Ammortization Schedule

Loan amount
Rate
Term in months
Month

2600000
11.00%
240
Principal

EMI

Interest

Principal ammortized Prepayments

1
2
3
4
5
6
7

2,600,000
2,596,833
2,593,638
2,590,413
2,587,158
2,583,874
2,580,559

27,000
27,000
27,000
27,000
27,000
27,000
27,000

23,833
23,804
23,775
23,745
23,716
23,686
23,655

3,167
3,196
3,225
3,255
3,284
3,314
3,345

Sep
Oct
Nov
Dec
Jan
Feb
Mar

8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44

2,577,214
2,573,839
2,570,432
2,566,995
2,563,525
2,560,024
2,556,491
2,552,926
2,549,328
2,545,696
2,542,032
2,538,334
2,534,602
2,530,836
2,527,035
2,523,200
2,519,329
2,515,423
2,511,481
2,507,503
2,503,488
2,499,437
2,495,348
2,491,222
2,487,059
2,482,857
2,478,616
2,474,337
2,470,018
2,465,660
2,461,262
2,456,824
2,452,344
2,447,824
2,443,263
2,438,659
2,434,014

27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000

23,624
23,594
23,562
23,531
23,499
23,467
23,435
23,402
23,369
23,336
23,302
23,268
23,234
23,199
23,164
23,129
23,094
23,058
23,022
22,985
22,949
22,912
22,874
22,836
22,798
22,760
22,721
22,681
22,642
22,602
22,562
22,521
22,480
22,438
22,397
22,354
22,312

3,376
3,406
3,438
3,469
3,501
3,533
3,565
3,598
3,631
3,664
3,698
3,732
3,766
3,801
3,836
3,871
3,906
3,942
3,978
4,015
4,051
4,088
4,126
4,164
4,202
4,240
4,279
4,319
4,358
4,398
4,438
4,479
4,520
4,562
4,603
4,646
4,688

Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr

45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98

2,429,325
2,424,594
2,419,820
2,415,001
2,410,139
2,405,232
2,400,280
2,395,282
2,390,239
2,385,150
2,380,013
2,374,830
2,369,600
2,364,321
2,358,994
2,353,618
2,348,193
2,342,718
2,337,193
2,331,617
2,325,990
2,320,312
2,314,581
2,308,798
2,302,962
2,297,073
2,291,129
2,285,131
2,279,078
2,272,970
2,266,805
2,260,584
2,254,306
2,247,971
2,241,577
2,235,125
2,228,614
2,222,043
2,215,411
2,208,719
2,201,966
2,195,151
2,188,273
2,181,332
2,174,328
2,167,259
2,160,126
2,152,927
2,145,662
2,138,330
2,130,932
2,123,465
2,115,930
2,108,326

27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000

22,269
22,225
22,182
22,138
22,093
22,048
22,003
21,957
21,911
21,864
21,817
21,769
21,721
21,673
21,624
21,575
21,525
21,475
21,424
21,373
21,322
21,270
21,217
21,164
21,110
21,057
21,002
20,947
20,892
20,836
20,779
20,722
20,664
20,606
20,548
20,489
20,429
20,369
20,308
20,247
20,185
20,122
20,059
19,996
19,931
19,867
19,801
19,735
19,669
19,601
19,534
19,465
19,396
19,326

4,731
4,775
4,818
4,862
4,907
4,952
4,997
5,043
5,089
5,136
5,183
5,231
5,279
5,327
5,376
5,425
5,475
5,525
5,576
5,627
5,678
5,730
5,783
5,836
5,890
5,943
5,998
6,053
6,108
6,164
6,221
6,278
6,336
6,394
6,452
6,511
6,571
6,631
6,692
6,753
6,815
6,878
6,941
7,004
7,069
7,133
7,199
7,265
7,331
7,399
7,466
7,535
7,604
7,674

May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct

99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152

2,100,653
2,092,909
2,085,094
2,077,207
2,069,248
2,061,216
2,053,111
2,044,931
2,036,676
2,028,346
2,019,939
2,011,455
2,002,893
1,994,253
1,985,534
1,976,735
1,967,855
1,958,893
1,949,850
1,940,723
1,931,513
1,922,219
1,912,839
1,903,374
1,893,821
1,884,181
1,874,453
1,864,635
1,854,728
1,844,730
1,834,640
1,824,457
1,814,181
1,803,811
1,793,346
1,782,785
1,772,127
1,761,372
1,750,518
1,739,564
1,728,510
1,717,355
1,706,097
1,694,737
1,683,272
1,671,702
1,660,026
1,648,242
1,636,351
1,624,351
1,612,241
1,600,020
1,587,687
1,575,241

