1.

............................................................................................................................................... 3

2.

............................................................................................................................. 4

3.

a.

................................................................. 4

b.

............................................................ 6

c.

................................................................. 8

d.

............................................................................... 10
i.

......................................................................................................... 10

ii.

............................................................................................................ 11

iii.

........................................................................................................... 12

iv.

........................................................................................................ 12

e.

.............................................................................. 14

f.

: ........................................................................... 16
i.

......................................................................................................... 16

ii.

............................................................................................................ 18

iii.

........................................................................................................... 18

iv.

........................................................................................................ 18

g.

........................................................................... 20

h.

. 22
i.

/ / ............................................. 22

ii.

......................................................................................................... 30

........................................................................................................................................... 34


2-1 ........................................... 4
2-2 .. 4
2-3 10 ........................................................ 5
2-4 - ........................ 5
2-5 ........................... 5
2-6 ......................................................................................................... 7
2-7 .................................................................................................. 8
2-8 / / ......... 9
2-9 10 ............................................. 9
2-10 ................................... 16
2-11 ....................................... 17
2-12 ........................... 18
2-13 , 2011 .......................................................................... 24
2-14 ............................................................................. 31
2-15 ,
..................................................................................................................................................... 31
2-16 ,
................................................................................................................................................. 32
2-17 /2011/ ..................................... 33
2-18 ........ 33

3-1 -
...................................................................................................................................................... 6
3-2 ............................................................................. 6
3-3 // ................................ 10
3-4 .......................................................................... 15
3-5 5 ......................................................................... 15
3-6 .............................................................................................. 17
3-7 ....................................................................................... 17
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.

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2009 61.6 2.6
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2-6

2011 3 61.3
79.3 , 16.0
20.7 2012
83.5 83.0 , 17.3
17.0 .

2012 3
59,918.3 , 1.7 .
59,488.1
, 430.2 .
2012 3
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2012 3 12999.0
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2012 3
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2012 03 5288.8 ,
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Standard full premium rates are provided by Non-Life Insurance Rating Organization of
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e.


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Fubon, Cathay Century, Shin Kong,
Mingtai. .
Cathay Life, Nan Shan Life, Shin Kong Life,Fubon
Life. 60 .
Cathay Life Fubon Life 2 40% .

14

 2-4
Numbers of Insurance Companies in Taiwan Over the Past Five Years
Year
Non-Life insurers
Life insurers
Local Insurers
Foreign Insurers Local Insurers Foreign Insurers

Total

2006

17

22

55

2007

17

22

55

2008
2009

17
17

8
6

23
22

9
9

57
54

2010

17

23

54

2010 54
5
2 .
31 , 23
. 31 23 , 8
17
, 6
.
2-5 5
Premium Income Over the Past Five Years
Year
Non-Life Insurance
Premium
Growth
Income
Rate %

Life Insurance
Premium
Growth
Income
Rate %

NT$ millions
Grand Total
Prem um
Growth
Income
Rate %

2006

114,106

(3.71)

1,563,701

7.27

1,677,807

6.44

2007

112,583

(1.33)

1,875,097

19.91

1,987,680

18.47

2008
2009

107,741
101,859

(4.30)
(5.46)

1,918.843
2,006,559

2.33
4.57

2,026,584
2,108,418

1.96
4.04

2010

105,806

3.87

2,312,850

15.26

2,418,656

14.71

2010 $2,418,656
14.71- .
NT$105,806 3.87%-
. NT$2,312,850
15.26%- .

15

 2-10

f. :
i.

.
, , ,
.
1990
. 1994 8- 9
1995
.
Basic Framework of the NHI System (BNHI)
. , BNHI
,
.

16

 2-11

2-6

2
3
4
5
6

30

70

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30

35
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60
30

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100

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17

 2-12

2002 4,25%, 2010 5.17% .

ii.

iii.
iv.




.
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1996 12 , 1998 1 1- .
10
90

.

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,


.
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18



.
3.


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4.

.
5.

NT$200
NT$40 1.6
NT$1.6
2-8
MotorVehicle
Year/
Month

Vehicle
Insured

Premium
Income

Claims

Cases
In-Force

2003

6,138,427

11,022,198

8,355,492

6,327,891

2004

6,315,473

11,337,662

8,606,398

6,531,480

2005

6,720,993

11,961,357

10,012,032

6,820,546

2006

6,808,623

11,748,758

10,533,836

7,092,863

2007

6,884,785

11,774,590

8,344,712

7,195,206

2008

6,882,734

11,231,651

7,486,954

7,326,516

2009

6,830,751

10,311,432

7,674,954

7,353,094

2010

6,987,173

9,583,025

7,905,807

6,809,865

2011

7,229,004

9,317,479

8,596,359

6,986,900

2012/2

1,242,171

1,585,585

1,447,718

7,020,802

19

 2-9
Motorcycle
Motorcycle
Insured

Premium
Income

Claims

Cases
In-Force

5,172,770

5,134,323

4,245,799

8,175,493

5,542,058

5,742,702

4,528,483

8,535,972

5,372,360

5,560,735

3,237,778

8,772,617

5,785,535

6,040,757

2,209,842

9,059,956

5,916,023

6,158,179

1,988,334

9,425,775

6,295,020

6,472,705

2,152,214

9,906,000

6,261,670

5,917,256

2,273,453

10,137,891

6,583,608

5,765,418

2,559,134

9,930,762

6,776,315

5,778,868

3,050,747

10,153,998

1,028,821

863,353

500,675

10,223,999

g.

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.
2010
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32

 2-17 /2011/

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ACE, CHARTIS



,
.



.
2010
22.8%, 70.6%,
87.7%-
.
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3154.6 7.2
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.

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35

2011
2012 3-
Environmentel liabilities in Asia, Chartis
ACE insurance Environmental insurance solution for Asia
National Health insurance annual report 2011 in Taiwan
Automobile liability insurance law in Japan
Public Health Insurancein Japan
Annual insurance market report of Japan 2011
Japans insurance market 2011

http://www.mininginvestment.mn
http://www.mininginvestment.mn

http://www.crc.com.tw/encontent/market/market02.htm

http://www.checkonomics.com/IndustryOverview.aspx?IID=48&CAT=5CC918&IName=I
nsurance&CatName=Insurance%20density%20and%20penetration

http://www.celent.com/reports/taiwan-insurance-market-and-it-overview

http://www.ey.com/Publication/vwLUAssets/Asia_Pacific_insurance_outlook/$FILE/Asia_
Pacific_insurance_outlook%20.pdf

http://www.cens.com/cens/html/en/news/news_inner_38137.html

http://www.genevaassociation.org/pdf/News/2010GlobalInsuranceIndustryFactsheetfinal.pdf

36