1.0 INTRODUCTION 1.

1 COMPANY BACKGROUND Founded on May 12, 2012, Team A Gallery is a business that is in high demand from customers around the east coast. Team A gallery provides a business online and offline. Team A Gallery marketing products marketing strategy scarf of 3 Central Sales, Wholesale Center and Central Booking. Some of our branches that can be visited are around large cities, especially in Kuala Terengganu. Developments Team A Gallery also received strong support from customers who are always looking for the latest designs of the products or on our behalf. Additionally our product has received international recognition from the ministry of tourism. Most of the population in Malaysia in monopoly by muslim population. Therefore, the use of hoods with favorable response from customers. Team A Gallery aspires to penetrate the international market until now it has joined 12 ekxpo abroad programs such as the UK, Japan and Astraulia. It also invites any interested entrepreneurs to become Franchise to Team A Gallery.

1.2 NATURE OF BUSINESS Fashion scarf is a growing field in Malaysia. quality fabrics the preferred choice in adults, adolescents and children in accordance with current lifestyles. We decided to open a boutique business based cap-quality fabrics. Scarf are offered to customers is the same quality and price. Our business has always been to follow the changes in economic and market needs that service to stay competitive and acceptable standards. We believe that our scarf have different ideas than from other boutiques.

1.3 INDUSTRY PROFILE

We have set up a company called Team 'A' gallery. We started this business together five friends. We have started a business that is based in moderate.scarf design is the creation of our own design, and sell scarves in our own stores. In addition, we also accept orders from any customer. Each scarf sales price fluctuations because we sell the goods at a reasonable price based on the type and pattern of the scarf. We offer attractive packages to customers who book scarf in large quantities. besides that, we also offer discount on the purchase of one hundred pieces per package.

1.4 LOCATION OF THE BUSINESS

GIANT HYPERMARKET WHOSALE, Lot 2138, Jalan Besar Kuala Terengganu, 22030 Kuala Terengganu, Terengganu Darul Iman.

1.5 DATE OF COMMENCEMENT

Company was established in 12 MEI 2012.

1.6 FACTOR IN SELECTING THE PROPOSED BUSINNES

We chose to set up this business because many requests from the public as we have in the city of Kuala Terengganu, especially in our business locations. .

In addition, we are also very interested in this business because this field requires experience and expertise that can be brought by us in the development of this business. We also have experience in business management, which allows us to dare to open this business.

2.0 PURPOSE
Our company would like to make a scarf business needs a business plan first. A business plan is to determine what the organization we need to do and the best way to get the best business plan. This business plan is very important before we start a business because it can be used for many purposes. Generally, our companies need capital to run this handicraft business. To start a business, we can borrow from CIMB BANK to increase our capital. The business plan also acts as a guideline to manage the proposed effort in service. In addition, it can be used to convince investors. To achieve the goals and objectives of our company, we provide a good business plan. It can make work flow smoothly and quickly in a timely manner. In addition, we provide a business plan to control our budget. So, it can avoid waste in order to save costs. The business plan also helps firms allocate resources. In addition, we need a strategic area and this area is expected to grow will be the priority of our company. We emphasize the surrounding area where the place even so the place is a tourist. Our business plan ready to sell handicrafts to customers and make reservations for special occasions. In addition, we would like to draw the attention of people to buy our selling crafts according to their requirements.

