Professional Documents
Culture Documents
Figures in Millions
BANKS
ABN-AMRO Bank
African Banking Corporation Ltd.
Akiba Bank Ltd
Bank of Africa
Bank of Baroda
Bank of India
Barclays Bank of Kenya Ltd
Biashara Bank of Kenya Ltd
Bullion Bank Ltd.
CFC Bank Ltd.
Charterhouse Bank Ltd.
Chase Bank Ltd.
Citibank, N.A.
City Finance Bank Ltd.
Commercial Bank of Africa Ltd.
Consolidated Bank of Kenya ltd.
Co-operative Bank of Kenya Ltd.
Co-operative Merchant Bank Ltd.
Credit Agricole Indosuez
Credit Bank Ltd.
Daima Bank Ltd.
Delphis Bank Ltd.
Development Bank of Kenya Ltd.
Diamond Trust Bank Kenya Ltd.
Dubai Bank Ltd.
EABS Bank
Ecobank Bank Ltd
Equatorial Commercial Bank Ltd.
Equity Bank
Euro Bank Ltd.
Family Bank Ltd
Fidelity Commercial Bank Ltd.
Fina Bank Ltd.
First American Bank Ltd.
Giro Commercial Bank Ltd.
Guardian Bank Ltd.
Gulf African Bank Ltd
Habib AG Zurich
Habib Bank Ltd.
Imperial Bank Ltd.
Industrial Development Bank Ltd.
Investment & Mortgages Bank Ltd.
Jamii Bora Bank
Kenya Commercial Bank Ltd
K-Rep Bank Ltd.
Middle East Bank of Kenya Ltd.
National Bank of Kenya Ltd
National Industrial Credit Bank Ltd.
Oriental Commercial Bank
Paramount-Universal Bank Ltd.
Prime Bank Ltd.
Southern Credit Banking Corp. Ltd.
Stanbic Bank Kenya Ltd.
Standard Chartered Bank Ltd
Transnational Bank Ltd.
Trust Bank Ltd.
UBA Kenya Bank Ltd
Victoria Commercial Bank Ltd
2000
RESERVES AND
SHAREHOLDERS
CAPITAL
2001
PROFIT
BEFORE
TAX
TOTAL
ASSETS
2,261
324
589
868
369
532
8,818
1,640
1,506
489
34
26
16,546
3,612
3,309
370
319
10,339
354
211
1,439
265
319
2,295
304
1,551
982
1,489
185
645
322
89
86
1,206
1,055
258
467
86
4,115
85
1,060
180
97
3
198
531
936
775
7,764
2,137
304
306
761
2,196
1,357
743
91
1,328
716
44,520
879
1,114
5,447
777
390
10,042
630
5,017
1,304
16,803
2,764
3,132
964
945
3,119
2,922
1,892
311
47
94
2,983
60
-249
243
77
26
619
-122
370
-14
-1,414
-156
68
26
-46
-731
84
175
-1
3,806
3,019
84,118
2,410
1,697
9,773
1,524
908
22,500
875
14,482
3,253
27,852
4,362
8,122
2,011
1,292
5,553
4,513
5,494
686
367
505
1,344
30
108
889
1,703
15
218
475
1,027
357
606
372
796
1,550
864
2,284
957
2,760
3,954
2,714
3,839
288
261
458
1,293
1,076
92
199
307
1,145
787
6,470
507
661
2,156
2,210
PROFIT BEFORE
TAX
TOTAL
ASSETS
2002
SHAREHOLDERS
EQUITY
PROFIT BEFORE
TAX
TOTAL
ASSETS
40.94
22.01
3,717.00
4,527.00
352.00
605.00
213
543
1,340
2,452
44
19
4,065
5,158
52.09
115.53
4,215.49
70.81
4,391.00
3,572.00
89,923.00
2,751.00
383.00
383.00
11,401.00
376.00
270
57
5,951
24
1,260
851
47,615
938
41
63
2,518
52
5,604
5,122
105,378
3,062
145.22
92.21
30.00
699.24
1.51
477.11
(13.14)
(439.28)
(365.91)
62.76
37.62
(38.81)
(518.13)
106.66
38.23
10.15
10,569.00
2,474.00
1,038.00
41,850.00
1,008.00
20,374.00
4,368.00
30,786.00
4,242.00
8,803.00
1,881.00
1,255.00
3,725.00
4,269.00
6,232.00
963.00
1,459.00
328.00
334.00
4,015.00
390.00
1,703.00
802.00
1,992.00
(181.00)
723.00
348.00
38.00
(667.00)
1,014.00
1,043.00
296.00
225
87
1
296
386
544
745
5,924
1,726
255
121
480
1,920
951
339
69
5,398
720
476
12,388
569
4,586
1,061
16,667
2,530
2,526
684
669
2,518
2,131
1,916
325
187
105
47
1,159
15
351
77
102
45
31
-1
-277
39
107
-28
65
12,674
2,511
1,401
36,108
933
19,617
4,160
41,810
6,532
2,133
1,318
4,222
3,463
6,942
980
2,965
2,523
27.39
2,677.00
372.00
178
917
-1,071
3,820
1,960
(76.90)
2,506.00
31.00
930
1,543
22
1,454
2
51
121
20
56
1,558
5,514
7,480
4,704
5,258
25.85
51.60
227.50
29.59
55.64
1,517.00
5,846.00
8,386.00
5,272.00
4,850.00
237.00
508.00
1,145.00
375.00
635.00
298
514
913
851
1,466
816
2,893
3,347
2,925
2,716
73
191
33
64
82
6,622
8,138
5,239
5,205
4,345
743
931
2,140
1,827
4,028
106
79
113
-65
138
3,473
3,247
3,613
2,449
8,658
112.85
98.10
147.62
(221.38)
101.10
3,946.00
3,514.00
4,370.00
2,905.00
8,848.00
354.00
316.00
525.00
524.00
1,078.00
42
107
235
583
461
732
792
2,563
1,466
3,695
110
187
-98
109
-3,199
3,561
5,285
2,011
9,416
92,382
19,750
5
510
26,079
1,219
43,829
438
1,631
37,181
4,781
-693
14
111
-1,631
451
93,518
972
5,062
44,934
8,738
169.47
56.89
80.10
(322.58)
377.04
89,904.00
1,202.00
5,173.00
50,394.00
9,821.00
6,406.00
549.00
677.00
2,457.00
2,326.00
19,989
6
300
14,582
923
39,569
740
1,528
26,119
4,702
86
60
390
340
9
1,736
5,021
53,618
10,826
1,715
260
416
311
1,017
4,554
439
-1,160
358
304
606
1,814
2,694
717
11,708
958
1,586
1,218
4,355
18,103
1,088
12,196
17
47
-14
-439
3,119
22
-1,582
1,716
3,181
1,997
9,078
59,846
2,578
13,300
12.09
55.29
(64.11)
(290.44)
3,205.07
221.09
1,771.00
3,862.00
3,936.00
8,456.00
67,479.00
2,762.00
268.00
476.00
1,108.00
754.00
4,672.00
640.00
283
98
657
793
1,601
341
783
1,618
1,511
3,400
15,106
991
71
14
35
3,217
122
22
4,767
3,517
9,704
74,495
3,075
3,738
455
662
2,001
21
3,652
20.01
3,275.00
465.00
274
1,565
2002
2003
SHAREHOLDERS
EQUITY
NON PERFORMING
LOANS (NPLS)
2004
TOTAL
ASSETS
TOTAL LOANS
SHARE
HOLDERS
EQUITY
PRE TAX
PROFIT
PROFIT BEFORE
TAX
TOTAL
ASSETS
SHAREHOLDERS
EQUITY
382
620
152
891
1,644
3,277
144
1,011
1,795
2,723
3,833
4,176
426
689
66
-754
114
-62
4,321
5,009
504
(10.30)
130,467
1,042,648
234,485
9,081,239
2,130,829
2,714,538
2,797,686
69,768,719
415
774
9,989
396
258
82
7,925
13
1,533
1,081
52,829
787
298
120
8,844
1,886
1,452
60,039
8,044
5,829
97,001
823
885
11,022
143
176
4,764
274
123
5,413
8,654
6,342
115,800
969
959
12,485
1,507
401
366
4,067
396
1,568
624
1,794
752
370
28
824
809
1,051
306
416
354
128
1
348
265
525
711
8,778
172
139
450
1,991
708
161
92
149
6,312
1,027
684
11,554
484
4,975
1,487
22,596
2,136
693
651
2,173
1,791
2,780
510
1,080
422
143
2
466
126
503
846
8,195
8,047
1,568
937
8,795
347
4,625
1,589
23,250
13,811
2,632
1,710
33,769
650
18,341
2,442
32,518
1,601
475
471
4,172
406
1,648
636
2,130
254
107
59
826
11
544
12
183
354
43
-92
356
11
416
-71
354
18,474
3,773
2,128
26,043
624
21,394
4,579
62,088
1,702
503
(17.42)
3,510
2.64
1,812
(12.57)
3,299
30
162
513
1,286
407
128
97
3,343
912
576
1,675
1,108
5,015
510
4,809
2,145
404
2,211
2,693
8,571
783
740
404
-274
650
901
1,175
355
1
47
-119
-230
126
180
9
47
-3
94
193
31
103
218
2,708
1,060
2,780
11,691
1,146
3,023
7,161
419
0.91
934
1,223
373
508
1,271
-980
1,633
2,646
119
1,537
2,941
460
96
1,776
0.65
248
228
776
554
1,199
397
663
375
442
841
741
1,202
56
2,776
3,289
2,773
2,449
740
205
397
626
743
946
833
2,869
3,283
2,981
2,776
1,235
5,851
6,660
4,257
4,066
260
629
1,243
420
681
18
105
150
33
52
-51
214
14
119
56
6,564
9,630
5,166
4,851
