A Dissertation by: Kelechi Samuel Onyebuchi 11035045
Submitted to Dr. Amit Mitra
In partial fulfillment of the requirement for Masters in International Management by Bristol Business School, University of the West of England, United Kingdom.
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ABSTRACT With the advance of mobile phone technology, opportunities gearing towards improved communication, information sharing and profitable relationship between telecom operators and there subscribers remain tremendous. With the development in mobile internet technology, such as introduction of 3G networks, new doors has been opened for people using mobile devices with faster and more convenient way of carrying out there daily activity . Mobile phone users can access variety of value added services enabled by their network providers. Mobile phone service providers, existing in a very competitive industry, have come to accept the increasing popularity and need for services which create value for the customers. This in-turn provides promising opportunities for mobile telecom operators to integrate various commercially demanded services into mobile concepts. In other words, a huge market has been created for mobile value added services to strive (MVAS). The study aims to analyse how key perceived factors adapted from the Technology Acceptance Model can possibility influence individuals intention to adopt 3g mobile value added services. Generally the study explains (1) The need and significance of critical perceived factors on consumers behaviour (2) Awareness level and pattern of usage among respondents and finally, demographic characteristics of individuals who are prone to use 3g mobile services in the future and their expectations of it. The study was conducted via an online survey, whereby 58 completed responses are obtained. The study also made use of a descriptive and multivariate logistic regression statistics to analyse its data, whereby the test of internal consistency was carried out in ascertaining the reliability of the research constructs on the study objective. Page 3
ACKNOWLEDEGEMENT First of all, from the depth of my heart I would honestly use this opportunity to thank my supervisor, Dr. Amit Mitra, for his constant guidance and ever enduring patience. In all my life, I have never seen a man with such patience and calmness in giving out his instructions. Without his supervision and calm approach to issues, my research would have been an incomplete piece of work. I owe a lot to my brother, friend, boss, mentor, sponsor and guardian, Mr. Sam Okwulehie, for his relentless hope in me, financial and moral support during my journey here in a foreign land. I admire you a lot. I wish to thank my mum, Mrs Ijeoma Onyebuchi Nwoji, for all her prayers, and also my big brother, Dr. Uchenna Onyebuchi, for his entire professional writing guidance which he offered and my dearest housemates and friends in Bristol. Thank you for all the encouragement and attentions I got from you all. Finally, I give all honour to my heavenly father and creator for his constant love and grace which enabled me to finish up this research. I am grateful for all your love and support
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TABLE OF CONTENT CHAPTER 1 - INTRODUCTION 7 1.0Introduction. 7 1.1 Overview of Nigeria... 8 1.2 Evolution of the Mobile Industry.. . 8 1.3 GSM Operators in Nigeria. 11 1.3.1 MTN ... 11 Page 5
1.3.2 GLO Nigeria 11 1.3.3 Airtel 12 1.3.4 Etisalat .. 13 1.4 3g Mobile Services (Concept & Evolution) 13 1.5 3g Technology. 15 1.6 Importance of the Research. 16 1.7 Research Questions.. 17 1.8 Structure of the thesis.. 18
CHAPTER 2 LITERTAURE REVIEW..21 2.0 Mobile Value Services Identification 21 2.1 Value Creation as a Key to Competitive Capabilities.25 2.2 Definition of Customer Perceived Value 32 2.2.1 Customer Behavior... 32 2.2.2 Brief Discussion in the Value Dimension. .35
2.3 Research Model & Hypothesis Development. 38 2.3.1 Technology Acceptance Model.. 40
A. Summary of Respondents B. Reliability Analysis C. Questionnaire Sample D. Correlation Analysis E. Multiple Regression Analysis LIST OF TABLES: Table 1: Formulated Table for 3g Mobile Services Selection. 24 Table 2: Research Proposed 3g Mobile Services Categorization 25 Table 3: External Factors Affecting Usage.. 58 Table 4: Current Usage of 3g Mobile Added Services by Respondents... 58-59 Table 5: Demographic Characteristics of Respondents.60-61 Table 6: Cronbach Alpha Value of Summated Factors.. ..62 Table 7: Bivariate Correlation Results.. 63-64 Table 8: Social Influence Value Frequency..67 Table 9: Multiply Correlation Summary of ATU & PU 68
CHAPTER ONE INTRODUCTION 1.0. Background of Study Posed with the impact of Globalization, mobilization and individual increasing demand for instant services are the trends changing the way people source information and services while on the move. Voice calls in the Nigeria mobile market, has reached its point of saturation, due to number of reasons, such as increasing number of competitors, using tariff cut to gain market share and dominance. The saturation caused by the market competition, in other words, gave a sharp decline in the average revenue per users of the network operators. This raised the issue for an alternate source Page 8
of revenue in the mobile market, bringing about the introduction of 3G mobile technology to improve mobile services. Globally, consumers and content providers have now come to realize that mobile phone are devices which cannot only be used for making calls, rather they are now personalized or customized tools for effective delivery of services or wants. Mobile value added services is the future in which the telecommunication industry is living in at the moment, and from the look of things it has come to stay, because it has brought about innovative diversified usage of the mobile phone. In Nigeria today, mobile phone users have access to variety of value added services enabled by existing network providers via SMS, USSD, GPRS and Internet platforms. Internet is increasing information to be published at a global scale, which can now be easily accessed with a touch of a button, while the SMS platform which provides mobile subscribers with interactive based mobile services. From a business point of view, MVAS offers some kind of services, which offers personal value to the user, and the subscribers are willing to pay a price premium for the services. Past studies and Literatures have said a lot on the advancement of mobile Technology and its acceptance in the developing countries, while neglecting issues concerning end-users and the choices they make towards their intention to use these services. In a nut-shell, this research will pay close attention on perceived value definition, factors or drivers which motivates consumers adoption of selected services that emerged with the introduction of 3G technology
1.1 OVERVIEW OF NIGERIAN Nigeria has the largest population in Africa, with over a 150million inhabitant, making it the most populous nation in West Africa and the eighth most populous county in the World. According to a United Nations (2004) population projection, the country will have a population estimate of 210m in the year 2025, which would likely make it the sixth largest in the world. Nigeria has one of the most ethnically diverse populations in the world. The nation is known for its abundant variety of customs, Page 9
languages and ethnic groups. Two main Religious groups dominates most in the society, which are the Islam and Christians, representing the three largest ethnic groups being the Hausa, Igbo and Yoruba, which together account for about 70% of the population. The Hausas make up the larger part of the population, being predominantly Muslims from the northern part of Nigeria, Igbos are predominant in the south-east, while the Yorubas are pre-dominant in the south-west. The official communication language in the country is English, although most times, it is a common thing seeing indigenes who can speak two or more local languages. Nigerians population is made up most of the working population or active age bracket (15-65), being 55% of the population, while the dependent age bracket (0-14), is about 42%, and 3% make up for the age bracket above 65 (Pyramid Research, 2010, Pg. 24.The Impact of Mobile Services in Nigeria) Economically, the countrys oil and gas sector accounts for the major share of its GDP Growth. According to the Nigerian Bureau of Statistics (2012), oil and mineral resources accounted for 94% of the nations export. Although in the past decade, an annual growth rate of 7.4% has been recorded, which also have remained huge up till 2011 (African Economic Outlook, 2012 Pg. 2). This growth is attributed to different non-oil sectors such a telecommunication, agriculture, retail & trade, and manufacturing sector. Currently, Nigerian Currency Naira (N) value, is estimated to be about N157 per US dollar and N270 per British Pounds, compared to the N127 per US Dollars and N210 in 2006 . The countries currency value depreciated significantly in 2008, as a result of the global economic downturn and sharp decline in the prices of oil.
1.2 EVOLUTIION OF THE MOBILE INDUSTRY The Nigerian mobile industry over the decade ,have experienced a massive boom, which was mainly because of the successful liberalization and privatization program of the newly elected democratic Page 10
government then under President Olusegun Obasanjo in 2001, which issued the first set of GSM licenses. Currently, Nigeria has five active GSM operators namely: MTN, GLO, ETISALAT, MTEL, ZAIN, with an inclusion of smaller CDMA operators. The First three names, MTN, GLO, and ETISALAT are the top mobile operators and they account for 90% of mobile subscription in the country. Due to the successful liberalization of the sector, which resulted to massive competition among the operators, which was beneficial to the end-users/subscribers in terms of reduced call tariffs and possibility for subscribers variety of choices on which operators service to use. Before the emergence of the GSM market, Nigerian Telecommunication Limited (NITEL) was the principal telecommunication company owned by the Federal Government with sole responsibility in providing wired phone technology in the country. The mobile sector in Nigeria has seen a rapid pace in its market share, increasing from a total of 422,000 subscribers from its inception in 2001 to about 101 million at the end of 2011 (Pyramid Research, 2012 Pg. 27). This figure according to the Nigerian Communication Commission (NCC) is measured in-terms mobile subscription. Driving factors such as intense competition as a result of more than one licensed operators, low-cost handsets, and increasing coverage of mobile network services across the nation, mostly in the rural areas, service quality, have all been major contributors in the subscription growth rate. Prepaid mobile services has been very popular and turned out to be the most common payment type since the emergence of GSM technology in Nigeria. Prepaid Subscribers account for about 99.6% all subscription, since the country has no Mobile Virtual Network Operators (MVNOs) Due to lack of Fixed Line Internet Service provider companies in the country, Mobile Networks have seized the opportunity to provide internet options for both businesses and individuals. GSM operators such as MTN, GLO, and ETISALAT have also taken on the same route in providing mobile internet through the use of UMTS-based services (Nigeria Bureau of Statistics, 2012).
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1.3. NIGERIA FOUR MAJOR GSM OPERATORS AND THERE COMPETITIVE STRENGTH 1.5.1 MTN NIGERIA MTN Nigeria is a subsidiary of MTN international which launched its GSM services in the country in 2001. The operator also provides 2.5G (GPRS) services. At present, it is the largest operator in terms of subscribers. Its network covered more than 58 percent of the total population of Nigeria at end- March 2005 and 42% at end-year 2009, compared to its rivals GLO Mobile (23%) and AIRTEL (formerly known as ZAIN) (21%) (Pyramid research, 2012, Pg. 29). By the end-year 2005, MTN had already invested $1.8 billion on its network infrastructure to accommodate its increasing subscriber base and solve the issue of network congestion. Over the years, MTN managed to maintain its leading position as the operator with the largest subscription base by making huge investments on aggressive network roll-outs and pioneer introducers of value added services such as mobile ring-tones, mobile browsers, video cam, and SIM backup services and multi-media services. 1.3.2 GLOBACOM Globacom is one of the Africa's fastest growing telecommunications company. Owned by the Mike Adenuga Group, making it a 100% Nigerian owned company. Globacom also operates in the Republic of Benin and has recently acquired licenses to operate in Ghana and the Ivory Coast. It has a reputation as one of the fastest growing mobile service providers in the world. Globacom came into the Nigeria mobile scene in the year 2002 as the countries second national operator, two years behind it rivals, MTN and AIRTEL (then ZAIN MOBILE). Globacom experienced a significant market from 9.3% in 2003 to 22.7% in 2009; this was mainly due to its competitive tariff price-cut rates (Pyramid Research, 2012 Pg. 31). Its marketing tool has been on provision of airtime bonuses, introduction of per-second billing, compared to its rivals per-minute billing, celebrity endorsements on its adverts influencing buyers, mass sponsorship on social responsibility such as the countries soccer league, and the introduction of lower-denomination scratch cards which allowed low-income earners to pay less or installment for starter phone packs. Page 12
1.3.3 AIRTEL Formerly known as ZAIN mobile, launched its first operation in Nigeria in 2001 under the brand name Vmobile. Vmobile then was under the umbrella of Wireless Communication giants known as Eco net Wireless Nigeria, which had about 25% of total subscribers base at the year-end 2004. The share-holders structure of Vmobile was divided between private investors/institutions and state at 60 to 40 percent respectively. Zain later took over control, and then later resold over a short period of time to the Indian company ''AIRTEL'' in 2010. Despite known for its series of management and staff problems, it has still made its significant mark in the market. In 2008, Airtel, then Zain, overtook Globacom to be in the second position as the leader player, through its rebranding exercises such as, introduction of ultra-low-cost handset projects which brought some phone prices as low as $20 in the Nigeria Market. Initiatives such as introduction of value added services and its program which offered on-net tariff to the Nigeria police and military gained them a major market share (Pan African Capital Research, 2011). 1.3.4 ETISALAT Etisalat Nigeria is the fifth licensed GSM operator, which was launched in 2008, with operations in countries such as UAE, Egypt, Afghanistan, Sudan, Chad, and Central African Republic. In 2008, etisalat kick-started its campaign with the innovative 0809uchoose services, which allowed pioneer customers to choose the numbers they wanted or special to them as there phone numbers. It also introduced the Etisalat home zone which enabled subscribers to choose location on the Etisalat network where they can make calls to all networks at 20% discount. Offers such as Etisalat 9javaganza whereby new customers simply buy an Etisalat SIM for NGN 200 (1) and get a NGN 200 equivalent free airtime. Etisalat reached its subscription mark of 1million in June 2009, less than one year of its launch. In other to win customers from already existing or established mobile Page 13
operators, Etisalat provided value added services such as call forwarding and barring, SMS to Facebook, and there most popular EazyWallet, which is an innovative SIM application with a single interface to access and operate mobile money accounts. It is built with latest security and technology available and requires no installation, download or codes.