3.0 COMPANY BACKGROUNDS

COMPANY BACKGROUND
Name of the Business : Team A Gallery

Business Address

: GIANT HYPERMARKET WHOSALE, Lot 2138, Jalan Besar Kuala Terengganu, 22030 Kuala Terengganu, Terengganu Darul Iman

Correspondence Address

: GIANT HYPERMARKET WHOSALE, Lot 2138, Jalan Besar Kuala Terengganu, 22030 Kuala Terengganu, Terengganu Darul Iman : 07 7777777/ 07- 7777776 (fax) : Partnership

Telephone / Fax Number Form of Business

Main Activity and Activities : 1) Shawl and Bawal 2) Take away kiosk concept

Date of Commencement Date of Registration Registration Number Starting Capital Name of Bank Bank Account Numbers

: 12th Mei 2012 : 17th Ogos 2012 : 78139 A : Rm200,000 : CIMB BANK : 944676-3931384-22-1

4.0 OWNERS OR PARTNERS BACKGROUND

GENERAL MANAGER

Name I/C Number Date of Birth Gender Permanent Address

: Nurul Amirah Bt Mat Alwi : 910810-03-5088 : 10 Ogos 1991 : Female : 75-B Kampung Kunyit Kelapa, 21200 Kuala Terengganu.Terengganu Darul Iman.
th

Coresspondence Qualification

: SURA GATE GALLERY, Lot 2138, Jalan Sura Gate, 22030 Dungun, Terengganu Darul Iman

Telephone / Fax Number Academic Qualification

: 019-9989890 : 1) Diploma in Economy Studies UM 2) Bachelor in Educational Management UKM

Courses Attended

: 1) Strategic Leadership Course by PSMZA 2) Leadership Course by INTAN : Well spoken and written in English and Malay : Working as the Lecturer in UMT Terengganu : General Manager TEAM A' GALLERY

Skills Experiences Current Job / Position

ADMINISTRATION MANAGER

Name I/C Number Date of Birth Gender Permanent Address

: Nor Atierah Bt Mohd Ramdan : 910505-11-5042 : 05 May 1991 : Female : Lot 52 Kampung Jiwa Patah, 21000 Setiu, Terengganu Darul Iman.
th

Coresspondence Qualification

: SURA GATE GALLERY, Lot 2138, Jalan Sura Gate, 22030 Dungun, Terengganu Darul Iman

Telephone / Fax Number Academic Qualification

: 017-9005452 : 1) Degree in Company & Partnership Law-USM 2) Degree in Islamic Management UM

Courses Attended

: 1) Coorporate Member Seminar at Shing Hotel, 2) Leadership Course by INTAN

Skills Experiences company Current Job / Position

: Excellent in Multimedia Presentation : Human Resource Manager in advertising : Administration Manager TEAM A GALLERY

MARKETING MANAGER

Name I/C Number Date of Birth Gender Permanent Address

: Azizah Bt Samsudin : 920202-11-5020 : 02

nd

February 1992

: Female : No.142, Kampung Bukit Pas, 21200 Kuala Terengganu, Terengganu,

Coresspondence Qualification

: SURA GATE GALLERY, Lot 2138, Jalan Sura Gate, 22030 Dungun, Terengganu Darul Iman

Telephone / Fax Number Academic Qualification

: 019-9077717 : 1) Diploma in Accounting UKM 2) Bachelor in Finance UM

Courses Attended Skills

: Entrepreneur Course (MARDI) : 1) Excellent in Technology 2) Good communication skills and able to speak in English, Malay and Mandarin.

Experiences Current Job / Position

: Marketing Manager at Mitsubishi Coop. : Marketing Manager TEAM A GALLERY

OPERATION MANAGER

Name I/C Number Date of Birth Gender Permanent Address

: Nur Anis Farhanis Binti Azami : 850906-03-4070 : 06 Julai 1980 : Female : Lot 2807 Kampung Tok Imam Lapar, 21000 Kuala Terengganu, Terengaanu Darul Iman.
th

Coresspondence Qualification

: SURA GATE GALLERY, Lot 2138, Jalan Sura Gate, 22030 Dungun, Terengganu Darul Iman

Telephone / Fax Number Academic Qualification

: 017-2317888 : 1) Diploma in Mechanical Plastic UTHM 2) Bachelor in Catering UUM

Courses Attended

: 1) English and spanish course 2) Business Entrepreneurship Course conducted By PSMZA.

