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PRESTAMOS POR REGIONES Y

PROVINCIAS

I. RANKING CARTERA DE CREDITOS POR TIPO


30/06/2013
TIPOS DE CRDITOS

Nmero
Prstamos

Saldo Cap. y Part. % Cartera del:


MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM RD$)

Tasa Inters Banco y Total BM


Mn
Me
Mn
Me

Prstamos Personales para Solares

Scotia
ADEMI
Popular
BHD
BDI
Total Todos los Bancos

2,848
5,497
164
50
27
8,586

4,216.8
453.7
242.2
87.0
12.1
5,011.9

12.0%
4.5%
0.2%
0.1%
0.2%
0.9%

84.1%
9.1%
4.8%
1.7%
0.2%
100.0%

4,216.8
453.7
242.2
87.0
12.1
5,011.9

100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

12.92
26.73
14.38
15.26
17.99
14.30

Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
30/06/2013 Tasa Cambio: 41.793

mircoles, 14 de agosto de 2013

www.scribd.com/JoseAlfredoGuerreroB

Page 1 of 1

Prstamos Personales para Solares


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

MN

ME

% Cartera x Clasificacin de Riesgo


A

8,586

5,011.9

8,586

5,011.9

100.0%

14.3

92

164

242.2

164

242.2

100.0%

20

21.0

20

21.0

100.0%

LA ALTAGRACIA

5.0

5.0

100.0%

LA ROMANA

6.9

6.9

100.0%

SAN PEDRO DE MACORIS

9.1

9.1

100.0%

103

166.9

103

166.9

100.0%

DISTRITO NACIONAL

60

112.2

60

112.2

100.0%

SANTO DOMINGO

43

54.7

43

54.7

100.0%

38

52.0

38

52.0

100.0%

DUARTE

7.1

7.1

100.0%

ESPAILLAT

0.9

0.9

100.0%

HERMANAS MIRABAL

0.1

0.1

100.0%

LA VEGA

6.7

6.7

100.0%

MONSEOR NOUEL

1.3

1.3

100.0%

PUERTO PLATA

7.2

7.2

100.0%

SAMANA

1.1

1.1

100.0%

SANTIAGO

16

26.3

16

26.3

100.0%

VALVERDE

1.3

1.3

100.0%

2.3

2.3

100.0%

ELIAS PIA

1.9

1.9

100.0%

PERAVIA

0.1

0.1

100.0%

SAN JOSE DE OCOA

0.2

0.2

100.0%

14.4
15.9
11.6
16.2
18.0
14.1
13.4
15.5
14.6
17.6
13.0
12.0
14.6
12.0
17.4
17.0
12.9
18.0
14.6
14.0
19.0
17.0

96
100
100
100
100
94
99
84
100
100
100
100
100
100
100
100
100
100
100
100
100
100