With Eazywallet you can carry out transactions such as airtime top up, money transfer, bill payments etc. At the end-year of 2011, Etisalat has current base of 10million subscribers (NCC, 2012).
1.4 MOBILE VALUE SERVICES IN NIGERIA (CONCEPT AND EVOLUTION) In a simple context, mobile value added services are all services beyond standard voice calls and fax transmissions. In other words, these added services provides an extra value to the customers, which makes the subscriber willing to pay more or can be said to be an add-on to basic services and as such can be sold at premium prices. In the telecommunication industry, on a conceptual level, value-added services add value to the already established phone offers, increasing the subscribers appetite to use their phone more and allowing the operator to drive up their revenue. Globally, there are two most popular value added services which are the SMS and MMS, even though there are hundreds of others in existence, differing among different countries. Service operators in Nigeria now see the need to focus on value added services to survive the cut throat competition facing them. Currently in Nigeria, there are diverse value added services like mobile phone book back-up, SMS, ring-tone and music download, Facebook , Vehicle tracking system, and the very successful caller tunes, which has shown providers, that with a little effort subscribers are willing to adopt a service which offers them personalized options. In the early 2008 and end-year 2009, SMS and MMS became very popular among urban residents in the country. Services such as caller back ring-tones, mobile internet, music and ringtone download, also had a jump start in its adoption among subscribers in the urban city. Currently so many mobile Page 14
value added services have been witnessed to stay, such as social networking, email-push and messenger via Blackberry, and finally banking and credit transaction. Putting Mobile Value Added Services in a more simplified form To the Housewife MVAS is the SMS that enables her to vote or participate in Big Brother Africa TV Show or The Nigerian Idols To a Working Class Individual MVAS means continuous flow of email he receives from his Blackberry
To a College student, MVAS means all the Nigeria and Foreign songs he/she downloads to use as her personalized ring-tone or share with friends To the University students, MVAS means the access and convenience of using social sites such as Facebook, twitter, BlackBerry Instant Messenger, and the ability to watch videos online.
To the Local Trader, MVAS is the credit and debit alert which he continuously receives from his bank after any transaction is made. To the Mail Delivery Man, MVAS is the GPRS or location based services which directs him around delivery route To the sports fanatic, MVAS is the daily English Premiership and UEFA championship scores, transfers and news update.
1.5 3G TECHNOLOGIES The term 3G stands for Third Generation of Mobile Technologies, which normally comes with an enhancement regarding its transmission in speed, and advanced access to multi-media contents or in other words can be defined as an enhanced telecommunication system aimed at increasing efficiency and improving the performance of mobile wireless networks (Udo-Udoma & Belo-Osagie, Page 15
2006). 3G are mostly associated with mobile phones and devices serving as a platform for connectivity to the internet or IP networks, in initiating internet related services. 3G technology was first introduced in Nigeria in 2007 by the Nigeria Communication Commission, to two already existing independent network operators. Some of the services supported by the 3G technology range from multimedia, voice & file data, and video streaming services, broad Bandwidth and high speed internet access via mobile phones irrespective of consumers location and time. Yet, ever since its introduction into the Nigeria market, service operators have not given much effort in explaining exact details of it features and the advantages it creates for the emerging mobile market. 3G compatible phones can perform lots of value added services ranging from quick access to the internet, music and video on demand, music download and sharing,
3D mobile games and location based services. Putting it in a more clearer picture, mobile subscribers connected to a 3G network, have the capability of transferring data speed, up to 3Mbps (Mega-bytes per second), which is equivalent of a 4mins MP3 song being downloaded in 15 seconds.
1.6 IMPORTANCE OF THE RESEARCH Over the last 5 years (2009-2012), the Nigeria telecommunication sector, have been tagged as the fastest growing sector in Africa, having experienced a favorable progress in mobile internet services both in terms of application development, usage and technological acceptance in the society. The introduction of mobile value added services such as social networking Apps, mobile-transactions, e- mail push and updates, have been made possible through the 3G technology, offering faster mobile internet services. Prior to the pass 5 years, mobile operators and industry stakeholders, saw the need to maximize the advantage which the 3G technology offers, through development of innovative services that will appeal to the mobile subscribers. Mobile phones have gone beyond their communized role of voice calls, whereby, gradually turning it to be a tool of personalization for the end-user. Consumers perception and adoption of a mobile network, is not only from the voice and Page 16
network coverage viewpoint, but now has become a factor of value created by the network operators via the phones. Among the value added services, which the 3G technology have developed, entertainment and information VAS seems to be enjoying the market most, because it designed to appeal to the market emotional, while more advanced utility VAS such as mobile & online payment and transactions denoted for the practical value which they possess on the consumers are gradually making a name for itself in the market. Therefore as the case may be, there is need to look into researches on what really inclines consumers on using these 3g value added services, which in-turn, answers to it, is beneficiary to the service providers. Traditionally, adoption of a service is mostly attributed to development and acceptance of a new technology, which in the first place, brought about the introduction of 3G technology which supports high speed data transfer over a broadband network to facilitate multimedia services.
But the truth still remains that 3G only facilitates bandwidth, which cannot be said to be the sole reason why people use the services which it offers. The major concern for service providers is to develop services with contents that consumers will continuously desire and need. Holding on the fact that 3g VAS is an emerging business model in the Nigeria telecommunication sector, demanding a new consumers market, there is need to know what attitudinal influences or perceived values which drive Nigerian consumers to use these services. Answers sort out will determine how much Nigeria consumers know about these services, and what quantity of it is actually be utilized in the society at large.
1.7 RESEARCH QUESTIONS Page 17
Does perceived usefulness and ease of use have an influence on mobile phone subscribers intention to use mobile value added services? What value perception influences the use of MVAS in Nigeria the most? What is consumers level of awareness and usage of available value added services? Are consumers satisfied with the current services offered to them? What are the challenges faced by mobile phone subscribers regarding the use of 3g MVAS?
1.8 STRUCTURE OF THE THESIS The research body will be divided into 5 chapters, consisting of tables and appendixes to support the analysis and findings of the study. An overview of all chapters is stated below. Chapter 1 gives an overview of the Nigerian mobile market, its major players and their market strength. The chapter further discussed evolution of mobile service in the Nigerian economy. Much detail deliberation of Mobile Value added service, including its categories and an explanation of 3G technology where also given. Further highlighting on the purpose of the study and its importance to the mobile community was not left out.
Chapter 11 focused on the description of terms via reviewed related literatures. Broad heads such Published Books, Articles, Research Papers, thesis and Dissertations were used for the review. The chapter looked to identify 3G mobile services, relationship between perceived value and consumers behaviors and its relationship with identified research theories and constructs such as buying decisions of consumers, consequences of value added services, and consumption classification of the mobile services. Below are major sub-headings of the Chapter: 3G Mobile Value Added Services Identification Need for Value Creation Page 18
Perceived Value Definition Relationship Between Perceived Value and Consumer Behavior in Mobile Context
Chapter 3 deals with the identification of research model and hypothesis development. The Technology Acceptance Model was used as the main construct on which the research hypothesis was developed. Below is the outlined study hypothesis HI: Perceived Usefulness has a Significant Effect on Consumers Attitude to use 3G Mobile Services H2: Perceived Ease of Use has a Significant effect on Consumers Attitude to use 3G Mobile Services H3: Perceived Usefulness has a direct significant effect on consumer intention to use 3G mobile services. H4: Users Attitude Towards 3G Mobile Services has a significant effect on Behavioural Intention to Use the Services. H5: Social Influences have a positive significant effect on consumers behavioural intention to use 3G Mobile Services H6:Perceievd Enjoyment has a significant effect on consumers behavioural intention to use 3G mobile services H7: Perceived Enjoyment has a significant effect on attitudes towards the adoption of 3G mobile services.
For purpose of data collection, a structured online survey will be carried out, targeting mobile phone subscribers of various networks. The data collection targeted respondents with active Facebook and email accounts, whereby a 2 Part structured questionnaire where distributed via an online survey tool known as Google survey The core contains of the chapter are discussion s regarding formation of research hypothesis, study scope, research participants, research design, and the actual data collection. Page 19
Chapter 4 analyses the data which was gotten from the online survey using the statistical tool known as SPSS. Three analytical tests were carried out to measure the significance of the survey, and they are: Cronbach Alpha test, Pearson Correlation, and the multiple regression analysis. The Cronbach Alpha test was used to test the reliability or internal consistency between the multiple item scales which were used in the survey representing a single construct. The Pearson correlation and multiple regressions were both used to test the relationship between the various research variables and there level of significant influence among each other. Also a demographic descriptive analysis of the survey respondents is carried out using percentiles, tables and graphs.
Chapter 5 is the final and last chapter of the study which comprises of the discussion made of the research, its managerial and implication, limitation of the study, further studies to be made and finally its researchers conclusion on the study.
CHAPTER 11 LITERATURE
2.0 MOBILE VALUE SERVICES IDENTIFICATION Page 20
With regards to the research and for the purpose of definition, mobile value added services (MVAS) can simply be defined in telecommunication industry terms, as non-core services, or in-short, all services beyond standard voice calls and short messages. Some of the innovative services 3G mobile value added services offers, cover several economic and social domains in different platforms such as m-Banking, m-Commerce, m-Entertainment, and m-Information. Most at times consumers have difficulty in expressing their needs, so as much, it is great importance having a research anticipating consumers needs and motives behind their decisions to use mobile services in a value context. Understanding customer value influences of mobile services plays a crucial role in predicting behavioural intention to use. Perceived customer value which exceeds usage expectation leads to creating a positive attitude about product, which in turn leads to customer intention to use and loyalty to the service providers. The major area of study of the research is most concerned with how perceived value influences consumers intention to use mobile VAS. The literature looks into definitions and past industrial and academic studies made on perceived value; consumer behaviour and its relationship with 3g mobile value added services, and the need for value creation.
This section of the study is divided into four sections which look into academic and industrial literatures aimed to identify and categorise existing and new mobile services in the Nigerian market, definition of terms, research models, and structuring of the study hypothesis.