Skills Experiences Current Job / Position

: Well spoken and written in English, Malay : Engineer at Manufacturing Company : Operation Manager Team A Gallery

FINANCIAL MANAGER

Name I/C Number Date of Birth Gender Permanent Address

: Noor Asuha Binti Khazani : 890623-11-5576 : 10 April 1987 : Female : Lot 135 Kampung Boleh Online, 21300 Kuala Terengganu, Terengaanu Darul Iman.
th

Coresspondence Qualification

: SURA GATE GALLERY, Lot 2138, Jalan Sura Gate, 22030 Dungun, Terengganu Darul Iman

Telephone / Fax Number Academic Qualification

: 013-9887532 : 1) Diploma in Business Study UITM 2) Degree in designer - UUM

Courses Attended Skills Experiences Current Job / Position

: 1) Entrepreneurship Workshop by PSMZA 2) Financial Management Seminar, UITM : Major in Accountancy : Account Assistant in RHB Berhad, Kluang : Financial Manager Team A Gallery

5.0LOCATION OF THE BUSINESS a. Physical location Address: GIANT HYPERMARKET WHOSALE, Lot 2138, Jalan Besar Kuala
Terengganu,22030 Kuala Terengganu, Terengganu Darul Iman.

b. Building TYPES Stucture Condition Size Cost Of The Building Cost Of The Rental SHOP Single storey shop New shop 22x40 RM1000.00

c. Basic amenities Basic amenities Electric and water bill 120.00 Telephone bill Total 200.00 RM 320.00 1440.00 2400.00 RM 3840 Month (RM) Year (RM)

6.0 ADMINISTRATIVE PLAN Introduction To The Organization

The company will be owned by five partners, the company also has five work areas, each partner and the task divided by the respective so businessmen can run smoothly. Between the work that is included is the general

manager,admistrative manager, marketing manager, operation manager and financial manager. All our employees have the experience and qualifications in the field of business. We really care about each employee's employment so that we can carry out properly the responsibility for developing the company. Furthermore, the general manager of our company has over 2 years experience in business. Moreover, the admin also has experience in the administration of prospects. Workers also have the approval of the marketing of fresh graduate marketing PHD from abroad. Operations and finance the work experience of 1 years in their respective fields.

Vission To be the company that the best understand and satisfies the product, service and self fulfillment needs of customers.

Mission TEAM A GALLERY textile will become a producer and production scarf to meet todays consumer tastes will provide better quality of service and

6.1 Objective The business must always try to increase the total customers even though it still in the beginning level of operation. Always give the best service to customers Ensure that all requsted order could be implemented in a timely manner. To maximize profit and reduce a loss. To maintain the business in increasing the number of customers.

6.2 Organization Chart

GENERAL MANAGER NURUL AMIRAH BINTI MAT ALWI

ADMINISTRATION MANAGER NOR ATIERAH BINTI MOHD RAMDAN

MARKETING MANAGER AZIZAH BINTI SAMSUDIN

OPERATION MANAGER NUR ANIS FARHANIS

FINANCIAL MANAGER NOOR ASUHA BINTI KHAZANI

PROMOTER NAIM IZZUDIN B. AHMAD

OFFLINE SERVICES FARAWAHIDA BT AHMAD

CASHIER ROZAIMIE RAYYAN B. MAHMUD

6.3 Manpower Planning Position General Manager Administration Manager Marketing Manager Operation Manager Financial Manager Promoter Cashier Offline Service Number of Staff 1 1 1 1 1 1 1 1

Position and Number of staff

6.4 Schedule Responsibility Position General Manager

Resbonsibility
To ensure that responsibilities there are given to all executive according to development are carried out efficiently. Responsible in company performance and development Always planning to improve business Responsible in stabilization of company financial

Administration Manager

To ensure the administration activities are run smoothly Act as Human Resources personnel to prepare the organization working schedule ang employee

performance appraisal at the end of year to be submitted Responsible to purchase machine and equipment as needed Responsible for the employee welfare

