We believe that high quality Human Capital is the biggest asset in an organization and have been focused on attracting

and retaining the best talent from India and abroad. We believe that best performance can only be achieved through empowered employees and therefore, we offer all YES BANKers an opportunity to work in a growth environment with a young work force. - Rana Kapoor, CEO and MD,YES BANK

Brief
Founded
Type Sector Registered office

Branches

Listed in
Share price NPA Vision

2004 Private company Banking th 9 floor ,Nehru Center Discovery of India building, Dr. AB Rd Worli Mumbai 171 branches BSE,NSE
60.2 crore Building the Best Quality Bank of the World in India by 2015.

 YES BANK is founded by Mr. Rana Kapoor and Late Mr.

Ashok Kapur, who have a collective financial stake of 32.58%. The bank went public in June 2005. IPO was over subscribed 30 times. Brand Pillars Growth Trust Knowledge Driven Human Capital Technology Transparency & Responsible Banking

YES BANK - Slogans - "Experience our Expertise"

About the company

India's new age private sector Bank,

YES BANK is the only Greenfield license awarded by the

RBI in the last 15 years, associated with the finest pedigree investors. YES BANK has fructified into a "full service" commercial Bank that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers

Share holding
Promoters

Public
FIIs Others

26.72 8.44 47.12 17.72

Network
Branches ATMs 171+ in 141 cities 225+

Key members

Name Rana Kapoor Ajay Vohra Radha Singh Arun K Mago Bharat Patel Wouter Kolff

Designation Managing Director & CEO Independent Director Independent Director Independent Director Independent Director Independent Director

Promoters
Mr Rana Kapoor

Late Mr Ashok Kapur

Ranking
37th best financial company in India by business

world(Nov 2010) NASSCOM Award IT Innovations in Emerging India Business today rated yes bank as the 82th best company in India (Nov 2010) Ranked the best mid size bank in India by BT KPMG study in Dec 2010

Service
Corporate Banking Institutional Banking Corporate Finance Branch Banking
Saving Accounts Current Accounts

YES FIRST Wealth Management

ZERO Balance GOLD Savings Account Doorstep Banking YES TOUCH Phone Banking Services Net Banking Mobile Banking Money Monitor

 investment banking Private Equity Syndication Financial Advisory Equity Capital Markets Restructuring & Privatizations Brokage Services Financial Markets Foreign Exchange Online Forex Solutions Fixed Income Derivatives & Structured Products Commodity Risk Management Advisory Liquidity & Balance Sheet Management

Transaction Banking Cash Management Services Capital Market Services Trade Services Trade Finance

SERVICES RENDERED
The urban infrastructure investments by the government

including the recently concluded Commonwealth games along with multiple developments of various SEZ/Technology parks across.
YES BANK, in partnership with the leading names in real

estate advisory services, combines high level property and financial skills to help devise Investment strategies.

Capital Structure& Finance

Authorized Capital & Issued Capital 214.75cr Other Key Highlights as at Mar 31, 2010 Advances up 78.9% to Rs. 22,193.1 cr at Mar 31, 2010 (Rs. 12,403.1

cr at Mar 31,2009) Deposits up 65.7% to Rs. 26,798.6 cr at Mar 31,2010 (Rs. 16,169.4 cr at Mar 31,2009) Basel II Capital Adequacy Ratio of 20.61% (Tier I 12.85%) Gross NPA at 0.27% of Gross Advances (0.68% as at March 31,2009) Net NPA at 0.06% of Net Advances (0.33% as at March 31,2009) Specific provisioning cover at 78.4% (51.5% as at March 31,2009) Book value per share of Rs.90.96 (Rs. 54.69 as at Mar 31, 2009) Net Profit up 57.2% to Rs. 477.7 cr (Rs.303.8 cr in FY09) Operating Profit up 63.6% to Rs.863.3 cr (Rs.527.6 cr in FY09)

Key financials Balance sheet

Particulars March 31(Rs in crore) 22193
10209 3089.6 5257 26798.6 Operating profit Total 36382.5 257.6 FY 2010 Net interest income Rs in crore 244.2

Advances
Investments Share holder fund Total capital fund Deposits

Non interest income

Total net income

160.1

403.3

Operating expenses

146.7

Profit after tax

140

INITIATIVES
YES Professional Entrepreneurship Program (Y-PEP):

Designed around the concept of Talent Development.

Ensure the presence of an experienced, dynamic,

energetic and driven team of professionals. YES Entrepreneur in Action: This program allows ONE YES BANKER to take time off to pursue his / her goals for a year during which time they will focus on a project of their choice YES School of Banking (YSB): Initiated to create a center of excellence for learning solutions in banking and related areas.

Achievements & Awards

2010

YES Bank has joined hands with handset maker Nokia to offer mobile payment services that will enable consumers pay for goods and services using their mobile devices 2009 YES BANK was awarded the Most Innovative Bank in India at the New Economy First Annual Banking and Finance Awards 2008 YES BANK received the Best Corporate Social Responsibility Practice award at the Social & Corporate Governance Awards