4,596
373
617
355
1,093
4,316
73
235
567
583
20,175
819
2,812
1,344
3,519
36,175
52
33
241
543
448
725
890
3,109
1,280
5,498
4,030
3,569
4,921
1,486
12,130
409
406
742
274
1,596
77
95
254
-85
285
92
268
-90
372
1,076
609
687
1,917
2,498
280
18
406
14,897
947
361
1,185
1,313
28,593
5,381
816
15,620
97
326
16,432
759
33,418
1,561
1,512
31,106
7,447
58,067
2,174
3,455
25,977
11,142
4,681
689
711
2,154
2,576
856
120
79
492
359
543
433
649
4,667
715
479
194
516
316
1,399
418
258
2,032
1,669
2,919
17,048
1,039
1,414
299
216
660
200
1,345
217
873
2,065
1,968
4,110
19,328
838
1,209
5,232
3,264
9,974
64,241
1,439
284
604
463
945
6,368
867
182
1,746
3,336
492
122.8
393,952
534,023
118,277
386,237
115,139
485,196
780,662
8,663,321
11,199,634
1,983,136
1,293,593
9,814,650
333,574
5,648,091
1,579,270
33,023,932
417.6
122.4
61.2
1,284.90
-46.7
613.7
-12.7
705.6
166,572
500,893
1,396,296
552,233
89.8
263,213
770,357
187,332
616,771
166.0
363.5
29.0
7.2
166,572
1,396,296
(6.49)
1,325
431
715
448
196,257
548,473
577,183
774,013
910,632
1,195,961
3,086,639
5,306,264
3,273,717
3,222,462
3,453
6,286
1,844
15,664
81,797
413
876
(48.74)
1,721
7,978
373,296
453,724
766,030
4,198,043
1,226,232
8,468,385
110
36
743
373
-369
2,851
4,366
59,727
17,549
2,874
757
713
2,625
2,644
(95.07)
15,777,723
42,348,284
11
82
49
-151
4,011
121
12
103
61
154
2,691
1,035
2,048
6,006
4,453
11,959
70,310
2,832
31
45
3,750
7.5
238.4
123.7
5,401.50
109.0
500.5
16.2
94.7
-5.6
56.4
146.8
20.7
304.8
489.4
399,801
1,702,419
292
670
504
1,771
5,419
1,009
589,512
1,127,826
433,384
394,462
651,574
100,410
1,631,842
217,794
11,854,340
1,354,982
890,197
2,782,770
2,158,701
7,077,673
26,960,203
1,044,065
1,908.60
48.1
115.2
859.1
403.3
-85.7
15.8
125.0
31.0
439.8
3,500.30
59.1
507
50,631
1,926,490
123.7
2005
2006
SHAREHOLDERS
EQUITY
TOTAL ASSETS
NON
PERFORMING
LOANS
TOTAL LOANS
PROFIT BEFORE
TAX
TOTAL
ASSETS
(GROSS)
SHAREHOLDERS
EQUITY
2007
TOTAL LOANS
PROFIT
BEFORETAX
GROSS
ASSETS
SHAREHOLDERS
EQUITY
6,099
586
145,262
2,707,287
140
6591
677
3,549,896
184,481
185
6,700
812
7,898
10,150
8,177
129,237
652
1,069
858
13,177
29,324
248,554
80,544
11,877,000
3,060,483
3,480,423
2,386,838
70,267,827
61
373
278
6,624
8515
12809
9538
149039
978
1,263
1,023
14,862
6,856,438
8,937,671
4,448,355
108,085,974
141,183
415,651
259,205
6,582,012
158
497
474
7,079
8,093
15,245
10,610
167,475
1,263
1,532
1,312
17,564
27,171
5,510
2,948
37,019
691
36,463
5,069
71,532
2,718
581
562
5,355
370
2,331
699
4,057
748,003
308,263
89,697
353,522
257,361
916,520
801,787
9,742,231
11,891,086
2,545,807
1,707,330
10,109,317
354,864
11,918,284
1,709,721
36,507,720
679
124
111
1,530
-17
1,311
16
1,233
31869
4501
4800
44831
731
45002
4100
77227
2,990
670
636
6,256
354
3,631
722
4,810
44,204,538
2,965,625
921
29,467
3,339
5,139,219
18,153,603
192,536
26,308,845
2,750,737
53,293,245
284,352
128,630
54,670
1,098,163
694,551
6,605,429
180
1,782
28
1,402
26
2,288
5,999
48,533
920
40,178
5,392
75,278
696
7,330
326
4,518
748
6,807
3,386
464
262,839
1,748,942
90
2610
510
1,809,656
212,913
131
3,582
562
3,288
18,749
1,954
10,658
1,050
1,416
386
1,287
232,872
85,707
229,091
1,548,863
1,197,489
10,586,064
889,900
4,325,822
127
685
20
47
3800
26153
1690
10600
1,068
2,609
397
1,571
3,438,979
25,460,278
957,275
374,664
269,203
445,194
157
869
14
117
4,999
31,130
2,214
11,210
1,144
4,670
403
1,688
4,286
12,341
579
1,594
121,125
519,377
1,913,264
5,743,428
94
1,100
4145
22391
617
2,201
5,125,851
2,306,663
40,857,796
2,889,815
183,826
2,227,687
73
2,364
5,116
54,640
670
14,917
1,938
8,589
270
847
141,320
485,270
1,100,325
3,726,242
26
147
2600
8531
287
972
9,123
3,446
8,633
1,277
319
1,054
431
757
676,576
903,868
3,489,031
3,326,548
59
48
5700
5712
495
788
41
25
5,970
6,494
528
805
5,351
3,250
9,896
543
428
1,122
47,856
85,637
337,847
1,169,065
697,293
4,452,396
165
6
387
5900
3900
12400
650
446
1,353
404,900
118,214
467,244
294,717
999,252
119,355
43,001
445,874
268
49
115
6,082
5,679
5,889,836
2,786,845
6,189,638
868,259
3,410,818
3,552,655
1,932,165
2,077,109
988,273
8,276,121
204
107
564
6,440
4,022
12,386
742
522
1,580
24,515
2,057
684,629
11,323,697
936
30054
2,795
25,886,893
1,743,793
1,294
30,389
3,867
104,487
3,952
5,596
65,211
23,349
2,624
2,485
8,938
5,030
17,573
104,274
2,654
9,969
790
794
3,223
2,722
723
301
722
519
2,032
9,508
1,048
10,005,038
110,276
240,603
17,146,219
705,865
998,749
287,412
401,955
694,271
124,128
1,679,449
365,160
39,593,341
2,467,835
1,644,325
38,140,284
14,748,356
1,139,760
1,006,384
3,524,859
2,098,363
8,836,144
34,710,772
1,388,948
3,035
152
100
934
675
-65
31
191
32
917
3,798
46
115592
5350
5159
70125
29240
2124
3000
12417
5404
31246
114162
2820
11,481
898
842
3,848
3,035
673
426
1,318
533
2,738
10,039
1,122
79,343,099
5,934,644
1,651,305
8,950,145
29,954,948
957,908
1,268,045
9,425,710
2,654,508
7,970,359
1,086,772
242,540
1,970,322
1,031,988
453,498
234,075
676,296
708,673
43,298,819
1,440,702
1,066,807
397,757
3,863
190
94
1,610
1,048
209
43
317
41
1,194
4,897
81
124,527
7,303
3,333
52,098
32,673
2,367
3,371
14,374
6,354
35,086
92,966
3,664
12,846
1,018
879
4,967
4,735
819
456
1,926
560
3,357
10,816
1,103
4,836
562
31,339
1,963,113
128
4698
581
2,778,208
10,191
151
4,196
657
2007
2008
TOTAL LOANS
PROFIT BEFORE
NON PERFORMING LOANS
TAX
2009
SHAREHOLDERS
EQUITY
GROSS ASSETS
TOTAL LOANS
NON
PERFORMING
LOANS
PROFIT BEFORE
TAX
NET ASSETS
SHAREHOL
DERS
EQUITY
TOTAL LOANS
PROFIT
NON-PERFORMING
BEFORE
LOANS
TAX
3,549,896
184,481
224
6,826
968
3,549,896
184,481
257
9,118
1,145
3,549,896
184,481
480
6,856,438
8,937,671
4,448,355
44,204,538
141,183
415,651
259,205
6,582,012
93
633
609
8,016
12,823
18,787
12,143
172,113
1,662
1,910
1,690
20,463
6,856,438
8,937,671
4,448,355
44,204,538
141,183
415,651
259,205
6,582,012
260
726
609
9,002
16,978
22,399
15,586
169,788
2,511
2,565
2,069
24,210
6,856,438
8,937,671
4,448,355
108,085,974
141,183
415,651
259,205
6,582,012
484
1,828
991
10,775
18,153,603
2,965,625
7,118
18,153,603
2,965,625
247
3,353
-3
1,694
85
3,337
10,477
47,839
587
51,248
5,543
91,022
845
9,190
323
4,949
846
13,933
5,139,219
18,153,603
192,536
18,153,603
2,750,737
26,308,845
284,352
128,630
54,670
1,098,163
694,551
6,605,429
98,401
0
13,169
51,581
519
58,904
7,565
114,234
8,143
0
1,223
11,077
315
6,323
927
16,103
2,965,625
284,352
128,630
54,670
1,098,163
694,551
6,605,429
1,333
0
318
3,055
-7
1,768
117
3,727
44,204,538
5,139,219
