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2 .......................................................................................
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.1 3 .........................................................
.2 )16 ................................. (Core Principles
.3 )17 ...... (Off-and On-Site Supervision
: )36 ................................. (Risk Management
.1 36 ......................................................................
.2 42 .............................................................
.3 44 ..............................................
: )46 .... (Risk-Focused Supervision
.1 47 ............................................
.2 49 ......................................................................
.3 )57 ........ (Importance of Risk Assessment
: 64........................................................................


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:

Strategic Risk

Credit Risk

Liquidity Risk

Interest Rate Risk

Foreign Exchange Risk

Price Risk

Operational Risk

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: )(Risk-Focused Supervision


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Risk- Focused Approach .


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Proactive .Reactive
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- )(Understanding the Institution

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Risk Monitoring .
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.1

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)(Management Process
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)(Architecture
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)(Integrity
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)(Availability
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)(High Risk


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)(Moderate Risk

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)(Strong Risk Management

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)(Acceptable Risk Management
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)(Moderate Risk

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)(Low Composite Risk



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.
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%35
%10
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/ //

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%35

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.3 )(Importance of Risk Assessment


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.

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)(Supervisory Plan

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.
:

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CAMELS
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)(Risk Management Rating
.5-1
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.CAMELS
1 )(Strong
1
.


.

. .

.
.

2 )(Satisfactory
2
.

.

.
.
.

3 )(Fair
3
.
.

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.

4 )(Marginal

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.
.


.
.
.

5 ) (Unsatisfactory

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.



CAMELS
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