SBI

total assset portfolio

prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans
interest rate(bplr/bbr)
No. of offices
No. of employees
Business per employee
Profit per employee

Mar-08
721526.31
119230.51
23025
218295.16
48401.19
12837.34
7424.33
5413.01
1,242.52
284231.06
112292.37

Mar-09
964432.08
143637.56
36241.55
276502.9
57312.81
15588.6
9552.02
6036.58
1896
350026.92
113875.04

Mar-10
1053413.74
170568.2
48955.92
315964.13
65314.31
19,534.89
10,870.17
8,664.72
1,990.48
605877.86
172525.84

10683
179205
45.6
0.373

12034
205896
55.6
0.474

13094
200299
63.6
0.446

percentage of net NPA's to total advanves in

sector wise npa's
agri and allies activities
industry msme,medium & large
services
personal loans

Mar-11
1223736.2
231597.86
48924.41
367698.25
64351.04
25,326.29
12,346.90
12,979.39
4,006.85
706678.51
183391.25

Mar-12
1335519.24
250176.96
54707.32
428436.62
105558.96
39,676.46
15,818.85
23,857.61
1,988.09
624544.52
164479.17

14046
222933
70.465
0.385

14316
215481
79.842
0.531

Mar-13
1566261.04
264313.88
54670.17
559156.1
124348.98
51,189.39
21,956.48
29,232.91
10,399.54
770342.19
181561.88

250000
200000
150000
100000
50000
0
Jan-08

Jan-10

Jan

NPA's to total advanves in that sector

6.74%
2.80%
2.93%
2.54%

8.92%
4.12%
2.94%
2.92%

35000
30000
25000
20000
15000
10000
5000
0
Jan-08

Ja

15000
10000
5000
0
Jan-08

Ja

total unsecured loans

gross npa

Jan-10

Jan-12

provisions
written off

0
Jan-08

Jan-09

Jan-10

Jan-11

Jan-12

Jan-13

written off

0
Jan-08

Jan-09

Jan-10

Jan-11

Jan-12

Jan-13

provisions
written off

written off

IDBI
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans
interest rate(bplr/bbr)
No. of offices
No. of employees
Business per employee
Profit per employee

Mar-08
130694.38
15233
7802.45
59145.51
8,097.20
1564.68
1082.91
481.77
303.03
72931.4
9736.2

Mar-09
172402.33
22738.26
2247.55
78441.25
8,699.10
1435.69
948.96
486.73
162.97
89635.59
14082.92

Mar-10
233572.01
31004.94
7315.47
99540.1
9438.39
2129.38
1406.32
236.34
486.29
122251.1
17340.56

Mar-11
253376.8
42205.7
15949.42
96733.54
13,582.00
2784.73
1677.91
371.58
883.57
145612.29
11116.64

509
8253
180.917
0.886

520
10201
203.033
0.842

718
12220
241.742
0.844

816
13598
234.641
1.193

percentage of net NPA's to total advanves in that sector

sector wise npa's
agri and allies activities
industry msme,medium & large
services
personal loans

Mar-12
290837.23
48450.2
20515.07
106603.46
18,148.70
4551.37
2910.93
645.55
319.43
166736.32
13389.34
972
15435
238.711
1.316

dvanves in that sector

Mar-13

PNB
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans
interest rate(bplr/bbr)
No. of offices
No. of employees
Business per employee
Profit per employee

Mar-08
Mar-09
199020.36 246,918.62
46216.88 49212.3451
12861.4014 11421.767
59765.0256 89998.3434
12003.04
14338.32
3319.3
2506.9
753.78
263.85
2212.55
2215.41
620.85
466.05
127128.49 127128.49
21480.25
21480.25
4319
56025
50.452
0.366

4472
54780
65.492
0.564

Mar-10
296,632.79
66615.4744
11629.2889
100294.3051
17407.61
3214.41
981.69
2180.05
304.76
164352.72
19821.58
4978
57103
80.795
0.731

percentage of net NPA's to total advanves i

sector wise npa's
agri and allies activities
industry msme,medium & large
services
personal loans

3.65%
0.92%
1.93%
2.18%

Mar-11
Mar-12
Mar-13
378,325.25
458,194.01 478,877.04
78637.0084
92032.9524
17902.4286
22672.7123
119513.1635 155809.9647
21191.74
27477.89
4379.39
8719.62
2038.63
4454.23
2296.75
4184.06
102.69
126.29
206057.66
259668.91
30016.99
24446.96
5231
53114
101.78
0.835