18,153,603
192,536
18,153,603
2,750,737
26,308,845
5,139,219
18,153,603
192,536
26,308,845
2,750,737
53,293,245
284,352
128,630
54,670
1,098,163
694,551
6,605,429
535
2,879
2,695
258
5,559
34
1,809,656
212,913
79
3,803
666
1,809,656
212,913
83
3,840
728
1,809,656
212,913
236
3,438,979
25,460,278
957,275
374,664
269,203
445,194
171
1,305
7
67
6,634
42,073
2,167
12,589
1,229
5,334
411
1,743
3,438,979
25,460,278
957,275
374,664
269,203
445,194
188
1,634
9
8,289
47,509
2,147
1,363
6,263
463
3,438,979
25,460,278
957,275
374,664
269,203
445,194
2,872
3
188
5,125,851
2,306,663
40,857,796
2,889,815
183,826
2,227,687
-8
4,757
4,477
78,001
676
19,660
5,125,851
2,306,663
40,857,796
2,889,815
183,826
2,227,687
-1,151
77
5,570
16,134
4,528
98,434
2,148
730
23,337
5,125,851
2,306,663
40,857,796
2,889,815
183,826
2,227,687
(34)
9,312
501
5,889,836
2,786,845
6,189,638
868,259
3,410,818
3,552,655
1,932,165
2,077,109
988,273
8,276,121
404,900
118,214
467,244
294,717
999,252
119,355
43,001
445,874
531
73
82
10,713
4,397
10,201
1,557
424
1,171
-307
126
3,189
6,154
775
608
44
-382
242
6,284
5,000
6,622
835
1,273
774
5,889,836
2,786,845
6,189,638
868,259
3,410,818
3,552,655
1,932,165
2,077,109
988,273
8,276,121
404,900
118,214
467,244
294,717
999,252
119,355
43,001
445,874
343
52
23
-152
185
61
-162
286
197
802
13,683
5,539
12,836
4,457
7,026
7,316
7,750
7,438
4,729
15,755
1,853
490
1,198
663
857
873
1,150
958
747
2,247
5,889,836
2,786,845
6,189,638
868,259
3,410,818
3,552,655
1,932,165
2,077,109
988,273
8,276,121
404,900
118,214
467,244
294,717
999,252
119,355
43,001
445,874
377
151
(160)
634
112
47
248
235
560
1,248
25,886,893
1,743,793
146
4,561
620
25,886,893
1,743,793
1,752
44,486
7,419
25,886,893
1,743,793
3,004
65,343,099
5,934,644
1,651,305
8,950,145
29,954,948
957,908
1,268,045
9,425,710
2,654,508
7,970,359
1,086,772
242,540
1,970,322
1,031,988
453,498
234,075
676,296
708,673
5,188
1,912
20,058
1,129
877
6,208
5,529
944
492
3,075
483
11,390
7,970,359
1,086,772
242,540
1,970,322
1,031,988
453,498
234,075
676,296
708,673
6,426
-289
44
2,159
1,529
33
42
564
-730
180,041
7,685
3,177
52,327
46,326
3,421
3,418
24,173
4,964
22,398
1,107
904
7,908
6,434
982
527
3,065
-5
79,343,099
5,934,644
1,651,305
8,950,145
29,954,948
957,908
1,268,045
9,425,710
2,654,508
7,970,359
1,086,772
242,540
1,970,322
1,031,988
453,498
234,075
676,296
708,673
(84)
11,538
111
206
2,698
2,416
183
281
770
1,066,807
397,757
37,022
13,780
181,974
8,431
3,448
44,588
43,609
2,774
3,552
20,455
5,463
100,392
65,343,099
5,934,644
1,651,305
8,950,145
29,954,948
957,908
1,268,045
9,425,710
2,654,508
43,298,819
1,440,702
1,620
673
5,394
-472
30
1,797
1,474
68
51
460
6
4,709
43,298,819
1,440,702
1,066,807
397,757
6,726
88
124,806
3,705
13,807
1,325
43,298,819
1,440,702
1,066,807
397,757
7,668
159
2,778,208
10,191
121
3,710
1,235
2,778,208
10,191
-213
216
1,216
5,130
996
935
2,778,208
10,191
(138)
311
1,313
-
85,450
-
2,104
-
2010
NET ASSETS
SHAREHOLDERS
EQUITY
2011
TOTAL LOANS
TOTAL
NON PERFORMING
SHAREHOLDER
LOANS
FUNDS
TOTAL NONPERFORMING
LOANS AND
ADVANCES
PROFIT BEFORE
INCOME TAX
TOTAL ASSETS
10,297
1,631
3,376,495
264,036
1,785,945
212,777
226,966
11,985,504
6,100,506
26,699
32,332
19,671
172,691
2,945
4,744
2,756
31,465
10,731,958
9,100,165
4,622,017
98,390,298
166,915
391,288
223,209
8,255,564
4,466,042
5,374,130
3,109,065
26,802,616
351,401
506,866
148,136
6,312,142
308,166
836,298
532,947
5,345,672
35,666,342
37,645,962
21,774,721
176,822,000
18,422,946
16,238,615
6,252,898
91,826,606
107,139
10,035
43,947,467
3,127,279
9,811,476
1,313,958
1,402,089
117,355,511
68,162,016
21,859
62,070
63,592
10,479
153,984
4,530
1,715
12,882
7,474
1,477
20,202
948
5,675,132
21,832,994
247,849
28,572,303
3,179,920
56,677,272
236,108
126,080
71,807
1,171,369
725,629
6,275,420
2,258,460
13,987,510
238,320
144,944
408,116
1,956,655
26,031,585
70,660,205
13,975,736
29,321,628
7,852,386
1,606,819
19,667,184
1,793,285
748,475
4,039,096
1,361,011
139,730
3,992,034
66,939,320
13,191,849
164,306,920
35,175,079
7,234,325
95,116,120
10,650
1,489
1,852,293
244,356
935,212
325,684
16,237
5,028,040
2,388,573
58,606
1,874
26,892
8,057
596
5,004
3,797,186
37,419,219
1,048,418
409,643
1,927,242
470,647
1,527,034
8,936,231
623,028
987,734
610,840
312,142
104,807
1,620,856
36,370
12,135,868
67,255,813
2,043,682
5,739,920
45,947,678
1,250,472
10,399
133,890
20,188
906
28,308
3,127
5,029,394
2,770,380
53,802,673
2,133,239
264,036
3,696,422
2,309,314
1,709,061
126,024
28,305,332
11,508,619
29,647,744
3,265,334
5,273,206
156,324,887
90,851,088
8,209
14,112
6,380
10,234
8,031
9,594
8,127
5,426
29,326
19,399
801
1,336
565
1,340
948
1,224
1,118
896
4,270
3,095
6,848,130
3,034,181
9,056,629
389,507
120,152
523,813
3,409,783
3,657,247
3,062,034
2,172,892
2,172,892
8,979,895
241,800
771,965
2,611
3,217,916
888,344
1,256,623
778,415
1,486,312
1,021,407
1,246,389
1,159,029
977,121
3,656,333
1,195,519
320,756
488,139
189,621
165,580
337,127
271,416
86,835
38,681
638,438
288,955
121,643
160,630
14,801
176,524
88,223
22,547
66,122
120,437
1,015,585
21,933,765
8,981,090
14,573,900
7,068,611
11,561,206
8,554,350
10,663,970
9,146,780
6,724,852
24,116,111
11,726,319
4,989,097
6,639,471
3,401,050
5,906,676
5,015,419
6,232,560
2,401,159
1,885,533
14,506,786
62,552
12,980
28,707,610
1,160,955
1,723
223,025
7,670
4,018
60,027
54,776
4,558
4,420
32,444
1,020
40,876
1,158
1,027
9,930
7,896
1,138
785
3,898
103,668,250
5,280,700
1,371,311
10,622,562
29,616,616
1,175,897
1,352,964
9,037,824
2,778,785
10,546,287
1,192,283
41,668
1,927,242
1,129,509
365,358
250,102
529,600
691,982
13,616,110
983,514
39,906,862
1,260,436
1,026,615
9,550,688
8,493,625
1,256,537
860,580
3,932,804
858,450
144,669
11,607,115
825,868
30,288
1,085,419
1,820,326
394,993
361,385
669,232
2,145,996
-39,943
5,418,928
102,904
36,494
1,103,069
1,503,625
155,292
83,281
465,877
71,135,125
1,651,197
244,819,834
8,441,483
4,474,172
66,299,185
62,781,623
4,849,798
4,875,326
37,506,105
44,292,439
309,959
159,539,609
5,735,376
2,480,055
24,497,951
44,515,093
2,719,474
1,918,397
17,157,568
142,880
4,762
20,210
1,541
50,281,116
1,607,751
1,196,255
385,895
17,872,860
739,213
3,463,110
153,447,312
83,690,475
2,363
6,215
889
1,103
807,301
1,198,236
6,506
2,984,317
-82,016
139,776
4,367,623
6,523,644
620,167
3,735,747
124,176
484,666
PROFIT
BEFORE
TAX(
millions)
TOTAL
ASSETS (
millions)
RESERVES AND
TOTAL
