3 IN 1

COMBO
1
WHY 3 IN 1?
WHAT DOES IT OFFER?
WEALTH CREATION THROUGH SIP
KPTP
START FAMILY HEALTH OPTIMA
2
WHAT IT CONTAINS???
3 steps toward
Why 3 in 1 Combo?
Safety
Good
Health
Wealth
Creation
3
WHAT IT CONTAINS???
Age Yearly inv* Term
Life
Insurance
Health
insurance
Wealth
creation#
25 35000 25 2500000 300000 61.36 Lacs
30 35000 25 2500000 300000 59.95 Lacs
35 35000 25 2500000 300000 57.19 Lacs
40 35000 25 2500000 300000 48,92 Lacs
*Yearly Investment is a approx total of the premium for KPTP for 25lacs,
premium of STAR family Health Optima for 3 Lacs and rest in SIP in
MF
#Future approx wealth creation of the SIP at 15% Expected rate of Return
For Exact planning of your self check DEMO
4
3 in 1 Example
TAKING LIFE INSURANCE
TO PROTECT THE
FINANCIAL FUTURE OF
FAMILY AGAINST THE
PREMATURE DEMISEIS
THE FIRST STEP Of Financial
Planning..
3 in 1 combo offers the sum
assure of 2500000/-
Safety
5
SAFETY
YOU EARN FOR YOUR FAMILY.
YOU HAVE TAKEN FINANCE FOR YOUR VEHICLE/BUSINESS.
YOU HAVE TAKEN SAFETY MEASURES FOR YOUR FAMILY.
YOU HAVE PLANNED WELL FOR YOUR CHILDs EDUCATION,
CHILDs MARRIAGE.
YOUR FAMILY IS DEPENDENT ON YOU.
YOU HAVE TAKEN FULL INSURANCE OF YOUR CAR.
YOU HAVE TAKEN INSURANCE OF YOUR HOUSE.
YOU HAVE TAKEN INSURANCE OF YOUR OFFICE &
BUSINESS.
WHAT ABOUT U ?
UNCERTAIN RISKs DO NOT NEED ANY WELCOME
6
WHY TERM INSURANCE?
KOTAK IS uniquely positioned to add
significant value to customers through
UNIQUE product.
Kotak Preferred Term Plan (KPTP) for non-
tobacco users and women, which is one of the
cheapest pure term insurance products in
the market.
The TERM insurance products offered by
KLI are the cheapest premiums in the
market.
Different products for women & non-
smokers results in lower premiums. This
results into savings for your client.
7
WHAT KOTAK TERM PLAN ???
25 Lacs for 20 years Terms
AGE LIC Aviva ICICI Metlife Kotak
21 5000 3532 3931 4191 3392
25 5450 3916 4314 4467 3419
30 6425 4908 5187 5212 3750
35 8500 7114 7098 6866 4770
40 12025 10892 10401 9789 6839
45 17800 16986 15752 14449 10285
50 27225 NA 24432 22005 16297
8
TERM PLAN COMPARISON
25 Lacs for 25 years Terms
AGE LIC Aviva ICICI Metlife Kotak
21 5250 3750 4204 4357 3392
25 5875 4357 4723 4798 3530
30 7300 5818 5897 5873 4109
35 9925 8576 8190 7969 5405
40 14225 13126 12040 11444 7997
45 21300 NA 18291 17069 12271
50 NA NA 28582 NA NA
9
TERM PLAN COMPARISON
25 Lacs for 30 years Terms
AGE LIC Aviva ICICI Metlife Kotak
21 5625 4136 4558 4633 3474
25 6525 5074 5241 5267 3778
30 8400 7004 6716 6673 4550
35 11625 10341 9391 9182 6260
40 16925 NA 13841 13319 9431
45 NA NA 21157 NA NA
50 NA NA NA NA NA
10
TERM PLAN COMPARISON
Taking the Health
Insurance for all
family members is
unavoidable due to
INCREASING
MEDICAL
TREATMENT
EXPENSES
3 in 1 combo offers the
family floater policy of STAR
health and allied for your
family worth 300000/-
3 in 1 combo protects you
against high medical
expenses incase of any
medical emergency
11
GOOD HEALTH
No.1 private sector Health Insurance Company
in India.
Source IRDA Unaudited Reports.
India's first Exclusive Standalone Health
Insurance Company
Pan India Presence
No-Claim discount
24 X 7 FREE Expert Doctor consultation
Large Hospital Network of more than 4600
Hospitals
Cashless Hospitalization Facility
Faster settlement of Claims, no TPA involved
Wide range of Products
STAR HEALTH AND ALLIED
INSURANCE, is a specialist in
Health Insurance and provides
quality service at the best rates.
As the country's first stand
alone health insurance
company in India, it is
committed to the service of the
insured.
There is no Third Party
Administrator involved in claims
settlement, which means better
service, in shorter time and no
hassles.
