1

IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

IBPS Bank Examinations
Tips on Banking Awareness
Part: 001
ABBREVIATIONS
Prepared by:
A. Gauri Sankar, Chennai 600042
gausan51@gmail.com





PART:001

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IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

01 ISCI INTERNATIONAL STANDARD INDUSTRIAL CLASSIFICATION
02 KCC KISAN CREDIT CARD
03 KVIC KHADI AND VILLAGE INDUSTRIES CORPORATION
04 KYC KNOW YOUR CUSTOMER
05 LAMPS LARGE SIZED ADIVASI MULTIPURPOSE SOCIETIES
06 LERMS LIBERALISED EXCHANGE RATE MANAGEMENT SYSTEM
07 LIC LIFE INSURANCE CORPORATION OF INDIA
08 MCA MINISTRY OF COMPANY AFFAIRS
09 MIS MANAGEMENT INFORMATION SYSTEM
10 MICR MAGNETIC INK CHARACTER RECOGNITION
11 NABARD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
12 NBFC NON BANKING FINANCIAL COMPANIES
13 NEFT NATIONAL ELECTRONIC FUNDS TRANSFER
14 NPA NON PERFORMANCE ASSETS
15 NRE NON RESIDENT EXTERNAL
16 OLTAS ONLINE TAX ACCOUNTING SYSTEM
17 OMO OPEN MARKET OPERATIONS
18 PACS PRIMARY AGRIUCLTURE CREDIT SOCIETIES
19 PDO PUBLIC DEBT OFFICE
20 PIN PERSONAL IDENTIFICATION NUMBER
21 QIB QUALIFIED INSTITUTIONAL BUYERS
22 RBI RESERVE BANK OF INDIA
23 RDBMS RELATIONAL DATABASE MANAGEMENT SYSTEM
24 REC RURAL ELECTFICATION CORPORATION
25 RFC RESIDENT FOREIGN CURRENCY
26 RIDF RURAL INFRASTRUCRTURE DEVELOPMENT FUND
27 RRB REGIONAL RURAL BANK
28 RTGS REAL TIME GROSS SETTLEMENT
29 RWA RISK WEIGHTED ASSETS
30 SBI STATE BANK OF INDIA
31 SCB SCHEDULED COMMERCIAL BANK
32 SDR SPECIAL DRAWING RIGHTS
33 SEBI SECURITIES AND EXCHANGE BOARD OF INDIA
34 SFMS STRUCTURED FINANCIAL MESSAGING SERVICES
35 SHG SELF HELP GROUP
36 SIDBI SMALL INDUSTRIAL DEVELOPMENT BANK OF INDIA
37 SIDC STATE INDUSTRIAL DEVELOPMENT CORPORATION
38 SJSRY SWARNA JAYANTHI SHAHARI ROZGAR YOJANA
39 SLR STATUTORY LIQUIDITY RATIO
40 SLRS SCHEME FOR LIBERATION AND REHABILITATION OF SCAVANGERS
41 SMERA SME RATING AGENCY OF INDIA LIMITED
42 SSI SMALL SCALE INDUSTRIES
43 SME SMALL AND MEDIUM ENTERPRISES
44 SSSBE SMALL SCALE SERVICE AND BUSINESS ENTERPRISES
45 UTI UNIT TRUST OF INDIA
46 WPI WHOLESALE PRICE INDEX
47 YTM YIELD TO MATURITY
48 LAB LOCAL AREA BANKS
49 NSC NATIONAL SAVINGS CERTIFICATE
50 NABARD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT



PART:002
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IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

01 ALM ASSET LIABILITY MANAGEMENT
02 ANBC ADJUSTED NET BANK CREDIT
03 ASBA APPLICATIONS SUPPORTED BY BLOCKED AMOUNT
04 BOE BILL OF EXCHANGE
05 CASA CURRENT AND SAVINGS ACCOUNT
06 CBLO COLLATERALISED BANK LENDING OBLIGATIONS
07 CIBIL CREDIT INFORMATION BUREAU OF INDIA LIMITED
08 DPG DEFERRED PAYMENT GUARANTEE
09 DPN DEMAND PROMISSORY NOTE
10 DRAT DEBT RECOVERY APPELLATE TRIBUNAL
11 DRI DIFFERENTIAL RATE OF INTEREST
12 DSCR DEBT SERVICE COVERAGE RATIO
13 EDI ELECTRONIC DATA INTERCHANGE
14 EMI EQUATED MONTHLY INSTALMENTS
15 EPS EARNINGS PER SHARE
16 CAC CAPITAL ACCOUNT CONVERTIBILITY
17 NDS NEGOTIATED DEALING SYSTEMS
18 ESOP EMPLOYEE STOCK OPTION SCHEME
19 FEDAI FOREIGN EXCHANGE DEALERS ASSOCIATION OF INDIA
20 FFMC FULL FLEDGED MONEY CHANGERS
21 FOB FREE ON BOARD
22 LIBOR LONDON INTER BANK OPERATIONS RATE
23 MIBOR MUMBAI INTER BANK OPERATIONS RATE
24 MOU MEMORANDUM OF UNDERSTANDING
25 MCA MINISTRY OF COMPANY AFFAIRS
26 NPV NET PRESENT VALUE
27 OCB OVERSEAS COMMERCIAL BORROWINGS
28 POA POWER OF ATTORNEY
29 RKBY RASHTRIYA KRISHI BIMA YOJANA
30 SEBI SECURITIES AND EXCHANGE BOARD OF INDIA
31 LAF LIQUIDITY ADJUSTMENT FACILITY
32 IDBI INDUSTRIAL DEVELOPMENT BANK OF INDIA
33 BCSBI BANKING CODES AND STANDARDS BOARD OF INDIA
34 IRDA INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY
35 DICGC DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION
36 SPV SPECIAL PURPOSE VEHICLE
37 CRISIL CREDIT RATING INFORMATION SERVICES OF INDIA LIMITED
38 ICRA INVESTMENT INFORMATION AND CREDIT RATING AGENCY OF INDIA LIMITED
39 CARE CREDIT ANALYSIS AND RESEARCH LIMITED
40 MCX MULTI COMMODITY STOCK EXCHANGE
41 CCIL CLEARING CORPORATION OF INDIA LIMITED
42 OTCEI OVER THE COUNTER EXCHANGE OF INDIA
43 EFT ELECTRONIC FUNDS TRANSFER
44 ARF ASSET RECONSTRUCTION FUND
45 MSS MARKET STABILISATION SCHEME
46 CRAR CAPITAL TO RISK WEIGHTED ASSETS RATIO
47 FSDC FINANCIAL STABILITY AND DEVELOPMENT COUNCIL
48 SCARDB STATE COOPERATIVE AGRICULTURE AND RURAL DEVELOPMENT BANKS
49 LERMS LIBERALISED EXCHANGE RATE MANAGEMENT SYSTEMS
50 BOT BALANCE OF TRADE