TOTAL BANCOS
Popular
Regin Este

Regin Metropolitana

Regin Norte

Regin Sur

mircoles, 14 de agosto de 2013

www.scribd.com/JoseAlfredoGuerreroB

2
4

5
16

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

174.2

3.5%

231.1

6.2

2.6%

5.2

0.0

0.0%

0.2

0.0

0.0%

0.0

0.0

0.0%

0.1

0.0

0.0%

0.1

6.2

3.7%

4.5

1.2

1.1%

2.3

5.0

9.1%

2.2

0.0

0.0%

0.5

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.3

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

Page 1 of 6

Prstamos Personales para Solares


Regin y Provincia

TOTAL
Nmero

BHD

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

50

87.0

50

87.0

100.0%

Regin Este

4.4

4.4

100.0%

LA ALTAGRACIA

4.4

4.4

100.0%

31

64.5

31

64.5

100.0%

DISTRITO NACIONAL

14

26.7

14

26.7

100.0%

SANTO DOMINGO

17

37.8

17

37.8

100.0%

14

14.7

14

14.7

100.0%

DUARTE

2.4

2.4

100.0%

ESPAILLAT

0.9

0.9

100.0%

LA VEGA

1.3

1.3

100.0%

MONSEOR NOUEL

2.3

2.3

100.0%

SANCHEZ RAMIREZ

0.4

0.4

100.0%

SANTIAGO

7.5

7.5

100.0%

Regin Sur

3.5

3.5

100.0%

BARAHONA

2.8

2.8

100.0%

SAN CRISTOBAL

0.6

0.6

100.0%

Regin Metropolitana

Regin Norte

mircoles, 14 de agosto de 2013

MN

15.3
16.7
16.7
15.1
16.0
14.4
14.6
19.9
14.5
16.3
14.0
20.4
12.6
19.6
18.5
24.4

ME

% Cartera x Clasificacin de Riesgo


A

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

1.7

1.9%

2.5

19

0.8

18.7%

0.8

19

0.8

18.7%

0.8

0.8

1.3%

1.3

0.1

0.4%

0.3

0.7

1.9%

0.9

0.0

0.0%

0.4

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.3%

0.2

100
81 19
100

0.0

0.0%

0.1

0.0

0.6%

0.0

0.0

0.0%

0.0

100

0.0

3.1%

0.0

89 8
81
81
88 9
86 14
89 7
97
100
100
100
100

1
2

1
2
3

100

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Page 2 of 6

Prstamos Personales para Solares


Regin y Provincia

TOTAL
Nmero

Scotia

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

2,848

4,216.8

2,848

4,216.8

100.0%

259

349.8

259

349.8

100.0%

LA ALTAGRACIA

112

144.2

112

144.2

100.0%

LA ROMANA

103

140.3

103

140.3

100.0%

44

65.4

44

65.4

100.0%

1,668

2,573.9

1,668

2,573.9

100.0%

1,668

2,573.9

1,668

2,573.9

100.0%

782

1,109.8

782

1,109.8

100.0%

DAJABON

35

35.9

35

35.9

100.0%

DUARTE

31

31.3

31

31.3

100.0%

ESPAILLAT

73

132.3

73

132.3

100.0%

LA VEGA

39

42.6

39

42.6

100.0%

MARIA TRINIDAD SANCHEZ

82

70.0

82

70.0

100.0%

MONSEOR NOUEL

46

42.2

46

42.2

100.0%

PUERTO PLATA

64

99.9

64

99.9

100.0%

SAMANA

44

58.0

44

58.0

100.0%

SANTIAGO

325

542.0

325

542.0

100.0%

VALVERDE

43

55.5

43

55.5

100.0%

139

183.3

139

183.3

100.0%

0.9

0.9

100.0%

PERAVIA

21

36.3

21

36.3

100.0%

SAN CRISTOBAL

87

108.1

87

108.1

100.0%

SAN JUAN

30

38.0

30

38.0

100.0%

Regin Este

SAN PEDRO DE MACORIS


Regin Metropolitana
DISTRITO NACIONAL
Regin Norte

Regin Sur
AZUA

mircoles, 14 de agosto de 2013

MN

12.9
13.3
13.8
13.0
12.6
12.7
12.7
13.2
13.6
12.6
13.2
12.8
13.4
13.0
13.4
14.2
13.0
13.4
13.2
15.5
12.7
13.6
12.4

