Opportunity Traditional Gold Diamond

Program Ranges (Months) 2 - 4 4 - 9 6 and 8 10, 12 and 15 6 and 8 10, 12 and 15

Min Time in Business 3 months 3 Months 2 Years 2 Years 3 Years 3 years
Min FICO 0 500 600 625 650 650
Min Advance Amount $3,000 $5,000 $15,000 $15,000 $25,000 $50,000
Max Advance Amount $30,000 $300,000 $500,000 $500,000 $500,000 $500,000
Min Monthly Processing
Volume
$3,000 $5,000 $10,000 $10,000 $25,000 $25,000
REPAYMENT METHODS
Credit Card Split
Credit Card ACH Split
Fixed Daily ACH
Adjustable ACH
Contact one of our business development representatives for more information by phone 877-871-7406 or by email at
bizdev@merchantcashandcapital.com
No Collateral or Personal Guarantee Required
No Restrictions on use of Funds
Discounted Prepayment Options
Merchant Cash Advance
Since 2005, MCC has funded over $500 million to business owners nationwide through our merchant cash
advance programs that offers lower rates, exibility with industry types and higher approval amounts. At MCC,
we offer our resellers direct communication with the decision makers to get your merchants funded faster! This
product is ideal for restaurant, retail and other service based businesses.
Underwriting Requirements:
Merchant Cash Advance Offers:
Same Day Approvals and Funding within 3 Days
No Late Fees
Minimal Documentation Required
N/A
N/A
Contact one of our business development representatives for more information by phone 877-871-7406 or by email at
bizdev@merchantcashandcapital.com
Credit card processing is not required
No collateral or personal guarantee required
No restrictions on use of funds
Total Revenue Advance
Now you can offer a merchant cash advance to an untapped market of business owners looking for capital. Many
business owners do not qualify for traditional merchant cash advances due to low processing volume, batching
volume, high average ticket or industry. The total revenue advance is based on a merchants monthly revenue,
which is veried by their bank deposits.
Underwriting Requirements:
Opportunity Traditional Gold Diamond
Program Ranges (Months) 2 - 4 4 - 9 6 and 8 10, 12 and 15 6 and 8 10, 12 and 15
Min Time in Business 6 months 1 Year 2 Years 2 Years 3 Years 3 years
Min FICO 0 500 600 600 650 650
Min Advance Amount $5,000 $5,000 $15,000 $15,000 $25,000 $25,000
Max Advance Amount $30,000 $300,000 $500,000 $500,000 $500,000 $500,000
Min Avg Daily Bank Balance $1,000 $1,000 $2,500 $2,500 $2,500 $2,500
Min Days of Deposits 8 8 8 8 8 8
REPAYMENT METHODS
Fixed Daily ACH
Adjustable ACH
Total Revenue Advance Offers:
Funding up to 100% of monthly revenue
Same day approvals and funding within 3 days
Larger advances and premium rates
If a business does not accept credit cards they will only qualify for Gold or Diamond Programs on the Adjustable ACH
Opportunity Traditional Gold Diamond
Min FICO 0 > 500 > 600 > 650
Min Time in Business 6 Months 1 Year 2 Years 3 Years
Min Advance $5,000.00 $5,000.00 $15,000.00 $25,000.00
Min Monthly Gross Revenue $10,000.00 $15,000.00 $25,000.00 $50,000.00
Min Avg Daily Balance $1,000.00 $1,000.00 $2,500.00 $2,500.00
Max Advance Amount $30,000.00 $300,000.00 $500,000.00 $500,000.00
Min Deposits per Month
8 8 8 8
Max Negative Days
3 3 1 0
Max NSF per Month
5 5 3 0
Contact one of our business development representatives for more information by phone 877-871-7406 or by email at
bizdev@merchantcashandcapital.com
Additional Information and
Restrictions:
Most states apply
Adjustable Payment Product for merchants
who dont qualify
Minimum purchase price requirement in some
states due to applicable state law limitations
Program available to qualied customers only
Subject to nal underwriting
Fixed Payment Product
Merchant Cash and Capitals suite of nancing products now have a Fixed Payment product available for
businesses that prefer or require a more predictable repayment program. Businesses who qualify can get up to
$500,000 of nancing in a matter of days with no personal guarantee and no collateral required.
Underwriting Requirements:
Fixed Payment Product Offers:
Up to $500,000 per location
Most industries qualify
New streamlined underwriting and funding process
Payback periods extending to 15 months
Most competitive rates in the industry
Gross revenue reserves up to 14%
NO personal guarantee
NO origination fee charged by MCC