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IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

PART:003
01 ECGC EXPORT CREDIT GUARANTEE CORPORATION
02 DICGC DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION
03 NABARD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
04 RRB REGIONAL RURAL BANK
05 LAB LOCAL AREA BANKS
06 BSE BOMBAY STOCK EXCHANGE
07 NSE NATIONAL STOCK EXCHANGE
08 IRDA INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY
09 IRBI INDUSTRIAL RECONSTRUCTION BANK OF INDIA
10 MICR MAGNETIC INK CHARACTER RECOGNITION
11 LERMS LIBERALISED EXCHANGE RATE MANAGEMENT SYSTEM
12 CAC CAPITAL ACCOUNT CONVERTIBILITY
13 FSDC FINANCIAL STABILITY AND DEVELOPMENT COUNCIL
14 LAF LIQUIDITY ADJUSTMENT FACILITY
15 KCC KISAN CREDIT CARD
16 EBT ELECTRONIC BENEFIT TRANSFER
17 SCARDB STATE COOPERATIVE AGRICULTURE AND RURAL DEVELOPMENT BANK
18 RIDF RURAL INFRASTRUCTURE DEVELOPMENT FUND
19 REDP RURAL ENTREPRENEURSHIP DEVELOPMENT PROJECT
20 IFCI INDUSTRIAL FINANCE CORPORATION OF INDIA
21 CRAR CAPITAL TO RISK WEIGHTED ASSETS RATIO
22 ARWIND ASSISTANCE TO RURAL WOMEN IN NON FARM DEVELOPMENT
23 MAHIMA MARKETING OF NON FARM PRODUCTS OF RURAL WOMEN
24 DEWTA DEVELOPMENT OF WOMEN THROUGH AREA PROGRAM
25 RNBC RESIDUARY NON BANKING COMPANY
26 TDICI TECHNOLOGY DEVELOPMNT AND INFORMATION COMPANY OF INDIA LIMITED
27 VCF VENTURE CAPITAL FUND
28 RTGS REAL TIME GROSS SETTLEMENT
29 SEBI SECURITIES AND EXCHANGE BOARD OF INDIA
30 SBI STATE BANK OF INDIA
31 EEFC EXCHANGE EARNERS FOREIGN CURRENCY
32 FCNR FOREIGN CURRENCY NON RESIDENT
33 RFC RESIDENT FOREIGN CURRENCY
34 MCX MULTI COMMODITY STOCK EXCHANGE
35 RKBY RASHTRIYA KRISHI BIMA YOJANA
36 BCSBI BANKING CODES AND STANDARDS BOARD OF INDIA
37 FEDAI FOREIGN EXCHANGE DEALERS ASSOCIATION OF INDIA
38 FFMC FULL FLEDGED MONEY CHANGERS
39 ESOP EMPLOYEE STOCK OPTION PLAN
40 MOU MEMORANDUM OF UNDERSTANDING
41 DSCR DEBT SERVICE COVERAGE RATIO
42 SIDBI SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
43 SME SMALL AND MEDIUM ENTERPRISES
44 SSSBE SMALL SCALE SERVICE AND BUSINESS ENTERPRISES
45 SPV SPECIAL PURPOSE VEHICLE
46 PDO PUBLIC DEBT OFFICE
47 OLTAS ONLINE TAX ACCOUNTING SYSTEM
48 ECB EXTERNAL COMMERCIAL BORROWINGS
49 BIFR BANK FOR INDUSTRIAL AND FINANCIAL RECONSTRUCTION
50 EXIM EXPORT AND IMPORT BANK OF INDIA



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IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com