Marketing Manager

Instilling a marketing led ethos throughout the business Researching and reporting on external opportunities Understanding current and potential customers Managing the customer journey (customer relationship management) Developing the marketing strategy and plan Management of the marketing mix Managing agencies Measuring success Managing budgets Ensuring timely delivery Writing copy

Operation Manager

Conduct operational audits to sustain and effectiveness of all services. Increase revenue by close monitoring of unit terms performance Monitor and improve customer and staff satisfaction levels at outlet level to increase retention.

Financial Manager

Responsible to all company accounting report To make sure that loan and interest is paid up on time To prepare the profit and loss company every month and also annual budget

Promoter

To conceive the idea of floating the company. To find out suitable persons who may sign the memorandum of association and are also willing to act as the first detectors of the company. To receive remuneration from the vendors in the form of a commission on the sold property or get founder's shares fully paid up for the services rendered by them to the company.

Online &Offline Services/ Delivery

Person who take note of the customers online ordering and send delivery according to the order made. Minimum of PMR qualification level is required.

Cashier

Person who ensure the cleanliness of the shop except in the kitchen. No specific qualification is required. Enters purchases into cash register to calculate total purchase price. Counts money, gives change and issues receipt for funds received.

6.5 SCHEDULE OF REMUNERATION

POSITION

MONTHLY QUANTITY SALARY(RM) 1 3000

EPF (12%) (RM) 360

SOCSO (2%) (RM) 60

AMOUNT (RM) 3420

MANAGER

ADMINISTRATION MANAGER MARKETING MANAGER OPERATION MANAGER FINANCIAL MANAGER PROMOTER ONLINE & OFFLINE SERVICES AND DELIVERY CASHIER TOTALS

2000

240

40

2280

1 1 1 1

1800 1500 1500 900

216 180 180 108

36 30 30 18

2052 1710 1710 1026

1000

120

20

1140

1 8

800 12500

96 1500

16 250

912 14250

6.6 OFFICE EQUIPMENT

No.

TYPE

ITEM

PRICE FOR UNIT (RM)

TOTAL (RM)

1 2 3 4 5 6 7 8

MANAGERS TABLE MEETING TABLE MANAGERS CHAIR MIRROR AIR CONDITIONING FILE CABINET HANGER COMPUTER AND PRINTER FAXIMILI MACHINE INTERNET TELEPHONE TOTAL

1 1 4 3 2 1 500 2

250.00 550.00 50.00 15.00 1,500.00 300.00 1.00 3,000.00

250.00 550.00 200.00 45.00 3,000.00 300.00 500.00 6,000.00

9 10 11

1 1 2

1,000.00 190.00 100.00

1,000.00 190.00 200.00 12,235.00

6.7 ADMINISTRATIVE BUDGET

No.

ITEMS

MONTLY (RM)

OTHERS (RM)

1 2 3 4 5 6 7 8 9

TELEPHONE BILL RENOVATION ELECTRIC AND WATER BILL INDIVIDUAL INSURANCE STATIONARY BUILDING RENT POST EXPENDITURE MEDICAL COMPANY REGISTRATION & LICENSES SALARY FIRE EXTINGUISHER TOTAL

120.00 25,000.00 200.00 5,000.00 50.00 1,000.00 50.00 200.00 60.00

10 11

14,250.00 200.00 15,870.00 30,260.00

MARKETING PLAN
7.0 OBJECTIVE MARKETING
Most major thing for entrepreneur is to manage business and this must be done efficiently and should be effectively to manage business willing to run smoothing and successfully towards the business plan. Therefore, in order to achieve our target, out marketing department have state several objectives. Our marketing objectives are list as below:

Maximize profit To attract and ensure the customer confident and satisfaction.

Good quality to provide the best quality products of our company handicraft with the right price that will meet customer needs and wants.