SHAREHOLDER NON PERFOMING
LOANS (
S CAPITAL (
LOANS( millions)
millions)
millions)
PROFIT BEFORE
TAX( millions)
TOTAL
ASSETS(
millions)
SHAREHOLDERS
EQUITY( millions)
34
26
3612
3309
324
589
369
532
1640
1506
41
22
3717
4527
352
605
47
94
2983
60
-249
243
77
26
619
-122
370
-14
-1414
-156
68
26
-46
-731
84
175
-1
3806
3019
84118
2410
1697
9773
1524
908
22500
875
14482
3253
27852
4362
8122
2011
1292
5553
4513
5494
686
370
319
10339
354
211
1439
265
319
2295
304
1551
982
1489
185
645
322
89
86
1206
1055
258
467
86
4115
85
1060
180
97
3
198
531
936
775
7764
2137
304
306
761
2196
1357
743
91
1328
716
44520
879
1114
5447
777
390
10042
630
5017
1304
16803
2764
3132
964
945
3119
2922
1892
311
52
116
4215
71
4391
3572
89923
2751
383
383
11401
376
145
92
30
699
2
477
-13
-439
-366
63
38
-39
-518
107
38
10
10569
2474
1038
41850
1008
20374
4368
30786
4242
8803
1881
1255
3725
4269
6232
963
1459
328
334
4015
390
1703
802
1992
-181
723
348
38
-667
1014
1043
296
30
2523
367
505
1344
27
2677
372
15
1960
108
889
1703
-77
2506
31
2
51
121
20
56
1558
5514
7480
4704
5258
218
475
1027
357
606
372
796
1550
864
2284
957
2760
3954
2714
3839
26
52
228
30
56
1517
5846
8386
5272
4850
237
508
1145
375
635
106
79
113
-65
138
3473
3247
3613
2449
8658
92
199
307
1145
787
743
931
2140
1827
4028
113
98
148
-221
101
3946
3514
4370
2905
8848
354
316
525
524
1078
-693
14
111
-1631
451
93518
972
5062
44934
8738
288
261
458
1293
1076
31530
6470
507
661
2156
2210
19750
5
510
26079
1219
43829
438
1631
37181
4781
169
57
80
-323
377
89904
1202
5173
50394
9821
6406
549
677
2457
2326
17
47
0
-439
3119
22
-1582
1716
3181
1997
9078
59846
2578
13300
260
416
311
1017
4554
439
-1160
358
304
606
1814
2694
717
11708
958
1586
1218
4355
18103
1088
12196
12
55
-64
-290
3205
221
1771
3862
3936
8456
67479
2762
268
476
1108
754
4672
640
21
81356
3652
514180
455
81356
662
101309
2001
264467
20
8941
3275
555390
465
54035
NON PERFORMING
LOANS( millions)
TOTAL
LOANS(
millions)
PROFIT BEFORE
TAX( millions)
TOTAL
ASSETS(
millions)
SHAREHOLDERS
EQUITY( millions)
NON PERFORMING
LOANS( millions)
TOTAL
LOANS(
millions)
213
543
1340
2452
44
19
4065
5158
382
620
152
891
1644
3277
270
57
5951
24
1260
851
47615
938
41
63
2518
52
5604
5122
105378
3062
415
774
9989
396
258
82
7925
13
1533
1081
52829
787
225
87
1
296
386
544
745
5924
1726
255
121
480
1920
951
339
69
5398
720
476
12388
569
4586
1061
16667
2530
2526
684
669
2518
2131
1916
325
187
105
47
1159
15
351
77
102
45
31
-1
-277
39
107
-28
65
12674
2511
1401
36108
933
19617
4160
41810
6532
2133
1318
4222
3463
6942
980
2965
1507
401
366
4067
396
1568
624
1794
752
370
28
824
809
1051
306
416
354
128
1
348
265
525
711
8778
172
139
450
1991
708
161
92
149
6312
1027
684
11554
484
4975
1487
22596
2136
693
651
2173
1791
2780
510
1080
178
917
-1071
3820
-980
1633
2646
930
1543
22
1454
248
228
776
298
514
913
851
1466
816
2893
3347
2925
2716
73
191
33
64
82
6622
8138
5239
5205
4345
554
1199
397
663
375
442
841
741
1202
56
2776
3289
2773
2449
740
42
107
235
583
461
732
792
2563
1466
3695
110
187
-98
109
-3199
3561
5285
2011
9416
92382
373
617
355
1093
4316
73
235
567
583
20175
819
2812
1344
3519
36175
19989
6
300
14582
923
39569
740
1528
26119
4702
86
60
390
340
9
1736
5021
53618
10826
1715
609
687
1917
2498
280
18
406
14897
947
361
1185
1313
28593
5381
816
283
98
657
793
1601
341
783
1618
1511
3400
15106
991
71
14
35
3217
122
22
4767
3517
9704
74495
3075
3738
543
433
649
4667
715
479
194
516
316
1399
418
258
2032
1669
2919
17048
1039
1414
274
67552
1565
231657
5630
595848
50542
70799
245611
PRE TAX
PROFIT(
millions)
TOTAL
ASSETS(
millions)
SHARE
HOLDERS
EQUITY(
millions)
NON PERFORMING
LOANS (NPLS)(
millions)
TOTAL LOANS(
millions)
TOTAL
ASSETS(
millions)
PROFIT BEFORE
TAX( millions)
66
-754
3833
4176
426
689
144
1011
1795
2723
114
-62
4321
5009
143
176
4764
8044
5829
97001
823
885
11022
298
120
8844
1886
1452
60039
274
123
5413
8654
6342
115800
254
107
59
826
11
544
12
183
13811
2632
1710
33769
650
18341
2442
32518
1601
475
471
4172
406
1648
636
2130
422
143
2
466
126
503
846
8195
8047
1568
937
8795
347
4625
1589
23250
354
43
-92
356
11
416
-71
354
18474
3773
2128
26043
624
21394
4579
62088
1
47
-119
-230
126
180
9
4809
2145
404
2211
2693
8571
783
740
404
-274
650
901
1175
355
30
162
513
1286
407
128
97
3343
912
576
1675
1108
5015
510
47
-3
94
193
31
103
218
2708
1060
2780
11691
1146
3023
7161
96
2941
460
119
1537
1776
18
105
150
33
52
1235
5851
6660
4257
4066
260
629
1243
420
681
205
397
626
743
946
833
2869
3283
2981
2776
-51
214
14
119
56
6564
9630
5166
4851
4596
77
95
254
-85
285
4030
3569
4921
1486
12130
409
406
742
274
1596
52
33
241
543
448
725
890
3109
1280
5498
92
268
-90
372
1076
3453
6286
1844
15664
81797
856
120
79
492
359
58067
2174
3455
25977
11142
4681
689
711
2154
2576
15620
97
326
16432
759
33418
1561
1512
31106
7447
110
36
743
373
-369
2851
4366
59727
17549
2874
11
82
49
-151
4011
121
1209
5232
3264
9974
64241
1439
284
604
463
945
6368
867
299
216
660
200
1345
217
873
2065
1968
4110
19328
838
12
103
61
154
2691
1035
2048
6006
4453
11959
70310
2832
31
13545
3336
487028
492
57289
182
64449
1746
261945
45
14982
3750
639150
NON PERFORMING
LOANS (' 000) in
thousands
SHAREHOLDERS
EQUITY( millions)
504
-10
969
959
12485
1702
503
-17
3510
3
1812
-13
3299
419
1
934
1223
373
508
1271
2130829
2714538
2797686
69768719
130467
1042648
234485
9081239
11199634
1983136
1293593
9814650
333574
5648091
1579270
33023932
413
876
-49
1721
7978
6099
586
8
238
124
5402
7898
10150
8177
129237
652
1069
858
13177
393952
534023
118277
386237
115139
485196
780662
8663321
418
122
61
1285
-47
614
-13
706
27171
5510
2948
37019
691
36463
5069
71532
2718
581
562
5355
370
2331
699
4057
1396296
552233
166572
500893
90
3386
464
770357
263213
616771
187332
166
364
29
7
3288
18749
1954
10658
1050
1416
386
1287
1396296
166572
109
501
4286
12341
579
1594
1195961
3086639
5306264
3273717
3222462
196257
548473
577183
774013
910632
16
95
1938
8589
270
847
-6
56
6082
5679
431
757
147
21
305
5351
3250
9896
543
428
1122
489
24515
2057
104487
3952
5596
65211
23349
2624
2485
8938
5030
17573
104274
2654
9969
790
794
3223
2722
723
301
722
519
2032
9508
1048
4836
818935
562
79159
4198043
1226232
8468385
373296
453724
766030
42348284
15777723
1702419
399801
292
670
504
1771
5419
1009
11854340
1354982
890197
2782770
2158701
7077673
26960203
1044065
589512
1127826
433384
394462
651574
100410
1631842
217794
1909
48
115
859