PART:004
01 ABCI ASSOCIATION OF BUSINESS COMMUNICATION OF INDIA
02 ACU ASIAN CLEARING UNION
03 ADB ASIAN DEVELOPMENT BANK
04 ALM ASSET LIABILITY MANAGEMENT
05 AMFI ASSOCIATION OF MUTUAL FUNDS IN INDIA
06 AML ANTI MONEY LAUNDERING
07 BCBS BASEL COMMITTEE FOR BANKING SUPERVISION
08 BFS BOARD FOR FINANCIAL SUPERVISION
09 BFSI BANKING FINANCIAL SERVICES AND INSURANCE
10 BPLR BENCHMARK PRIME LENDING RATE
11 BSR BASIC STATISTICAL RETURN
12 CBLO COLLATERIALISED BORROWING AND LENDING OBLIGATION
13 CBS CONSOLIDATED BANKING STATISTICS
14 CBS CORE BANKING SOLUTION
15 CDR CORPORATE DEBT RESTRUCTURING
16 CPC CHEQUE PROCESSING CENTRE
17 CRAR CAPITAL TO RISK WEIGHTED ASSETS RATIO
18 CSO CENTRAL STATISTICAL ORGANISATION
19 CTR CASH TRANSACTION REPORT
20 DRT DEBT RECOVERY TRIBUNAL
21 ECB EXTERNAL COMMERCIAL BORROWINGS
22 EOU EXPORT ORIENTED UNIT
23 FBT FRINGE BENEFIT TAX
24 FIEO FEDERATION OF INDIAN EXPORT ORGANISATION
25 FLCC FINACIAL LITERACY AND CREDIT COUNSELLING CENTRE
26 FMD FINANCIAL MARKETS DEPARTMENT
27 FRBM FINANCIAL RESPONSIBILITY AND BUDGET MANAGEMENT
28 IDRBT INSTITUTE FOR DEVELOPMENT AND RESEARCH IN BANKING TECHNOLOGY
29 IIBM INDIAN INSTITUTE OF BANK MANAGEMENT
30 IIFCL INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED
31 IMF INTERNATIONAL MONETARY FUND
32 IPO INITIAL PUBLIC OFFER
33 IRDA INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY
34 ISO INTERNATIONAL ORGANISATION FOR STANDARDISATION
35 MBS MORTGAGE BACKED SECURITIES
36 MMMF MONEY MARKET MUTUAL FUND
37 MMS MULTIMODEL SETTLEMENTS
38 MODAVAT MODIFIED VALUE ADDED TAX
39 MSME MICRO SMALL AND MEDIUM ENTERPRISES
40 MSS MARKET STABILISATION SCHEME
41 NAV NET ASSET VALUE
42 NEFT NATIONAL ELECTRONIC FUNDS TRANSFER
43 NIBM NATIONAL INSTITUTE OF BANK MANAGEMENT
44 NOC NO OBJECTION CERTIFICATE
45 NPA NON PERFORMING ASSETS
46 OECD ORGANISATION FOR ECONOMIC COOPERATION AND DEVELOPMENT
47 OMO OPEN MARKET OPERATIONS
48 OPEC ORGANISATION OF PETROLEUM EXPORTING COUNTRIES
49 OTC OVER THE COUNTER
50 PAN PERMANENT ACCOUNT NUMBER
PART:005
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IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

01 CRISIL CREDIT RATING INFORMATION SERVICES OF INDIA LIMITED
02 ICRA INVESTMENT INFORMATION AND CREDIT RATING AGENCY OF INDIA LIMITED
03 CARE CREDIT ANALYSIS AND RESEARCH LIMITED
04 CCIL CLEARING CORPORATION OF INDIA LIMITED
05 HSBC HONGKONG AND SHANKAI BANKING CORPORATION
06 ITO INFORMATION TECHNOLOGY OUTSOURCING
07 BPO BUSINESS PROCESS OUTSOURCING
08 POS POINT OF SALES
09 NIBM NATIONAL INSTITUTE OF BANK MANAGEMENT
10 BOT BALANCE OF TRADE
11 NDS NEGOTIATED DEALING SYSTEMS
12 CCC CREDIT COUNSELLING CENTRE
13 FSDC FINANCIAL STABILITY AND DEVELOPMENT COUNCIL
14 MFI MICRO FINANCE INSTITUTIONS
15 PUCB PRIMARY URBAN COOPEATIVE BANK
16 PACS PRIMARY AGRICULTURE CREDIT SOCIETIES
17 DCCB DISTRICT CENTRAL COOPERATIVE BANKS
18 LDB LAND DEVELOPMENT BANKS
19 SCARDB STATE COOPERATIVE AGRICULTURE AND RURAL DEVELOPMENT BANK
20 DRT DEBT RECOVERY TRIBUNAL
21 CRAFICARD COMMITTEE TO REVIEW ARRANGEMENTS FOR INSTITUTIONAL CREDIT FOR
AGRICULTURE AND RURAL DEVELOPMENT

