835511

0.052744984

0.050509922

0.084564806

2006

2007

2008

2009

2010

67,593,827

65,573,100

3,561,973

31,348,197

39,663,068

1,488,000,086 1,551,259,092 1,492,029,293 1,541,195,243 1,595,053,509

0.045425956

0.042270888

0.002387334

0.020340185

0.024866293

Progressive:

Net Income
Average Total
Stockhoder's equity
ROE

Stockholder's equity

2000

2001

2002

2003

2004

2005

46.100

411.400

667.300

1,255.400

1,648.700

1,393.900

2,811.300

3,060.250

3,509.350

4,399.300

5,093.000

5,631.450

0.01639811 0.13443346 0.19014917 0.28536358 0.32371883 0.24752062

1999

2000

2001

2002

2003

2004

2,752.800

2,869.800

3,250.700

3,768.000

5,030.600

5,155.400

2000

2001

2002

2003

2004

2005

Industry:

Net Income
Average Total
Stockhoder's equity

20,563,739

-6,662,007

9,168,718

31,228,898

40,529,927

48,796,014

328939151

307461169

292326676

322498129

378056202

420496863

ROE

0.06251533

-0.0216678 0.03136463 0.09683435 0.10720609 0.11604371

Stockholder's equity

1999
2000
2001
2002
2003
2004
336,461,902 321,416,399 293,505,939 291,147,412 353,848,845 402,263,558

2006

2007

2008

2009

2010

1,647.500

1,182.500

-70.000

1,057.500

1,068.300

6,477.050

5,891.050

4,575.400

4,981.950

5,898.750

0.25435962 0.20072822

-0.0152992 0.21226628 0.18110617

2005

2006

2007

2008

2009

2010

6,107.500

6,846.600

4,935.500

4,215.300

5,748.600

6,048.900

2006

2007

2008

2009

2010

67,593,827

65,573,100

3,561,973

31,348,197

39,663,068

469968730

520069790

507056418

503394506

556030465

0.14382622 0.12608519 0.00702481 0.06227362 0.07133254

2005
2006
2007
2008
2009
438,730,167 501,207,293 538,932,286 475,180,549 531,608,462

2010
580,452,468

Loss Ratio
Progressive
Travelers
AllState
Industry

1999
74.9
72.9
74
78.7

2000
83.2
73.4
75.2
81.4

2001
73.6
79
79.2
88.6

2002

2003
67.5
71.1
70.4
75

2004
65.1
79.4
68.9
72.4

2005
68.1
73.1
78.9
74.7

2006
66.5
57.6
59.3
65.5

2007
71.6
57.1
65.6
68

2008
73.5
59
75
76

2009
70.6
57.2
72.5
72.2

2010
70.8
60.8
73.8
73.3

Combined Ratio
Progressive
Travelers
AllState
Industry

1999
99.4
102.3
99.2
107.7

2000
106.6
100.9
101.3
110

2001
96.6
106.6
103.5
115.8

2002

2003
87.8
96.7
95.2
100.1

2004
85.7
107.3
94.1
98.2

2005
88.3
101.7
103.5
100.3

2006
87.1
86.6
85.1
92.4

2007
93.2
87.9
91.3
95.5

2008
95
90.6
100.4
103.7

2009
92.2
89.5
97.5
100.6

2010
93.2
92.9
99.4
102

Operating Ratio
Progressive
Travelers
Allstate
Industry

1999

2000

2001

2003

2004

2005

94.5

101.1

91.8

2002

84.5

82.7

85.9

82.5

83.4

89

85.7

92.7

86.2

91.3
98.5

94.8
99.9

97
107.1

89.9
93.7

87.6
91.7

97.3
93.3

2006

2007

2008

2009

2010

84.1

90.7

94.8

88.8

90.8

76.6

75.3

80.3

78.8

80.5

78.6
85.4

83
88.2

99.1
99.6

94.8
94.7

96.6
94.4