ME

% Cartera x Clasificacin de Riesgo


A

91
85
86
85
81
91
91
92
95
97
92
96
87
98
89
71
95
95
95
100
95
93
100

www.scribd.com/JoseAlfredoGuerreroB

4
7
9
7
5
3
3
3

2
2
3
2
9
9
2
4
0

2
3
1
2
5
2
2
1

0
0
1
0
1
1
0

2
2

1
1
1
5
5
6

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

160.5

3.8%

213.9

21.0

6.0%

23.7

5.2

3.6%

6.9

9.9

7.1%

9.8

5.9

9.1%

7.0

111.5

4.3%

136.7

111.5

4.3%

136.7

27.4

2.5%

49.6

0.6

1.6%

2.3

0.0

0.0%

1.3

1.8

1.4%

6.2

0.9

2.0%

1.3

5.6

8.1%

6.5

0.0

0.0%

0.8

2.0

2.0%

3.0

19

10.0

17.3%

11.7

6.5

1.2%

16.0

0.1

0.1%

0.7

0.6

0.3%

3.8

0.0

0.0%

0.0

0.1

0.2%

0.7

0.5

0.5%

2.8

0.0

0.0%

0.4

Page 3 of 6

Prstamos Personales para Solares


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

BDI

27

12.1

27

12.1

100.0%

Regin Metropolitana

27

12.1

27

12.1

100.0%

22

10.0

22

10.0

100.0%

2.1

2.1

100.0%

DISTRITO NACIONAL
SANTO DOMINGO

mircoles, 14 de agosto de 2013

MN

18.0
18.0
17.9
18.4

ME

% Cartera x Clasificacin de Riesgo


A

84
84
81
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

16

1.9

16.0%

2.0

16

1.9

16.0%

2.0

19

1.9

19.4%

2.0

0.0

0.0%

0.0

Page 4 of 6

Prstamos Personales para Solares


Regin y Provincia

TOTAL
Nmero

ADEMI

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

5,497

453.7

5,497

453.7

100.0%

690

58.8

690

58.8

100.0%

62

4.6

62

4.6

100.0%

HATO MAYOR

228

19.0

228

19.0

100.0%

LA ALTAGRACIA

104

10.7

104

10.7

100.0%

LA ROMANA

83

7.6

83

7.6

100.0%

MONTE PLATA

52

2.8

52

2.8

100.0%

161

14.1

161

14.1

100.0%

678

55.4

678

55.4

100.0%

DISTRITO NACIONAL

144

9.9

144

9.9

100.0%

SANTO DOMINGO

534

45.4

534

45.4

100.0%

2,318

183.0

2,318

183.0

100.0%

DAJABON

95

8.2

95

8.2

100.0%

DUARTE

130

8.6

130

8.6

100.0%

ESPAILLAT

102

8.5

102

8.5

100.0%

71

4.5

71

4.5

100.0%

LA VEGA

331

27.5

331

27.5

100.0%

MARIA TRINIDAD SANCHEZ

283

27.2

283

27.2

100.0%

MONSEOR NOUEL

224

15.2

224

15.2

100.0%

83

5.6

83

5.6

100.0%

SAMANA

122

11.5

122

11.5

100.0%

SANCHEZ RAMIREZ

395

30.6

395

30.6

100.0%

SANTIAGO

422

31.2

422

31.2

100.0%

VALVERDE

60

4.3

60

4.3

100.0%

1,811

156.6

1,811

156.6

100.0%

41

3.6

41

3.6

100.0%

Regin Este
EL SEIBO

SAN PEDRO DE MACORIS


Regin Metropolitana

Regin Norte

HERMANAS MIRABAL

PUERTO PLATA

Regin Sur
AZUA
mircoles, 14 de agosto de 2013

MN

26.7
26.7
26.6
26.7
26.6
26.6
26.8
26.8
26.8
27.0
26.8
26.7
26.9
26.6
26.4
26.2
26.7
27.1
27.0
26.6
26.2
26.6
26.8
26.8
26.7
26.5

ME

% Cartera x Clasificacin de Riesgo


A

97 2
99 1
99
100 0
100
98 2
100
97 3
96 3
96 4
96 3
97 2
90 6
96 3
100
100
98 2
98 0
96 4
98 1
97 2
97 2
95 2
86 11
97 2
100