22 STCCS SHORT TERM RURAL COOPERATIVE CREDIT STRUCTURE
23 BAIF BHARATHIYA AGRO INDUSTRIES FOUNDATION
24 NBFI NON BANKING FINANCIAL INSTITUTION
25 MBFC MUTUAL BENEFIT FINANCIAL COMPANY
26 MBC MUTUAL BENEFIT COMPANY
27 MNBC MISCELLANEOUS NON BANKING COMPANY
28 TDICI TECHNOLOGY DEVELOPMENT AND INFORMATION COMPANY OF INDIA LIMITED
29 CFC CREDIT CAPITAL FINANCE CORPORATION
30 VCF VENTURE CAPITAL FUND
31 RCTFC RISK CAPITAL AND TECHNOLOGY FINANCE CORPORATION LIMITED
32 APVCL ANDHRA PRADESH VENTURE CAPITAL LIMITED
33 APSFC ANDHRA PRADESH STATE FINANCE CORPORATION
34 GVCFL GUJARAT VENTURE FINANCE COMPANY LIMITED
35 GIIC GUJARAT INDUSTRIAL INVESTMENT CORPORATION
36 IPO INITIAL PUBLIC OFFER
37 PMAC PRIMARY MARKET ADVISORY COMMITTEE
38 SMAC SECONDARY MARKET ADVISORY COMMITTEE
39 SCODA SEBI COMMITTEE ON DISCLOSURES AND ACCOUNTING STANDARDS
40 YTM YIELD TO MATURITY
41 AMC ASSET MANAGEMENT COMPANY
42 MPLADS MEMBER OF PARLIAMENT LOCAL AREA DEVELOPMENT SCHEME
43 CEPA COMPREHENSIVE ECONOMIC PARNERSHIP AGREEMENT
44 MPSEZL MUNDRA PORT AND SPECIAL ECONOMIC ZONE LIMITED
45 APCT ABBOT POINT COAL TERMINAL
46 SEFT SPECIAL ELECTRONIC FUND TRANSFER SCHEME
47 NATGRID NATIONAL INTELLIGENCE GRID
48 CCI COMPETITION COMMISSION OF INDIA
49 FICCI FEDERATION OF INDIAN CHAMBERS OF COMMERCE AND INDUSTRIES
50 FDMA FREQUENCY DIVISION MULTIPLE ACCESS

PART:006
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IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

1 VSAT VERY SMALL APERTURE TERMINAL
02 ERNET EDUCATIONAL AND RESEARCH NETWORK
03 OMO OPEN MARKET OPERATIONS
04 SARFAESI SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT
OF SECURITY INTEREST ACT

05 CERSAI CENTRAL REGISTRY OF SECURITISATION ASSET RECONSTRUCTION AND SECURITY
INTEREST OF INDIA

06 CTS CHEQUE TRUNCATION SYSTEM
07 RGESS RAJIV GANDHI EQUITY SAVINGS SCHEME
08 ARC ASSET RECONSTRUCTION COMPANY
09 UIDAI UNIQUE IDENTIFICATION AUTHORITY OF INDIA
10 FII FOREIGN INSTITUTIONAL INVESTORS
11 NIB NATIONAL INVESTMENT BOARD
12 CCEA CABINET COMMITTEE ON ECONOMIC AFFAIRS
13 PIL PUBLIC INTEREST LITIGATION
14 FIU FINANCIAL INTELLIGENCE UNIT
15 PMLA PREVENTION OF MONEY LAUNDERING ACT
16 CSR CORPORATE SOCIAL RESPONSIBILITY
17 CPSE CENTRAL PUBLIC SECTOR ENTERPRISES
18 STR SUSPICIOUS TRANSACTION REPORT
19 CTR CASH TRANSACTION REPORT
20 UNSCR UNITED NATIONS SECURITY COUNCIL RESOLUTIONS
21 PEPS POLITICALLY EXPOSED PERSONS
22 FATF FINANCIAL ACTION TASK FORCE
23 NREG NATIONAL RURAL EMPLOYMENT GUARANTEE
24 DGFT DIRECTOR GENERAL OF FOREIGN TRADE
25 AMLO ANTI MONEY LAUNDERING OFFICER
26 NPO NON PROFIT ORGANISATION
27 NPS NATIONAL PENSION SYSTEM
28 FIP FINANCIAL INCLUSION PLAN
29 CCR COUNTERFEIT CURRENCY REPORT
30 UNSCR UNITED NATIONS SECURITY COUNCIL RESOLUTIONS
31 CDD CUSTOMER DUE DILIGENCE
32 IEC IMPORTER EXPORTER CODE
33 MLRO MONEY LAUNDERING REPORTING OFFICER
34 FII FOREIGN INSTITUTIONAL INVESTORS
35 DWCRA DEVELOPMENT OF WOMEN AND CHILDREN IN RURAL AREAS
36 FIP FINANCIAL INCLUSION PLAN
37 NPS NATIONAL PENSION SYSTEM
38 PRAN PERMANENT RETIREMENT ACCOUNT NUMBER
39 PFRDA PENSION FUND REGULATORY DEVELOPMENT AUTHORITY
40 CSP CUSTOMER SERVICE PROVIDERS
41 IBPC INTER BANK PARTICIPATION CERTIFICATE
42 NMDFC NATIONAL MINORITIES DEVELOPMENT AND FINANCE CORPORATION
43 KMCC KISAN MITRA CREDIT CARD
44 JLG JOINT LIABILITY GROUP
45 MCG MICRO CREDIT GROUP
46 CSC COMMON SERVICE CENTRE
47 CSP COMMON SERVICE PROVIDER
48 NFDB NATIONAL FISHERIES DEVELOPMENT BOARD
49 ACABC AGRICLINICS AND AGRIBUSINESS CENTRE
50 PMEGP PRIME MINISTERS EMPLOYMENT GENERATION PROGRAMME
PART:007
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IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

