ENTREPRENEURSHIP

Submitted by Miss. MAYURI PANDURANG KOLI ACADEMIC YEAR: 2012-2013

Under the Guidance of PROF. NILESH MANORE

J.B.S.P .SANSTHAS C.K.T. Institute Of Management Studies & Research, Plot No.-1 & 4, Sector-11, Khanda Colony, New Panvel [W] 410206

ELA BHATT

ELA BHATT was Born on 7 September 1933(age 79) Ahmadabad, Gujarat. Nationality Indian & Citizenship is Indian. Education is B.A.LL.B; Diploma of labor & cooperatives; Alma mater Sarvajanik Girls high school, Surat; M. T. B. college, Surat; Afro Asian institute of labor & cooperatives, Tel Aviv. Occupation is lawyer, Philanthropist, Activist. Organization is SEWA, The Elders. She is popularly known for founded of SEWA. Spoues is Ramesh Bhatt. Parents are Sumantrai Bhatt, Vanalila Vyas. Awards : Padmashri 1985 Padma Bhushan 1986 Ramon Magsaysay award 1977

 Right livelihood award 1984 Doctorate degree in humane letters, Harvard University 2001 Early life :Ela Bhatt was born in Ahmedabad in India. Her childhood was spent in the city of Surat. Her father, Sumantrai Bhatt, had a successful law practice. Her mother, Vanalila Vyas, was active in the women's movement. Bhatt attended the Sarvajanik Girls High School in Surat from 1940 to 1948. She received her Bachelor of Arts degree from the M.T.B. College in Surat in 1952. Following graduation Ela entered the Sir L. A. Shah Law College in Ahmedabad. In 1954 she received her degree in law and a Gold Medal for her work on Hindu Law. She then taught English for a short time at SNDT Women's University, better known as SNDT, in Mumbai. But in 1955 she joined the legal department of the Textile Labour Association (TLA) in Ahmedabad. Current Life :Ela Bhatt currently lives in Ahmedabad, Gujarat with her family. TLA and SEWA:In 1956, Ela Bhatt married Ramesh Bhatt (now deceased). After working for some time with the Gujaratgovernment, Ela was asked by the TLA to head its women's wing in 1968. In this connection she went to Israelwhere she studied at the AfroAsian Institute of Labor and Cooperatives in Tel Aviv for three months, receiving the International Diploma of Labor and Cooperatives in 1971. She was very much influenced by the fact that thousands of female textile workers worked elsewhere to supplement the family income, but there were state laws protecting only those

who were solely industrial workers and not these self-employed women. So with the co-operation of Arvind Buch, the then president of TLA, Ela Bhatt undertook to organize these self-employed women into a union under the auspices of the Women's Wing of the TLA. Then in 1972 the Self-Employed Women's Association (SEWA) was established with Buch as president and she herself as the general-secretary. Other work and awards :She was one of the founders of Women's World Banking in 1979 with Esther Ocloo and Michaela Walsh, and served as its chair from 1980 to 1998. She has served as Chair of the SEWA Cooperative Bank, of HomeNet, of the International Alliance of Street Vendors, and of WIEGO. She was also a trustee of the Rockefeller Foundation. She was granted an honorary Doctorate degree in Humane Letters by Harvard University in June 2001. In 2012, she received a Doctor of Humane Letters, honoris causa from Georgetown University and an honorary doctorate from Universite Libre De Bruxelles in Brussels, Belgium. She also holds honorary doctorates from Yale and University of Natal. Ela Bhatt was also awarded the civilian honour of Padma Shri by the Government of India in 1985, and the Padma Bhushan in 1986. She was awarded theRamon Magsaysay Award for Community Leadership in 1977 and the Right Livelihood Award in 1984. She was chosen for the Niwano Peace Prize for 2010 for her work empowering poor women in India. On November 2010, US Secretary of State Hillary Clinton honoured Bhatt with the Global Fairness Initiative Award for helping move more than a million poor women in India to a position of dignity and independence.