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0
0

0
0
0
0
1
0
1

0
1
1
1
1
1
0
0

0
0
1

0
0
0
0
0
1

0
0
0
0
1
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

4.0

0.9%

7.5

0.1

0.2%

0.7

0.0

0.8%

0.1

0.0

0.0%

0.2

0.0

0.0%

0.1

0.0

0.2%

0.1

0.0

0.0%

0.0

0.1

0.5%

0.2

0.7

1.2%

1.0

0.0

0.5%

0.1

0.6

1.4%

0.9

1.7

0.9%

3.2

0.3

3.7%

0.3

0.0

0.1%

0.1

0.0

0.0%

0.1

0.0

0.0%

0.0

0.1

0.2%

0.3

0.3

1.0%

0.5

0.1

0.5%

0.2

0.0

0.6%

0.1

0.1

0.5%

0.2

0.1

0.4%

0.4

0.6

2.1%

0.9

0.1

3.3%

0.1

1.4

0.9%

2.7

0.0

0.0%

0.0

Page 5 of 6

Prstamos Personales para Solares


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

BAHORUCO

83

8.6

83

8.6

100.0%

BARAHONA

24

2.5

24

2.5

100.0%

PERAVIA

437

30.9

437

30.9

100.0%

SAN CRISTOBAL

763

69.6

763

69.6

100.0%

SAN JOSE DE OCOA

130

9.3

130

9.3

100.0%

SAN JUAN

333

32.1

333

32.1

100.0%

mircoles, 14 de agosto de 2013

MN

27.2
26.5
26.8
26.7
26.7
26.7

ME

% Cartera x Clasificacin de Riesgo


A

94
99
98
98
91
98

www.scribd.com/JoseAlfredoGuerreroB

3
2
2
1
2

2
1
0
0
0
0

E
0

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.1

1.3%

0.1

0.0

0.6%

0.0

0.3

0.9%

0.5

0.3

0.4%

0.8

0.8

8.1%

0.8

0.0

0.1%

0.3

Page 6 of 6

I. RANKING CARTERA DE CREDITOS POR TIPO


30/06/2013
TIPOS DE CRDITOS

Nmero
Prstamos

Saldo Cap. y Part. % Cartera del:


MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM RD$)

Tasa Inters Banco y Total BM


Mn
Me
Mn
Me

Prstamo para la Construccin o


Remodelacin de la Vivienda del Deudor

Len
BLH
BDI
Banesco
ADEMI
Vimenca
Popular
Progreso
Total Todos los Bancos

387
39
16
5
13
3
5
1
469

567.4
154.4
56.3
16.4
9.4
6.4
5.8
0.1
816.1

2.1%
3.5%
0.9%
0.3%
0.1%
0.4%
0.0%
0.0%
0.2%

69.5%
18.9%
6.9%
2.0%
1.1%
0.8%
0.7%
0.0%
100.0%

567.4
85.4
56.3
16.4
9.4
6.4
5.8
0.1
747.1

100.0%
55.3%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
91.5%

0.0
69.0
0.0
0.0
0.0
0.0
0.0
0.0
69.0

13.67
14.51
14.35
8.03
10.58
10.69
12.90
16.00

0.00
8.48
0.00
0.00
0.00
0.00
0.00
0.00
13.62

Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
30/06/2013 Tasa Cambio: 41.793

mircoles, 14 de agosto de 2013

www.scribd.com/JoseAlfredoGuerreroB

Page 1 of 1

8.48

Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

MN

469

816.1

462

747.1

91.5%

13.6

Popular

5.8

5.8

100.0%

Regin Este

0.6

0.6

100.0%

SAN PEDRO DE MACORIS

0.6

0.6

100.0%

Regin Metropolitana

2.2

2.2

100.0%

DISTRITO NACIONAL

1.0

1.0

100.0%

SANTO DOMINGO

1.3

1.3

100.0%

Regin Norte

2.9

2.9

100.0%

PUERTO PLATA

0.9

0.9

100.0%

SANTIAGO

2.0

2.0

100.0%

12.9
12.0
12.0
13.3
15.0
12.0
12.8
14.5
12.0

TOTAL BANCOS

mircoles, 14 de agosto de 2013

ME

8.5

% Cartera x Clasificacin de Riesgo


A

92
100
100
100
100
100
100
100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

