firstly when u invest in mutual fund u are not alone .

there are several other li ke minded investors like u who want their money to work harder for them .But at the same time ,u want a proffesional to do it for them . when u invest in mutual fund ur money is collected in a common pool along with the money of other inves tors who share a common goal like you. the mutual fund manager or fund manager t hen invests this pool of money also known as corpus in securities ranging from s hares ,debentures to money market instruments .the income earned through investm ents by these is then shared by dividend or capital appreciation by the investor s in proportion to the investments made by them