1 PSL PRIORITY SECTOR LENDING
02 NBFC NON BANKING FINANCE COMPANIES
03 WPI WHOLESALE PRICE INDEX
04 CPI CONSUMER PRICE INDEX
05 LAF LIQUIDITY ADJUSTMENT FACILITY
06 NDTL NET DEMAND AND TIME LIABILITIES
07 UCB URBAN COOPERATIVE BANK
08 ECS ELECTRONIC CLEARING SERVICE
09 FSLRC FINANCIAL SECTOR LEGISLATIVE REFORMS COMMISSION
10 UCIC UNIQUE CUSTOMER IDENTIFICATION CODE
11 AML ANTI MONEY LAUNDERING
12 CFT COMBATTING OF FINANCIAL TERRORISM
13 SME SMALL AND MEDIUM ENTERPRISES
14 CDR CORPORATE DEBT RESTRUCTURING
15 CDS CREDIT DEFAULT SWAPS
16 IRS INTEREST RATE SWAPS
17 QE3 QUANTITATIVE EASING
18 FII FOREIGN INSTITUTIONAL INVESTORS
19 RRB REGIONAL RURAL BANKS
20 PDO PUBLIC DEBT OFFICE
21 PDC POST DATED CHEQUES
22 MSE MICRO AND SMALL ENTERPRISES
23 DCCO DATE OF COMMENCEMENT OF COMMERCIAL OPERATIONS
24 CRAR CAPITAL TO RISK WEIGHTED ASSETS RATIO
25 IBL INTER BANK LIABILITY
26 GDS GOLD DEPOSIT SCHEME
27 CAD CURRENT ACCOUNT DEFICIT
28 ECB EUROPEAN CENTRAL BANK
29 MFIN MICRO FINANCE INSTITUTIONS NETWORK
30 IRDA INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY
31 CRMPG COUNTERPARTY RISK MANAGEMENT POLICY GROUP
32 HTM HELD TO MATURITY
33 SLR STATUTORY LIQUIDITY RATIO
34 BC BUSINESS CORRESPONDENTS
35 BF BUSINESS FACILITATORS
36 DSA DIRECT SELLING AGENTS
37 DMA DIRECT MARKETING AGENTS
38 DRA DEBT RECOVERY AGENTS
39 ELA EMERGENCY LIQUIDITY ASSISTANCE
40 BOP BALANCE OF PAYMENTS
41 APBS AADHAAR PAYMENT BRIDGE SYSTEM
42 FDI FOREIGN DIRECT INVESTMENT
43 M3 MONEY SUPPLY
44 MSF MARGINAL STANDING FACILITY
45 FFA FORWARD FREIGHT AGREEMENTS
46 AD AUTHORISED DEALER
47 BIS BANK FOR INTERNATIONAL SETTLEMENTS
48 BR ACT BANKING REGULATION ACT
49 MCX MULTI COMMODITY EXCHANGE
50 PSB PUBLIC SECTOR BANK
PART:008
9
IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

1 ABCI ASSOCIATION OF BUSINESS COMMUNICATION OF INDIA
02 ABCP ASSET BACKED COMMERCIAL PAPER
03 ACU ASIAN CLEARING UNION
04 ADB ASIAN DEVELOPMENT BANK
05 ADR AMERICAN DEPOSITORY RECEIPT
06 AFI ANNUAL FINANCIAL INSPECTION
07 AIFI ALL INDIAN FINANCIAL INSTITUTION
08 ALM ASSET LIABILITY MANAGEMENT
09 AMFI ASSOCIATION OF MUTUAL FUNDS IN INDIA
10 AML ANTI MONEY LAUNDERING
11 ANBC ADJUSTED NET BANK CREDIT
12 APS ANNUAL POLICY STATEMENT
13 ATM AUTOMATED TELLER MACHINES
14 BCBS BASEL COMMITTEE ON BANKING SUPERVISION
15 BCSBI BANKING CODES AND STANDARDS BOARD OF INDIA
16 BFS BOARD FOR FINANCIAL SUPERVISION
17 BFSI BANKING FINANCIAL SERVICES AND INSURANCE
18 BIS BANK FOR INTERNATIONAL SETTLEMENTS
19 BOP BALANCE OF PAYMENTS
20 BPLR BENCHMARK PRIME LENDING RATE
21 BSE BOMBAY STOCK EXCHANGE
22 BSR BASIC STATISTICAL RETURN
23 CBDT CENTRAL BOARD OF DIRECT TAXES
24 CBLO COLLATERIALISED BANK LENDING OBLIGATIONS
25 CBS CORE BANKING SOLUTION
26 CCIL CLEARING CORPORATION OF INDIA LIMITED
27 CCR COUNTERFEIT CURRENCY REPORT
28 CCRS CURRENCY CHEST REPORTING SYSTEM
29 CDR CORPORATE DEBT RESTRUCTURING
30 CDS CREDIT DEFAULT SWAP
31 CENVAT CENTRALISED VALUE ADDED TAX
32 CFMS CENTRALISED FUNDS MANAGEMENT SYSTEM
33 CGFTMSE CREDIT GUARANTEE FUND TRUST FOR MICRO AND SMALL ENTERPRISES
34 CMIS CURRENCY MANAGEMENT INFORMATION SYSTEM
35 CPADS CENTRALISED PUBLIC ACCOUNTS DEPARTMENT SYSTEM
36 CPC CHEQUE PROCESSING CENTRE
37 CPDO CENTRALISED PUBLIC DEBT OFFICE
38 CPI CONSUMER PRICE INDEX
39 CRAR CAPITAL TO RISK WEIGHTED ASSETS RATIO
40 CRR CASH RESERVE RATIO
41 CSO CENTRAL STATISTICAL ORGANISATION
42 CTR CASH TRANSACTION REPORT
43 CVPS CURRENCY VERIFICATION AND PROCESSING SYSTEM
44 DICGC DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION
45 DRI DIFFERENTIAL RATE OF INTEREST
46 DRT DEBT RECOVERY TRIBUNAL
47 EBT ELECTRONIC BENEFIT TRANSFER
48 ECB EXTERNAL COMMERCIAL BORROWINGS
49 ECS ELECTRONIC CLEARING SERVICE
50 EFT ELECTRONIC FUNDS TRANSFER