20.5

2.5%

643.5

78.8%

26.1

0.0

0.0%

3.9

67.1%

0.1

0.0

0.0%

0.6

99.5%

0.0

0.0

0.0%

0.6

99.5%

0.0

0.0

0.0%

1.3

57.4%

0.0

0.0

0.0%

0.0

0.0%

1.3

99.5%

0.0

0.0

0.0%

2.0

67.7%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0
2.0

99.3%

Page 1 of 8

0.0

Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Len

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

387

567.4

387

567.4

100.0%

Regin Este

19

40.7

19

40.7

100.0%

LA ALTAGRACIA

12

32.9

12

32.9

100.0%

LA ROMANA

3.3

3.3

100.0%

SAN PEDRO DE MACORIS

4.5

4.5

100.0%

216

326.9

216

326.9

100.0%

151

268.8

151

268.8

100.0%

65

58.1

65

58.1

100.0%

128

172.6

128

172.6

100.0%

DUARTE

1.8

1.8

100.0%

ESPAILLAT

0.3

0.3

100.0%

38

46.9

38

46.9

100.0%

4.2

4.2

100.0%

24

21.7

24

21.7

100.0%

PUERTO PLATA

10.6

10.6

100.0%

SANCHEZ RAMIREZ

2.4

2.4

100.0%

47

84.8

47

84.8

100.0%

24

27.2

24

27.2

100.0%

14

14.0

14

14.0

100.0%

SAN CRISTOBAL

8.7

8.7

100.0%

SAN JUAN

4.5

4.5

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte

LA VEGA
MARIA TRINIDAD SANCHEZ
MONSEOR NOUEL

SANTIAGO
Regin Sur
PERAVIA

mircoles, 14 de agosto de 2013

MN

13.7
14.7
14.3
16.7
15.9
12.8
12.3
15.0
14.7
15.1
15.0
14.6
15.1
16.3
14.7
13.2
14.5
16.1
15.8
17.0
15.1

ME

% Cartera x Clasificacin de Riesgo


A

91 5
82 5
77 6
100
100
90 4
90 4
89 4
94 6
100
100
91 8
100
100
63 37
100
97 2
94 6
92 8
100
89 11