2.0 IDENTIFICATION OF 3G MOBILE VALUE ADDED SERVICES CATEGORIES Page 21
According to Heinemann and Minna Pura (2006), he described mobile services as services that differ from the basic traditional services in their ability to provide service offerings regardless of temporal and spatial constraints being accessed via a mobile phone. Classification of mobile services were based on Consumption Type, Context of Use, Social Setting, and finally relationship between service provider and consumers (Heinemann and Minna Pura, 2006, Pg. 4). Carlsson et al (2005) in his study Asynchronous Adoption Patterns of Mobile Services looked into the supply and adoption rate of 3G mobile services in Europe, through the analysis of empirical data from Finland. In his study, Carlsson et al (2005, Pg. 2), posited that attitude is the most significant factor in determining mobile services adoption. Attitude towards a new technology was a major significant predictor, which are greatly influenced by social demographic variables such as age and sex, social influences and perceived usefulness of the provided services. As a result of the identified variables influencing usage of services , Carlsson (2005) categorised mobile services into communication (SMS,MMS, Mobile-email, Blackberry Messenger), entertainment (Ringtones, Icons & Logos, Music download & Listening, Games, Mobile TV), reservation & purchases (M-banking, Bill Payments, & Ticket Reservation), information ( Internet Browser, Calendar, Calculator, Mobile Ads), and finally an extension of a category which he called community category (Facebook and Twitter). The community category according to Stefano Chatziagapis (2008, pg. 18) are services with the ability of sharing digital contents between users. Contents such as photo uploads, status update, videos, music, and posting of comments are major characteristics of the services. One major example of a service in this category is social networks such as Facebook, MySpace, and Twitter, which has being the most widely used in the past 5years. A study made by Cherie Blair Foundation for Women (2008), which looks into the development of women entrepreneurship with the use of value added services in developing markets such as Africa, middle-east and Asia grouped mobile services addressing entrepreneur challenges as: Communication, M-Commerce/Transaction, and Infotainment. This mentioned category is a more compressed version of the Carlsson (2005) category, with the existence of the equal services sub-divided into 3 overlapping groups. Page 22
Yoon, J.I, Suh, H.S. et a (2003), on a study made on customer satisfaction with mobile services, categorised mobile services in four distinct categories, which were: communication (SMS, live messenger, & e-mail), entertainment (Music & Video download, games, Call back ringtones), information (news, soccer & weather updates), and transaction (m-banking, utility payment, and reservations). In a similar survey carried out by Pagani (2004) on the adoption of 3G mobile services in Italian market, grouped mobile services into six (6) categories. The categories are Personal Funds Management, Data Exchange, Remote Control of Place and Objects, Contextual and Real time Shopping, Real time Playing and Location-based Services. Past literatures made on the subject matter, gives an overview of major predominant and emerging 3g value added services in the current market. Due to the fact that past literatures on mobile services classification, included almost the same set of services but categorised differently, my research saw the need to propose its own category constructs, through making an extension of most appeared services in past literature, modified into a 3 distinct groups (Entertainment, Infotainment, & M- Transactions) making Carlsson et al (2005) classification scheme as the independent variable.. RESEARCH PROPOSED 3G MOBI LE SERVI CE CATEGORIES:
From the above diagram, services where purposely selected from past researches, and services that had more than 3 occurrences in the formulated table were selected for the course of the study as long as they existed in the Nigerian telecom system and sub-divided into existing and new mobile services and then into 3 distinct categories: Entertainment, Infotainment, and Mobile-Transactions. For the purpose of the study, mobile services are categorised into 3 constructs: Infotainment, Communication, and Mobile-Transactions. The infotainment service category according to service operators is seen as a more useful and pragmatic way of integrating two or more distinct contents into one service package. Some of the well-established services in this category are (SMS, MMS, Music & Ringtone Downloads, Games, themes, CBRT), also strong emerging services such as SMS voting contest, related to users participation in media channels
Table 2. Research Proposed 3g Mobile Services Categorization EXISTING SERVICES EMERGING SERVICES Games Facebook SMS Contest Vote Twitter Call Back Ringtones Mobile TV Infortainment Logo, Wallpaper, & Themes IVR Prenium Services Music Download Online Radio Music on Demand SMS Black Berry Messenger MMS Location Based Services Communication GPRS/EDGE Vehicle Tracking Email Push Mobile Navigation system Family & Friends Credit Alert mobile banking & payment M-Transactions E-top up ticket reservation Mobile Advertising online shopping Page 24
. According to a research by Maren Hartmann et al (2008, Pg. 74), on Social Changes and Development of Mobile Services, whereby they succeeded in making a distinction on what people do with content rather than what contents do to people.
Maren Hartmann et al (2008), described media oriented infotainment contents, as constituting cross- media strategies, which allows co-ordinated functionalities of web-sites, SMS, TV, and Printed media in TV contest, live TV shows and Debate programmes. Some of the emerging 3g mobile value added services are: mobile banking, bill payment, subscription services such as news, horoscope, weather report, online shopping, making reservation, advance ticket purchase, and online dating services.
2.1 VALUE CREATION AS A KEY TO COMPETITIVE CAPAPBILITIES Fernandez, Z & Usero, B. (2009) in his research titled Competitive Behaviour in the European Mobile Telecommunication Industry, studied the relationship between competitive strategy and improvement in the mobile sector with regards to those he tagged as Pioneer and then followers. According to Zulima Fernandez (2009), competitive strategies which are totally different from that of rival firms, other than price reduction, allows firms to gain market share. Conclusion made out of the study identified differentiation as the most effective strategy for existing firms in the long run. According to Barney (1999), a firm is said to have competitive advantage when it is implementing a value creating strategy not simultaneously being implanted by a current or potential competitors. Barney (1999), in his article gave an example with assumption of an industry where firms possess Page 25
exactly the same amount of strategically relevant human labour, and organizational capital. Barney (1999) proposed the need for a resource based capabilities to distinguish firms potential (Pg.105). Such capabilities are however valuable, in the sense of its exploitation of opportunities rare, and imperfectly imitable (Barney 1991, Pg. 106) Michael Porter (2004) supported the positioning resource view, through explanation with his Porters Five Forces, which he used in identifying threats and opportunities faced by firms in a competitive environment. According to Porter (2004), firms knowledge of its capabilities will highlight areas where the firm should or should not confront competition (Pg. 30).
Five disturbing factors identified by Porter include: Threats of New Entry Rivalry among existing firms Threats of Substitute Product Bargaining power of suppliers and buyers Once these factors are identified, Porter (2004) supports the approach of firms positioning its capabilities to provide the best defence against existing array of competitive forces. Mobile telecommunication industry according to Barry (1991) is an industry characterised by similar strategically competitive strength among existing firms in terms of capital, manpower, and organisational concept. In order for firms to counter the five forces of threat, which led to underperformance of available resources, Porter (2004), identified Three (3) internally consistent generic strategies ( which can be used singly or in combination) for creating a defendable position in the long run, outperforming competitors in the industry (Pg. 34). These three Strategies are: Cost Leadership, Differentiation and Finally, a combination of the two (Not really advisable) Page 26
Aggressive construction of efficient scale facilities, pursuit of cost reduction and cost minimization in areas such as research and development, sales and advertising are so much required to achieve cost leadership (Porter 2004, Pg. 35). Differentiation on the other hand, is subjected to focus on services being offered by firms, which could come in form of brands & design, imaging, and customer services (Porter 2004, Pg. 36) Michael Porter (2004) argued that there is much need for firms to focus on a single generic strategy. Adoption of two or more of the generic strategies, is a task according to Porter (2004, Pg. 39) impossible for any firm, and in other words could lead to what Porter referred to as Stuck in the Middle.
According to Bodil Arbin et al (2006), the major critique with the porter generic strategy in the mobile telecommunication Industry, is the high speed of the changing market, which makes it very impossible to stick to one strategy, as requested by Porter. A study Titled Strategies in the Colombian Telecommunication Market- seen through the perspective of Porter (2004) by Bodil Arbin et al (2006, Pg. 2) was aimed at understanding how mobile phone operators in developing countries compete with each other in terms of strategy and how porter three generic strategies are most applicable in the industry. In the study, operators such as DLA, still entering the Columbia market, used low prices or price cut to penetrate and gain market, with an intention to attract large volume of mobile subscribers through cost leadership advantage, which turned out to be a short-term success. This was due to the fact that Pioneer companies such as COMGeL and MOVISTAR, imitated the same, with an inclusive of new technological services. Fernandez and Usero (2009) in there book Competitive Behaviour between Pioneers and Followers in the European Mobile Telecommunication Industry, conducted a research on a Page 27
comparison between already existing mobile network providers and new entrants as a battle between price cut against reduction. Price reduction was described as a constant variable used by network providers for the aim of aggressive market penetration. This in turn has reduced profitability (Decrease on ARPU) in the industry as a whole. In an industry characterised by pre-paid or pay-as- you-go services, reduced tariff can never be a major determinant of customer loyally or satisfaction because of the imitable range of offers given by the providers. In current industry circumstances there is much need for firms to create value through differentiated services, which would compensate for the decline of average revenue per unit (ARPU). According to Grant (1996: 219), mobile operators strategically offering a price-cut can never make a market-leader in the competitive environment. This calls for the need for value creating contents or services. Research carried out by Plunkett (2006) titled Wireless and Cellular Industry Trends which looked into increasing emergence and popularity of 3g mobile value added services, it identified as the major differentiator across the mobile service operators. Through a field survey, service adoption including consumers preference where identified and measured.
The research provided much insights on the market expectation of value added services, backed with the analysis revealing that convenience, speed, and content as being the overall factors affecting mobile service preference. One other major insight from the study, was that majority of the respondents, preferred information delivered via SMS based platforms- which the survey said gained more market share and attention. Bill Anckar and Davide DIncae (2003), made a study titled Value Creation in Mobile Commerce. The study highlights the importance of setting out from a consumers perspective when developing mobile-commerce business and marketing strategies. The reports of the paper where made from a survey carried in consumers willingness to use some selected 3g value added services and also to explore whether the consumer recognises the value proposition of most of the services available. In an overview, the study created theoretical and empirical insights on value creating Page 28
features of m-commerce such as mobile-banking and transactions from a consumers standpoint. Cronin, J.J., M.K. Brady and G.T. Hult (2000) identified rich and fast information, security, privacy, and time and location convenience as major determinants for the adoption of mobile-commerce services.
2.2 DEFINITION OF CUSTOMER PERCEIVED VALUE According to Minna Pura & Johanna Gummeras (2007, Pg. 35) in there research paper titled Discovering Value Perception for Mobile Services with Critical Incident Technique (CIT)customer perceived value takes into account what customers want and believe they get by using a selected service. Below are numerous literatures and there definition of Customer Perceived Value (CPV). Farrell O C and Michael Harthron (2000) defined perceived value as the customers subjective evaluation of benefits relative to cost to determine the worth of a firms product offering relative to other product offerings. Benefits include service quality, satisfaction level, convenience, and the problem it solves.
According to Zeithaml (1988), he defined perceived value as the consumers overall assessment of the utility of a product based on perceptions of what is received and what is given. His definition was coined from various research respondents view on value. Some respondents in Zeithaml (1988) research, viewed value as low price, indicating that what they had to give up was more salient in their perception of value (PG 13), while most other people based there definition as a subjective measure of the usefulness or satisfaction that results from consumption (Pg.13). Snoj et al (2004, Pg. 157), described value as being conceptualised as a customers perceived net trade-off received from all relevant benefits and cost or sacrifices delivered by a product or service Page 29
and it use. Snoj et al (2004, Pg. 158) made a generalisation from different authors view on perceived value, into four substantial denominators, which are: (1) That value for a customer is related to his expertise or knowledge of services in the product, (2). Perceived value is a multidimensional concept and cannot be clearly defined by an organisation, (3) Perceived value presents a trade-off between benefits and sacrifices perceived by customers in a service offering (Pg. 158) Woodruff (1997) in his study looked into the reason why customers value conception most times diverges. One of such difference arises with the way definitions are constructed. Most of the definitions rely on terms such as utility, worth, benefits and quality. (Pg.141). In the end, Woodruff (1997) defined perceived value as a customers preference for and evaluation of product attributes, performance, and consequences arising from the use of that facilities in achieving the customers goals and purposes. The definition in-corporates both desired and received value and makes emphasis on letting organisations and firms know that value is actually a factor of the customer that uses it. Rokeach (1973, Pg. 159) as cited by Miriam Menmen (2011) quoted that Perceived value can be defined as an enduring belief that specific mode of conduct or end-state of existence is personally or socially preferable to an opposite mode of conduct or end-state of existence. Values in general are seen as determinants that are much considerable or rationally related to features, dialogues or social behaviour (Miriam Menemn 2011, Pg. 33)
According to Bijana Angelova (2011, Pg. 240), she defined customer perceived value as an opinion about something viewed and accessed and it varies from one customer to another. Customers according to the author have different beliefs towards certain services and product, which otherwise is an important element in determining purchase decision. Page 30
Customer perception goes hand in hand with purchase intention, making perceived value more of a subjective factor, which provides organisations in there Customer Relationship Management useful strategies. 2.2:1 CONSUMER BEHAVIOUR Over the years consumer behaviour has been a major area of industrial marketing which have received little amount of attention in past researches. Studies made on consumer behaviour have only looked on why people buy, but recently it has been a combined factor of HOW and WHY people go for a particular product or service. Jim Blythe (1997) in his study looked into the motives behind consumers behaviour. He distinguished motives as being from instinctive and non-instinctive perception of need. The author further sub-divided motive into 2 distinct dimensions which he described as Rational/Conscious/ primary ends or the Dormant/Entertainment/Secondary ends. Psychologically, motives are behind consumer behaviour arising under the basis of NEEDS and WANTS. According to Jim Blythe (1997, Pg. 32), he described needs as a consumer behaviour based on the perception of lack of something, which should make life more pleasant or convenient As Quoted by Jim Blythe (Pg. 33) Unless the individual understands on how the proposed product will make a positive difference to him or her lifestyle, the product would not be perceived as filling a need, and the individual will not want it. One of the major difficulties in understanding consumer behaviour is that most of the times people are so unable to specify what actually drove them to specific actions. Some of the reasons attached to this are that most times motivation is an act of subconscious mind. This led to the distinction of intentions behind motives to be based on the hedonic and utilitarian value which they generate for the customer.