Ela Bhatt was honoured with the prestigious Radcliffe Medal on May 27, 2011 on Radcliffe day for her efforts in helping uplift women, which has had a significant impact on society. In November 2011, Ela Bhatt was selected for the Indira Gandhi Prize for Peace, Disarmament and Development 2011 for her lifetime achievements in empowering women through grassroots entrepreneurship. In June 2012, US Sectretary of State Hillary Clinton identified Ela Bhatt as one of her 'heroine'. She said, "I have a lot of heroes and heroines around the world and one of them is Ela Bhatt, who started an organisation called the Self-Employed Women's Association (SEWA) in India many years ago". The Elders :On 18 July 2007 in Johannesburg, South Africa, Nelson Mandela, Graa Machel, and Desmond Tutu convened a group of world leaders to contribute their wisdom, independent leadership and integrity to tackle some of the world's toughest problems. Nelson Mandela announced the formation of this new group,The Elders, in a speech he delivered on the occasion of his 89th birthday. Archbishop Tutu will serve as the Chair of The Elders. The founding members of this group also include Graa Machel, Kofi Annan, Ela Bhatt, Gro Harlem Brundtland, Jimmy Carter, Li Zhaoxing, Mary Robinson and Muhammad Yunus. This group can speak freely and boldly, working both publicly and behind the scenes on whatever actions need to be taken, Mandela commented. Together we will work to support courage where there is fear, foster agreement where there is conflict, and inspire hope where there is despair.

The Elders will be independently funded by a group of Founders, including Sir Richard Branson, Peter Gabriel, Ray Chambers; Michael Chambers; Bridgeway Foundation; Pam Omidyar, Humanity United; Amy Robbins; Shashi Ruia, Dick Tarlow; and The United Nations Foundation. Ela Bhatt:

"Organizing Working Poor Women: The Sewa Experience"

Dr. Ela Bhatt, recipient of the University of Chicago's 2007 William Benton Medal for Distinguished Public Service, presented a public lecture on Novermber 27th in the Weymouth Kirkland Courtroom. Ela R. Bhatt is widely recognized as one of the worlds most remarkable pioneers and entrepreneurial forces in grassroots development. Known as the gentle revolutionary she has dedicated her life to improving the lives of Indias poorest and most oppressed women workers, with Gandhian thinking as her source of guidance. In 1972, Dr. Bhatt founded the SelfEmployed Womens Association (SEWA) a trade union which now has more than 1,000,000 members. Founder Chair of the Cooperative Bank of SEWA, she is also founder and chair of Sa-Dhan (the All India Association of Micro Finance Institutions in India) and founder-chair of the Indian School of Micro-finance for Women. Dr. Bhatt was a Member of the Indian Parliament from 1986 to 1989, and subsequently a Member of the Indian Planning Commission. She founded and served as chair for Womens World Banking, the International Alliance of Home based Workers (HomeNet), and Women in Informal Employment: Globalizing, Organizing (WIEGO). She also served as a trustee of the Rockefeller Foundation for a decade. Dr. Bhatt has received several awards, including the Ramon

Magsaysay Award, the Right Livelihood Award, the George Meany-Lane Kirkland Human Rights Award, and the Lgion dhonneur from France. She has also received honorary doctorates from Harvard, Yale, the University of Natal and other academic institutions. In 2007, Dr. Bhatt was named a member of The Elders, an international group of leaders whose goals include catalyzing peaceful resolutions to long-standing conflicts, articulating new approaches to global issues that are causing or may cause immense human suffering, and sharing wisdom by helping to connect voices all over the world. The Benton Medal The William Benton Medal for Distinguished Public Service is given to individuals who have rendered distinguished public service in the field of education. This field includes not only teachers but also . . . everyone who contributes in a systematic way to shaping minds and disseminating knowledge. Previous Benton Medal recipients include John Callaway, Katharine Graham, and Senator Paul Simon. SEWAs Ela Bhatt to showcase her mentors life Founder of Self-Employed Womens Association Ela Bhatt will pay tribute to her mentor Anasuya Sarabhai by opening an exhibition on her life on the 40th anniversary of SEWA on Saturday, which also happens to be the late Sarabhais birthday. Bhatt says that Motaben as Sarabhai was known, inspired and influenced my vision of the labour movement and my work at SEWA and her work h as shaped the lives of 1.3 million self employed women in India. Long before Sarabhai had joined hands with Mahatma Gandhi to lead the historic strike of mill workers in Ahmedabad which led to the founding of Textile Labour