403
-86
16
125
31
440
3500
59
507
61103
1926490
277097432
50631
49224795
124
18972
757
713
2625
2644
-95
SHAREHOLDERS
EQUITY( millions)
123
-6
1325
431
715
448
TOTAL ASSETS(
millions)
NON
PERFORMING
LOANS (' 000) in
thousands
PROFIT BEFORE
TAX( millions)
TOTAL
ASSETS
(GROSS)(
millions)
SHAREHOLDERS
EQUITY( millions)
145262
2707287
140
6591
677
184481
29324
248554
80544
11877000
3060483
3480423
2386838
70267827
61
373
278
6624
8515
12809
9538
149039
978
1263
1023
14862
141183
415651
259205
6582012
748003
308263
89697
353522
257361
916520
801787
9742231
11891086
2545807
1707330
10109317
354864
11918284
1709721
36507720
679
124
111
1530
-17
1311
16
1233
31869
4501
4800
44831
731
45002
4100
77227
2990
670
636
6256
354
3631
722
4810
2965625
262839
1748942
90
2610
510
212913
232872
85707
229091
1548863
1197489
10586064
889900
4325822
127
685
20
47
3800
26153
1690
10600
1068
2609
397
1571
374664
269203
445194
121125
519377
1913264
5743428
94
1100
4145
22391
617
2201
141320
485270
1100325
3726242
26
147
2600
8531
287
972
676576
903868
3489031
3326548
59
48
5700
5712
495
788
47856
85637
337847
1169065
697293
4452396
165
6
387
5900
3900
12400
650
446
1353
404900
118214
467244
0
294717
999252
0
119355
43001
445874
684629
11323697
936
30054
2795
1743793
10005038
110276
240603
17146219
705865
998749
287412
401955
694271
124128
1679449
365160
39593341
2467835
1644325
38140284
14748356
1139760
1006384
3524859
2098363
8836144
34710772
1388948
3035
152
100
934
675
-65
31
191
32
917
3798
46
115592
5350
5159
70125
29240
2124
3000
12417
5404
31246
114162
2820
11481
898
842
3848
3035
673
426
1318
533
2738
10039
1122
7970359
1086772
242540
1970322
1031988
453498
234075
676296
708673
31339
64751409
1963113
365598977
128
26374
4698
947076
581
93165
10191
284352
128630
54670
1098163
694551
6605429
2889815
183826
2227687
1066807
397757
46502882
PROFIT
BEFORETAX (
millions)
GROSS
ASSETS(
millions)
NON PERFORMING
SHAREHOLDERS
LOANS (' 000) in
EQUITY( millions)
thousands
3549896
185
6700
812
184481
3549896
6856438
8937671
4448355
108085974
158
497
474
7079
8093
15245
10610
167475
1263
1532
1312
17564
141183
415651
259205
6582012
6856438
8937671
4448355
44204538
44204538
921
29467
3339
2965625
18153603
5139219
18153603
192536
26308845
2750737
53293245
180
1782
28
1402
26
2288
5999
48533
920
40178
5392
75278
696
7330
326
4518
748
6807
284352
128630
54670
1098163
694551
6605429
5139219
18153603
192536
18153603
2750737
26308845
1809656
131
3582
562
212913
1809656
3438979
25460278
957275
157
869
14
117
4999
31130
2214
11210
1144
4670
403
1688
374664
269203
445194
3438979
25460278
957275
73
2364
5116
54640
670
14917
2889815
183826
2227687
5125851
2306663
40857796
5889836
2786845
6189638
868259
3410818
3552655
1932165
2077109
988273
8276121
268
49
115
9123
3446
8633
1277
319
1054
41
25
5970
6494
528
805
204
107
564
6440
4022
12386
742
522
1580
404900
118214
467244
0
294717
999252
0
119355
43001
445874
5889836
2786845
6189638
868259
3410818
3552655
1932165
2077109
988273
8276121
25886893
1294
30389
3867
1743793
25886893
79343099
5934644
1651305
8950145
29954948
957908
1268045
9425710
2654508
3863
190
94
1610
1048
209
43
317
41
1194
4897
81
124527
7303
3333
52098
32673
2367
3371
14374
6354
35086
92966
3664
12846
1018
879
4967
4735
819
456
1926
560
3357
10816
1103
7970359
1086772
242540
1970322
1031988
453498
234075
676296
708673
65343099
5934644
1651305
8950145
29954948
957908
1268045
9425710
2654508
1066807
397757
43298819
1440702
151
35150
4196
995996
657
125134
10191
46502882
2778208
472322195
5125851
2306663
40857796
43298819
1440702
2778208
611394208
PROFIT BEFORE
TAX( millions)
GROSS ASSETS(
millions)
NON
SHAREHOLDERS
PERFORMING
EQUITY( millions) LOANS (' 000) in
thousands
NET ASSETS(
millions)
224
6826
968
184481
3549896
257
9118
93
633
609
8016
12823
18787
12143
172113
1662
1910
1690
20463
141183
415651
259205
6582012
6856438
8937671
4448355
44204538
260
726
609
9002
16978
22399
15586
169788
7118
2965625
18153603
98401
0
13169
51581
519
58904
7565
114234
1313
247
3353
-3
1694
85
3337
10477
47839
587
51248
5543
91022
845
9190
323
4949
846
13933
284352
128630
54670
1098163
694551
6605429
5139219
18153603
192536
18153603
2750737
26308845
1333
0
318
3055
-7
1768
117
3727
79
3803
666
212913
1809656
83
3840
171
1305
7
67
6634
42073
2167
12589
1229
5334
411
1743
374664
269203
445194
3438979
25460278
957275
188
1634
9
8289
47509
2147
-8
4757
4477
78001
676
19660
2889815
183826
2227687
5125851
2306663
40857796
-1151
77
5570
16134
4528
98434
531
73
82
10713
4397
10201
1557
424
1171
-307
126
3189
6154
775
608
44
-382
242
6284
5000
6622
835
1273
774
404900
118214
467244
0
294717
999252
0
119355
43001
445874
5889836
2786845
6189638
868259
3410818
3552655
1932165
2077109
988273
8276121
343
52
23
-152
185
61
-162
286
197
802
13683
5539
12836
4457
7026
7316
7750
7438
4729
15755
146
4561
620
1743793
25886893
1752
44486
1620
673
5394
-472
30
1797
1474
68
51
460
6
4709
37022
13780
181974
8431
3448
44588
43609
2774
3552
20455
5463
100392
5188
1912
20058
1129
877
6208
5529
944
492
3075
483
11390
7970359
1086772
242540
1970322
1031988
453498
234075
676296
708673
65343099
5934644
1651305
8950145
29954948
957908
1268045
9425710
2654508
6426
-289
44
2159
1529
33
42
564
-730
180041
7685
3177
52327
46326
3421
3418
24173
4964
1066807
397757
43298819
1440702
6726
88
124806
3705
121
42465
3710
1190921
1235
160173
-213
216
47557
1216
5130
1350527
85450
-
10191
46502882
2778208
472322195
SHAREHOLD NON-PERFORMING
TOTAL LOANS ('
ERS EQUITY( LOANS (' 000) in
000) in thousands
millions)
thousands
PROFIT
BEFORE
TAX(
millions)
1145
184481
3549896
2511
2565
2069
24210
141183
415651
259205
6582012
6856438
8937671
4448355
108085974
8143
0
1223
11077
315
6323
927
16103
2965625
44204538
284352
128630
54670
1098163
694551
6605429
5139219
18153603
192536
26308845
2750737
53293245
535
2879
2695
258
5559
34
728
212913
1809656
1363
6263
463
374664
269203
445194
2148
730
23337
NET ASSETS(
millions)
SHAREHOLDERS
EQUITY( millions)
NON PERFORMING
LOANS (' 000) in
thousands
480
10297
1631
264036
484
1828
991
10775
26699
32332
19671
172691
2945
4744
2756
31465
166915
391288
223209
8255564
10035
3127279
21859
62070
63592
10479
153984
4530
1715
12882
7474
1477
20202
948
236108
126080
71807
1171369
725629
6275420
236
10650
1489
244356
3438979
25460278
957275
2872
3
188
58606
1874
26892
8057
596
5004
409643
1927242
470647
2889815
183826
2227687