PART: 009
1 EOU EXPORT ORIENTED UNIT
10
IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

02 ESOS EMPLOYEES STOCK OPTION SCHEME
03 FBT FRINGE BENEFIT TAX
04 FDI FOREIGN DIRECT INVESTMENT
05 FEDAI FOREIGN EXCHANGE DEALERS ASSOCIATION OF INDIA
06 FLCCS FINANCIAL LITERACY AND CREDIT COUNSELLING CENTRES
07 FMD FINANCIAL MARKETS DEPARTMENT
08 FRBM FISCAL RESPONSIBILITY AND BUSINESS MANAGEMENT
09 FRB FLOATING RATE BONDS
10 FSB FINANCIAL STABILITY BOARD
11 GDP GROSS DOMESTIC PRODUCT
12 FATF FINANCIAL ACTION TASK FORCE
13 GDR GLOBAL DEPOSITORY RECEIPT
14 GFD GROSS FISCAL DEFICIT
15 GFSR GROSS FINANCIAL STABILITY REPORT
16 GSDP GROSS STATE DOMESTIC PRODUCT
17 IAS INTEGRATED ACCOUNTING SYSTEM
18 IBA INDIAN BANKS ASSOCIATION
19 ICAI INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
20 IDR INDIAN DEPOSITORY RECEIPT
21 IDRBT INSTITUTE FOR DEVELOPMENT AND RESEARCH IN BANKING TECHNOLOGY
22 IIFCL INDIAN INFRASTRUCTURE FINANCE COMPANY LIMITED
23 IIFT INDIAN INSTITUTE OF FOREIGN TRADE
24 IMF INTERNATIONAL MONETARY FUND
25 IMFC INTERNATIONAL MONETARY AND FINANCIAL COMMITTEE
26 IPO INITIAL PUBLIC OFFER
27 ISO INTERNATIONAL ORGANISATION FOR STANDARDISATION
28 KCC KISAN CREDIT CARD
29 MCA MINISTRY OF CORPORATE AFFAIRS
30 MBS MORTGAGE BACKED SECURITIES
31 MMMF MONEY MARKET MUTUAL FUNDS
32 MSOE MINIMUM STANDARDS OF OPERATIONAL EFFICIENCY
33 MSP MINIMUM SUPPORT PRICE
34 MSS MARKET STABILISATION SCHEME
35 NAV NET ASSET VALUE
36 NOC NO OBJECTION CERTIFICATE
37 NPA NON PERFORMING ASSETS
38 NPS NEW PENSION SCHEME
39 NSE NATIONAL STOCK EXCHANGE
40 NSM NOTE SORTING MACHINE
41 OECD ORGANISATION FOR ECONOMIC COOPERATION AND DEVELOPMENT
42 OMO OPEN MARKET OPERATIONS
43 OPEC ORGANISATION FOR PETROLEUM EXPORTING COUNTRIES
44 OTC OVER THE COUNTER
45 PDO PUBLIC DEBT OFFICE
46 PFRDA PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY
47 PMLA PREVENTION OF MONEY LAUNDERING ACT
48 PSB PUBLIC SECTOR BANKS
49 PSU PUBLIC SECTOR UNDERTAKING
50 RBIA RISK BASED INTERNATIONAL AUDIT

PART:010
11
IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

01 REER REAL EFFECT EXCHANGE RATE
02 RIDF RURAL INFRASCTUCTURE DEVELOPMENT FUND
03 RKVY RASHTRIYA KRISHI VIKAS YOJANA
04 ROA RETURN ON ASSETS
05 ROE RETURN ON EQUITY
06 RPCD RURAL PLANNING AND CREDIT DEPARTMENT
07 RTGS REAL TIME GROSS SETTLEMENT
08 SDR SPECIAL DRAWING RIGHTS
09 SEBI SECURITIES AND EXCHANGE BOARD OF INDIA
10 SEZ SPECIAL ECONOMIC ZONE
11 SFMS STRUCTURED FINANCIAL MESSAGING SERVICES
12 SHG SELF HELP GROUP
13 SLR STATUTORY LIQUIDITY RATIO
14 SPV SPECIAL PURPOSE VEHICLE
15 SREP SUPERVISORY REVIEW AND EVALUATION PROCESS
16 STCRC SHORT TERM COOPERATIVE RURAL CREDIT
17 STR SUSPICIOUS TRANSACTION REPORT
18 STRIPS SEPARATE TRADING FOR REGISTERED INTEREST AND PRINCIPAL OF
SECURITIES

