Jadual Bayaran Balik Pinjaman Bank

Jadual Bayaran Balik Pinjaman Bank

Jumlah: RM50,000.00
Kadar Faedah: 7%
Tempoh Pinjaman: 5 Tahun
Tahun
0
1
2
3
4
5

Faedah Pokok Bayaran Tahunan Bayaran Pinjaman Baki Pinjaman

RM 50,000.00
RM 3,500.00 RM 10,000.00 RM 13,500.00 RM 40,000.00
RM 2,800.00 RM 10,000.00 RM 12,800.00 RM 30,000.00
RM 2,100.00 RM 10,000.00 RM 12,100.00 RM 20,000.00
RM 1,400.00 RM 10,000.00 RM 11,400.00 RM 10,000.00
RM 700.00 RM 10,000.00 RM 10,700.00 RM
-

Jadual Bayaran Sewa Beli

Jadual Bayaran Sewa Beli
Jumlah: RM1960000
Kadar Faedah: 2.5%
Tempoh Pinjaman: 10 Tahun
Tahun

Faedah Pokok Bayaran Tahunan Bayaran Pinjam

0
1
2
3
4
5
6
7
8
9
10

RM
RM
RM
RM
RM
RM
RM
RM
RM
RM

2,450.00
2,205.00
1,960.00
1,715.00
1,470.00
1,225.00
980.00
735.00
490.00
245.00

RM
RM
RM
RM
RM
RM
RM
RM
RM
RM

9,800.00
9,800.00
9,800.00
9,800.00
9,800.00
9,800.00
9,800.00
9,800.00
9,800.00
9,800.00

RM
RM
RM
RM
RM
RM
RM
RM
RM
RM

12,250.00
12,005.00
11,760.00
11,515.00
11,270.00
11,025.00
10,780.00
10,535.00
10,290.00
10,045.00

Baki Pinjaman
RM 98,000.00
RM 88,200.00
RM 78,400.00
RM 68,600.00
RM 58,800.00
RM 49,000.00
RM 39,200.00
RM 29,400.00
RM 19,600.00
RM
9,800.00
RM
-

Jadual Penyata Proforma Untung Rugi

Aura Bizz Communication
Penyata Proforma Untung Rugi Bagi Tempoh Berakhir
28 Febuari 2013
JUALAN
731,000.00
Tolak Kos Pengeluaran
Bahan Mentah 241,500.00
Bil Elektrik
4,200.00
Bil Air
1,200.00
Bil Telefon
3,600.00
Bil Internet
3,000.00
Sewa Bangunan 20,000.00
JUMLAH KOS
PENGELUARAN

(273,500.00)

Untung Kasar

457,500.00

Belajaran Pemasaran
Road Shows (Promasi)
Kenderaan (Minyak)

3,600.00
18,000.00
21,600.00

Belanjaan
Pentadbiran/Operasi
Gaji 151,200.00
KWSP/SOCSO 211,200.00
362,400.00
Belanjaan Kewangan
Bayaran Pinjam Bank
Bayaran Sewa Beli

10,125.56
9,187.56

JUMLAH
PERBELANJAAN

(403,313.12)

UNTUNG BERSIH

54,186.88

Ujuran Aliran Wang Tunai

Bulan
Perkara
Aliran Wang masuk
Modal Sendiri
Jualan Tunai
Pinjaman Bank
JUMLAH WANG MASUK
Aliran Wang Keluar
Belian Bahan Mentah
Gaji
KWSP/SOCSO
Bil Elektrik
Bil Air
Bil Internet
Bil Telefon
Sewa Bangunan
Road Show (Promosi)
Kenderaan (Minyak)
Peralatan Pejabat
Peralatan Operasi (Premis)
Pendaftaran dan Kertas Kerja
Kontigensi
Insurans Bangunan
Penyelenggaraan Bangunan
Penyelenggaraan Kederaan
Bayaran Pinjam Bank
Bayaran Sewa Beli
JUMLAH WANG KELUAR
Baki Semasa
Baki Kehadapan
Baki Terkumpul

MAC

APRIL

MEI

Aura Bizz Communication Sdn Bhd

Unjuran Aliran Wang Tunai Selepas Pinjaman (Tahun 2013)
JUN
JULAI
OGOS
SEPT

OKT

NOV

DIS

JAN' 13

FEB' 13

60,000.00
60,000.00
-

59,000.00
-

54,000.00
50,000.00

55,000.00
-

56,000.00
-

60,000.00
-

67,000.00
-

62,000.00
-

63,000.00
-

65,000.00
-

65,000.00
-

65,000.00
-

120,000.00

59,000.00

104,000.00

55,000.00

56,000.00

60,000.00

67,000.00

62,000.00

63,000.00

65,000.00

65,000.00

65,000.00

18,700.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
10,000.00
18,230.00
2,500.00
1,500.00
833.33
-

18,700.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
10,000.00
1,500.00
833.33
-

18,700.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
10,650.00
1,500.00
833.33
-