Association in 1920, she had already led a successful strike by herself in 1917. SEWA was born of the TLA in 1972, the year in which Sarabhai passed away. The exhibition which will be on till November 30, will be housed in Shantisadan in Mirzapur, where Sarabhai began her movement. Harvard honours SEWA founder Ela Bhatt Boston, May 27 (PTI) Ela Bhatt, the founder of NGO Self-Employed Women's Association (SEWA), was today awarded the Radcliffe Institute Medal by Harvard University's Radcliffe Institute for Advanced Study here in recognition of her ''life and work that have benefited society''. Bhatt was presented the medal, awarded annually to individuals who have substantially and positively influenced society, on Radcliffe Day, a traditional event that follows Harvard's Commencement ceremonies. "When women have an income of their own, they are able to fight their own battles in their own way. For that, economic freedom is the key," Bhatt said."In my experience women are the key to building holistic communities," she added. Although her workers still occupy the "margins" of society, "it is from the margins that real transformation comes to the centre," Bhatt said.Bhatt founded SEWA in 1972. Conceived as a women's trade union, SEWA has grown into an NGO that offers microlending, health and life insurance, and child care all overseen by more than a hundred women-run cooperatives. SEWA membership has grown to about 1.3 million."The Radcliffe Institute is proud to honour her this year, in which gender in the developing world is one of its dominant themes," the Institute said. Bhatt has been recognised for her long battle for social justice. In November last year, Secretary of State Hillary Clinton had honoured Bhatt at the Global Fairness Initiative Award. Radcliffe Day is the Institute's annual celebration of women, as well as the alumni and fellows of Radcliffe College and the Radcliffe Institute.

The Radcliffe Institute for Advanced Study at Harvard University is a scholarly community where individuals pursue advanced work across a wide range of academic disciplines, professions and creative arts. Within this broad purpose, the institute sustains a continuing commitment to the study of women, gender, and society.

Ela Bhatt the founder of the Self-Employed Womens Association (SEWA)

Ela Bhatt, the founder of the Self-Employed Womens Association (SEWA), is widely recognized as one of the world's most remarkable pioneers and entrepreneurial forces in grassroots development. Known as the "gentle revolutionary," and a follower of the teachings of Mahatma Gandhi, she has dedicated her life to improving the lives of India's poorest and most oppressed citizens. Ela Bhatt established SEWA in 1972, and the trade union has now grown to more than 1 million members. She led SEWA to form a cooperative bank in 1974, which offers microcredit loans to help women become financially independent. Ela Bhatt was a member of the upper house of the Indian Parliament (the Rajya Sabha) and subsequently a member of the Indian Planning Commission. She

founded and served as chair for Womens World Banking, the Internat ional Alliance of Home-based Workers (HomeNet), Street Vendors (StreetNet) and of Women in Informal Employment: Globalizing Organizing

(WIEGO). For a decade she also served as a trustee of the Rockefeller Foundation.

She has received many awards, including the Padmashree, the Ramon Magsaysay Award, the Right Livelihood Award, the George Meany-Lane Kirkland Labor Rights Award by the AFL-CIO of the United States, the Lgion dhonneur by France, the Madrid Creatividad Award, and the CGAE (Consejo General de la Abogacia Espaola The General Council of Spanish Lawyers) Human Rights Award in Spain. In 2010 she will receive the 27th Niwano Peace Prize. In addition she has received honorary doctorate degrees from a number of universities, including Harvard, Yale, and Natal. She is a member of the Council of The Elders brought together by Nelson Mandela in 2007, and authored the book We Are Poor but So Many, published by Oxford University Press in 2006.

SEWA Self Employed Womens Association

History:The Self Employed Women's Assoication. SEWA was born in 1972 as a trade union of self employed women. It grew out of the Textile Labour Association , TLA, India's oldest and largest union of textile workers founded in 1920 by a women, Anasuya Sarabhai. The inspiration for the union came from Mahatma Gandhi, who led a successful strike of textile workers in 1917. He believed in creating positive organised strength by awakening the consciousness in workers. By developing unity as well as personality, a worker should be able to hold his or her own against tyranny from employers or the state. To develop this strength he believed that a union should cover all aspects of worker's lives both in the factory and at home. Against this background of active involvement in industrial relations, social work and local, state and national politics, the ideological base provided by Mahatma Gandhi and the feminist seeds planted by Anasuya Sarabhai led to the creation by the TLA of their Women's Wing in 1954. Its original purpose was to assist women belonging to households of mill wokers and its work was focussed largly on traning and welfare activities. By 1968, classes in sewing, knitting embroidery, spinning, press composition typing and stenography were established in centres throughout the city for the wives and daughters of mill workers. The scope of its activities expanded in the early 1970's when a survery was conducted to probe complaints by women tailors. of exploitation by contractors. The survey broght out other instances of exploitatation of women workers and

revealed the large numbers untouched by unionisation government legisation and policies.