Wayne D Hoyer and Deborah J Machnnis (2008), defined Hedonism as a pursuit of pleasure or the search of goods/services, experiences, that simply make them feel good, such as beauty of a car, Page 31
rather than its performance and style of a cloth rather than its purpose irrespective of weather. Blythe James (1997) also supported the description of hedonism as being a purchase which is triggered by desire of comfort and pleasure, with an exclusion of its functionality. This brings about the direct opposite of hedonism, which is Utilitarianism. Utilitarianism is strictly based on the school of practicality, functionality, and performance. Most research has come to study the relationship and the struggle for power between the two terms and their behavioural influence. According to Mudie, P. & Pirie (2006), two distinct features are prominent in consumer behaviour, and they are expectations before purchase and perception after purchase. Expectation as described by Mudie, P. & Pirie (2006) is developed prior to the service usage or pre-purchase. They normally reflect consumers belief on what will or should happen while using a product or service (Pg. 7), while perception is an attitude which develops during service usage. The author in his study defined perception in the mobile sector as an evaluation of service rendered to customer in relation to expectation. As a result of this, customer satisfaction is achieved when perception matches or exceeds expectation (Mudie, P. & Pirie 2006, pg. 8). Minna Pihlstrom (2008), study titled Perceived Value of Mobile Service Use and Its Consequences analysed the influence of emotional, functional, monetary, social, and convenience value on customers intention to use, and willingness to pay a price premium. The author looked at the difference between information and entertainment mobile services and how the above mentioned value dimension influences the customer buying decisions and behaviour. Perceived value as defined by Mina Pihlstrom (2008, Pg. 734), is a multidimensional construct consisting of a monetary, convenience, emotional, social, conditional, and epistemic value (Sheth et al 1991). In the mobile sector, multi-dimensional view of value, is highly encouraged because of its managerial implication and contribution Sheth J. N et al (1991), made a study titled Why We Buy What We Buy. Sheth et al (1991) developed the value theory to explain the motives and reasons why consumers make the choices they do.
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Illustrations on the research where examined on consumers choice on cigarette brand and choices whether to use or not. Sheth et al (1991, Pg. 160)) identified three fundamental propositions as being automatic to the Consumer Value Theory. Consumer choice is a function of multiple consumption value The consumption value make differential contribution in any given choice The consumption values are independent Consumers decisions are based on three levels of choices, according to Sheth (1991), which are; Decision to use or not to use Decision on type of service to use Decision on brand chosen from available alternatives. These decisions are all influenced by the proposed five dimension of value, namely: functional, emotional, social, epistemic & conditional value (Sheth 1991, Pg. 392). The five value dimensions are defined as content & context related value dimensions in the mobile sector, because consumers choice of mobile service use is based on the value benefitted from use of that service. According to Sheth et al (1991), consumption value theory is exemplified where the consumers intention to use or purchase are based on how they interrelate or discriminate the 5 value dimensions.
2.2.2 BRIEF DISCUSSION ON THE VALUE DIMENSIONS == Page 33
Diagram 1. 5 Value Dimensions as described by Shelt (1991)
EMOTIONAL VALUE: Shelt et al (1991) described the emotional value as a feeling produced in consumers by a product or service. Products with the ability to elicit emotions such as artistic, entertainment, religious products are major examples. According to Hussein & Amirhosin (2012, Pg. 226), a product acquires emotional value when associated with precipitated or perpetuating feelings aroused from its use. As described by Hirschman, E. C., & Holbrook, M. B. (1982), hedonic consumption involves multi- sensory fantasy and emotive aspects of an individual experience with the product. In the context of mobile services, most consumers rather prefer on demand fun, excitement and memorable experience attached with the use of the service. Mobile services such as caller-back tunes, ringtones, music download, jokes, all have an emotional attachment in their use. Most of them acts as a reference reminding you a moment in your life or arising a specific feeling which you associate with a relationship or experience.
FUNCTIONAL VALUE: Functional value can be said to be value derived from interconnectivity of assured performance, ease of use, expenditure associated with use of service. Shelt et al (1991) described the functional value as being utilitarian in nature, or a decision made by the consumer on MOBILE VALUE ADDED SERVICES SOCIAL VALUE CONDITIONAL VALUE FUNCTIONALVALUE EPISTEMIC VALUE EMOTIONAL VALUE Page 34
basics of functionality and rational attributes. Due to interrelationship between value variables, most researchers believe that functional value can be divided, into two sub-value dimensions, which are monetary and convenience value or in other words can be said to be a mixture of convenience and price/cost of service usage According to James William Martin (2011, Pg. 35-36), in his book Doing What Works, convenience value was defined as a combination of time and benefit. The author defined time in the context of speed of obtaining value from a service, while benefits he described as a combination of three sub-elements which are importance, helpfulness, and usefulness. In summary, Functional value is a combination of Price + Time + Importance + helpfulness + usefulness. .
According to Minna Pura (2007, Pg. 40), who supported James W. M (2011) view, the convenience value has been a major drive for consumers acceptance and adoption of mobile technology. Convenience value in the mobile service context is gained through speed and ease of use, compared to alternatives (Pura Minna, 2007, Pg. 40).
SOCIAL VALUE: As the name implies, is derived from environmental and social influences associated with the use of a service or product (Sheth et al, 1991). It mostly arises through a social group or class referral such as Family, Friends, Colleagues and Partners. Most times motives behind a consumers purchase and use of a service depends on how the consumer wants to be seen in the society (Pg. 764). This value dimension satisfies self-gratification or acceptance from the public.
EPISTEMIC VALUE: Shelt et al (1991) described epistemic values as values arising from curiosity, and novelty seeking, which most researchers will tag as Personal innovativeness. Products Page 35
which satisfy curiosity, provide information and enhance knowledge are purchased for their ability to meet epistemic Need (Pg.392). In his own words, Sheth et al (1991) defined epistemic value as a perceived utility acquired from an alternatives capacity to arouse curiosity, and provide novelty and satisfy a desire for knowledge. It is mostly the value given to a service or product associated with an entirely different change of pace or entirely a new experience. Most times, alternatives are chosen because the user is Bored or Satiated with his or her current brand). Such curiosity arises from trying a new type of food or going on a holiday through a new means of transportation or route. Or the curiosity which arises on wanting to know what it feels like using an iPhone.
CONDITIONAL VALUE: According to Sheth et al (1991), conditional value arises in situations which impact choice such as situational or emergency situations. Sheth et al (1991, Pg. 167), defined the conditional value as being measured on profile of choice contingencies.
According to Marianna Sigala (2006) he defined conditional value in the mobile context as value existing in a specific context whereby customisation options allowed by the ICT system, results also in configured information and services according to the users preference and needs. According to Minna Pura (2007, Pg. 38), the conditional value can be sub-divided into other value dimension, which the author described as time, location, access and uncertainty. He described the uncertain situation arising from emergency, whereby location based services play a major difference. Examples of mobile services in this value category are vehicle tracking, and mobile navigation, mobile-banking services and credit alerts.
2.3 RESEARCH MODEL AND HYPOTHESIS DEVELOPMENT Page 36
Past researches made on consumer behaviour have found that functionality alone is not enough to determine users adoption of a new technological platform. This has raised such much attention on current studies in understanding individuals acceptance of information technology, such as 3G mobile services in the ever fast advancing globalised world. Davis (1989) developed the Technology Acceptance Model (TAM), in order to explain individuals acceptance and attitudes towards the use of information technology. The model clearly illustrated that users intention to use a new technological platform is a major function of the users believes and expectation about the system (Gretzel et al, 2010, Pg. 200. Information and Communication in Tourism). Davis et al (1989) identified two value factors which where the most determining factor on influencing users intention to use or accept a new system. This two factors where perceived usefulness and perceived ease of use. The development and relationship between perceived usefulness and perceived ease of use originated from Fishbein and Ajzen (1975) theory of Reasoned Action. According to Fishbein and Ajzen (1975), the theory of reasoned action, was a theoretical model which inclined that individual behaviour is a factor of his pre and post intentions to use, in relationship with expectations the person will have of the product or service. This definition also justified Ajzen & Fishbein (1980) Expectation Value Model.
According to a study made by Mohammed Chutter (2009, Pg. 3), Fishbein and Ajzen (1980) proposed behavioural intention as being a subjective norm associated with the behaviour in question, which Mohammed Chutter (2009) defined subjective norm as a behaviour associated with a persons perception on what most people who are important to him, think he should or should not do as an individual. From Mohammed Chutter (2009) definition, subjective norm could be said to be a summation of an individuals perceived expectations being influenced by a society or selected group. In the search for an in-depth understanding of individual intention, Fishbein and Ajzen (1980) saw Page 37
the need to inquire on determinants of the individual attitudes and subjective norms which influence the belief individuals hold of themselves and the external environment. Davis (1985), ten years later, adopted the model of reasoned action, which made up for the rationale development of technology acceptance model (TAM). Davis (1985) saw the model of reasoned action more as a model to explain individual behaviours, while he made two major adjustments/changes to it. One of such adjustment is the exclusion of a subjective norm in predicting individual behaviours, whereby Davis (1985) considered only Individuals attitude and secondly, the development of the two distinct beliefs which are perceived Usefulness and Ease of Use/. According to Gretzel et al (2010, Pg. 211), perceived ease of use and usefulness affects attitudes in two distinct ways: one is, convenience and the other is on functionality, whereby the simpler the interaction with a system, the greater the individuals sensation of efficiency and control. According to Davis (1985) as quoted what is the usefulness of Technology, when it so hard to use. One other major distinction of the TAM from TRA is that the former lays more focus on users acceptance of information technology. The two major constructs of the model which are perceived usefulness and ease of use are found to be most relevant in the context in which the study is being made; which are users adoption of 3G devices and value added services in the society at large Bandura (1982) emphasized on the importance of putting into consideration the two factors in predicting individual intention.
Bandura (1982) defined perceived ease of use as a notion of self-efficacy, which is based on the belief on how well an individual can execute actions required to deal with a solution, whereas he defined perceived usefulness as the extent to which a behaviour once successfully executed is believed to be linked to a valued outcome (Mohammed Chuttur, 2009, Pg. 4). Page 38
One major stronghold of the technology acceptance model is the curiosity within the consumers to use a particular service or product which arises as a result of so many personal factors. One reason could be to satisfy an individuals ego of having to be a part of a particular trend or just for the sake of having to know what it feels like using a particular product. 2.1 SELF CRITIQUE OF PAST RESULTS ON INNOVATIVENESS AS OPPOSED BY NIGERIAN SOCIO-ECONNOMIC STRUCTURE Many researches have always associated personal innovativeness with technology acceptance model, whereby sales personnels can quote if u havent used it, how can u know if is useful or easy to use. In the other way round, this could be quite true, whereby the urge to try out a particular service or product, allows them to deliver their own independent judgement. Referring on the epistemic value discussed in the literature review, which is a form of perceived value arising out of curiosity and novelty satisfaction, Agarwal & Prasad (1998) proposed the concept of personal innovativeness, which they simply defined as the willingness of an individual to try out new information technology. Most researchers have characterised the term as a risk-taking propensity of individuals (Agarwal & Prasad, 1998). According to Parasuraman & Colby (2001), they described the technological product and service market, as a world, whereby developers target individual with high innovativeness at the initial stage of a product or service market entry, tagging them early adopters by Parasuraman & Colby (1991). But in my own view, this calls for a need to raise an argument requiring an urgent answer with respect to my research. If the developers interest is to target individuals with high innovativeness, whereby these individuals are characterised to be more educated, well-travelled, more prosperous in terms of being able to afford a new technology despite the cost and finally more highly risk oriented, what influences the rest of the society to go on the same trend with the early adopters or innovator?, Does the early adopters have an influence on raising the majorities curiosity to use a particular service?.