5125851
2306663
40857796
-34
9312
501
10399
133890
20188
906
28308
3127
2133239
264036
3696422
1853
490
1198
663
857
873
1150
958
747
2247
404900
118214
467244
0
294717
999252
0
119355
43001
445874
5889836
2786845
6189638
868259
3410818
3552655
1932165
2077109
988273
8276121
377
151
-160
634
112
47
248
235
560
1248
8209
14112
6380
10234
8031
9594
8127
5426
29326
19399
801
1336
565
1340
948
1224
1118
896
4270
3095
389507
120152
523813
7419
1743793
25886893
3004
62552
12980
1160955
22398
1107
904
7908
6434
982
527
3065
-5
7970359
1086772
242540
1970322
1031988
453498
234075
676296
708673
79343099
5934644
1651305
8950145
29954948
957908
1268045
9425710
2654508
-84
11538
111
206
2698
2416
183
281
770
1723
223025
7670
4018
60027
54776
4558
4420
32444
1020
40876
1158
1027
9930
7896
1138
785
3898
10546287
1192283
41668
1927242
1129509
365358
250102
529600
691982
13807
1325
1066807
397757
43298819
1440702
7668
159
142880
4762
20210
1541
1196255
385895
-138
311
74275
2363
6215
1678113
889
1103
265805
996
935
190481
2104
-
10191
46502882
2778208
611394208
107139
-
241800
771965
2611
124176
484666
52256115
TOTAL
PROFIT BEFORE
TOTAL ASSETS (' SHAREHOLDER
INCOME TAX ('
000) in thousands FUNDS (' 000) in
000) in thousands
thousands
TOTAL NONPERFORMING
LOANS AND
ADVANCES (' 000)
in thousands
3376495
226966
11985504
1785945
212777
6100506
10731958
9100165
4622017
98390298
308166
836298
532947
5345672
35666342
37645962
21774721
176822000
4466042
5374130
3109065
26802616
351401
506866
148136
6312142
18422946
16238615
6252898
91826606
43947467
1402089
117355511
9811476
1313958
68162016
5675132
21832994
247849
28572303
3179920
56677272
408116
1956655
26031585
70660205
2258460
13987510
238320
144944
13975736
29321628
1361011
139730
3992034
66939320
13191849
164306920
7852386
1606819
19667184
1793285
748475
4039096
35175079
7234325
95116120
16237
5028040
935212
325684
2388573
3797186
37419219
1048418
104807
1620856
36370
12135868
67255813
2043682
1527034
8936231
623028
987734
610840
312142
5739920
45947678
1250472
5029394
2770380
53802673
126024
28305332
2309314
1709061
11508619
5273206
156324887
29647744
3265334
90851088
288955
121643
160630
14801
176524
88223
22547
66122
120437
1015585
21933765
8981090
14573900
7068611
11561206
8554350
10663970
9146780
6724852
24116111
3217916
888344
1256623
778415
1486312
1021407
1246389
1159029
977121
3656333
1195519
320756
488139
189621
165580
337127
271416
86835
38681
638438
11726319
4989097
6639471
3401050
5906676
5015419
6232560
2401159
1885533
14506786
2145996
-39943
5418928
102904
36494
1103069
1503625
155292
83281
465877
71135125
1651197
244819834
8441483
4474172
66299185
62781623
4849798
4875326
37506105
13616110
983514
39906862
1260436
1026615
9550688
8493625
1256537
860580
3932804
858450
144669
11607115
825868
30288
1085419
1820326
394993
361385
669232
44292439
309959
159539609
5735376
2480055
24497951
44515093
2719474
1918397
17157568
3463110
153447312
17872860
739213
83690475
1852293
6848130
3034181
9056629
3409783
3657247
3062034
2172892
2172892
8979895
28707610
103668250
5280700
1371311
10622562
29616616
1175897
1352964
9037824
2778785
50281116
1607751
2984317
682952819
-82016
139776
40259044
4367623
6523644
1807970603
807301
1198236
257154253
6506
45295771
620167
3735747
999429205
TOTAL LOANS
264467000
2000
231657000
2001
245611000
2002
261945000
2003
492247950
2004
365598977
2005
611394208
2006
472322195
2007
472322195
2008
611394208
2009
682952819
2010
800000000
700000000
Total Loans (000)
600000000
500000000
400000000
300000000
200000000
100000000
0
2000
2001
Total Loans
Total Loans
2 per. Mov. Avg. (Total Loans)
2001
2002
2003
2004
2005
2006
Years
2007
2008
2009
2010
PROFITS
PROFIT BEFORE TAX( millions)
8136
8941
5630
13545
14982
18972
26374
35150
42465
47557
74275
80000
70000
PROFIT BEFORE TAX( millions)
60000
PROFIT BEFORE TAX( millions)
50000
PROFIT BEFORE INCOME TAX (' 000) in thousands40000
30000
20000
10000
0
PROFIT BEFORE TAX( millions)
2000
2001
2002
2003
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2004
2005
Years
Profit
2 per. Mov. Avg. (Profit)
2006
Years
2007
2008
2009
2010
Total Assest(Millions)
1800000
1600000
1400000
1200000
1000000
800000
600000
400000
200000
0
TOTAL ASSETS
514180
555390
595848
487028
639150
818935
947076
995996
1190921
1350527
1678113
2000
2001
2002
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2003
Total Assets
2004
2005
2006
Years
2007
Total Assets
Total Assets
2 per. Mov. Avg. (Total Assets)
2007
2008
2009
2010
NON PERFORMING
101309000
67552000
70799000
64449000
27709743
64751409
46502882
46502882
46502882
46502882
52256115
120000000
100000000
80000000
60000000
2000
2001
2002
2003
Non
2004
2005
2006
2007
2008
2009
2010
20000000
0
2000
2001
2002
2003
2004
Non-Performing Loans
2006
Years
2007
2008
2009
2010
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
SHAREHOLDERS EQUITY
81356
54035
50542
57289
61103
79159
93165
125134
160173
190481
265805
300000
250000
200000
150000
100000
50000
0
2000
2001
Shareholders Equity
Shareholders Equity
2 per. Mov. Avg. (Shareholders Equity)
2001
2002
2003
2004
2005
2006
Years
2007
2008
2009
2010
TOTAL LOANS
PROFITS
TOTAL ASSETS
NON PERFORMING
SHAREHOLDERS EQUITY
264,467,000
8,136
514,180
101,309,000
81,356
231,657,000
8,941
555,390
67,552,000
54,035
245,611,000
5,630
595,848
70,799,000
50,542
261,945,000
13,545
487,028
64,449,000
57,289
492,247,950
14,982
639,150
27,709,743
61,103
365,598,977
18,972
818,935
64,751,409
79,159
611,394,208
26,374
947,076
46,502,882
93,165
472,322,195
35,150
995,996
46,502,882
125,134
472,322,195
42,465
1,190,921
46,502,882
160,173
611,394,208
47,557
1,350,527
46,502,882
190,481
682,952,819
74,275
1,678,113
52,256,115
265,805
999,429,205
40,259
1,807,971
45,295,771
257,154
Returnofassets
0.016
0.016
0.009
0.028
0.023
0.023
0.028
0.035
0.036
0.035
0.044
Amountofcredit
514.347
417.107
412.204
537.844
770.160
446.432
645.560
474.221
396.602
452.708
406.977
LevelofNPLS
0.383
0.292
0.288
0.246
0.056
0.177
0.076
0.098
0.098
0.076
0.077
0.050
0.045 y = 0.0001x2 +
0.0016x +
0.040
0.0123
0.035
0.030
0.025
0.020
0.015
0.010
0.005
0.000
900.000
800.000
700.000
Return on
Assets
Poly.
(Return on
Assets)
Amount of credit
Rate of Return
Return on Assets
600.000
500.000
400.000
300.000
200.000
100.000
0.000
Years
0.450
0.400 y
0.350
0.300 =
0.250
0
0.200 .
0.150 0
0.100 0
0.050 4
3
0.000
2000
Years
Leve
l of
NPL
Poly
.