In 1971, a small group of migrant women working as cart-pullers in Ahmedabad's cloth market came to the TLA with their labour contractor. He had heard of a transport workers' union organised by the TLA and thought they might be able to help the women find some housing. At the time, the women were living in the streets without shelter. They were sent to see Ela Bhatt, the Head of Women's Wing. After talking with the women in her office, she went with them to the areas where they were living and to the market area where they were working. While there, she met another group of women who were working as head-loaders, carrying loads of clothes between the wholesale and retail markets. As she sat with them on the steps of the warehouses where they waited for work, they discussed their jobs and their low and erratic wages. Following the meeting, Ela Bhatt wrote an article for the local newspaper and detailed the problems of the head-loaders. The cloth merchants countered the charges against them with a news article of their own, denying the allegations and testifying to their fair treatment of the head-loaders. The Women's Wing turned the release of this story to their own advantage by reprinting the merchant's claims on the cards and distributing them to use as leverage with the merchants.

Soon word of this effective ploy spread and a group of used garment dealers approached the Women's Wing with their own grievances. A public meeting of used garment dealers was called and over hundred women attended. During the meeting in a public park, a women from the crowd suggested they form an association of their own. Thus, on an appeal from the women and at the initiative

of the leader of the Women's Wing, Ela Bhatt, and the president of the TLA, Arvind Buch, the Self-Employed Women's Association (SEWA) was born in December 1971. The women felt that as a workers' association, SEWA should establish itself as a Trade Union. This was a fairly novel idea, because the self-employed have no real history of organising.The first struggle SEWA undertook was obtaining official recognition as Trade Union. The Labour Department refused to register SEWA because they felt that since there was no recognised employer, the workers would have no one to struggle against. We argued that a Union was not necessarily against an employer, but was for the unity of the workers. Finally, SEWA was registered as a Trade Union in April 1972.

SEWA grew continuously from 1972, increasing in its membership and including more and more different occupations within its fold. The beginning of the Women's Decade in 1975 gave a boost to the growth of SEWA, placing it within the women's movement. In 1977, SEWA's General Secretary, Ela Bhatt, was awarded prestigious Ramon Magsaysay Award and this brought international recognition to SEWA.

By 1981, relations between SEWA and TLA had deteriorated. TLA did not appreciate an assertive women's group in its midst. Also, the interests of TLA, representing workers of the organised sector often came into conflict with the demands of SEWA, representing unorganised women workers. The conflict came to a head in 1981 during the anti-reservation riots when members of higher castes attacked the Harijans, many of whom were members of both TLA and SEWA. SEWA spoke out in defense of the Harijans, whereas TLA remained silent.

Because of this outspokenness, TLA threw out SEWA from its fold. After the separation from TLA, SEWA grew even faster and started new initiatives. In particular, the growth of many new co-operatives, a more militant trade union and many supportive services has given SEWA a new shape and direction. Introduction:SEWA is a trade union registered in 1972. It is an organisation of poor, selfemployed women workers. These are women who earn a living through their own labour or small businesses. They do not obtain regular salaried employment with welfare benefits like workers in the organised sector. They are the unprotected labour force of our country. Constituting 93% of the labour force, these are workers of the unorganised sector. Of the female labour force in India, more than 94% are in the unorganised sector. However their work is not counted and hence remains invisible. In fact, women workers themselves remain uncounted, undercounted and invisible. SEWAs main goals are to organise women workers for full employment. Full employment means employment whereby workers obtain work security, income security, food security and social security (at least health care, child care and shelter). SEWA organises women to ensure that every family obtains full employment. By self-reliance we mean that women should be autonomous and self-reliant, individually and collectively, both economically and in terms of their decision-making ability. At SEWA we organise workers to achieve their goals of full employment and self reliance through the strategy of struggle and development. The struggle is against the many constraints and limitations imposed on them by society and the economy,

while development activities strengthen womens bargaining power and offe r them new alternatives. Practically, the strategy is carried out through the joint action of union and cooperatives. Gandhian thinking is the guiding force for SEWAs poor, self-employed members in organising for social change. We follow the principles of satya (truth), ahimsa (non-violence), sarvadharma (integrating all faiths, all people) and khadi (propagation of local employment and self reliance). SEWA is both an organisation and a movement. The SEWA movement is enhanced by its being a sangam or confluence of three movements : the labour movement, the cooperative movement and the womens movement. But it is also a movement of self-employed workers : their own, home-grown movement with women as the leaders. Through their own movement women become strong and visible. Their tremendous economic and social contributions become recognised With globalization, liberalization and other economic changes, there are both new opporunities as well as threats to some traditional areas of employment.