Rational quality Able to face and solve any rather foresee and situations.

Friendly To create a good relationship for attract the customer to be regular customer.

Future planning Create new planning to expand our business till successful besides getting high profits.

7.1 DESCRIPTION OF PRODUCT AND SERVICE

PIECES Packages 1 Packages 2 Packages 3 Packages 4 Packages 5

PACKAGE 3 pieces of scarf 5 pieces of scarf 7 pieces of scarf 10 pieces of scarf More than 10 pieces

PRICE (RM) 21.00 33.00 45.00 63.00 5.00 per pieces

7.2 TARGET MARKET TARGET AREA MARKET CATEGORY K. Terengganu town MARKET SEGMENT Teenagers (girl) Carrier person (e.g bank official) Village people ( KUALA TERENGGANU Universiti sultan zainal abidinsultan mizan (UNISZA) Universiti malaysia terengganu (UMT) Student carrier person (e.g lecturer) big work)

 School Night market k.Terengganu town

7.3 MARKET SIZE In order to manage a " SHANZs handicraft, we had makes some survey about our customer which is the community in K.Terengganu area. This is because to decide our market size and so that we can makes some comparison with others competitors.

Our target market is the community in K.Terengganu which consist of:

MARKET SEGMENT Student and retailer Families and village Event Career Person Total

ESTIMATED POPULATION 35 30 25 10 100 %

7.4 COMPETITORS
Competitors refer to other businesses that offer similar, substitute or alternative products/services to the same target market. The entrepreneur should analyze the strength and weaknesses of the competitors in terms of size, experience, and years in business, financial ability and product line. Our business, there are a few keychain shops that will be our competitors that are operate around our shop from our survey, there their own customers The table shows the competitors of our business:

Ariani Collection Natasha Collection Arnab Collection

NAME AND ADDRESS COMPETITORS Ariani Collection Lot, 398 Jalan Baru Pak Sabah, Kuala Terengganu.

STRENGTH

WEAKNESS

Good sales Good in advertising

Expensive price Bad services

Natasya Collection Lot, 233 Jalan Kamaruddin Lama, Kuala Terengganu.

More experience in term of business. Good implementation

Not many types of shawl Expensive price

in strategic planning business. The quality of work efficient and sufficient Affordable and reasonable price offered Have their own customers The quality of product low Must be booked in advance

Arnab Collection Lot, 89 Jalan Sultan Shah, 21110 Kuala Terengganu.

7.5 MARKET SHARE

The market share is estimated as a percentage of the market size

Name And Address Of Competitors Ariani Collection Natasya Collection Arnab Collection Team A Gallery Total

Before entering the market (yr/mth) Percentage % 40 RM 34800

After entering the market (yr/mth) Percentage % 25 RM 26700

35

36950

20

19550

25

23800

15

15600

0 100

0 95550

35 100

35550 97400

7.5.1 DAILY CUSTOMER

SCARF

PRICE PER UNIT (RM)

QUANTITY PER DAY

QUANTITY

PRICE PER

PER MONTH MONTH (RM)

Bawal Kosong

5.00

70

2100

10500

Bawal 2 Tone

10.00

50

1500

15000

Bawal 3 Tone

15.00

40

1200

18000

Bawal 2 Layer

15.00 Total

30

900 5700

13500 40800

7.5.2. DAILY CUSTOMER PACKAGE

PACKAGE

PRICE PER QUANTITY QUANTITY UNIT (RM) PER DAY PER MONTH

PRICE PER MONTH (RM)

Packages 1

21.00 33.00 45.00 63.00 5.00 per pieces TOTAL

13

390 300 300 300 240 1530

8190 9900 13500 18900 1200 51690

Packages 2

10

Packages 3

10

Packages 4 Packages 5

10 8

7.5.3 DAILY BOOKING

SCARF

PACKAGE BOOKING

QUANTITY

PRICE PER

PER MONTH MONTH (RM)