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In my own view, the answer is a big YES. Taking a look at the technology adoption lifecycle model which was developed by Joe M Bohlen and George M Beal (1957), describing the adoption or acceptance of a new technology being a factor of the demographic or psychological characteristics of a defined set of group. The same model was expanded to be named diffusion acceptance model by the same group of researchers, whereby they described how the use of a new technology were spreading in different cultures. The first group of people to use technology according to the model are the early adopters who are closely watched by neighbours or the community surrounding them. So to say, if demographic and psychological profile of society can have an influence on their adoption flow, we can conclude that peoples behaviour can be influenced by their peers, superiors, mentors, family, and neighbours. These people inevitably make up an assumed socio-cultural group. Nigeria is one country where culture cannot be left out if you want your business to strive. Nigeria culture is characterised by its close knit strong family ties, defining a proper extended family system. It is a common practice for an employed individual in a family taking the responsibility of a bread winner for the family linage at large. There is a high volume of dependency culture in the society, which directly and in-directly influences the widespread of actions which people take. According to Kotler (2009), he described the society as having to play a significant role in shaping the beliefs, values, and norm, which in-turn shapes the consumers tastes and choices. And so, for the above defined reasons, my research will make an extension of technology acceptance model by making a hypothesis on the significance of social influence on the adoption of 3g value added services as a whole. Past researches made on consumers innovativeness on value added services mostly in developing countries have made little or no effect on adoption partner. I believe there is need to re-focus our attention on societal influence rather than innovative influence on consumers choice and intention for mobile service usage.
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2.4. PROPOSED HYPOTHESIS FOR THIS STUDY 2.4.1 Perceived Usefulness, Perceived Ease of Use Several surveys have been studied in the past, making extensions to the original TAM on consumers adoption of mobile services. One of such survey is by Pagani (2004), in his research titled Determinants of adoption of third generation mobile multimedia services, he made an extension of the original TAM with external variables such as Output & Input devices, speed, user friendliness and feedback as having influence on Perceived Ease of use, while external factors such as Service offering, price, degree of mobility, and compatibility had its major share of influence on Perceived Usefulness.
Diagram 2. Adapted from Pagani (2004) Determinants of Adoption of Third Generation Multimedia Services The Technology Acceptance Model inclines that adoption of mobile services is positively determined by users intention to use, which is influenced by Perceived Usefulness and Perceived Ease of Use. Past studies made on TAM have noted Usability as an important factor in determining the success of mobile service penetration in a given society. Page 41
The Usability of Mobile Services is mostly based on Content, Interactivity, Transaction Cost, Speed, and Reliability.
Diagram 3. Proposed Version of the Technology Acceptance Model .for the research According to Davis (1986) he defined formally the two constructs as follows: Perceived Usefulness is the degree to which an individual believes that using a particular system would enhance his or her daily societal and environmental performance Perceived Ease of Use is the degree to which an individual believes that using a particular system would be free of physical and mental effort HI: Perceived usefulness has a significant effect on consumers attitude to use 3G mobile services H2: Perceived ease of use has a significant effect on consumers attitude to use 3G Mobile Services H3: Perceived Usefulness has a direct significant effect on consumer intention to use 3G mobile services. Hi Perceived Usefulness H2 Perceived ease of use H3 H6 H5 Social Influence Behavioural intention to use Actual Usage H7 Perceived Enjoyment H4 Attitude towards use Page 42
2.4.2 Attitude Towards Usage. According to Ajzen (2008, Pg. 28), he described attitude as a summary evaluation of a psychological object captured in such attribute dimension being either Good-Bad, Useful or Useless, Harmful- Beneficiary, Pleasant-Unpleasant and finally Likeable or dislikeable.
The psychological object being captured can also be seen as an emotional, rational, or self-satisfying pre-disposition with regards to services and products in the mobile context. Some of the well- established theories on attitude is the Tri-Component Model, which studies the relationship between attitude and buying behaviour of an individual. The Tri-component Attitude Model is a modification of Robert J. Lavidge and Gary A. Stern (1961) Hierarchy of Effects Model. The Hierarchy of Effects Model is a seven step model on customers decision making process about actions they want to take in buying a product. The seven steps are: unawareness, awareness, knowledge, liking, preference, conviction and finally purchase. In 2000, Leon G. Schiffman condensed the seven stages into three (3) theoretical categories, giving rise to the Tri-Component Attitude Model, which are named as the cognitive component which represents an individual knowledge about a particular product. Affective component which describes an individuals intention to think or act in a particular way which are mostly based on person emotions and feeling, and finally the conative component which consists of individual final tendency to undertake specific actions or behaviour towards a product. H4: Users Attitude Towards 3G mobile services has a significant effect on behavioural intention to use the services 2.4.2 SOCIAL INFLUNECE Page 43
The two constructs perceived usefulness and perceived ease of use are also not free from external factor influences. Technology Acceptance Model proposes that perceived usefulness and perceived ease of use affects usage attitude which in-turn affects intention to use and the actual usage. In order to address the issues on external factors influencing perceived usefulness and ease of use, additional changes were made by Venkatesh & Davis (1996), which proposed two distinct categories being the Social Influence Category and Cognitive Instrumental Category.
According to William M. Pride and Ferrell O.C. (2011.Pg. 216), he defined social influences as forces which people/group exert on a consumers buying behaviour. These forces could either come from roles which they occupy, family, reference group, social class, and culture. Michael Baker et al (1998), group influences is always geared towards conformity, and its tendency to show in the decisions of an individual depends on the pressure the group bears on the individual and the level of importance of the group to the individual. Venkatesh and Davies (1996) further sub-categorised the social influence into a subjective norm. According to Fishbein and Ajzen (1975), subjective norm is described as an individuals perception that most people who are important to him think he should or should not use a particular technology, which in-turn perceives its use as an enhancing factor for ones status within a social group. Venkatesh and Davies (1996) in there study concluded that subjective norms has a significant effect on intention to use new technology. Page 44
Subjective norms are found to be important factor on individuals pre purchase decision, mostly when the person still has a little or limited knowledge of the product or services, prior to a development of attitude towards the product. H5: Social Influences have a positive significant effect on consumers behavioural intention to use 3G Mobile Services H6: Social influences have a positive significant effect on actual usage of 3G mobile services.
2.4.3 PERCEIVED ENJOYMENT Motivation behind consumers adoption of a product or service can be divided into two types: Hedonic and Utilitarian Motives. Due to survey clarification, there is always the need to make a clear distinction between the Hedonic and Utilitarian motives underlying consumers behaviour.
Sweeney D.R. (2007, Pg. 24), who made a study on the motive behind spectators values attached to attendance to a sporting game, found that consumption for sporting activities had hedonic motives, because for many people, sporting is a form of entertainment whose value is derived from the enjoyment associated with the game. This is where emotional value comes into play, whereby enjoyment is the utility derived from the sports game. This makes hedonism totally different from Utilitarian motive, whereby the former is based on excitement and pleasure derived, the latter is solely based on usefulness or efficient performance of the product or service as perceived by the consumer. Page 45
With a utilitarian motive, judgement and evaluation of a product is based on objectiveness, while that of a hedonic is much influenced by intrinsic feelings towards the product. Within the TAM construct for the study, Hedonic (Intrinsic) motivation is captured as Perceived Enjoyment (PE), while Utilitarian (extrinsic) motivation is captured as Perceived Usefulness. According to Stefanos Chatziagapias (2008), he defined perceived enjoyment as the degree to which a person believes that the use of 3G services will be interesting and associates its use with enjoyment. H7: Perceived enjoyment has a significant effect on consumers behavioural intention to use 3G mobile services.
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CHAPTER THREE METHODOLOGY 3.0 MEASUREMENT INSTRUMENT Based on the purpose of the research topic, which looks into the relationship between consumers perception of 3G mobile services and their behaviour towards its use, there is a need to make our Page 46
research deductions from individual viewpoints. This brings about clarity on the appropriate research design to be an integration of both qualitative and quantitative research with sample surveys, which will give me the researcher the ability to quantify consumers perspective towards an experience. According to Denzin and Lincoln (1994), they described qualitative research as a multi focus method which studies subject matters in their natural settings, in attempt to make sense or interpret individual experiences in their everyday life, while the quantitative approach according to Isadore Newman and Carolyn R Benz (1998, Pg. 3), is defined as being a naturalistic approach used when observing and interpreting reality with the aim of developing a theory that will explain what was experienced. With regards to already proposed research questions, which were hypothesis made out of proposed modified model of the Technology Acceptance Model, in order to understand customer perceived value towards usage of 3G mobile value added services, there is a need for test of confirmation or disconfirmation of the hypothesis through a quantitative approach. This study will make use of a sample survey as its data collection instrument, in the context of 3G mobile services, whereby respondents will be asked to express their level of agreement or disagreement for various perceived value constructs. As cited in the Handbook of Statistics (2009, Pg.3) according to Mahalanobis (1965, Pg. 45), one major advantage of survey samples, if properly designed and conducted , is that it can supply at a great speed with low cost, sufficient information accurate for practical purposes with the possibility of ascertainment of the margin of uncertainty on an objective basis. Due to variety of data collection and measure processes, most researchers tend to look at survey sample through the characteristics which make it up rather than a generalised definition.
According to Floyd J-Fowler (2002, Pg. 1-2), he described it based on 5 characteristics, but three (3) of it will be mentioned regarding the context of this research. And they are: Sample Survey produce statistics which are numerical descriptions about some aspects of the study population Page 47
The main form of data collection is through pre designed questions administered to people, whereby their answers constitute the data to be analysed Patterns of consumer expenditure and expectation are major predictors in analysing the social & economic trend Some other researchers such as Singh & Chaudhary (1986, Pg. 3), view the need for online sample survey under its conditions of use, such as limited budget, constraints in time, money, resources, and high cost of analysing a large population sample. With regards to this research thesis, the above proposed conditions for the use and characteristics of sample survey fits very well, due to limited amount of time, money, and the need for numerical description of respondents and analysis of their answers. The research will make use of a web-page questionnaire survey, which according to Fenech & OCass (2001, Pg. 361), provides a single common medium, which makes it very easy for respondents to fill and have an automatic return of forms, non-exemption of questions, and also an automatic transfer of data back to the analytical table without a manual entry. Although one major problem of the web-based survey is the non-coverage error, due to the exclusion of individuals without an internet access and most times lazy attitude of respondents towards online forms. This attitude can be a factor of different reasons, such as respondents feelings that his/her response doesnt make a difference in the outcome of the research or most times not being too sure of terms being used.
3.1 SAMPLE AND DATA COLLECTION PROCEDURE Page 48
3.1.1 Sample Selection In this research thesis, the target population is Nigeria, in pursuit of their consumer behaviour influenced by value perception towards 3G mobile value added services. The study made use of a non-probability sampling technique in conducting its sampling process. This will give rise to a snow- ball sampling technique in the course of the survey. Hence, bulk of the survey is conducted based on respondents referrals, which will help me to reach the expanded marginal and scattered population. Due to time, financial and physical accessibility constraints, participants were selected based on their accessibility to the internet, which allowed a quicker response and feedback to contribute to the research. In the study, questionnaire was distributed via Facebook and email with the use of a survey tool called Google Survey. The Google Survey is a web-based survey site which enables you to self-design an online questionnaire form/tool called the Collector. Through the creation of a Facebook or Email collector, you are able to distribute, track responses, set reminders and place direct links of your designed questionnaire on friends list and contact address. One of the major advantages of the using the Facebook and Email is that it allows you to specifically target your participants, who in-turn makes their own referrals, thereby eliminating familiarity and biases between the researcher and the respondents. The target respondents of the survey are Nigerians across different states of the country within the age bracket of 16-65 years, having access to the internet as earlier mentioned with an active Facebook and Email account. 3.1.2 Sampling Technique Questionnaire was designed in such a way it paid attention to the simplicity of the questions and respondents intellectual level. Due to the inevitable fact, that most respondents might not really understand the term 3g mobile value added services, an introductory paragraph will be placed on the beginning of relevant pages in the questionnaire defining distinctive terms.