5739
57997
113.199
0.842

PA's to total advanves in that sector

3.62%
1.70%
1.44%
1.90%

5.03
2.86
3.46
2.54

INDBANK
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans
interest rate(bplr/bbr)
No. of offices
No. of employees
Business per employee
Profit per employee

Mar-08
Mar-09
70507.68 84,121.74
14995.4641 18258.7807
5355.7066 4933.5118
17475.7975 25322.828
4330.72
6306.14
486.87
459.18
97.59
93.18
219.6
195.5
425.24
40.39
31004.8854 40955.1053
5826.778 6099.6205
1577
20548
48.8
0.491

1680
19993
61.7
0.623

Mar-10
Mar-11
101,389.32 121,718.31
18253.5107 21649.9726
4933.5118
5788.194
25259.3535 32042.6331
7442.34
8691.33
510.1
740.31
144.93
397.04
117.21
159.73
387.7
590.34
49267.65
58441.56
8633.1
12019.43
1792
19641
76.1
0.792

1899
19311
93
0.888

percentage of net NPA's to total advanves in that s

sector wise npa's
agri and allies activities
industry msme,medium & large
services
personal loans

0.60%
0.94%
1.03%
0.40%

1.96%
0.60%
1.25%
1.20%

Mar-12
Mar-13
141,419.20 162,822.60
29789.2231 36103.3228
10248.3796 18555.9929
45434.8223 45046.2216
9971.66
11142.65
1850.78
3565.48
1196.83
2384.3
477.74
948.56
506.11
520
67142.6
81489.33
17600.79
16217.74
1993
18782
111.4
0.93

l advanves in that sector

2.49%
1.04%
4.44%
1.23%

2.56%
3.69%
3.28%
2.07%

ICICI
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans
interest rate(bplr/bbr)
No. of offices
No. of employees
Business per employee
Profit per employee

Mar-08
399,795.07
59,733
356
101,593
45,357.53
7588
3564
3,943.27
248.69
192,876
54,317

Mar-09
379,300.96
62,052
349
117,777
48,419.73
9803
4619
5,095.37
2,409.44
200,965
63,684

Mar-10
363,399.71
53,977
320
81,767
50,503.48
9,480.65
3,841.11
5,639.54
3,501.65
161,247
62,411

1271
40686
100.8
1

1432
34596
115.4
1.1

1719
35256
76.5
0.9

percentage of net NPA's to total advanves

sector wise npa's
agri and allies activities
industry msme,medium & large
services
personal loans

3.05%
1.19%
1.16%
3.34%

Mar-11
406,233.67
53,402
1,379
106,308
53,938.82
10114
2458
7,626.90
186.85
192,206
61,108

Mar-12
473,647.09
59,286
1,197
123,827
59,250.09
9563
1894
7,614.49
1,183.49
242,614
48,124

2565
26929
73.5
1

2780
25253
70.8
1.1

Mar-13
536,794.69
59,794
1,344
155,736
65,547.84
9647
2234
7,377.19
1,645.89
277,770
49,982

NPA's to total advanves in that sector

3.00%
0.77%
0.51%
1.83%

1.25%
0.69%
0.24%
1.26%

0.75%
0.70%
1.05%
0.56%

HDFC
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans
interest rate(bplr/bbr)
No. of offices
No. of employees
Business per employee
Profit per employee

Mar-08
133,177
17,426
477
45,515
11,143
906.97
298.52
608.45
1,169
42,663
19,011

Mar-09
183,271
29,782
3,083
64,963
14,221
1,988.07
627.62
1360.45
705.27
73,468
22,920

Mar-10
222,459
44,411
5,263
73,887
21,062
1816.76
392.05
1424.71
2248.67
89,233
33,652

745
37386
50.6
0.497

1422
52687
44.6
0.418

1729
51888
59
0.598

percentage of net NPA's to total advanv

sector wise npa's
agri and allies activities
industry msme,medium & large
services
personal loans

0.91%
1.46%
3.86%
1.11%

Mar-11
277,353
55,361
5,400
95,388
24,911
1694.34
296.41
1397.93
1,169
117,493
39,176

Mar-12
337,909
63,863
7,054
118,210
29,455
1,999.39
352.33
1,647.06
941.32
144,917
48,366

1980
55752
65.3
0.737

2186
66076
65.4
0.812

Mar-13
400,332
76,743
8,422
144,868
35,738
2,334.64
468.95
1,865.69
1,151.95
183,259
57,831

PA's to total advanves in that sector

0.54%
1.67%
1.59%
0.55%

0.92
1.3
0.94
0.52

0.9
1.04
0.6
0.62

AXIS
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans
interest rate(bplr/bbr)
No. of offices
No. of employees
Business per employee
Profit per employee