(Lev
el of
NPL)
Manageme
nt of
Capital
Management of Capital
Level of Non
Performing
Loans
14.000
12.000
10.000
8.000
6.000
4.000
2.000
0.000
M
an
ag
e
m
en
t
of
Ca
pit
al
y
=
0
2
0
0
0
Years
2000
Years
Years
Managementofcapital Managementofcapital33
6.320
0.158
10.278
0.097
11.789
0.085
8.501
0.118
10.460
0.096
10.345
0.097
10.166
0.098
7.959
0.126
7.435
0.134
7.090
0.141
6.313
0.158
Year
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
Amount of Credit
900.000
800.000
700.000
600.000
500.000
400.000
y = -5.8837x2 + 64.304x + 382.48
300.000
200.000
100.000
0.000
2000
2001
2002
2003
2004
2005
2006
Years
2007
2008
2009
2010
Amount of Credit
Poly. (Amount of Credit)
PROFIT
TOTAL ASSETS
NON
PERFOMING
LOANS
CAPITAL
TOTAL LOANS
34
3612
324
369
1640
26
3309
589
532
1506
47
3806
370
467
1328
94
3019
319
86
716
2983
84118
10339
4115
44520
60
2410
354
85
879
-249
1697
211
1060
1114
243
9773
1439
180
5447
77
1524
265
97
777
26
908
319
390
619
22500
2295
198
10042
-122
875
304
531
630
370
14482
1551
936
5017
-14
3253
982
775
1304
-1414
27852
1489
7764
16803
-156
4362
185
2137
2764
68
8122
645
304
3132
26
2011
322
306
964
-46
1292
89
761
945
-731
5553
86
2196
3119
84
4513
1206
1357
2922
175
5494
1055
743
1892
-1
686
258
91
311
30
2523
367
505
1344
15
1960
108
889
1703
1558
218
372
957
51
5514
475
796
2760
121
7480
1027
1550
3954
20
4704
357
864
2714
56
5258
606
2284
3839
106
3473
288
92
743
79
3247
261
199
931
113
3613
458
307
2140
-65
2449
1293
1145
1827
138
8658
1076
787
4028
31530
-693
93518
6470
19750
43829
14
972
507
438
111
5062
661
510
1631
-1631
44934
2156
26079
37181
451
8738
2210
1219
4781
17
1716
260
358
958
47
3181
416
304
1586
1997
311
606
1218
-439
9078
1017
1814
4355
3119
59846
4554
2694
18103
22
2578
439
717
1088
-1582
13300
-1160
11708
12196
21
3652
455
662
2001
41
3717
352
213
1340
22
4527
605
543
2452
52
4391
383
270
1260
116
3572
383
57
851
4215
89923
11401
5951
47615
71
2751
376
24
938
145
10569
1459
225
5398
92
2474
328
87
720
30
1038
334
476
699
41850
4015
296
12388
1008
390
386
569
477
20374
1703
544
4586
-13
4368
802
745
1061
-439
30786
1992
5924
16667
-366
4242
-181
1726
2530
63
8803
723
255
2526
38
1881
348
121
684
-39
1255
38
480
669
-518
3725
-667
1920
2518
107
4269
1014
951
2131
38
6232
1043
339
1916
10
963
296
69
325
27
2677
372
178
917
-77
2506
31
930
1543
26
1517
237
298
816
52
5846
508
514
2893
228
8386
1145
913
3347
30
5272
375
851
2925
56
4850
635
1466
2716
113
3946
354
42
732
98
3514
316
107
792
148
4370
525
235
2563
-221
2905
524
583
1466
101
8848
1078
461
3695
169
89904
6406
19989
39569
57
1202
549
740
80
5173
677
300
1528
-323
50394
2457
14582
26119
377
9821
2326
923
4702
12
1771
268
283
783
55
3862
476
98
1618
-64
3936
1108
657
1511
-290
8456
754
793
3400
3205
67479
4672
1601
15106
221
2762
640
341
991
20
3275
465
274
1565
44
4065
382
152
1644
19
5158
620
891
3277
41
5604
415
258
1533
63
5122
774
82
1081
2518
105378
9989
7925
52829
52
3062
396
13
787
187
12674
1507
354
6312
105
2511
401
128
1027
47
1401
366
684
1159
36108
4067
348
11554
15
933
396
265
484
351
19617
1568
525
4975
77
4160
624
711
1487
102
41810
1794
8778
22596
45
6532
752
172
2136
31
2133
370
139
693
-1
1318
28
450
651
-277
4222
824
1991
2173
39
3463
809
708
1791
107
6942
1051
161
2780
-28
980
306
92
510
65
2965
416
149
1080
-1071
3820
-980
1633
2646
22
1454
248
228
776
73
6622
554
442
2776
191
8138
1199
841
3289
33
5239
397
741
2773
64
5205
663
1202
2449
82
4345
375
56
740
110
3561
373
73
819
187
5285
617
235
2812
-98
2011
355
567
1344
109
9416
1093
583
3519
-3199
92382
4316
20175
36175
86
1736
609
18
1185
60
5021
687
406
1313
390
53618
1917
14897
28593
340
10826
2498
947
5381
1715
280
361
816
71
4767
543
194
2032
14
3517
433
516
1669
35
9704
649
316
2919
3217
74495
4667
1399
17048
122
3075
715
418
1039
22
3738
479
258
1414
66
3833
426
144
1795
-754
4176
689
1011
2723
143
8044
823
298
1886
176
5829
885
120
1452
4764
97001
11022
8844
60039
254
13811
1601
422
8047
107
2632
475
143
1568
59
1710
471
937
826
33769
4172
466
8795
11
650
406
126
347
544
18341
1648
503
4625
12
2442
636
846
1589
183
32518
2130
8195
23250
4809
740
30
3343
47
2145
404
162
912
-119
404
-274
513
576
-230
2211
650
1286
1675
126
2693
901
407
1108
180
8571
1175
128
5015
783
355
97
510
96
2941
460
119
1537
18
1235
260
205
833
105
5851
629
397
2869
150
6660
1243
626
3283
33
4257
420
743
2981
52
4066
681
946
2776
77
4030
409
52
725
95
3569
406
33
890
254
4921
742
241
3109
-85
1486
274
543
1280
285
12130
1596
448
5498
856
58067
4681
15620
33418
120
2174
689
97
1561
79
3455
711
326
1512
492
25977
2154
16432
31106
359
11142
2576
759
7447
11
1209
284
299
873
82
5232
604
216
2065
49
3264
463
660
1968
-151
9974
945
200
4110
4011
64241
6368
1345
19328
121
1439
867
217
838
31
3336
492
182
1746
114
4321
504
2130829
130467
-62
5009
-10
2714538
1042648
2797686
234485
69768719
9081239
274
8654
969
123
6342
959
5413
115800
12485
354
18474
1702
11199634
393952
43
3773
503
1983136
534023
-92
2128
-17
1293593
118277
356
26043
3510
9814650
386237
11
624
333574
115139
416
21394
1812
5648091
485196
-71
4579
-13
1579270
780662
354
62088
3299
33023932
8663321
47
2708
419
-3
1060
1396296
166572
94
2780
934
552233
500893
193
11691
1223
770357
263213
616771
187332
1396296
166572
31
1146
373
103
3023
508
218
7161
1271
1776
-51
6564
-6
1195961
196257
214
9630
1325
3086639
548473
14
5166
431
5306264
577183
119
4851
715
3273717
774013
56
4596
448
3222462
910632
92
3453
413
268
6286
876
-90
1844
-49
4198043
373296
372
15664
1721
1226232
453724
1076
81797
7978
8468385
766030
110
2851
757
42348284
15777723
36
4366
713
743
59727
2625
1702419
399801
373
17549
2644
-369
2874
-95
11854340
589512
1354982
1127826
12
2048
292
890197
433384
103
6006
670
2782770
394462
61
4453
504
2158701
651574
154
11959
1771
7077673
100410
2691
70310
5419
26960203
1631842
1035
2832
1009
1044065
217794
45
3750
507
1926490
50631
123
6099
586
145262
2707287
7898
652
29324
3060483
238
10150
1069
248554
3480423
124
8177
858
80544
2386838
5402
129237
13177
11877000
70267827
418
27171
2718
748003
11891086
122
5510
581
308263
2545807
61
2948
562
89697
1707330
1285
37019
5355
353522
10109317
-47
691
370
257361
354864
614
36463
2331
916520
11918284
-13
5069
699
801787
1709721
706
71532
4057
9742231
36507720
90
3386
464
262839
1748942
166
3288
1050
232872
1197489
364
18749
1416
85707
10586064
29
1954
386
229091
889900
10658
1287
1548863
4325822
109
4286
579
121125
1913264
501
12341
1594
519377
5743428
16
1938
270
141320
1100325
95
8589
847
485270
3726242
-6
6082
431
676576
3489031
56
5679
757
903868
3326548
147
5351
543
47856
1169065
21
3250
428
85637
697293
305
9896
1122
337847
4452396
489
24515
2057
684629
11323697
1909
104487
9969
10005038
39593341
48
3952
790
110276
2467835
115
5596
794
240603
1644325
859
65211
3223
17146219
38140284
403
23349
2722
705865
14748356
-86
2624
723
998749
1139760
16
2485
301
287412
1006384
125
8938
722
401955
3524859
31
5030
519
694271
2098363
440
17573
2032
124128
8836144
3500
104274
9508
1679449
34710772
59
2654
1048
365160
1388948
124
4836
562
31339
1963113
140
6591
677
184481
3549896
61
8515
978
141183
6856438
373
12809
1263
415651
8937671
278
9538
1023
259205
4448355
6624
149039
14862
6582012
108085974
679
31869
2990
2965625
44204538
124
4501
670
111
4800
636
284352
5139219
1530
44831
6256
128630
18153603
-17
731
354
54670
192536
1311
45002
3631
1098163
26308845
16
4100
722
694551
2750737
1233