19 TIN TAX INFORMATION NETWORK
20 UCB URBAN COOPERATIVE BANKS
21 UCN UNIFORM CODE NUMBER
22 VAR VALUE AT RISK
23 VAT VALUE ADDED TAX
24 VPN VIRTUAL PAYMENT NETWORK
25 WEO WORLD ECONOMIC OUTLOOK
26 WPI WHOLESALE PRICE INDEX
27 WSS WEEKLY STATISTICAL SUPPLEMENT
28 WTO WORLD TRADE ORGANISATION
29 YTM YIELD TO MATURITY
30 HECM HOME EQUITY CONVERSION MORTGAGE
31 GNP GROSS NATIONAL PRODUCT
32 NNP NET NATIONAL PRODUCT
33 GDP GROSS DOMESTIC PRODUCT
34 NSSO NATIONAL SAMPLE SURVEY ORGANISATION
35 PDI PERSONAL DISPOSABLE INCOME
36 NDC NATIONAL DEVELOPMENT COUNCIL
37 SSA SARVA SHIKSHA ABHIYAN
38 NRHM NATIONAL RURAL HEALTH MISSION
39 ICDS INTEGRATED CHILD DEVELOPMENT SCHEME
40 MDM MID DAY MEAL
41 NRDWP NATIONAL RURAL DRINKING WATER PROGRAMME
42 TSP TOTAL SANITATION PROGRAMME
43 NSAP NATIONAL SOCIAL ASSISTANCE PROGRAMME
44 MGNREGA MAHATMA GANDHI NATIONAL RURAL EMPLOYMENT GUARANTEE ACT
45 RGGVY RAJIV GANDHI GRAMIN VIDYUTIKARAN YOJANA
46 SJSRY SWARNA JAYANTHI SHAHARI ROZGAR YOJANA
47 SJGSY SWARNA JAYANTHI GRAM SWAROZGAR YOJANA
48 PMGY PRADHAN MANTRI GRAMODAYA YOJANA
49 SGRY SAMPOORNA GRAMEEN ROZGAR YOJANA
50 NFRD NATIONAL FUND FOR RURAL DEVELOPMENT
PART: 011
01 BCTT BANKING CASH TRANSACTION TAX
12
IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

02 BIS BUREAU OF INDIAN STANDARDS
03 BHEL BHARAT HEAVY ELECTRICALS LIMITED
04 CAPES COMPUTER AIDED PAPERLESS EXAMINATION SYSTEMS
05 CHOGM COMMONWEALTH HEADS OF GOVERNMENT MEETING
06 CISF CENTRAL INDUSTRIAL SECURITY FORCE
07 CSIR COUNCIL OF SCIENTIFIC AND INDUSTRIAL RESEARCH
08 DAVP DIRECTORATE OF ADVERTISING AND VISUAL PUBLICITY
09 DRDO DEFENCE RESEARCH AND DEVELOPMENT ORGANISATION
10 FDI FOREIGN DIRECT INVESTMENT
11 FICCI FEDERATION OF INDIAN CHAMBERS OF COMMERCE AND INDUSTRY
12 GAIL GAS AUTHORITY OF INDIA LIMITED
13 GATT GENERAL AGREEMENT ON TARIFFS AND TRADE
14 IBRD INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT
15 ICAR INDIAN COUNCIL OF AGRICULTURAL RESEARCH
16 IDPL INDIAN DRUGS AND PHARMACEUTICALS LIMITED
17 MRTS MASS RAPID TRANSIT SYSTEM
18 NCERT NATIONAL COUNCIL OF EDUCATION RESEARCH AND TRAINING
19 UNCTAD UNITATED NATIONS CONFERENCE ON TRADE AND DEVELOPMENT
20 VSAT VERY SMALL APERTURE TERMINAL
21 CSO CENTRAL STATISTICAL ORGANISATION
22 NDC NATIONAL DEVELOPMENT COUNCIL
23 LPG LIBERALISATION, PRIVATISATION, GLOBALISATION
24 HDR HUMAN DEVELOPMENT REPORT
25 SSA SARVA SHIKSHA ABHIYAN
26 NRHM NATIONAL RURAL HEALTH MISSION
27 ICDS INTEGRATED CHILD DEVELOPMENT SCHEME
28 MDM MID DAY MEAL
29 NRDWP NATIONAL RURAL DRINKING WATER PROGRAMME
30 TSP TOTAL SANITATION PROGRAMME
31 IAY INDIRA AWAS YOJANA
32 JNNURM JAWAHARLAL NEHRU NATIONAL URBAN RENEWAL MISSION
33 UIDSSMT URBAN INFRASTRUCTURE DEVELOPMENT SCHEME FOR SMALL AND MEDIUM
TOWNS