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According to Malhotra & Birks (2000, Pg. 326), questionnaires are known to have 3 specific objectives which are: the need to translate needed information into questions, increasing the motivation of respondents to answers through clarity of questions and finally minimization of response error resulting from misanalysed answers. The first part of the questionnaire tried as much as possible to find out respondents networks which they are subscribed, there knowledge of most services, usage of the research selected services and how all the proposed study variables have affected there awareness and usage intention. Second Part of the Questionnaire is an inquiry into the demographic characteristics of the respondents. The first part of the questionnaire tried as much as possible to obtain respondents affinity towards various constructs. Most of the questions relating to developed hypothesis were intended to be answered based on a five point likert scale, whereby figure 1 represents Strongly disagree/ Very Untrue, 2 for Disagree/Slightly Untrue, 3 for Neutral, 4 for Agree/Slightly True, 5 for Strongly agree/Very True. Based on past literatures and research model, the research questions were grouped based developed hypothetical constructs such as Perceived Ease of Use, Perceived Usefulness, Social Influence, External Variables, Perceived Enjoyment and Innovativeness, Attitude towards use and likeability. Items measuring Perceived Usefulness and Perceived Ease of Use were adopted from study made by Davis (1989), measuring on a 5 scale likert ranging from 1=strongly disagree to 5=strongly agree. Items measuring Social Influence and Subjective Norms where based on scales developed by Ajzen and Fishbein (1989). Questions and Statement such as: Most people who are important to me, would consider my using a selected 3G devices to be --: Respondents answers will be based on a 5 scale likert ranging from Very True, Slightly True, Neutral, Slightly Untrue, & Very Untrue Page 50
External Variables such as Price (Transactional Cost), Content, Screen Size, Compatibility, personalization, security, complexity of use, and internet connection/data transfer speed, where measured in understanding there influence on consumer adoption of 3G mobile services.
Which also the variable influence were measured on Five-point likert-type scale of 1=Not Important to 2 = Very Important. Items measuring Attitudes towards use and Intention to use were also developed from Ajzen and Fishbein (1980) and Lee (2008). Statement were followed by the 5 point likert scale of 1= Strongly Disagree to 2 = Strongly Agree. Sample Questions such as Using 3G services should be a beneficial and wise decision on Attitude towards using, while Question such as I intend to use 3G services, if I am introduced to it for intention to use, will be answered with the same pre-mentioned scales. 3.1.3 Questionnaire Structure The research questionnaire is divided into two parts. The part A which has been discussed above is originally intended to identify consumers perceived value on adoption of 3G value added services through the developed Independent and Dependent Variables. The second Part of the Questionnaire is proposed to collect respondents Demographic information such as Gender, Age, Academic States, Occupation, Monthly income level, location, Frequency of Use, length of Use, Number of Networks user is connected with, and the part/region of the country which they reside, were tried to be captured at the end of the Questionnaire. The Age Groups in the survey were sub-divided into four clusters which are 16-25, 26-34, 35-49, and over 50 years. Information on their academic status of respondents where sub-divided into High-School degree, University Degree, Masters Degree and Doctorate Degree. The Occupational Status is categorised as Self-Employed, Fully Employed, Part- time, and Voluntary Staff. The Part B also tried as much as possible to have a clear image of Respondents source of fund in-terms of weekly/monthly expenses with a mobile network, how much he/she is willing to spend on a phone service inclusive of voice calls and test messaging, the number of networks they are subscribed to and the make of mobile devices which they use. Questions such Page 51
as what is your average monthly mobile phone expenditure?, and How many mobile network are you subscribed to, and for how long have you been with them, where included. https://docs.google.com/spreadsheet/viewform?formkey=dFU0dUNlTGpaSEJBMDJ2THFoMVFud FE6MQ . This web link displays the published form in an online medium
CHAPTER 4 DATA ANALYSIS AND RESULT INTERPRETATION 4.0 Respondents Demographic Analysis Among the 83 valid responses, only 57 respondents were reported to have used 3g value added services, taking about 73% of the total respondents. 35 respondents were males making up 61% of the responses, while 22 were females making up 39% of the responses. Respondents demography can be summarized as follows: Gender (Male, 35(52%): Female, 22 (39%): Age; 16-24 years, 15 (26%), 25-36years, 38 (67%), 38-60years, 4 (7%). Regarding their educational background, a higher percentage of university students and graduates under the age range of 18-35 responded to the survey amounting to58%, followed by post-graduate students which accounted for 40%. Among the 57 respondents who had ever used or adopted 3g mobile services, a large majority of them adopted services provided by the multinational company known as MTN (78%), which is the company with highest subscription base of 95% in the survey, then subsequently followed by the two national companies known as GLO Nigeria (12%) and Etisalat (7%). With regards to users experience with mobile phone in the country, 60% responded in having used mobile phones for a period of 7 9 years, whereby 5% made up of respondents who have only used mobile phones for a period of 1-3 years. Approximately 46% of the users reported to use their Page 52
mobile phones for both business and private use at an equal scale, while 30% reported to use theirs exclusively for private purpose, and 25% more for private than for business purposes. The numbers presented by respondents, shows us a strong indication of penetration and saturation level of mobile phones in the Nigeria society, whereby 35% of the respondents where subscribed to more than one network telecom operators.
Table 1 indicates a comprehensive list of 3g mobile value added services being stated in the survey. Services such as SMS (47%), Facebook (53%), Family and Friends (37%), blackberry messenger (65%), e-mail push (40%), internet browser (89%) and bank credit alert (33%) made up 75% of services used much daily by respondents. One respondent said in quote; E.g. I downloaded my girlfriends favourite song, which I personalised as my ringtone. Whenever my phone rings and I hear the song, am so full of excitement having her best song as my ringtone
Most value added services, are believed to save time and stress, because of the ease its creates in achieving some daily live activities, such as Credit alerts, Banking Transactions and payment of Bills.
Over 50% of the respondents, know about most services, but never use it. Services such as TV contest vote (49%), online shopping and payment (56%), and vehicle tracking and navigation systems (72%) fall under this category. Some of the reasons for not using the services, when the respondents were asked included answers such as insufficient understanding about the service product, which made up a high percentage of the problem, followed by inaccessibility to the internet Page 53
and finally the cost attached to using these services. The 3g mobile service with the highest unawareness level among respondents was the mobile TV and booking & ticket purchase services, each with a 9% of overall responses indicating they dont know the services. Regarding on how responses came to know about the 3g services which they selected to either have used or hoping to use, 65% of agreed there family and friends contributed a lot there knowledge of most services, followed by TV commercials (56%), Internet (47%), radio commercial (28%), newspaper (25%), and roadshow campaign running as the least with 4%. One major surprising finding from the survey responses show that blackberry is the most widely used mobile brand in the society, with a 63% usage, followed by Nokia (28%).
The world leading mobile phone brand companies such as Apple iPhone and Samsung all have a 0% and 7% usage in the Nigeria society according to the survey, which generally indicates a very low usage of the this phone brands. Regarding on factors which influences choice of 3g mobile value services, majority of the respondents ticked faster data transmission/connectivity and content personalization would more likely draw them closer to these services. Among the responses, 72% are very more likely to adopt 3g mobile services if they have a clear understanding of the services, and better access to the internet. Evident from Table 11, it could be clearly seen that factors such as data transfer and internet service connection are of high level of importance. To my own surprise, factors such as content personalization did not carry much effect as a usage influence as only 26% of the respondents ticked very likely on the likert scale. These on the other hand could be of two reasons, such as individuals not having a technical understanding of the term content personalization, or they were Page 54
more anxious on having a taste of what the services were all about, which could only be made possible through quality access to the internet via telecom operators. Table 3: Considered factors affecting usage. How important are the following factors considered in usage of mobile services.
Very important consideration
Slightly important Consideration
Not Important Call Tariff 72% 19% 9% Customer Service
Table 5: Demographic Characteristics of Respondents Demographic Characteristics Subjects Frequency Percentage (%) Respondents Gender (n=57) Male 35 61% Female 22 39% Age 16-24 15 26% 25-35 38 67% 35-60 4 7% 60 - above 0 0% Educational Level of Respondents (n=57) College 1 2% Graduate Schools 33 58% Post Graduate level 23 40% Main 3G telecom operator of use MTN 45 79% GLO 7 12% Page 57
ETISALAT 4 7% AIRTEL 1 2% Number of years of being a mobile phone subscriber 1-3 years 3 5% 3-6 years 9 16% 7-9 years 34 60% 10-12 years 11 19% Respondents demographic region of residence South-West 13 23 South-East 19 33 South-South 8 14 North-East 1 2 North-Central 16 28
4.1 Reliability Analysis Page 58
Generally, with regards to studies assessed via multiple scale questions, there is a need to determine the level of internal consistency between this multiple item scales or scores to a sufficient level whereby they can be justified to represent a single construct. In this research, the internal consistency of the multiple scale items will be measured using the Cronbachs Coefficient Alpha. Cronbachs Co efficient Alpha answers questions such as Do all the items in my scale really tap into a construct?. Cronbachs coefficient alpha can be defined as the estimate of the internal consistency associated with a construct, which are being derived from multiple scale items. So in other words, there is a great need to test reliability, because in the absence of one, it is impossible to know if the survey questions are truly a reliable tool to measure the research proposed constructs. Values of the Cronbach alpha range from 0 to 1, with the indication of a greater reliability associated with higher values (Values closer to 1). Table 1 below shows the result of the analysis of the Cronbachs alpha for the study construct using the statistical tool known as SPSS 19. The following are the constructs which were made up through past literatures and theory. They are: Perceived Usefulness (PU), Perceived Ease of Use (PEU), Perceived enjoyment (PE), Attitude towards use (ATU) and Behavioral Intention to Use (BIU). Table 6.Cronbach Alpha Value of Summated Factors (Reliability Analysis)
VARIABLES COEFFICEINT ALPHA Perceived Usefulness 0.920 Perceived Ease of Use 0.767 Perceived Enjoyment 0.959 Social Influence 0.817 Attitude towards use 0.801 Behavioral intention to use 0.788 Page 59
The above figure signifies a very strong reliability among the various items or scales representing a defined construct. This can also be interpreted as all the multiple scale questions in the survey questionnaire are true representatives of the above mentioned research constructs. 4.2 Pearson Correlation Analysis The Pearson Correlation Analysis is a statistical tool used to determine the association between two or more variables which are scored on an interval or ratio level. The degree of association between the variables (PU, PEU, PEN, SI, ATU, and BIU) is measured using a Pearson Correlation. Due to the fact, that the research constructs where may up of multiple item scales questions, there was a need to calculate the sum mean of all the item scales. The calculated mean of the constructs will further be used for its correlation analysis and regression analysis. The value results of a Pearson correlation value (r) is between -1 to 1. Results with a value of -1 indicates a weak correlation, values in between such as 0 indicates a moderate relationship, while values closer to 1 are true representatives of a strong correlation. Table 7: Bivariate Correlations Results Variables PERC EIVE D USEF ULNE SS Percei ved ease of use PERC EIVE D ENJO YMEN T SOCI AL INFLU ENCE ATTIT UDE TOW ARDS USE B T U M M PERCEIVED USEFULNESS Pearson Correlation 1 .245 * .303 * -.221 * .694 ** .6 7 9 * *
Negative or low correlation between variables, from 0.30 to 0.49 is considered medium; while Value such as 0.5 to 1.0 means that there is a perfect positive between the study variables. 4.2.1 Interpretation: Results from the analysis shows that Social Influence and perceived ease of use has little or no influence on consumers intention to use 3g mobile value added services. An absence or removal of the two variables from the study according to the Pearson Coefficient result will not be significant in determining factor influences on consumers intention to use. According to the result perceived usefulness indicates a strong effect on consumers intention to use 3g mobile value added services (r= 0.679, p=0.000, whereby coefficient is significant at 0.05). Perceived ease of use which is next to perceived usefulness in the Technology acceptance model is also a bit significant with (r=0.258, p=0.027), but not as strong as perceived usefulness. One major important factor is the Attitude towards usage (ATU) (r=0.685, p=0.000), having a huge significance in relationship with consumers intention to use 3g mobile services. Attitude towards use in the study is measured through 5 individual questions, which were also analyzed within each other. Among the measured scale questions Using 3g would be beneficial to me(r=0.661, p=0.000) and Sig. (1- tailed) .000 .005 .023 .034
N 57 57 57 57 57 5 7 *. Correlation is significant at the 0.05 level (1-tailed). **. Correlation is significant at the 0.01 level (1-tailed).
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Using 3g mobile services would be a positive experience had strong significance on affecting attitude towards use. The price worth (r=0.369, p=0.000) associated with using the 3g mobile services was also evaluated, with a results showing a medium level of significance, but not as strong as the former two questions. Regarding social influence (r=-.283, p=0.017), there is considerably no strong relationship found between the variable and behavioral intention to use 3g mobile services. The relationship between the two variable can clearly said to be weak.