77227
4810
6605429
53293245
90
2610
510
212913
1809656
127
3800
1068
374664
3438979
685
26153
2609
269203
25460278
20
1690
397
445194
957275
47
10600
1571
2889815
5125851
94
4145
617
183826
2306663
1100
22391
2201
2227687
40857796
404900
5889836
118214
2786845
26
2600
287
147
8531
972
467244
6189638
868259
59
5700
495
294717
3410818
48
5712
788
999252
3552655
1932165
119355
2077109
165
5900
650
3900
446
43001
988273
387
12400
1353
445874
8276121
936
30054
2795
1743793
25886893
3035
115592
11481
7970359
79343099
152
5350
898
1086772
5934644
100
5159
842
242540
1651305
934
70125
3848
1970322
8950145
675
29240
3035
1031988
29954948
-65
2124
673
453498
957908
31
3000
426
234075
1268045
191
12417
1318
676296
9425710
708673
2654508
32
5404
533
917
31246
2738
3798
114162
10039
1066807
43298819
46
2820
1122
397757
1440702
128
4698
581
10191
2778208
185
6700
812
184481
3549896
158
8093
1263
141183
6856438
497
15245
1532
415651
8937671
474
10610
1312
259205
4448355
7079
167475
17564
6582012
44204538
921
29467
3339
2965625
18153603
180
5999
696
284352
5139219
1782
48533
7330
128630
18153603
28
920
326
54670
192536
1402
40178
4518
1098163
18153603
26
5392
748
694551
2750737
2288
75278
6807
6605429
26308845
131
3582
562
212913
1809656
157
4999
1144
374664
3438979
869
31130
4670
269203
25460278
14
2214
403
445194
957275
117
11210
1688
2889815
5125851
73
5116
670
183826
2306663
2364
54640
14917
2227687
40857796
268
9123
1277
404900
5889836
49
3446
319
118214
2786845
115
8633
1054
467244
6189638
868259
41
5970
528
294717
3410818
25
6494
805
999252
3552655
1932165
204
6440
742
119355
2077109
107
4022
522
43001
988273
564
12386
1580
445874
8276121
1294
30389
3867
1743793
25886893
3863
124527
12846
7970359
65343099
190
7303
1018
1086772
5934644
94
3333
879
242540
1651305
1610
52098
4967
1970322
8950145
1048
32673
4735
1031988
29954948
209
2367
819
453498
957908
43
3371
456
234075
1268045
317
14374
1926
676296
9425710
41
6354
560
708673
2654508
1194
35086
3357
4897
92966
10816
1066807
43298819
81
3664
1103
397757
1440702
151
4196
657
10191
2778208
224
6826
968
184481
3549896
93
12823
1662
141183
6856438
633
18787
1910
415651
8937671
609
12143
1690
259205
4448355
8016
172113
20463
6582012
44204538
7118
2965625
18153603
845
284352
5139219
1313
-
85450
-
247
10477
3353
47839
9190
128630
18153603
-3
587
323
54670
192536
1694
51248
4949
1098163
18153603
85
5543
846
694551
2750737
3337
91022
13933
6605429
26308845
79
3803
666
212913
1809656
171
6634
1229
374664
3438979
1305
42073
5334
269203
25460278
2167
411
445194
957275
67
12589
1743
2889815
5125851
-8
4477
676
183826
2306663
4757
78001
19660
2227687
40857796
531
10713
1557
404900
5889836
73
4397
424
118214
2786845
82
10201
1171
467244
6189638
868259
-307
3189
775
294717
3410818
126
6154
608
999252
3552655
1932165
44
6284
835
119355
2077109
-382
5000
1273
43001
988273
242
6622
774
445874
8276121
146
4561
620
1743793
25886893
1620
37022
5188
7970359
65343099
673
13780
1912
1086772
5934644
5394
181974
20058
242540
1651305
-472
8431
1129
1970322
8950145
30
3448
877
1031988
29954948
1797
44588
6208
453498
957908
1474
43609
5529
234075
1268045
68
2774
944
676296
9425710
51
3552
492
708673
2654508
460
20455
3075
5463
483
1066807
43298819
4709
100392
11390
397757
1440702
121
3710
1235
10191
2778208
257
9118
1145
184481
3549896
260
16978
2511
141183
6856438
726
22399
2565
415651
8937671
609
15586
2069
259205
4448355
9002
169788
24210
6582012
108085974
1333
98401
8143
2965625
44204538
318
13169
1223
284352
5139219
3055
51581
11077
128630
18153603
-7
519
315
54670
192536
1768
58904
6323
1098163
26308845
117
7565
927
694551
2750737
3727
114234
16103
6605429
53293245
83
3840
728
212913
1809656
188
8289
1363
374664
3438979
1634
47509
6263
269203
25460278
2147
463
445194
957275
-1151
16134
2148
2889815
5125851
77
4528
730
183826
2306663
5570
98434
23337
2227687
40857796
343
13683
1853
404900
5889836
52
5539
490
118214
2786845
23
12836
1198
467244
6189638
-152
4457
663
868259
185
7026
857
294717
3410818
61
7316
873
999252
3552655
-162
7750
1150
1932165
286
7438
958
119355
2077109
197
4729
747
43001
988273
802
15755
2247
445874
8276121
1752
44486
7419
1743793
25886893
6426
180041
22398
7970359
79343099
-289
7685
1107
1086772
5934644
44
3177
904
242540
1651305
2159
52327
7908
1970322
8950145
1529
46326
6434
1031988
29954948
33
3421
982
453498
957908
42
3418
527
234075
1268045
564
24173
3065
676296
9425710
-730
4964
-5
708673
2654508
6726
124806
13807
1066807
43298819
88
3705
1325
397757
1440702
-213
1216
996
216
5130
935
10191
2778208
3376495
480
10297
1631
264036
484
26699
2945
166915
10731958
1828
32332
4744
391288
9100165
991
19671
2756
223209
4622017
98390298
43947467
10775
172691
31465
8255564
2104
107139
10035
3127279
535
21859
1715
236108
5675132
2879
62070
12882
126080
21832994
2695
63592
7474
71807
247849
28572303
3179920
258
10479
1477
1171369
5559
153984
20202
725629
34
4530
948
6275420
56677272
236
10650
1489
244356
1852293
2872
58606
8057
409643
1874
596
1927242
188
26892
5004
470647
-34
10399
906
2133239
9312
133890
28308
264036
2770380
53802673
3797186
37419219
1048418
5029394
501
20188
3127
3696422
377
8209
801
389507
6848130
151
14112
1336
120152
3034181
-160
6380
565
523813
9056629
634
10234
1340
112
8031
948
241800
3409783
47
9594
1224
771965
3657247
2611
248
8127
1118
235
5426
896
560
29326
4270
3062034
2172892
124176
2172892
1248
19399
3095
484666
8979895
3004
62552
12980
1160955
28707610
-84
1723
1020
10546287
103668250
11538
223025
40876
1192283
5280700
111
7670
1158
41668
206
4018
1027
1927242
10622562
2698
60027
9930
1129509
29616616
1175897
1352964
2416
54776
7896
365358
183
4558
1138
250102
1371311
281
4420
785
529600
770
32444
3898
691982
2778785
7668
142880
20210
1196255
50281116
159
4762
1541
385895
-138
2363
889
311
6215
1103
9037824
1607751
2984317
226966
11985504
1785945
212777
6100506
308166
35666342
4466042
351401
18422946
836298
37645962
5374130
506866
16238615
532947
21774721
3109065
148136
6252898
5345672
176822000
26802616
6312142
91826606
1402089
117355511
9811476
1313958
68162016
408116
26031585
2258460
238320
13975736
1956655
70660205
13987510
144944
29321628
1361011
66939320
7852386
1793285
35175079
139730
13191849
1606819
748475
7234325
3992034
164306920
19667184
4039096
95116120
16237
5028040
935212
325684
2388573
104807
12135868
1527034
987734
5739920
1620856
67255813
8936231
610840
45947678
36370
2043682
623028
312142
1250472
126024
28305332
2309314
1709061
11508619
5273206
156324887
29647744
3265334
90851088
288955
21933765
3217916
1195519
11726319
121643
8981090
888344
320756
4989097
160630
14573900
1256623
488139
6639471
14801
7068611
778415
189621
3401050
176524
11561206
1486312
165580
5906676
88223
8554350
1021407
337127
5015419
22547
10663970
1246389
271416
6232560
66122
9146780
1159029
86835
2401159
120437
6724852
977121
38681
1885533
1015585
24116111
3656333
638438
14506786
2145996
71135125
13616110
858450
44292439
-39943
1651197
983514
144669
309959
5418928
244819834
39906862
11607115
159539609
102904
8441483
1260436
825868
5735376
36494
4474172
1026615
30288
2480055
1103069
66299185
9550688
1085419
24497951
1503625
62781623
8493625
1820326
44515093
155292
4849798
1256537
394993
2719474
83281
4875326
860580
361385
1918397
465877
37506105
3932804
669232
17157568
3463110
153447312
17872860
739213
83690475
-82016
4367623
807301
6506
620167
139776
6523644
1198236
3735747