34 TRYSEM TRAINING RURAL YOUTH FOR SELF EMPLOYMENT
35 IRDP INTEGRATED RURAL DEVELOPMENT PROGRAMME
36 NREP NATIONAL RURAL EMPLOYMENT PROGRAMME
37 RLEGP RURAL LANDLESS EMPLOYMENT GUARNTEE PROGRAMME
38 SCDRC STATE CONSUMER DISPUTES REDRESSAL COMMISSION
39 JRY JAWAHAR ROZGAR YOJANA
40 NRY NEHRU ROZGAR YOJANA
41 SUWE SCHEME OF URBAN WAGE EMPLOYMENT
42 SGRY SAMPOORNA GRAMEEN ROZGAR YOJANA
43 PMEGP PRIME MINISTERS EMPLOYMENT GENERATION PROGRAMME
44 NFRD NATIONAL FUND FOR RURAL DEVELOPMENT
45 CAPART COUNCIL FOR ADVANCEMENT OF PEOPLES ACTIONS AND RURAL TECHNOLOGY
46 DRDA DISTRICT RURAL DEVELOPMENT AGENCY
47 PMGSY PRADHAN MANTRI GRAM SADAK YOJANA
48 DPAP DROUGHT PRONE AREAS PROGRAMME
49 TSC TOTAL SANITATION CAMPAIGN
50 CDP COMMUNITY DEVELOPMENT PROGRAMME

PART: 012
13
IBPS bank examinations banking awareness abbreviations prepared by A. Gauri Sankar-gausan51@gmail.com

01 NFRD NATIONAL FUND FOR RURAL DEVELOPMENT
02 CAPART COUNCIL FOR ADVANCEMENT OF PEOPLES ACTIONS AND RURAL TECHNOLOGY
03 DRDA DISTRICT RURAL DEVELOPMENT AGENCY
04 PMGSY PRADHAN MANTRI GRAM SADAK YOJANA
05 DPAP DROUGHT PRONE AREAS PROGRAMME
06 TSC TOTAL SANITATION CAMPAIGN
07 NGP NIRMAL GRAM PURASKAR
08 DDP DESERT DEVELOPMENT PROGRAMME
09 IWDP INTEGRATED WASTELAND DEVELOPMENT PROGRAMME
10 VAAY VALMIKI AMBEDKAR AWAS YOJANA
11 MPLADP MEMBER OF PARLIAMENT LOCAL AREA DEVELOPMENT PROGRAMME
12 RAY RAJIV AWAS YOJANA
13 DWCRA DEVELOPMENT OF WOMEN AND CHILDREN IN RURAL AREAS
14 NMEW NATIONAL MISSION FOR EMPOWERMENT OF WOMEN
15 STEP SUPPORT TO TRAINING AND EMPLOYMENT PROGRAMME FOR WOMEN
16 IGMSY INDIRA GANDHI MATRIVA SAHYOG YOJANA
17 KGBV KASTURBA GANDHI BALIKA VIDYALAYA
18 IEDSS INCLUSIVE EDUCATION FOR THE DISSBLED AT SECONDARY STAGE
19 RMSA RASHTRIYA MADHYAMIK SHIKSHA ABHIYAAN
20 SUCCESS SCHEME FOR UNIVERSALISATION OF ACCESS FOR SECONDARY EDUCATION
21 PMSSY PRADHAN MANTRI SWASTHYA SURAKSHA YOJANA
22 IADP INTENSIVE AGRICULTURAL DISTRICT PROGRAMME
23 HYVP HIGH YIELDING VARIETY PROGRAMME
24 IADP INTEGRATED AGRICULTURE DISTRICT PROGRAMME
25 TPDS TARGETED PUBLIC DISTRIBUTION SYSTEM
26 CACP COMMISSION FOR AGRICULTURAL COST AND PRICES
27 MSP MINIMUM SUPPORT PRICE
28 MFPS MEGA FOOD PARK SCHEME
29 CPSE CENTRAL PUBLIC SECTOR ENTERPRISES
30 ONGC OIL AND NATURAL GAS COMMISSION
31 SAIL STEEL AUTHORITY OF INDIA LIMITED
32 NTPC NATIONAL THERMAL POWER CORPORATION
33 PBDIT PROFIT BEFORE DEPRECIATION, INTEREST AND TAXES
34 GAIL GAS AUTHORITY OF INDIA LIMITED
35 WGC WORLD GOLD COUNCIL
36 NSSP NATIONAL SOCIAL SECURITY FUND
37 NSSB NATIONAL SOCIAL SECURITY BOARD
38 NIMZ NATIONAL INVESTMENT AND MANUFACTURING ZONE
39 SEZ SPECIAL ECONOMIC ZONE
40 IFCI INDUSTRIAL FINANCE CORPORATION OF INDIA
41 SFC STATE FINANCE CORPORATION
42 ICICI INDUSTRIAL CREDIT AND INVESTMENT CORPORATION
43 IDBI INDUSTRIAL DEVELOPMENT BANK OF INDIA
44 TFCI TOURISM FINANCE CORPORATION OF INDIA
45 JBY JANASHREE BIMA YOJANA
46 AABY AAM AADMI BIMA YOJANA
47 UHIS UNIVERSAL HEALTH INSURANCE SCHEME
48 RSBY RASHTRIYA SWASTIYA BIMA YOJANA
49 GIC GENERAL INSURANCE CORPORATION
50 NSDL NATIONAL SECURITIES DEPOSITORIES LIMITED