More than ever, our members are ready to face the winds of change. They know that they must organise to build their own strength and to meet challenges. There are still millions of women who remain in poverty and are exploited, despite their long hours of hard labour. They bear the brunt of the changes in our country and must be brought into the mainstream, so as to avail of the new opportunities that are developing with regard to employment. Also there is much to be done in terms of strengthening womens leadership, th eir confidence, their bargaining power within and outside their homes and their representation in policy-making and decision-making fora. It is their issues, their priorities and needs which should guide and mould the development process in our

country. Toward this end, SEWA has been supporting its members in capacitybuiliding and in developing their own economic organisations.

Goals of SEWA :-

In our experience, poor womens growth, development and employment occurs when they have work and income security and food security. It also occurs when they are healthy, able to access child care and have a roof over their heads. In order to ensure that we are moving in the direction of our two goals of Full Employment and Self Reliance, constant monitoring and evaluation is required. In a membership-based organisation, it is the members priorities and needs which necessarily shapes the priorities and direction of the organisation. Hence, it is appropriate that member's themselves develop their own yardstick for evaluation. The following ten question have emerged from the members and continually serve as a guide for all members, group leaders, executive committee members and fulltime organisers of SEWA. It is also useful for monitoring SEWAs progress and the relevance of its various activities and their congruence with members reality and priorities. It also increases the accountability of SEWAs leaders and organisers, to their members. The Eleven Questions of SEWA : Have more members obtained more employment ? Has their income increased ?

Have they obtained food and nutrition ? Has their health been safeguarded ? Have they obtained child-care? Have they obtained or improved their housing ? Have their assets increased ? (e.g. their own savings, land, house, work-space, tools or work, licenses, identity cards, cattled and share in cooperatives; and all in their own name. Have the workers organisational strength increased ? Has workers leadership increased ? Have they become self-reliant both collectively and individually ? Have they become literate? Questions 1 to 7 are linked to the goal of full employment while 8 to 11 are those concerned with SEWAs goal of self reliance. However each of these are interconnected to each other. In 1998 "aagewans" suggested including education in the broadest sense as the eleventh question to be addressed by SEWA. We have included this as part of the members yardstick

SEWA's Structure
SEWA is registered as a trade union under the Indian Trade Unions Act of 1926. The union is open for membership to self-employed women workers all over India. The membership fee is Rs. 5 per year. The union is governed by a two-tier level of elected representation. The members of each trade elect their representatives in the ratio of 1 representative per 100 members. These representatives then form the Trade Council (Pratinidhi Mandal). In addition, and parallel to the Trade Council are Trade Committees(Dhandha Samiti) in each trade. The Trade Committee has no fixed proportion to number of members but varies between 15 to 50 members. The Trade Committees meet every month and discuss the problems of their trades and possible solutions to them. Trade Council members are members of their respective Trade Committees as well. The organiser of a trade group is the Member Secretary of that group's Trade Committee. Every three years the Trade Council elects an Executive Committee of 25 members. The representation on the Executive Committee reflects the proportion of the membership. The office-bearers of the trade union are elected from among the Executive members. It has become a practice to elect the President from the trade with the largest membership. SEWA's Membership Self-Employed Women Workers our Members SEWA members are workers who have no fixed employee-employer relationship and depend on their own labour for survival. They are poor, illiterate and vulnerable. They barely have any assets or working capital. But they are extremely economically active, contributing very

significantly to the economy and society with their labour. In fact, 64% of GDP is accounted for by the self employed of our country. There are Four types of selfemployed women workers: Hawkers, vendors and small business women like vegetable, fruit, fish, egg and other vendors of food items, household goods and clothes vendors : Home-based workers like weavers, potters, bidi and agarbatti workers, papad rollers, ready-made garment workers, women who process agricultural products and artisans, and Manual labourers & service providers like agricultural labourers, construction workers, contract labourers, handcart pullers, head loaders, domestic workers and laundry workers. In addition to these three categories there is emergence of another category of women workers. Producers & Services who invest their labour and capital to carry out their businesses. This category includes Agriculture, cattle rearers , salt workers, gum collectors, cooking & vending etc.
2008 Membership SEWA