Bawal Kosong

100

3000

9000

Bawal 2 Tone

100

3000

8400

Bawal 3 Tone

100

3000

6900

Bawal 2 Layer Total

100

3000 12000

6900 31200

7.5.4 ESTIMATED SALES FORECAST

ESTIMATED MONTH ESTIMATED EVEN PERCENTAGE INCREASE (%)

January February March April May June July August September October November December

Open School University Event Wedding University Event Mothers Day Wedding School Event Hari Raya Aidilfitri School Event Hari Raya Aidiladha Wedding Wedding

1 0.5 0.5 0.5 1 1 0.5 2 0.5 1.5 1 1

7.6 SALES FORECAST

MONTH January February March April May June July August September October November December Year 1 total sales Year 2 total sales Year 3 total sales SALES FORECAST (RM) 40710 41117 41322 42148 42990 43204 43420 43637 43855 44293 45178 45629 516993 568692 625561.2

7.7 MARKETING STRATEGY

I. PRODUCT STRATEGY

Quality

Quality scarf that can be key to business tool position. Quality scarf within the quality of performance and quality compliance. For our business, multiple choices is our goal to attract more customers and to increase sales. Our business is to use quality textiles are high, which means we focus on customer satisfaction. We focus on quality, as the consumer is now more awareness and seek high quality at reasonable prices.

Personal even

To ensure that our business success, we provide the best quality to our customers from our survey, we found that people usually bought scarf for many purposes such as occasions like Hari Raya, Wedding, New Year, and & university event. So, we assumed that our sales increase during festive season like Hari Raya and wedding.

II. STRATEGI PRICE

We decided to use price-based competition as there are many competitors and most of the people in the area know how to produce their own scarf. The assumption is that costumers judge the scarf on a competitor change the price for their scarf. In our services, we estimate that the price is reasonable and profitable to the company and the consumer. There are many factors that affect the price of goods. These factors include economic conditions, government regulations, social anxiety and speech user.

The packages that we offer are very reasonable because package is cheaper than other shop. We give a discount price for our regular customers and we always give a discount for any occasions such as Hari Raya, School Break, and others. III. STRATEGI PROMOTION

Advertising is not personal, sell by owner in addition, we use promotional techniques for using technology to attract customers to come to the premises. By this method, we will use the concept of customer-friendly: we use Face book to promote. We have to do a lot of promotion in order to notify to all people about the existence of our company. We use effective promotion channel such as signboard, posters, business card and flyers for distribute to the people. And create campaigns every six months.

The strategies we are using for promote our company are:

SINGBOARD

and services of our business.

POSTERS

BUSINESS CARD ss card to deal with other suppliers and our customers. It contains all information related to our business.

FLYERS

IV. STRATEGI DISTRIBUTION

Distribution strategy aimed at creating a structured and controlled distribution system to ensure its product reach target customers. A distribution channel moves goods from producers to consumers. Channel 2 has a bridge, which is the retailer. Perishable products using this form of distribution channels. For Team A Gallery our own employees would send customers or our customers will come to our shop to take their own bookings.

7.7 MARKETING BUDGET

ITEMS

FIXED ASSETS EXPENSES (RM) 1027 2000 400

MONTHLY EXPENSES (RM)

OTHER EXPENSES (RM)

Utensils Cashier Machine Signboard Flyers Promotion Business Card Total

900 150 100 3427 0 1150

7.7.1 MARKETING BUDGET (YEARLY)

ITEMS

FIRST YEAR (RM) 1357 2500 400 1200 900 150 6507

SECOND YEAR THIRD YEAR (RM) 0 0 0 1000 600 200 1800 (RM) 0 0 0 1000 900 250 2150

Utensils Cashier Machine Signboard Flyers Promotion Business Card Total

OPERATION PLAN
7.0 Introduction Operation is a process, which involves various kinds of activities that's is being run in a long period. Every process is related to each other starting from raw materials to the outputs.