Mar-08
109,578
16,572
6
37,674
8,411
494.61
248.29
154.45
154.45
48,062
9,644

Mar-09
147722.06
22,949
158
48,265
9854.58
897.77
327.13
570.64
366
69,601
10,963

Mar-10
180647.87
29,940
3,205
58,482
15639.27
1,295.42
412.6
882.82
1,030.75
86,576
16,128

651
14739
111.7
0.839

831
20624
106
1

1035
21640
111.1
1.2

npa as percentage of total asse

sector wise npa's
agri and allies activities
industry msme,medium & large
services
personal loans

2.31
0.95
0.69
1.86

Mar-11
242713.37
41,289
3,004
78,296
18588.28
1,586.99
410.35
1,174.31
667.92
113,103
26,066

Mar-12
285627.79
48,479
3,254
92,377
22395.34
1,720.23
455.58
1,254.91
665.88
1,417,163,384
23,020

1460
26341
136.6
1.4

1657
31738
127.6
1.4

Mar-13
340560.66
48,498
3,919
114,371
32639.91
2,371.41
704.13
1,637.08
799.65
1,613,889,953
33,792

percentage of total assets

2.56
1.15
0.21
1.38

2.33
0.75
0.96
0.81

2.36
1.09
1.6
0.64

SBI

Mar-09
In Rs. crores

total assset portfolio

prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans

964432.08
143637.56
36241.55
276502.9
57312.81
15588.6
9552.02
6036.58
1896
350026.92
113875.04

NPA PERCENTAGE

0.9904295179

correlation coefficient (unsecured loans vs net npa)

0.5003608552

correlation coefficient (priority sector lending vs net npa)

0.9207122553

correlation coefficient (public sector lending vs net npa)

0.8560805629

Mar-10

Mar-11

Mar-12

In Rs. crores
1053413.74
1223736.2
170568.2
231597.86
48955.92
48924.41
315964.13
367698.25
65314.31
64351.04
19,534.89
25,326.29
10,870.17
12,346.90
8,664.72
12,979.39
1,990.48
4,006.85
605877.86
706678.51
172525.84
183391.25

1335519.24
250176.96
54707.32
428436.62
105558.96
39,676.46
15,818.85
23,857.61
1,988.09
624544.52
164479.17

1.031899394 1.008951112 1.184471891

IDBI BANK

Mar-09

Mar-10
In Rs. crores
233572.01
31004.94
7315.47
99540.1
9438.39
2129.38
1406.32
236.34
486.29
122251.1
17340.56

total assset portfolio

prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans

172402.33
22738.26
2247.55
78441.25
8,699.10
1435.69
948.96
486.73
162.97
89635.59
14082.92

NPA PERCENTAGE ON TOTAL ASSETS

0.5504334 0.60209269

correlation coefficient (unsecured loans vs net npa)

correlation coefficient (priority sector lending vs net npa)
correlation coefficient (public sector lending vs net npa)

-0.26510579
0.9131764
0.91471954

Mar-11

Mar-12

In Rs. crores
253376.8
42205.7
15949.42
96733.54
13,582.00
2784.73
1677.91
371.58
883.57
145612.29
11116.64

290837.23
48450.2
20515.07
106603.46
18,148.70
4551.37
2910.93
645.55
319.43
166736.32
13389.34

0.6622193 1.00087943

PNB BANK

Mar-09
In Rs. Crores

total assset portfolio

prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans

246,918.62
49212.3451
11421.767
89998.3434
14338.32
2506.9
263.85
2215.41
466.05
127128.49
21480.25

NPA PERCENTAGE

0.10685707

correlation coefficient (unsecured loans vs net npa)

0.40409154

correlation coefficient (priority sector lending vs net npa)

0.94420776

correlation coefficient (public sector lending vs net npa)

0.96788521

Mar-10

Mar-11

Mar-12

In Rs. Crores
296,632.79 378,325.25 458,194.01
66615.4744 78637.0084 92032.9524
11629.2889 17902.4286 22672.7123
100294.305 119513.164 155809.9647
17407.61
21191.74
27477.89
3214.41
4379.39
8719.62
981.69
2038.63
4454.23
2180.05
2296.75
4184.06
304.76
102.69
126.29
164352.72 206057.66
259668.91
19821.58
30016.99
24446.96

0.33094453 0.53885645 0.972127506

INDIAN BANK
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans

Mar-09
84,121.74
18258.78
4933.512
25322.83
6306.14
459.18
93.18
195.5
40.39
40955.11
6099.621