All India 9,66,139 Membership Gujarat 5,19,309 Membership

All - India Membership year - 2008 State Gujarat Membership 5,19,309

Bihar - Munger - Bhagalpur Murshidabad Delhi Rajasthan - Bikaner - Dungarpur - Jaipur - Ajmer - Jodhpur Madhya Pradesh - SEWA Indore Uttar Pradesh - Bareli - Lucknow Kerala Trivandrum Dehradhun Total

12,000

1,758 15,771 5,035 3,300 550 100 183 3,82,000

402 24,100

675 954 9,66,139 Gujarat Membership by Trade 2008 Main Categories of workers Manual Labourers and Service Providers Home based workers Hawkers &Vendors Producers Total No. of women 3,29,507 86,962 57,010 45,830 5,19,309

Gujarat Membership - Rural - Urban 2008 Main categories of No. of workers women Urban Rural Total 1,78,736 3,40,573 5,19,309 Percentage of total membership 34.42 65.58 100.00

 Growth of SEWA's Membership : 1972-2008 (India) Year 1972 1977 1982 1987 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 Gujarat India 1070 1070 1948 1948 10733 10733 15144 15144 25911 25911 46076 46076 38136 45936 42280 53570 75615 143702 158152 218797 162781 212016 159204 211124 142810 209250 147618 215234 205985 318527 284317 420208 535674 694551 469306 704166 468445 688743 475308 796755 483012 959698 551974 1123542 519309 966139

While the overall trend is upward, there have been periods of fluctuation over the past decade. Membership increases occurred as a result of campaigns which developed into mass movements in some rural districts, concrete gains from organising of some categories of workers like vendors and home based workers and also be cause of support during crises. Over the years, the complexion of SEWA's membership has changed significantly. In 2006, of SEWA's 4,83,012 strong membership in Gujarat, 60.77% was rural and 39.23% urban. Within our four major occupational categories, the picture was as follows: Hawkers & - 53,053 10.98% vendors members - 69,795 14.45% members

1.

Home2. based workers

Manual Labourerers 3. 3,35,065 69.37% Service members Providers 4. Producers & Services - 25,099 5.20% members

Till 1994, SEWA's membership was predominantly urban. This was partly due to our origins and base being at Ahmedabad. However, in the late eighties, SEWA intensified its rural organising, with the resultant increase in membership from rural areas.

SEWA SERVICES Supportive services like savings and credit, health care, child care, insurance, legal aid, capacity building and communication services are important needs of poor women. If women are to achieve their goals of full employment and self-reliance, these services are essential. Recognising the need for supportive services, SEWA has helped women take a number of initiatives in organising these services for themselves and their SEWA sisters. Many important lessons have been learnt in the process of organising supportive services for and by poor women. They provide these services in a decentralised and affordable manner, at the doorsteps of workers. Further, supportive services can be and are themselves a source of selfemployment. For example, midwives charge for their services and creche workers collect fees for taking care of young children. Also, women are ready to pay for the services and in fact, this results in the financial viability of the supportive services. They do not have to be totally dependent on subsidies and grants. Some supportive services like savings and credit, health and child care have formed their own co-operatives. these cooperatives have gained operational self sufficiency. SEWA bank has achieved financial viability for many years now, while the other cooperatives are steadily moving towards this. Sewa Bank Health Care Legal Services Capacity building of Sewa Members

Child Care VimoSEWA(SEWA Insurance)

Housing and Infrastructure Video Sewa

SISTER ORGANIZATIONS
Shri Gujarat Mahila Lok Swasthya Sewa Sahakari Mandali Ltd. www.lokswasthya.org Shree Mahila Sewa Sahakari Bank Ltd. www.sewabank.com SEWA Academy www.sewaacademy.org SEWA Insurance www.sewainsurance.org Gujarat Mahila Housing SEWA Trust www.sewahousing.org Sewa Trade facilitation Centre www.sewatfc.org Sewa Gram Mahila Haat www.sewamart.com SEWA Research www.sewaresearch.org Sewa Manager ni School www.sewamanagernischool.org SEWA ICT www.sewaict.org Sewa Sanskarkendra www.sewasanskarkendra.org Video SEWA www.videosewa.org Shri Mahila SEWA Anasooya Trust www.anasooya.org Sewa Eco Tourism www.sewaecotourism.org Hansiba

www.sewatfc.org Sewa Kalakruti www.sewakalakruti.org SEWA Bharat www.sewabharat.org Homenet South Asia www.homenetsouthasia.org Sewa Nirman SEWA Nirman