Examples of input are manpower, machines and equipment, technology, information and capital. The transformation system refers to the activities involved in transforming input into output. Among others, the processing system involves planning of raw materials, designing of operational process, planning of floor layout and distributing of manpower in the organization. Output refers to the end product created as the result of the transformation process.

Quality service is the most important thing, which should be considered to achieve our objective and vision to the company. As the operation manager, need responsible to make sure the operation is run smoothly in all area and also responsible to check the supplies of the materials for the whole month and for the whole year. At the same time we make sure that our customer are satisfied with our services.

In general, our company provides services sales of scarf to our entire customer in Kuala Terengganu. The scarf are selling for any special occasion, birthday, Mothers Day, Wedding Day, Hari Raya and so on. Our company provides a booking according to the tastes and needs of customers, reservations must be made one week in advance.

8.1 PROCESS OF FLOW CHART

Measure The Material According To The Design

Determine Design

Cut Materal According To Design

Scarf Packing Into Plastic

Check The Quality Of Scarf

Sewing Scarf

Keep Into Store

Sent To Whole Salers

8.2 PRODUCTION SCHEDULE Business hour SATURDAY THURSDAY FRIDAY = OFF 9.00 am 10.00 pm

8.3 MATERIALS TO MAKE SCARF

ITEMS thread Soft fabric scissors pin Sewing machine Other accessories TOTAL QUANTITY 500 1000 30 50 50 200 PRICE PER UNIT (RM) 8 10 5 3 500 5 531 TOTAL COST (RM) 4000 10000 150 150 25000 1000 40150

8.4 OPERATION LAY-OUT PELAN

DOOR

MANAGER ROOM

COUNTER
C U P

SURAU KITCHEN
TOILET

B O A R D

8.5 OPERATION OVERHEAD Month January February March April May June July August September October November Disember Years 1 total sales Years 2 total sales Years 3 total sales 8.6 OPERATION BUDGET Items Fixed Assest Expenses (RM) 3660 Monthly Expenses (RM) Other Expenses (RM) Sales forecast (RM) 40387 41194 40589 40993 40993 40791 40791 40589 40791 40468 40468 40468 488522 537374 591111

Machine and equipment Supplier Petrol oil Maintenance Transport TOTAL

40,387 300 1,000 3660 1,000 4,1687 1,000

9.0

FINANCIAL PELAN

9.1INTRODUCTION
The financial plan is the most important part in a business plan. Financial plan usually include the long term and short terms financial system requirement for a company its help a business. An efficient and effective financial system is important to determine the successful of the business. Financial plan is also important for future investment planning as a guideline for projected implementation. Therefore, the financial person should take a serious action with the sources of financial information from administration, marketing and operation department because effective control of financial will help to achieve the business and financial objectives.

9.2 IMPLEMENTATION COST SHEDULE ITEM RM

Capital expenditure Building Machinery and equipment Furniture TOTAL Working capital general manager Administration manager Marketing manager Operation manager Financial manager Promoter Offline sevices Cashier TOTAL Other expnditure Pre-operating Business registration Insurance 1000 3600 3816

RM

8416 3420 2280 2052 1710 1710 1026 1140 912 14250 2000 200 5000

Licence Utilities Total Grand total Allowances (5?%) Total project implentation cost

200 1000 8400 31066 1553.3 32619.3

9.3 SOURCES OF FUNDS Sources of funds schedule

ITEM A. Equity/Contribution Cash Total B. External purchase Hire purchase Term Loan Total C. Other Sources TOTAL SOURCES OF FUNDS SHEDULE