12
STAR HEALTH - THE LEADER
Persons SA Age STAR RELIANCE CHOLA IFFCO BAJAJ NEW INDIA UNITED
2A 300000 0-25yrs 4395 5204 6926 3943 5470 5989 4748
26-35yrs 4395 5915 6926 4506 6413 5989 4748
36-40yrs 4809 6760 7863 5823 6413 6899 5676
41-45yrs 4809 8212 7863 5823 8362 8454 5676
46-55yrs 8388 12356* 11447/11967 10123 11553 14129/16346 9157/11639
2A +1C 300000 0-25yrs 4622 5978 8055 4648 6382 6988 5319
26-35yrs 4622 7074 8055 5311 7482 6988 5319
36-40yrs 5327 8087 9144 6792 7482 8049 6358
41-45yrs 5327 9667 9144 6792 9756 9864 6358
46-55yrs 8675 14785* 13316/13920 11705 13479 16484/19071 10214/12885
2A +2C 300000 0-25yrs 4754 6868 9184 5352 7293 7986 5888
26-35yrs 4754 8324 9184 6115 8550 7986 5888
36-40yrs 5636 9520 10917 7763 8550 9199 7038
41-45yrs 5636 11385 10917 7763 11149 11273 7038
46-55yrs 9265 17701* 15184/15873 13287 15403 18839/21795 11270/14133
2A +3C 300000 0-25yrs 5090 NA 10318 6055 8205 8984 6458
26-35yrs 5090 NA 10318 6920 9619 8984 6458
36-40yrs 5868 NA 12254 8734 9619 10349 7720
41-45yrs 5868 NA 12254 8734 12543 12682 7720
46-55yrs 9607 NA 17047/17826 14868 17329 21194/24520 12327/14133
13
HEALTH INSURANCE COMPARISON
Creating wealth for
CHILD
EDUCATION ,
CHILD
MARRIAGE &
SECURING
RETIRMENT
through SIP is very
easy and convenient
3 in 1 offers you to chose from
the BEST Performing SIPs from
basket of all Mutual Funds..
Gives you the flexibility to
invest according to your future
future requirement of corpus
and the present investible
surplus..
14
Wealth Creation
Investing a fixed Sum, Regularly in Mutual
Fund Called Systematic Investment Plan (
SIP )
Similar to Regular Saving Scheme Like a
Recurring Deposit
Make you Habit to Disciplined Regular
Investor
Disciplined Investing through Systematic
Investment Plans ( SIPs ) is the ideal way to
reduce risk.
15
SIP
As on 20-1-2011. PAST PERFORMANCE MAY OR MAY NOT
Scheme
Rs. 1000/ pm
SIP
Present Value
IRR for 15
Years
Profit-SIP
Reliance Growth - Growth 180000 2745820 31.98 2565820
Franklin India Bluechip - Growth 180000 2644852 31.56 2464852
HDFC Equity Fund - Growth 180000 2516149 30.99 2336149
Reliance Vision - Growth 180000 1846946 27.50 1666946
Franklin India Prima Plus - Growth 180000 1822159 27.35 1642159
Franklin India Prima Fund - Growth 180000 1757302 26.94 1577302
HDFC Prudence Fund - Growth 180000 1671675 26.38 1491675
SBI Magnum Tax Gain Scheme 93 - Growth 180000 1509485 25.45 1329485
Birla Sun Life 95 - Growth 180000 1482358 25.02 1302358
HDFC Capital Builder Fund - Growth 180000 1318925 23.70 1138925
ICICI Prudential Power - Growth 180000 1220266 22.83 1040266
Birla Sun Life MNC Fund - Growth 180000 519191 22.72 339191
SBI Magnum Global Fund 94 - Growth 180000 1159726 22.46 979726
Tata Equity Opportunities Fund - Growth 180000 1144738 22.41 964738
Birla Sun Life Advantage Fund - Growth 180000 1087407 21.52 907407
Taurus Starshare Fund - Growth 180000 1056055 21.20 876055
SBI Magnum Multiplier Plus 93 - Growth 180000 1017018 20.96 837018
Tata Balanced Fund - Growth 180000 944946 19.93 764946
SBI Magnum Equity Fund - Growth 180000 944437 19.93 764437
SBI Magnum Balanced Fund - Growth 180000 928019 19.73 748019
Morgan Stanley Growth Fund - Growth 180000 836436 18.55 656436
Taurus Bonanza Fund - Growth 180000 820994 18.34 640994
UTI Equity Fund - Growth 180000 808440 18.16 628440
UTI Balanced Fund - Growth 180000 801584 18.07 621584
Canara Robeco Balance - Growth 180000 719427 16.83 539427
UTI Top 100 Fund - Growth 180000 691756 16.38 511756
UTI Masterplus Unit Scheme 91 - Growth 180000 674965 16.09 494965
UTI Mastershare - Growth 180000 663917 15.91 483917
J M Balanced - Growth 180000 556689 13.87 376689
J M Equity - Growth 180000 512367 12.90 332367
Taurus Discovery Fund - Growth 180000 425628 11.09 245628
SUMMARY OF PERFORMANCE OF SIP IN MUTUAL
FUNDS.
EYE OPENER PERFORMANCE OF SIP OF EQUITY BASED
MUTUAL FUNDS
TOTAL NUMBER OF SCHEME 31
SCHEMES WITH MORE THAN 25% RETURN 9
SCHEMES WITH MORE THAN 20% RETURN 17
SCHEMES WITH MORE THAN 15% RETURN 28
HIGHEST RETURN 31.98%
LOWEST RETURN 11.09%
AVERATE RETURN 21.51%
EYE OPENER PERFORMANCE SNAPSHOT
Go for
3 IN 1 COMBO
Safety. Health. wealth
18
WHAT IT CONTAINS???