www.scribd.com/JoseAlfredoGuerreroB

3
2
6
1

0
6
7

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

20.3

3.6%

563.4

99.3%

22.9

5.4

13.3%

40.2

98.7%

4.7

5.4

16.5%

32.5

98.7%

4.6

0.0

0.0%

3.3

99.5%

0.0

0.0

0.0%

4.4

98.5%

0.0

14.3

4.4%

325.7

99.6%

15.9

14.1

5.3%

268.3

99.8%

14.6

0.1

0.2%

57.4

98.8%

1.3

0.6

0.3%

170.7

98.9%

2.1

0.0

0.0%

1.8

99.2%

0.0

0.0

0.0%

0.3

99.5%

0.0

0.5

1.0%

46.3

98.8%

0.6

0.0

0.0%

4.1

98.7%

0.0

0.0

0.0%

21.5

99.1%

0.2

0.1

0.5%

10.4

98.3%

0.2

0.0

0.0%

2.4

99.8%

0.0

0.0

0.1%

83.9

99.0%

1.0

0.0

0.1%

26.8

98.4%

0.3

0.0

0.1%

13.9

98.8%

0.2

0.0

0.0%

8.5

97.6%

0.1

0.0

0.2%

4.4

98.9%

0.1

Page 2 of 8

Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Progreso

0.1

0.1

100.0%

Regin Norte

0.1

0.1

100.0%

0.1

0.1

100.0%

SANTIAGO

mircoles, 14 de agosto de 2013

MN

16.0
16.0
16.0

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

0.1

99.7%

0.0

0.0

0.0%

0.1

99.7%

0.0

0.0

0.0%

0.1

99.7%

0.0

Page 3 of 8

Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

BDI

16

56.3

16

56.3

100.0%

Regin Metropolitana

15

56.2

15

56.2

100.0%

15

56.2

15

56.2

100.0%

0.1

0.1

100.0%

0.1

0.1

100.0%

DISTRITO NACIONAL
Regin Sur
AZUA

mircoles, 14 de agosto de 2013

MN

14.4
14.4
14.4
17.0
17.0

ME

% Cartera x Clasificacin de Riesgo


A

95
95
95
100
100

www.scribd.com/JoseAlfredoGuerreroB

5
5
5

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.2

0.3%

53.5

95.2%

1.1

0.2

0.3%

53.4

95.1%

1.1

0.2

0.3%

53.4

95.1%

1.1

0.0

0.0%

0.1 198.5%

0.0

0.0

0.0%

0.1 198.5%

0.0

Page 4 of 8

Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

BLH

Tasa Inters

En Moneda Nacional
Monto

Nmero

Monto

% en MN

39

154.4

32

85.4

55.3%

Regin Este

36.8

3.8

10.3%

LA ALTAGRACIA

11.8

LA ROMANA

25.0

3.8

15.1%

35

117.6

31

81.6

69.4%

35

117.6

31

81.6

69.4%

Regin Metropolitana
DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

14.5
20.5
20.5
14.2
14.2

ME

8.5
8.5
9.4
8.0
8.5
8.5

% Cartera x Clasificacin de Riesgo


A

98
100
100
100
97
97

www.scribd.com/JoseAlfredoGuerreroB

3
3

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

1.6

0.0

0.0%

0.4

0.0

0.0%

0.1

0.0

0.0%

0.2

0.0

0.0%

1.2

0.0

0.0%

1.2

Page 5 of 8

Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Banesco

16.4

16.4

100.0%

Regin Metropolitana

16.4

16.4

100.0%

DISTRITO NACIONAL

15.8

15.8

100.0%

SANTO DOMINGO

0.6

0.6

100.0%

mircoles, 14 de agosto de 2013

MN

8.0
8.0
7.9
12.5

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

16.3

99.4%

0.2

0.0

0.0%

16.3

99.4%

0.2

0.0

0.0%

15.7

99.4%

0.2

0.0

0.0%

0.6

99.3%

0.0

Page 6 of 8

Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Vimenca

6.4

6.4

100.0%

Regin Metropolitana

6.4

6.4

100.0%

6.4

6.4

100.0%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

10.7
10.7
10.7

ME

% Cartera x Clasificacin de Riesgo


A

74 26
74 26
74 26

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.5%

6.3

99.0%

0.1

0.0

0.5%

6.3

99.0%

0.1

0.0

0.5%

6.3

99.0%

0.1

Page 7 of 8

Prstamo para la Construccin o Remodelacin de la Vivienda del Deudor


Regin y Provincia

TOTAL
Nmero

ADEMI

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

13

9.4

13

9.4

100.0%

2.8

2.8

100.0%

2.8

2.8

100.0%

0.1

0.1

100.0%

0.1

0.1

100.0%

6.5

6.5

100.0%

SAN CRISTOBAL

5.0

5.0

100.0%

SAN JUAN

1.5

1.5

100.0%

Regin Metropolitana
SANTO DOMINGO
Regin Norte
SANTIAGO
Regin Sur

mircoles, 14 de agosto de 2013

MN

10.6
13.8
13.8
28.0
28.0
9.0
9.0
9.0

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100
100
100
100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.1

0.0

0.0%

0.1

0.0

0.0%

0.0

Page 8 of 8

I. RANKING CARTERA DE CREDITOS POR TIPO


30/06/2013
TIPOS DE CRDITOS

Nmero
Prstamos

Saldo Cap. y Part. % Cartera del:


MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM RD$)

Tasa Inters Banco y Total BM


Mn
Me
Mn
Me

Prstamo para adquisicin de Segunda


Vivienda o Veraneo

BLH
Vimenca
Len
Popular
BDI
Banesco
Total Todos los Bancos

17
27
3
6
3
1
57

175.1
95.6
12.3
9.6
6.0
1.9
300.4

4.0%
5.8%
0.0%
0.0%
0.1%
0.0%
0.1%

58.3%
31.8%
4.1%
3.2%
2.0%
0.6%
100.0%

72.6
95.6
5.6
9.6
6.0
1.9
191.3

41.5%
100.0%
45.4%
100.0%
100.0%
100.0%
63.7%

102.4
0.0
6.7
0.0
0.0
0.0
109.1

15.70
12.12
7.32
13.94
12.80
12.00

9.35
0.00
8.00
0.00
0.00
0.00
13.45

Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
30/06/2013 Tasa Cambio: 41.793

mircoles, 14 de agosto de 2013

www.scribd.com/JoseAlfredoGuerreroB

Page 1 of 1

9.27

Prstamo para adquisicin de Segunda Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

MN

57

300.4

46

191.3

63.7%

13.5

Popular

9.6

9.6

100.0%

Regin Este

4.4

4.4

100.0%

LA ROMANA

4.4

4.4

100.0%

5.2

5.2

100.0%

5.2

5.2

100.0%

13.9
13.5
13.5
14.3
14.3

TOTAL BANCOS

Regin Metropolitana
DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

ME

9.3

% Cartera x Clasificacin de Riesgo


A

79 20
90 10
100
100
81 19
81 19

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.9

0.3%

109.8

36.6%

4.8

0.0

0.3%

1.2

12.0%

0.1

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.6%

1.2

22.2%

0.1

0.0

0.6%

1.2

22.2%

0.1

Page 1 of 6

Prstamo para adquisicin de Segunda Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Monto