4.3 Multiple Regression Analysis. In a bid to test the research hypothesis relationship between the dependent and the independent variable, a multiple regression analysis will be carried out. Altogether, 8 hypothesis were proposed and there results are enumerated in table (). In the study, the F-statistics produced (F=32.981) is found to be significant, thereby confirming the fitness of the model. Thus, a larger F-statistics signifies that more of the total variability is accounted for by the model. 4.3.1 Hypothesis Test HI argued that Perceived Usefulness will have a positive effect on consumers intention to use 3g mobile value added services. Results from the analysis revealed a significant result (B=0.394, T=3.102, p=0.000). Therefore H1 is a supported hypothesis, because consumers intention to use 3g mobile services adoption is shaped and influenced by functionality and quick access to the world information, which is the mobile services provide for them. Page 63
H2 posited that perceived ease of use has a positive effect on behavioral intention to use 3g mobile services. Findings from the calculation confirmed that perceived ease of use (B=0.032, t=0.304, p=0.041) is not strongly significantly related to behavioral intention to use. So, it can be said that, H2, is not a verified hypothesis. This result was also the same with H4, which was on perceived enjoyment positive effect on behavioral intention to use. Analyzed result of H3 (B=0.092, t=0.953, p=0.130) also nullified the hypothesis that perceived enjoyment has a positive significant effect on behavioral intention to use 3g mobile services. One very surprising finding of the study however is on the effect of social influences on consumers intention to use. According to Joe M.Bohlen et al (1998) Technology Acceptance Lifecycle, which proposed that peoples behavior is a factor of their demographic and psychological characteristics in reference to technological use. Social influence (B=-.102, t=-1.083, p=-.147) is found not be significantly associated with consumers behavioral intention to use 3g mobile value added services. Social Influence (b=-.102, t=1.083, p+-.147) is found not to be significantly associated with consumers behavioral intention to adopt 3g mobile services.
This can be associated with various reasons, one of such is an indication made by the survey, whereby on a percentage scale, 28% had a neutral view on its influence, compared to the 14% that ticked it would likely and 1.8% of respondents who said it would unlikely make them use it. Table 2.Social influence likert scale calculated frequency (1= Strongly Agree, 2=slightly agree, 3=Neutral, 4=Slightly Untrue, 5=Very Untrue)
H5, which is the final hypothesis, proposed that attitude towards use has a significant effect on behavioral intention to use 3g mobile services. In the study, with regards to the statistical test carried out whereby (B=.411, t=3.238, p=.402), H5 is a strongly supported hypothesis. Majority of the respondents totally agreed that using3g mobile services would be beneficial experience and a wise decision to take. Statistically the R 2 value of the research model is 0.549which indicates a considerate strong relationship between behavioral intention to use 3g mobile services and independent variables (Perceived Usefulness and Attitude towards use). These two variables can strongly explain the variability of behavioral intension to use 3g mobile value added services at a level of 54.9% in the Page 65
available sample population. From research evaluation and summation of its hypothesis, behavioral intention to use 3g mobile value added services are influenced negatively with regards to perceived ease of use and perceived enjoyment, but affected positively by perceived usefulness and attitude towards its usage. Social Influence on the other hand did not increase consumers willingness to adopt the mobile services in the country.
Table 9.Mutiple Regression Summary of ATU & PU Model Summary Mode l R R Square Adjusted R Square Std. Error of the Estimate 1 .685 a .469 .459 .59286 2 .741 b .549 .532 .55122 a. Predictors: (Constant), ATTITUDE TOWARDS USE b. Predictors: (Constant), ATTITUDE TOWARDS USE, PERCEIVED USEFULNESS
CHAPTER 5 CONCLUSION 5.0 Discussion Having an aim on examining consumers perceived value factors and their intention towards the adoption of 3g mobile added services in Nigeria, the research was reviewed and analyzed through an
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extended theoretical framework of the Technology Acceptance Model. The research analyzed the relationship between perceived usefulness, perceived ease of use, perceived enjoyment, social influence and attitude towards use on Nigeria mobile customers behavioral intention to use 3g mobile value added services. Perceived usefulness showed a strong positive effect on consumers intention to use or adopt 3g mobile services. This is basically driven by two major factors, which were convenience and functionality which these services provided. From the study analysis, it shows that consumers behavioral intention to adopt 3g mobile services is largely influenced by their perception of the functionality of the services on their daily lifestyle. Most of the consumers or subscribers pay for their services mostly for the function it delivers to them. The research highlighted little importance of perceived ease of use on adoption intention, despite my assumed effect on the energy I thought the perceived factor would save consumers in there communication lifestyle, most especially with the outrage of black berry messenger and Facebook in the country. Although the technology acceptance model proposes a strong common correlation between perceived usefulness and ease of use, the opposite showed up in this study indicating a little relationship between the two value factors. But in my own view, I would strongly recommend that perceived ease of use would have a huge influence on 3g mobile services, if only network operators provided themselves with showrooms displaying and educating the public on different features of these 3g mobile value added services, which is the case of iPhones in Apple stores.
In the research, perceived usefulness and attitude towards use, kind of shared a common significant influence on adoption intention. External factors such as speed, data transmission, and privacy of content, where huge significant factors which also influenced usage positively. Whereby factors such Page 67
as content personalization wasnt really a motivating factor for Nigeria telecom users in the research, which could be attributed to the fact that it was a concept which network providers have not created much awareness for among the public. On the other hand, perceived enjoyment and social influence, where shown to be insignificant in influencing consumers behavioral intention to adopt 3g mobile services. Although the result shown of the perceived enjoyment insignificance seems to be an unusual experience, when being compared to past researches made on the TAM model whereby it most times be favorable. But this is excusable because of the fact is a research on the Nigeria mobile industry, which cannot be generalized worldwide. As bad as it might sound, these two factors are still needed conditions in having a mobile phone, but they dont add up to be enough factors which ignite a consumers spirit or attitude towards the adoption of 3g mobile services in the study. 5.1 Managerial Implication The research had its way of making respondents and mobile subscribers become aware and understand the amount of untapped opportunities which the mobile sector can provide and possesses. 3g services such as location-based services, mobile banking, and mobile commerce is the step ahead for a successful business economy in the nation, which every single individual would directly or indirectly benefit from in the society. Results emerging from the study, throws a lot of managerial insight, which would benefit content developers in the mobile industry. M- Commerce should not be an overlooked subject matter in the country. Location-based service which is under the m-commerce category is made up of Travelers, route, emergency, delivery and national security services. The technical and commercial ability of emerging and existing 3g mobile value added services in addressing local business challenges would be of great advantage.
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3g services which can update small scale retailers of current prices of their goods nationally can make a huge business difference. Findings from the research significantly broadens understanding on the awareness level of 3g mobile services in the country and individual perception towards the users acceptance of the services which they provide. The study also pin pointed basic lump holes regarding 3g mobile services which telecom stakeholders need to address. Managers in the telecom industry can view this study from two simple, but strategically functional views. One is that level of awareness it creates among network providers knowing a favorable amount of individuals who know about these 3g services and those are strongly willing to adopt it if some factors are put into place while developing and advertising this services. Secondly, despite the huge amount of money and creativity which has being poured into promotions and advertisement, purchasing tendency are individuals fore judgment regarding the extra value in terms of its functionality and convenience which these services can provide. From my little one on one chat with respondents, I identified that there is a large absence of knowledge on utility services which have practical values. Which has been more of the fault of service operators, rather than on the subscribers who this services are mearnt for. In Nigerian much effort has to been put on the campaign for entertainment services, rather than on mobile-commerce services. Although currently the Banking sector are putting much effort on development of online apps for the customers, making them to be more engaged with the advantages of a having a 3g enabled mobile phone. Around the developed countries, GPRS is undeniably the major driver for 3g technology. But in the Nigeria context, the use of GPRS technology is still very unsure among respondents. Subscribers would not openly want to pay for services which they are unsure of, which calls for a review by the network operators on granting subscribers variety of billing options in the Nigeria mobile industry as it is done in the advanced nations such as United Kingdom and China. Billing options such as pay as you use, monthly contract bundles, prepaid & postpaid accounts, gives a mobile subscriber the flexibility to log in or out of any services which they find to be either useful Page 69
or not, and at the same time give them access, visibility, and control on how much they spend and on what services they spend it on.
A constraint such as inability amongst network providers to leverage mobile channels on accessing business activities via a digital platform is a key subject to develop.at the end of the survey, 92% of respondent show a greater willingness to use 3g mobile value added services, after answering to the survey questions. In as much as previous researches have looked into financial success stories of just call tariff in the emergence of telecom industry down to its decrease in average revenue per unit, further studies should now look into network providers financial implications as a result of the 3g services which they develop and provide, and how these services have kept them competitively in the 3g market. A cross-national study can also be carried out to evaluate value perception influencing usage of 3g services between Nigeria and Europeans countries. 5.2 Limitation The study still had some of its limitations, such as the sampling method used and number of respondents who participated in the online survey. Regarding the sampling method, a snow ball sampling method was employed, which despite its avoidance of biases, still had its lapses such as uncertainty of a proper representative to be studied. Being a non-probability sampling approach, not much is really known of your respondents, even though is cost effective and time saving. And one other major limitation is the exclusion of individuals without an internet access as a result of survey being a web-based questionnaire. Putting a reality check on the study, 3g mobile value added services like we know is still an emerging market, with most people having limited knowledge of its terms, which the questionnaire tried as much to define. Responses gotten from the survey, I would say in my own view, are subject to anticipation rather than the actual experience of using these mobile value added service Page 70
5.3 Conclusion In summary, the research aim was achieved through the analysis of the relationship of the TAM constructs using the SPSS statistical tool. Some of the results supports past researches, while others dont, such as the case with perceived enjoyment and social influence having little influence on adoption intention, but at the same time providing a reality check for 3g mobile services providers and operators.
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Fowler, Floyd J. Jr. (2002). Survey Research Method. 3 rd Ed. Sage Pub, Thousand Oaks, California. Pp. 1-2 Grant, R. M. (1996). Prospering in Dynamically-Competitive Environments: Organizational Capability as Knowledge Integration. Organization Science, Vol. 7: pp. 375-387. Gretzel, U., Law, R. and Fuchs, M. (2010). Information and Communication Technologies in Tourism. Springer, New York, pp. 137-212 George M.B. and Joe M.B. (1957). The Diffusion Process. Iowa State College Agricultural Experiment Station Report, Issue 18. Pp. 1-6. Handbook of Staistics (2009). Handbook of Statistics: Sampe Surveys: Theory, Methods and Influence. Volume 29 of Handbook of Statistics . Elsevier. Pg.3. Holbrook, M.B. (1977). Comparing multiattribute models by optional scaling. Journal of Consumer Research, Vol.4, pp. 165-171. Holtel, S. (2006) A timeless way of service classification. Vodafone R&D white papers. Understand the personality of future communication services, Vodafone. Heinonen, K., Pura, M. (2006) "Classifying Mobile Services. Proceedings of Helsinki Mobility Roundtable. Sprouts: Working Papers on Information Systems, 6(42). http://sprouts.aisnet.org/6-42 Hirschman, E.C. & Holbrook, M.B. (1982). Hedonic consumption: Emerging concepts, methods and propositions. Journal of Marketing, Vol. 46, pp. 92-101. Hossein M. & Amirhossein K.S (2001). A Customer Value Perspective Motivates People to Purchase Digital Items in Virtual Communities. 2012 International Conference of Economics, Business and Marketing Management, IPEDR, Vol. 29. IACSIT Press, Singapore. Pg.226 Isadore Newman and Carolyn R. Benz. (1998). Validity and legitimation of research. & Strategies to enhance validity and legitimation. In Qualitative-Quantitative Research Methodology: Exploring the Interactive Continuum (pp. 3-27). Kaasinen E (2003) User needs for location-aware mobile services. Pers Ubiquitous Comput 7(1): pp. 7079 Kaasinen E (2005) User acceptance of mobile servicesvalue, ease of use, trust and ease of adoption. Doctoral dissertation, VTT Publications 566, Finland, pp. 113-123 Korhonen, P. (2003) Technology leadership. Paper Presented at Nokia Capital Market Days, New York. Kotler P, Armstrong G (1996) Principles of marketing. Pearson Education, Inc., Upper Saddle River, New Jersey. Lavidge, R. and Gary, A.S. (1961). A Model for Predictive Measurement of Advertising Effectiveness. Journal of Marketing 25 (October); pp. 59-62 Martin William (2011). Doing What Works: What Successful People Do Differently. Author House Pub. Pp. 33-36 Mudie, P. and Pirie, A. (2006). Services Marketing Management. 3 rd ed. Oxford: Elsevier Ltd. Page 74
Mary M. Long, & Leon G. Schiffman, (2000) "Consumption values and relationships: segmenting the market for frequency programs", Journal of Consumer Marketing, Vol. 17(3), pp.214 232 Minna P.,. & Gummeras J. (2007). Discovering Value Perceptions of Mobile Services with Critical Incident technique (CIT). Marketing Theory and Applications. Pp. 35-40. Plunkett Research (2006). Wireless and Cellular Industry Trends. Retrieved September 2012 from the World Wide Web: http://www.plunkettresearch.com Pagani Margherita. (2004).Determinants of Adoption of Third Generation Mobile Multimedia Services. Journal of interactive marketing, Vol. 18 (3): Pages 46-59. Wiley Periodical Inc. Parasuraman, A. and Colby, C.L., (2001), TechnoReady Marketing: How and Why Your Customer Adopt Technology, New York: The Free Press and Implications for Service Organizations. Frontiers in Services Conference, New Orleans. Porter, M. E. (1979). How Competitive Forces Shape Strategy. Harvard Business Review (March- April): pp. 137-145. Porter, M. E. (1980) Competitive Strategy: Techniques for Analyzing Industries and Competitors. New York: The Free Press. Porter, M.E. (1994). The Role of Location in Competition. Journal of the Economics of Business, 1(1), pp. 35-39.