NPA PERCENTAGE

0.110768

correlation coefficient (unsecured loans vs net npa)

0.964887

correlation coefficient (priority sector lending vs net npa)

0.998389

correlation coefficient (public sector lending vs net npa)

0.994033

Mar-10
In Rs. Crores
101,389.32
18253.5107
4933.5118
25259.3535
7442.34
510.1
144.93
117.21
387.7
49267.65
8633.1

0.14294405

Mar-11

Mar-12

In Rs. Crores
121,718.31
21649.9726
5788.194
32042.6331
8691.33
740.31
397.04
159.73
590.34
58441.56
12019.43

141,419.20
29789.2231
10248.3796
45434.8223
9971.66
1850.78
1196.83
477.74
506.11
67142.6
17600.79

0.32619579 0.84629951

ICICI BANK
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans

Mar-09
379,300.96
62,052
349
117,777
48,419.73
9803
4619
5,095.37
2,409.44
200,965
63,684

Mar-10
In Rs. Crores
363,399.71
53,977
320
81,767
50,503.48
9,480.65
3,841.11
5,639.54
3,501.65
161,247
62,411

NPA PERCENTAGE

1.21776649 1.056993138

correlation coefficient (unsecured loans vs net npa)

0.79426408

correlation coefficient (priority sector lending vs net npa)

0.31282733

correlation coefficient (public sector lending vs net npa)

-0.9105029

Mar-11

Mar-12

In Rs. Crores
406,233.67
53,402
1,379
106,308
53,938.82
10114
2458
7,626.90
186.85
192,206
61,108

473,647.09
59,286
1,197
123,827
59,250.09
9563
1894
7,614.49
1,183.49
242,614
48,124

0.605070476 0.399875781

HDFC BANK

Mar-09
In Rs. Crores

total assset portfolio

prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans

183,271
29,782
3,083
64,963
14,221
1,988.07
627.62
1360.45
705.27
73,468
22,920

NPA PERCENTAGE

0.342455046

correlation coefficient (unsecured loans vs net npa)

-0.83396789

correlation coefficient (priority sector lending vs net npa)

-0.87968701

correlation coefficient (public sector lending vs net npa)

-0.8304613

Mar-10

Mar-11

Mar-12

In Rs. Crores
222,459
277,353
44,411
55,361
5,263
5,400
73,887
95,388
21,062
24,911
1816.76
1694.34
392.05
296.41
1424.71
1397.93
2248.67
1,169
89,233
117,493
33,652
39,176

337,909
63,863
7,054
118,210
29,455
1,999.39
352.33
1,647.06
941.32
144,917
48,366

0.17623507 0.10687119 0.10426757

AXIS BANK
total assset portfolio
prioirity sector lending
public sector
other sector
surplus and reserves
gross npa
net npa
provisions
written off
total secured loans
total unsecured loans

Mar-09
147722.06
22,949
158
48,265
9854.58
897.77
327.13
570.64
366
69,601
10,963

Mar-10
In Rs. Crores
180647.87
29,940
3,205
58,482
15639.27
1,295.42
412.6
882.82
1,030.75
86,576
16,128

NPA PERCENTAGE

0.22144966 0.22840015

correlation coefficient (unsecured loans vs net npa)

0.77124617

correlation coefficient (priority sector lending vs net npa)

0.88398357

correlation coefficient (public sector lending vs net npa)

0.93857846

Mar-11

Mar-12

In Rs. Crores
242713.37
41,289
3,004
78,296
18588.28
1,586.99
410.35
1,174.31
667.92
113,103
26,066

285627.79
48,479
3,254
92,377
22395.34
1,720.23
455.58
1,254.91
665.88
141,716
23,020

0.16906774 0.15950129

35000
30000
Row 9
Row 9
Row 9
Row 9
Row 9
Row 9
Row 9

25000
20000
15000
10000
5000
0
Jan-09

Jan-10

Jan-11

Jan-12

MOVEMENT FO NET NPA OF ALL BANKS

1.4
1.2
Row 16
Row 16
Row 16
Row 16
Row 16
Row 16
Row 16

1
0.8
0.6
0.4
0.2
0
Jan-09

Jan-10

Jan-11

Jan-12

MOVEMENT OF PERCENTAGE OF NPA ON TOTAL ASSETS

Row 9
Row 9
Row 9
Row 9
Row 9
Row 9
Row 9

Row 16
Row 16
Row 16
Row 16
Row 16
Row 16
Row 16