Nmero

Monto

% en MN

Len

12.3

5.6

45.4%

Regin Metropolitana

12.3

5.6

45.4%

12.3

5.6

45.4%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

7.3
7.3
7.3

ME

8.0
8.0
8.0

% Cartera x Clasificacin de Riesgo


A

100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

12.2

99.6%

0.1

0.0

0.0%

12.2

99.6%

0.1

0.0

0.0%

12.2

99.6%

0.1

Page 2 of 6

Prstamo para adquisicin de Segunda Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

BDI

6.0

6.0

100.0%

Regin Metropolitana

6.0

6.0

100.0%

6.0

6.0

100.0%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

12.8
12.8
12.8

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

0.1

0.0

0.0%

0.1

0.0

0.0%

0.1

Page 3 of 6

Prstamo para adquisicin de Segunda Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Monto

Nmero

Monto

% en MN

BLH

17

175.1

72.6

41.5%

Regin Metropolitana

17

175.1

72.6

41.5%

17

175.1

72.6

41.5%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

15.7
15.7
15.7

ME

9.3
9.3
9.3

% Cartera x Clasificacin de Riesgo


A

78 22
78 22
78 22

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.4

0.2%

2.5

0.4

0.2%

2.5

0.4

0.2%

2.5

Page 4 of 6

Prstamo para adquisicin de Segunda Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Banesco

1.9

1.9

100.0%

Regin Metropolitana

1.9

1.9

100.0%

1.9

1.9

100.0%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

12.0
12.0
12.0

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

1.9

99.9%

0.0

0.0

0.0%

1.9

99.9%

0.0

0.0

0.0%

1.9

99.9%

0.0

Page 5 of 6

Prstamo para adquisicin de Segunda Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Vimenca

27

95.6

27

95.6

100.0%

Regin Metropolitana

24

89.2

24

89.2

100.0%

24

89.2

24

89.2

100.0%

6.4

6.4

100.0%

6.4

6.4

100.0%

DISTRITO NACIONAL
Regin Sur
AZUA

mircoles, 14 de agosto de 2013

MN

12.1
12.0
12.0
13.2
13.2

ME

% Cartera x Clasificacin de Riesgo


A

76
78
78
54
54

21
19
19
46
46

www.scribd.com/JoseAlfredoGuerreroB

3
3
3

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.4

0.4%

94.6

98.9%

2.0

0.4

0.4%

88.3

98.9%

1.8

0.4

0.4%

88.3

98.9%

1.8

0.0

0.6%

6.3

98.5%

0.1

0.0

0.6%

6.3

98.5%

0.1

Page 6 of 6

I. RANKING CARTERA DE CREDITOS POR TIPO


30/06/2013
TIPOS DE CRDITOS

Nmero
Prstamos

Saldo Cap. y Part. % Cartera del:


MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM RD$)

Tasa Inters Banco y Total BM


Mn
Me
Mn
Me

Prstamo para la Construccin o


Remodelacin de 2da Vivienda o Veraneo

BHD
BDI
BLH
Total Todos los Bancos

2,045
2
1
2,048

4,147.9
6.1
1.5
4,155.5

5.9%
0.1%
0.0%
0.8%

99.8%
0.1%
0.0%
100.0%

4,147.9
6.1
1.5
4,155.5

100.0%
100.0%
100.0%
100.0%

12.83
15.00
11.50
12.83

Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
30/06/2013 Tasa Cambio: 41.793

mircoles, 14 de agosto de 2013

www.scribd.com/JoseAlfredoGuerreroB

Page 1 of 1

Prstamo para la Construccin o Remodelacin de 2da Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