27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000

19,256
19,185
19,113
19,041
18,968
18,894
18,820
18,745
18,670
18,593
18,516
18,438
18,360
18,281
18,201
18,120
18,039
17,957
17,874
17,790
17,706
17,620
17,534
17,448
17,360
17,272
17,182
17,092
17,002
16,910
16,818
16,724
16,630
16,535
16,439
16,342
16,245
16,146
16,046
15,946
15,845
15,742
15,639
15,535
15,430
15,324
15,217
15,109
15,000
14,890
14,779
14,667
14,554
14,440

7,744
7,815
7,887
7,959
8,032
8,106
8,180
8,255
8,330
8,407
8,484
8,562
8,640
8,719
8,799
8,880
8,961
9,043
9,126
9,210
9,294
9,380
9,466
9,552
9,640
9,728
9,818
9,908
9,998
10,090
10,182
10,276
10,370
10,465
10,561
10,658
10,755
10,854
10,954
11,054
11,155
11,258
11,361
11,465
11,570
11,676
11,783
11,891
12,000
12,110
12,221
12,333
12,446
12,560

Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr

153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206

1,562,680
1,550,005
1,537,213
1,524,304
1,511,277
1,498,131
1,484,863
1,471,475
1,457,963
1,444,328
1,430,568
1,416,681
1,402,667
1,388,525
1,374,253
1,359,851
1,345,316
1,330,648
1,315,846
1,300,907
1,285,832
1,270,619
1,255,267
1,239,773
1,224,138
1,208,359
1,192,436
1,176,366
1,160,150
1,143,784
1,127,269
1,110,602
1,093,783
1,076,809
1,059,680
1,042,394
1,024,949
1,007,344
989,578
971,649
953,556
935,297
916,871
898,275
879,510
860,572
841,460
822,174
802,710
783,069
763,247
743,243
723,056
702,684

27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000

14,325
14,208
14,091
13,973
13,853
13,733
13,611
13,489
13,365
13,240
13,114
12,986
12,858
12,728
12,597
12,465
12,332
12,198
12,062
11,925
11,787
11,647
11,507
11,365
11,221
11,077
10,931
10,783
10,635
10,485
10,333
10,181
10,026
9,871
9,714
9,555
9,395
9,234
9,071
8,907
8,741
8,574
8,405
8,234
8,062
7,889
7,713
7,537
7,358
7,178
6,996
6,813
6,628
6,441

12,675
12,792
12,909
13,027
13,147
13,267
13,389
13,511
13,635
13,760
13,886
14,014
14,142
14,272
14,403
14,535
14,668
14,802
14,938
15,075
15,213
15,353
15,493
15,635
15,779
15,923
16,069
16,217
16,365
16,515
16,667
16,819
16,974
17,129
17,286
17,445
17,605
17,766
17,929
18,093
18,259
18,426
18,595
18,766
18,938
19,111
19,287
19,463
19,642
19,822
20,004
20,187
20,372
20,559

May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct

207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239

682,125
661,378
640,441
619,312
597,989
576,470
554,754
532,840
510,724
488,406
465,883
443,153
420,216
397,068
373,707
350,133
326,343
302,334
278,105
253,655
228,980
204,079
178,950
153,590
127,998
102,171
76,108
49,805
23,262
0
0
0
0

27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000
27,000

6,253
6,063
5,871
5,677
5,482
5,284
5,085
4,884
4,682
4,477
4,271
4,062
3,852
3,640
3,426
3,210
2,991
2,771
2,549
2,325
2,099
1,871
1,640
1,408
1,173
937
698
457
213
-

20,747
20,937
21,129
21,323
21,518
21,716
21,915
22,116
22,318
22,523
22,729
22,938
23,148
23,360
23,574
23,790
24,009
24,229
24,451
24,675
24,901
25,129
25,360
25,592
25,827
26,063
26,302
26,543
26,787
27,000
27,000
27,000
27,000

Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul

240
241

0
0

27,000
27,000

27,000
27,000

Aug

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44

Loan
Amt
20 Lac
20 Lac
20 Lac

Actual
EMI
20306
20306
20306

Extra EMI's
Actual
Reduced Term
per Annum Term (Yrs)
3
20
11yrs 10months
2
20
13yrs 6months
1
20
16yrs