RM 15000

RM

15000 1000 50000 51000 66000.00

9.4 FIXED ASSETS DEPRECIATION TABLE (OPTIONAL)

Types of assets : furniture and fixture Basic price : RM 3816.00 Economic life : 5 years MONTHLY 0 1 2 3 4 5 MONTHLY DEPRECIATION 763.20 763.20 763.20 763.20 763.20 TOTAL DEPRECIATION 763.20 1526.40 2289.60 3052.80 3816.00 BALANCE (RM) 3816.00 3052.80 2289.60 1526.40 763.20 0

Types of assets : machinery and equipment Basic price : RM 3660.00 Economic life : 5 years MONTHLY 0 1 2 3 4 5 MONTHLY DEPRECIATION 732.00 732.00 732.00 732.00 732.00 TOTAL DEPRECIATION 732.00 1464.00 2196.00 2928.00 3660.00 BALANCE (RM) 3660.00 2928.00 2196.00 1464.00 732.00 0

9.5 LOAN AMORTISATION SCEDULE

An amortisation table describes the reypayment of a loan to the lender with interest Loan amount : RM 50,000.00 Loan period : 5 years Interest rate :14% YEAR 0 1 2 3 4 5 INTEREST (RM) 700 560 420 280 140 PRINCIPAL (RM) 10000 10000 10000 10000 10000 PAYMENT (RM) 10700 10560 10420 10280 10140 BALANCE (RM) 50000 40000 30000 20000 10000 0

9.6 PRO FORMA CASH FLOW STATEMENT

MONTH A. Cash inflows Begining cash balance Equity cash Term loan Cash sales B. Total cash inflows C. Cash outflows a) Administration expenditure Salary EPF SOCSO Electricity rent building Telephone bill b) Operation expenditure Raw material c) Financial expenditure Loan repayment Principal Interest Hire purchase Principal d) Capital expenditure Business sign Chillers Computer Furniture and fixtures e) Other expenditure promotion Business card Other material (operation) f) Deposit g) Pre-operation D. Total cash outflow E. Cash surplus/deficit F. Ending cash balance PRE-OPERATION 0 15000 50000 65000 JANUARY 10000

30000 40000

2875 325 50 150 500 150 7710 104.2 208.33 1000 10000 420 5500 1500 3816 150 100 3000 1200 1550 17236 47764 47764

13072.53 26927.47 26927.47

9.7 PRO FORMA PROFIT AND LOSS STATEMENT (OPTIONAL)

ITEM Sales Less Administrative Expenses Salary Rental Telephone Total Marketing Expenses Salary Total Operation Expenses Purcase Salary Electricity Total Financial Expenses Interest On Loan Salary Total Depreciator On Fixed Assets Machinery And Equipment Requirement Total Other Expenses Registration, License Insurance Total Expenses Net Propit RM RM 30000.00

2875 500 150 3525 2645 2645 1000 2300 150 3450 2100 2300 4400

3660 326 3986 2640 160 1000 21,806.00 8194

9.8 PRO FORMA BALANCE SHEET (OPTIONAL)

FIXED ASSETS Machinery And Equipment Requirement Total Current Assets Cash Deposit Total Assets Owners Equity Capital Net Profit Total Long Term Liabilities Loan Balance Hire Purchase Total Total Equity & Liabilities

RM 3660 326

RM

3986 15000 1200 16200 1500 11230 8194 34430

1000 1000 35430

10.0 CONCLUSION
Team 'A' gallery will give full cooperation to our customers. There are obviously different style scarf for team 'A', every meeting we always want the market place. In which each represent a viable business opportunity for potential partners. For both styles, signature team 'A' is the heart of the concept. Some of the very interesting form. The most important is that our customers can make their own style or form that they want. In essence, we celebrate life, we are in love many forms of bread and style, looks interesting but cheep and beautiful. We represent sincerity, honesty and integrity. We are the leaders of the revolution, ORIGINAL and BEST. Form with difficulty, Driven Value, Fueled by Passion. A global brand anspiring. Sharing & Caring for all, family, fans and friends. Create your own style for your own scarf.