** Note: If cost per point is negative, you want the largest negative number. Aka -.

01 is better than -.08.

Use these GC to Load BB - Check or BB BillPay for Cashout
$200 Vanilla Visa - Office Depot - Chase Ink
$500 Vanilla Reload - CVS - Chase Sapphire Pref
$200 Vanilla Visa - Office Depot - Chase Sapphire Pref

Amount of GC
Fees
$200.00
$500.00
$200.00

$6.95
$3.95
$6.95

Amazon Payments
Chase Sapphire Pref

Amount of GC
Fees
$1,000.00

$0.00

Amex For Target ($3 Load, $3/$400 ATM Fee) (No Fee ATM)
Reload with Chase Sapphire Pref - ATM Takeout

Amount of GC
Fees
$1,000.00

$10.50

Buy Amex Gift Cards with BC (2 * 3.95 + 8.95 Shipping)

***Not Including Cash Out Fees
A) Buying (2k & 3k) Amex w/ BC @ 2 % with Chase Sapphire
B) Buying (2k & 3k) Amex w/ BC @ 2 % with any 1% Card

Amount of GC
Fees
$5,000.00
$5,000.00

$16.85
$16.85

Cashing Out Amex Gift Cards through Amex Target

***ATM Cashout ($3 Load, $3/$400 ATM Fee) (No Fee ATM)
Buying Amex Gift Cards Through Option A
Buying Amex Gift Cards Through Option B

Amount of GC
Fees
$1,000.00
$1,000.00

$10.50
$10.50

Cashing Out Amex Gift Cards through Vanilla Visa at OD

Buying Amex Gift Cards Through Option A
Buying Amex Gift Cards Through Option B

Amount of GC
Fees
$200.00
$200.00

$6.95
$6.95

Cashing Out Amex Gift Cards through Vanilla Reload

Buying Amex Gift Cards Through Option A
Buying Amex Gift Cards Through Option B

Amount of GC
Fees
$500.00
$500.00

$3.95
$3.95

s better than -.08.

# of Cards

Total Fees
Total Spend Multiplier for Points Total Points Earned Cost Per Point
1
$6.95
$206.95
5
1,035
$0.00671660
1
$3.95
$503.95
1.14
575
$0.00687551
1
$6.95
$206.95
1.14
236
$0.02945876

# of Cards

Total Fees
Total Spend Multiplier for Points Total Points Earned Cost Per Point
1
$0.00
$1,000.00
1.14
1,140
$0.00000000

# of Cards

Total Fees
Total Spend Multiplier for Points Total Points Earned Cost Per Point
1
$10.50
$1,003.00
1.14
1,143
$0.00918298

Amount Spent % Cash Back Cash Back

Multiplier for Points Total Points Earned Cost Per Point
$5,016.85
2.00%
$100.00
1.14
5,719 -$0.01453872
$5,016.85
2.00%
$100.00
1.00
5,017 -$0.01657415

# of Cards
1
1

Total Fees
Total Spend Multiplier for Points Total Points Earned Cost Per Point
$10.50
$1,003.00
N/A
5,719 -$0.01453872
$10.50
$1,003.00
N/A
5,017 -$0.01657415

# of Cards

Total Fees
Total Spend Multiplier for Points Total Points Earned Cost Per Point
1
$6.95
$206.95
N/A
5,719 -$0.01453872
1
$6.95
$206.95
N/A
5,017 -$0.01657415

# of Cards

Total Fees
Total Spend Multiplier for Points Total Points Earned Cost Per Point
1
$3.95
$503.95
N/A
5,719 -$0.01453872
1
$3.95
$503.95
N/A
5,017 -$0.01657415

Max per Month Points Per Month Fees Per Month Points Per Year Fees Per Year Cost per Point
$5,000.00
25,869
$173.75
129,344
$868.75 $0.006716598
$5,000.00
5,745
$39.50
68,940
$474.00 $0.006875508
$5,000.00
5,898
$173.75
70,777
$2,085.00 $0.029458764

Max per Month Points Per Month Fees Per Month Points Per Year Fees Per Year Cost per Point
$1,000.00
1,140
0
13,680
$0.00 $0.000000000

Max per Month Points Per Month Fees Per Month Points Per Year Fees Per Year Cost per Point
$5,000.00
5,717
$52.50
68,605
$630.00 $0.009182977

Max per Month Points Per Month Fees Per Month Points Per Year Fees Per Year Cost per Point
$5,000.00
5,719
-$83.15
68,631
-$997.80 -$0.014538724
$5,000.00
5,017
-$83.15
60,202
-$997.80 -$0.016574145

Max per Month Points Per Month Fees Per Month Points Per Year Fees Per Year Cost per Point
$5,000.00
5,719
-$30.65
68,631
-$367.80 -$0.005359133
$5,000.00
5,017
-$30.65
60,202
-$367.80 -$0.006109411

Max per Month Points Per Month Fees Per Month Points Per Year Fees Per Year Cost per Point
$5,000.00
5,719
$90.60
68,631
$1,087.20 $0.015841351
$5,000.00
5,017
$90.60
60,202
$1,087.20 $0.018059141

Max per Month Points Per Month Fees Per Month Points Per Year Fees Per Year Cost per Point
$5,000.00
5,719
-$43.65
68,631
-$523.80 -$0.007632174
$5,000.00
5,017
-$43.65
60,202
-$523.80 -$0.008700679