Actual
Interest
2872501
2872501
2872501

Loan
Amt
50 Lac
50 Lac
50 Lac

Actual
EMI
50762
50762
50762

Extra EMI's
Actual
Reduced Term
per Annum Term (Yrs)
3
20
11yrs 10months
2
20
13yrs 6months
1
20
16yrs

Actual
Interest
7182150
7182150
7182150

45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98

99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152

11.83333333
11
11.83333333

153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206

13

207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240

Reduced
Interest
1550103
1807749
2195893

Interest Prepayment
Saved
amt paid
1322398
670087
1064752
487332
676608
304590

Effective % of Int
saving
Saved
652311
46
577420
37
372018
24

Reduced
Interest
3875542
4519725
5490277

Interest Prepayment
Saved
amt paid
3306608
1675146
2662425
1319812
1691873
761430

Effective % of Int
saving
Saved
1631462
46
1342613
37
930443
24

Ammortization Schedule
Loan amount
Rate
Term in months
Month

100000
11.00%
240
Principal

EMI

Interest

Principal ammortized Prepayments

1
2
3
4
5
6
7

100,000
98,917
97,823
96,720
95,607
94,483
93,349

2,000
2,000
2,000
2,000
2,000
2,000
2,000

917
907
897
887
876
866
856

1,083
1,093
1,103
1,113
1,124
1,134
1,144

Sep
Oct
Nov
Dec
Jan
Feb
Mar

8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44

92,205
91,050
89,885
88,709
87,522
86,324
85,115
83,896
82,665
81,422
80,169
78,904
77,627
76,339
75,038
73,726
72,402
71,066
69,717
68,356
66,983
65,597
64,198
62,787
61,362
59,925
58,474
57,010
55,533
54,042
52,537
51,019
49,486
47,940
46,379
44,804
43,215

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

845
835
824
813
802
791
780
769
758
746
735
723
712
700
688
676
664
651
639
627
614
601
588
576
562
549
536
523
509
495
482
468
454
439
425
411
396

1,155
1,165
1,176
1,187
1,198
1,209
1,220
1,231
1,242
1,254
1,265
1,277
1,288
1,300
1,312
1,324
1,336
1,349
1,361
1,373
1,386
1,399
1,412
1,424
1,438
1,451
1,464
1,477
1,491
1,505
1,518
1,532
1,546
1,561
1,575
1,589
1,604

Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr

45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99

41,611
39,993
38,359
36,711
35,048
33,369
31,675
29,965
28,240
26,499
24,741
22,968
21,179
19,373
17,551
15,711
13,855
11,982
10,092
8,185
6,260
4,317
2,357
378
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

381
367
352
337
321
306
290
275
259
243
227
211
194
178
161
144
127
110
93
75
57
40
22
3
-

1,619
1,633
1,648
1,663
1,679
1,694
1,710
1,725
1,741
1,757
1,773
1,789
1,806
1,822
1,839
1,856
1,873
1,890
1,907
1,925
1,943
1,960
1,978
1,997
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov

100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun

155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan

210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul

240
241

0
0

2,000
2,000

2,000
2,000

Aug

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44

Loan
Amt
20 Lac
20 Lac
20 Lac

Actual
EMI
20306
20306
20306

Extra EMI's
Actual
Reduced Term
per Annum Term (Yrs)
3
20
11yrs 10months
2
20
13yrs 6months
1
20
16yrs

Actual
Interest
2872501
2872501
2872501

Loan
Amt
50 Lac
50 Lac
50 Lac

Actual
EMI
50762
50762
50762

Extra EMI's
Actual
Reduced Term
per Annum Term (Yrs)
3
20
11yrs 10months
2
20
13yrs 6months
1
20
16yrs

Actual
Interest
7182150
7182150
7182150

45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99

100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154

11.83333333
11
11.83333333

155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209

13

210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240

Reduced
Interest
1550103
1807749
2195893

Interest Prepayment
Saved
amt paid
1322398
670087
1064752
487332
676608
304590

Effective % of Int
saving
Saved
652311
46
577420
37
372018
24

Reduced
Interest
3875542
4519725
5490277

Interest Prepayment
Saved
amt paid
3306608
1675146
2662425
1319812
1691873
761430

Effective % of Int
saving
Saved
1631462
46
1342613
37
930443
24

2600000

500000

500000

1000000
1660000

11

72 23055.56

12000

0.520482

1660000

500000