MN

ME

% Cartera x Clasificacin de Riesgo


A

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

TOTAL BANCOS

2,048

4,155.5

2,048

4,155.5

100.0%

12.8

91

76.0

1.8%

3,955.0

95.2%

99.1

BHD

2,045

4,147.9

2,045

4,147.9

100.0%

1.8%

3,951.0

95.3%

99.0

61

139.0

100.0%

0.1

0.1%

129.9

93.4%

1.7

LA ALTAGRACIA

43

106.1

43

106.1

100.0%

2
1
1

76.0

139.0

5
3
2

61

0.0

0.0%

98.5

92.8%

1.2

LA ROMANA

21.8

21.8

100.0%

91
97
97
100

Regin Este

0.0

0.0%

21.6

99.1%

0.2

MONTE PLATA

0.9

0.9

100.0%

0.0

1.5%

0.8

96.9%

0.0

SAN PEDRO DE MACORIS

10.2

10.2

100.0%

0.0

0.2%

8.9

87.6%

0.2

1,757

3,512.7

1,757

3,512.7

100.0%

75.6

2.2%

3,344.4

95.2%

91.5

1,348

2,794.7

1,348

2,794.7

100.0%

59.6

2.1%

2,657.8

95.1%

71.0

409

717.9

409

717.9

100.0%

16.0

2.2%

686.6

95.6%

20.6

185

400.0

185

400.0

100.0%

0.2

0.1%

385.5

96.4%

4.6

28

55.6

28

55.6

100.0%

0.0

0.0%

53.9

97.0%

0.6

ESPAILLAT

25.5

25.5

100.0%

0.0

0.0%

24.6

96.6%

0.3

HERMANAS MIRABAL

3.0

3.0

100.0%

0.0

0.6%

3.0

99.0%

0.1

13

28.7

13

28.7

100.0%

0.0

0.1%

28.5

99.5%

0.3

MARIA TRINIDAD SANCHEZ

35.0

35.0

100.0%

0.0

0.0%

34.5

98.6%

0.4

MONSEOR NOUEL

20.3

20.3

100.0%

0.0

0.2%

20.1

99.2%

0.3

13

27.7

13

27.7

100.0%

0.0

0.0%

27.5

99.3%

0.3

6.0

6.0

100.0%

0.0

0.0%

6.0

99.4%

0.1

SANTIAGO

92

190.3

92

190.3

100.0%

0.2

0.1%

179.8

94.5%

2.4

VALVERDE

7.9

7.9

100.0%

0.0

0.0%

7.5

95.6%

0.1

Regin Sur

42

96.3

42

96.3

100.0%

0.1

0.1%

91.2

94.7%

1.1

BARAHONA

12

27.4

12

27.4

100.0%

0.0

0.1%

27.2

99.4%

0.3

11.2

11.2

100.0%

0.0

0.0%

9.5

84.4%

0.1

SAN CRISTOBAL

15

33.1

15

33.1

100.0%

0.0

0.1%

30.7

92.9%

0.4

SAN JUAN

12

24.6

12

24.6

100.0%

12.8
13.3
13.1
13.3
15.1
15.3
12.8
12.7
13.2
12.9
13.0
12.3
12.7
12.3
12.7
13.1
12.9
14.0
13.1
13.8
13.2
13.7
13.1
13.0
13.2

0.0

0.0%

23.7

96.5%

0.2

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte
DUARTE

LA VEGA

PUERTO PLATA
SANCHEZ RAMIREZ

PERAVIA

mircoles, 14 de agosto de 2013

100
3
6
6
5
3

91
91
90
92
96
100
100
54 46
98 2
100
85 15
100
100
95 4
100
92 8
91 9
100
85 15
100

www.scribd.com/JoseAlfredoGuerreroB

6
3
3
1
0

0
0
2

Page 1 of 3

Prstamo para la Construccin o Remodelacin de 2da Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

BDI

6.1

6.1

100.0%

Regin Metropolitana

6.1

6.1

100.0%

6.1

6.1

100.0%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

15.0
15.0
15.0

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

4.1

66.9%

0.1

0.0

0.0%

4.1

66.9%

0.1

0.0

0.0%

4.1

66.9%

0.1

Page 2 of 3

Prstamo para la Construccin o Remodelacin de 2da Vivienda o Veraneo


Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

BLH

1.5

1.5

100.0%

Regin Metropolitana

1.5

1.5

100.0%

1.5

1.5

100.0%

DISTRITO NACIONAL

mircoles, 14 de agosto de 2013

MN

11.5
11.5
11.5

ME

% Cartera x Clasificacin de Riesgo


A

100
100
100

www.scribd.com/JoseAlfredoGuerreroB

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0

0.0%

0.0

Page 3 of 3

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