Tq to mr / ms chairperson Assalamualaikum and very good evening Dear important guest , Madame CHE AZIZAH BINTI ABDUL RAHMAN

, THE DEPUTY DEAN OF Academic & Graduates , Faculty of Business Management and Accountancy, University Sultan Zainal Abidin The Honorable , DR . Shukri BIN MOHD the Boards , THE DEPUTY DEAN OF Students ' Affairs and Alumni , Faculty of Business Management and Accountancy, University Sultan Zainal Abidin The Honorable , our guest speaker , -MR . Zaidin MOHAMAD BIN KAMARUDDIN , Assistance Vice President , Head of Terengganu Region Takaful Ikhlas Sdn Bhd The Honorable , MR SALMAN BIN Flea HEAD OF DEPARTMENT of Business Management and Accountancy, University Sultan Zainal Abidin Assoc WAN NOR Hayate BT WAN DAUD , Lecturer and not to forget all my brothers and sisters . Thank God, pray to God with His permission we could gather today for the Risk Management and Takaful Seminar ( RIMTAC ) Series 2 in this harmonious hall to gain knowledge and experiences with our brilliant speakers on the title : "Risk Management and Takaful " which I believe this would give us a lot of benefit . Due to that, I am really appreciate your coming and thank you for Supporting this course. Ladies and gentlemen, For your information, the Risk Management and Takaful Seminar ( RIMTAC ) Series 2 is the second event , A semester 7 after the 1st event last year, the purpose for this event was to meet the requirements of the course taken by students in the Bachelor of Risk Management and Takaful semester 7 Which is Seminar of Risk and Control , it also Intended to provide lucre for Students took a Bachelor of Science in Risk Management and Takaful to share information and opinions about current issues has often been related to Risk Management and Takaful . The program also ORARI an opportunity for Students to build confidence in presentations, training of students in managing the program and provide lucre for Their talent respectively .

The Objectives of this program that I can summarized is the participant will increase their knowledge and exposure about what risk management is all about in connection with the Risk Management and Takaful to bring to the working world. As a learning outcomes , Students will be able to build confidence and be more courageous to come forward and Communicate in public . I would like personally to say thank you to Associate Professor DR WAN NOR Hayate BT WAN DAUD .

For the valuable knowledge she us to create this program . Wcan not until this stage . Its a chance for us to learn practically for this program and its one of the Unforgettable moment As I am play a role as the director of this course , I am really not realize that I might be too harsh , forcing and may be my words were too frank Which Could hurts my dearest communities feeling . With full of humble I seek for my Forgiveness communities from all members . It is very pleased to be Appointed as a director of this course but in the same time , I am Barely noticed that this is a Huge trust and resposiblity which is not easy. With trust from my fully cooperative committees , we manage to Realized this course this morning . Thank you so much for being very good, supportive , full of cooperative and manageable committees , without your hands , this seminar Could not be realization . Before I leave this stage , once again I would like to thanks to our Deans , Deans deputy , guesses , without penalty and to all members of the floor for lent us your time to be here tonight . Until then , I end my speech . Thank you and good night . May God bless our course tonight .