18,700.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
1,125.00
1,020.84

18,700.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
1,125.00
1,020.84

20,000.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
1,125.00
1,020.84

25,000.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
1,125.00
1,020.84

20,000.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
1,125.00
1,020.84

20,000.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
1,125.00
1,020.84

21,000.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
1,125.00
1,020.84

21,000.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
1,125.00
1,020.84

21,000.00
17,600.00
2,992.00
350.00
100.00
250.00
300.00
1,666.67
300.00
1,500.00
1,500.00
833.33
3,000.00
10,000.00
1,125.00
1,020.84

76,822.00

56,092.00

56,742.00

48,237.84

48,237.84

49,537.84

54,537.84

49,537.84

49,537.84

50,537.84

50,537.84

63,537.84

43,178.00
43,178.00

2,908.00
43,178.00
46,086.00

47,258.00
46,086.00
93,344.00

6,762.16
93,344.00
100,106.16

7,762.16
100,106.16
107,868.32

10,462.16
107,868.32
118,330.48

12,462.16
118,330.48
130,792.64

12,462.16
130,792.64
143,254.80

13,462.16
143,254.80
156,716.96

14,462.16
156,716.96
171,179.12

14,462.16
171,179.12
185,641.28

1,462.16
185,641.28
187,103.44

Kenyataan Aliran Tunai

Perkara
Pengeluaran
Modal Sendiri
Jualan
Pinjaman Bank
JUMLAH

February-2013

February-2014

February-2015

February-2016

February-2017

February-2018

60,000.00
731,000.00
50,000.00

877,200.00

1,052,640.00

1,263,168.00

1,515,801.60

1,818,961.92

841,000.00

877,200.00

1,052,640.00

1,263,168.00

1,515,801.60

1,818,961.92

20,000.00
98,000.00
30,650.00
18,230.00
2,500.00
18,000.00

20,000.00

20,000.00
-

20,000.00
-

20,000.00
-

20,000.00
-

187,380.00

20,000.00

20,000.00

20,000.00

20,000.00

20,000.00

3,000.00
13,000.00
10,000.00

3,000.00
13,000.00
10,000.00

2,000.00
13,000.00
10,000.00

2,000.00
13,000.00
10,000.00

1,500.00
13,000.00
10,000.00

1,500.00
13,000.00
10,000.00

42,000.00
1,200.00
3,000.00
3,600.00
247,104.00
13,500.00
12,250.00

8,400.00
1,200.00
3,000.00
3,000.00
247,104.00
12,800.00
12,005.00

8,400.00
1,200.00
3,000.00
3,000.00
247,104.00
12,100.00
11,760.00

8,400.00
1,200.00
3,000.00
3,000.00
247,104.00
11,400.00
11,515.00

8,400.00
1,200.00
3,000.00
3,000.00
247,104.00
10,700.00
11,270.00

8,400.00
1,200.00
3,000.00
3,000.00
247,104.00
11,025.00

348,654.00

313,509.00

311,564.00

310,619.00

309,174.00

298,229.00

120,000.00
8,400.00
113,100.00

125,000.00
8,400.00
124,410.00

130,000.00
8,400.00
136,851.00

135,000.00
8,400.00
150,536.10

140,000.00
8,400.00
165,589.71

145,000.00
8,400.00
182,148.68

241,500.00

257,810.00

275,251.00

293,936.10

313,989.71

335,548.68

3,600.00
18,000.00

3,600.00
18,000.00
3,000.00

3,600.00
18,000.00
3,000.00

3,600.00
18,000.00
3,000.00

3,600.00
18,000.00
3,000.00

3,600.00
18,000.00
3,000.00

21,600.00

24,600.00

24,600.00

24,600.00

24,600.00

24,600.00

799,134.00

615,919.00

631,415.00

649,155.10

667,763.71

678,377.68

41,866.00
0.00
41,866.00

261,281.00
261,281.00
303,147.00

421,225.00
421,225.00
724,372.00

614,012.90
614,012.90
1,338,384.90

848,037.89
848,037.89
2,186,422.79

1,140,584.24
1,140,584.24
3,327,007.03

Perbelanjaan
A. Perbelanjaan Pembangunan
1. Sewa Bangunanan
2. Kenderaan
3. Peralatan Pejabat
4. Perkakas operasi (Premis)
5. Pendaftaran dan Kertas Kerja
6. Kontigensi
Jumlah A

B. Kos Penyelenggaran dan Operasi

1. Penyelenggaraan bangunan
2. Penyelenggaraan Kenderaan
3. Insurans Bangunan
4. Kemudahan
a. Bil Elektrik
b. Bil Air
c. Bil Internet
d. Bil Telefon
5. Gaji dan Caruman
6. Bayaran Bank
7. Bayaran Sewa Beli
Jumlah B
C. Kos Pengeluaran Produk
1. Tambah Nilai
2. Stater Packed
3. Lain-lain
Jumlah C
D. Kos Pemasaran
1. Road Show (Promasi)
2. Kenderaan (Minyak)
3. Insurans dan Cukai Jalan
Jumlah D

JUMLAH KOS (A+B+C+D)

Baki Semasa
Baki Kehadapan
Baki Terkumpul