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APPENDIX Response Summary
Summary See complete responses
1. Which phone networks in Nigeria are you subscribed to? MTN 54 95 % GLO 17 30 % ETISALAT 14 25 % Page 76
AIRTEL 12 21 % Other 0 0%
People may select more than one checkbox, so percentages may add up to more than 100%.
INTRODUCTION
2. Which mobile network is your main network of use? MTN 45 79 % GLO 7 12 % ETISALAT 4 7% AIRTEL 1 2% Other 0 0%
3. What are your actual considerations for using your main Network? - Call Tariff 2 8
Very Important Consideration 4 9 %
Important Consideration 2 0 3 5 %
Not Important 9 1 6 %
3. What are your actual considerations for using your main Network? - Network Coverage 4 1
Very Important Coinsideration 7 2 %
Important Coinsideration 1 1 1 9 %
Not Important 5 9 %
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3. What are your actual considerations for using your main Network? - Customer Service 1 2
Very Important Coinsideration 2 1 %
Important Coinsideration 2 5 4 4 %
Not Important 2 0 3 5 %
3. What are your actual considerations for using your main Network? - Service Packages and Goodies 2 4
Very Important Coinsideration 4 2 %
Important Coinsideration 1 6 2 8 %
Not Important 1 7 3 0 %
3. What are your actual considerations for using your main Network? - Family & Friends 3 1
Very Important Coinsideration 5 4 %
Important Coinsideration 1 7 3 0 %
Not Important 9 1 6 %
3. What are your actual considerations for using your main Network? - Cost of SMS 1 7
Very Important Coinsideration 3 0 %
Important Coinsideration 2 1 3 7 %
Not Important 1 9 3 3 %
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4. What phone brand do you use? Nokia 16 2 8 % BlackBerry 36 6 3 % iPhone 0 0 % Samsung 4 7 % HTC 0 0 % Sony Erikson 0 0 % Other 1 2 % Page 79
5. Is your mobile phone 3G enabled? Yes 52 91 % No 4 7 % i don't know 1 2 %
6. How long have you been a mobile phone user? less than one year 0 0 % 1 to 3 years 3 5 % 3 to 6 years 9 1 6 % 7 to 9 years 34 6 0 % 10 to 12 years 11 1 9 %
7. For what purpose do you normally use your mobile phone? Exclusively for Private Purpose 1 7 3 0 % Exclusively for Business Use 0 0 % 50/50 Private & Business Use 2 6 4 6 % More For Private, Than For Business Purpose 1 4 2 5 % More For Business, Than for Private Purpose 0 0 %
INTRODUCTION TO 3G VALUE ADDED SERVICES
3G Mobile Value Added Services are defined as extra services provided to the customer by the network operator, which is different from normal voice call services, but rather they add value via its services offered. Examples of Mobile Value Added Services are: Sending and Receiving of Email on mobile phone, Caller Back tunes, Ringtone and Music download, File Transfers, Using Social Networks, Vehicle Page 80
Tracking system, and Browsing of internet on mobile Phone
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 1. SMS 2 7
I use daily 4 7 %
I use it Often 1 7 3 0 %
I rarely use 1 0 1 8 %
I don't know this 1 2 %
I know it, but never use it 1 2 %
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8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 2. Facebook 3 0
I use daily 5 3 %
I use it Often 1 5 2 6 %
I rarely use 1 0 1 8 %
I don't know this 0 0 %
I know it, but never use it 1 2 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 3. Caller Back Tunes I use daily 4 7 % I use it Often 4 7 % I rarely use 19 3 3 % I don't know this 4 7 % I know it, but never use it 22 3 9 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 4. Family & Friends I use daily 22 3 9 % I use it Often 14 2 5 % I rarely use 11 1 9 % I don't know this 2 4 % I know it, but never use it 5 9 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 5. Mobile Games 4
I use daily 7 %
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I use it Often 6 1 1 %
I rarely use 2 2 3 9 %
I don't know this 1 2 %
I know it, but never use it 2 2 3 9 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 6. BlackBerry Messsenger I use daily 37 6 5 % I use it Often 2 4 % I rarely use 2 4 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 7. Twitter 1 6
I use daily 2 8 %
I use it Often 8 1 4 %
I rarely use 9 1 6 %
I don't know this 1 2 %
I know it, but never use it 2 1 3 7 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 8. 2-Go 7
I use daily 1 2 %
I use it Often 8 1
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4 % I rarely use 1 0 1 8 %
I don't know this 7 1 2 %
I know it, but never use it 2 1 3 7 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 9. Whatsapp 2 2
I use daily 3 9 %
I use it Often 1 7 3 0 %
I rarely use 1 2 2 1 %
I don't know this 2 4 %
I know it, but never use it 3 5 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 10. Logo & Theme
I use daily 5 9 % I use it Often 5 9 % I rarely use 13 2 3 % I don't know this 8 1 4 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 11. Music Download I use daily 16 2 8 % I use it Often 18 3 2 Page 84
% I rarely use 14 2 5 % I don't know this 2 4 % I know it, but never use it 5 9 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 12. Mobile Radio 6
I use daily 1 1 %
I use it Often 5 9 %
I rarely use 1 5 2 6 %
I don't know this 5 9 %
I know it, but never use it 2 4 4 2 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 13. E-mail Push 2 3
I use daily 4 0 %
I use it Often 6 1 1 %
I rarely use 1 0 1 8 %
I don't know this 3 5 %
I know it, but never use it 1 3 2 3 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 14. Mobile TV 3
I use daily 5 %
I use it Often 1 2 %
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I rarely use 1 2 2 1 %
I don't know this 5 9 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 15. Internet Browser I use daily 51 8 9 % I use it Often 2 4 % I rarely use 0 0 % I don't know this 0 0 % I know it, but never use it 2 4 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 16. TV contest Vote (Big Brother Africa/Project Fame I use daily 4 7 % I use it Often 4 7 % I rarely use 14 2 5 % I don't know this 5 9 % I know it, but never use it 28 4 9 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 17. Mobile Banking I use daily 8 1 4 % I use it Often 10 1 8 % I rarely use 17 3 0 % Page 86
I don't know this 2 4 % I know it, but never use it 17 3 0 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 18. Credit Alert 1 9
I use daily 3 3 %
I use it Often 1 9 3 3 %
I rarely use 1 0 1 8 %
18/ 01/ 201 3
I don't know this 0 0 % I know it, but never use it 6 1 1 % Page 87
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 19. Mobile Bill Payment (DSTV, NEPA)
I use daily 3 5 % I use it Often 5 9 % I rarely use 12 2 1 % I don't know this 4 7 % I know it, but never use it 30 5 3 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 20. Dating Sites 3
I use daily 5 %
I use it Often 4 7 %
I rarely use 1 4 2 5 %
I don't know this 4 7 %
I know it, but never use it 3 0 5 3 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 21. Online Shopping I use daily 3 5 % I use it Often 6 1 1 % I rarely use 12 2 1 % I don't know this 2 4 % I know it, but never use it 32 5 6 %
8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 22. Vehicle Tracking System Page 88
I use daily 3 5 % I use it Often 1 2 % I rarely use 7 1 2 %
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8. Which of the Listed 3G Mobile Services do you use in your phone and to what extent? - 23. Booking Reservation & Ticket Purchase I use daily 5 9 % I use it Often 11 1 9 % I rarely use 9 1 6 % I don't know this 5 9 % I know it, but never use it 27 4 7 %
9. How did you get to know about about most of the 3G mobile services which you selected? (Please choose up to 3 options)
People may select more than one checkbox, so percentages may add up to more than 100%.
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PERCEIVED VALUE INFLUENCE
Perceived Value Can be defined as those values a consumer takes into considerations before using a particular service and what they believe they will benefit from using the service
PERCEIVED USEFULNESS OF 3G MOBILE SERVICES
10. Please rate how perceived usefulness of 3G mobile services would influence your intention to use mobile services - Using 3G mobile services would improve my communication Lifestyle 1
Very Unlikely 2 %
Unlikey 3 5 %
Neutral 3 5 %
Likely 1 8 3 2 % Very Likely 2 9 5 1 %
10. Please rate how perceived usefulness of 3G mobile services would influence your intention to use mobile services - Using 3G mobile services would make my Work/Study Life more effective 1
Very Unlikely 2 %
Unlikey 4 7 %
Neutral 10 1 8
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% Likely 11 1 9 %
Very Likely 28 4 9 %
10. Please rate how perceived usefulness of 3G mobile services would influence your intention to use mobile services - Using 3G mobile services would help me to find Information Quickly Very Unlikely 0 0 % Unlikey 2 4 % Neutral 6 1 1 % Likely 10 1 8 % Very Likely 36 6 3 %
10. Please rate how perceived usefulness of 3G mobile services would influence your intention to use mobile services - Using 3G mobile services would Increase functionality of my Phone Very Unlikely 0 0 % Unlikey 3 5 % Neutral 6 1 1 % Likely 14 2 5 % Very Likely 31 5 4 %
10. Please rate how perceived usefulness of 3G mobile services would influence your intention to use mobile services - Using 3G mobile services would enable me accomplish task more easily and Increase my productivity 1
Very Unlikely 2
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%
Unlikey 5 9 % Neutral 6 1 1 %
Likely 1 1 1 9 % Very Likely 3 0 5 3 %
10. Please rate how perceived usefulness of 3G mobile services would influence your intention to use mobile services - Using 3G mobile services would keep me busy when am lonely or bored 1
Very Unlikely 2 %
Unlikey 5 9 %
Neutral 7 1 2 %
Likely 9 1 6 %
Very Likely 32 5 6 %
PERCEIVED EASE OF USE
11. Please rate how perceived ease of use of 3G mobile services would Influence your intention to use mobile value added services. - Learning to operate 3G mobile services would be easy for me 7
Very Unlikely 1 2 %
Unlikely 0 0 %
Neutral 10 1 8 %
Likely 29 5 1 %
Very likely 8 1 4 %
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11. Please rate how perceived ease of use of 3G mobile services would Influence your intention to use mobile value added services. - I would find it easy to get 3G mobile Services to do what i want it to do 6
Very Unlikely 1 1 %
Unlikely 2 4 %
Neutral 7 1 2 %
Likely 29 5 1 %
Very likely 11 1 9 %
11. Please rate how perceived ease of use of 3G mobile services would Influence your intention to use mobile value added services. - I would find my interaction and navigation around 3G mobile services to be clear and Understanable Very Unlikely 6 1 1 % Unlikely 2 4 %
11. Please rate how perceived ease of use of 3G mobile services would Influence your intention to use mobile value added services. - I expect the appearance and content of the service would be appealing 7
Very Unlikely 1 2 %
Unlikely 3 5 %
Neutral 8 1 4 %
Likely 26 4 6 %
Very likely 9 1 6 %
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11. Please rate how perceived ease of use of 3G mobile services would Influence your intention to use mobile value added services. - I would find using 3G mobile services to be enjoyable 7
Very Unlikely 1 2 %
Unlikely 2 4 %
Neutral 6 1 1 %
Likely 29 5 1 %
Very likely 10 1 8 %
11. Please rate how perceived ease of use of 3G mobile services would Influence your intention to use mobile value added services. - The actual process of using 3G mobile services would be fun and easy to use 6
Very Unlikely 1 1 %
Unlikely 3 5 %
Neutral 1 0 1 8 %
Likely 2 4 4 2 %
Very likely 1 1 1 9 %
12. Please rate how the society would influence your intention to use 3G mobile services. - My peers would think am cool when they see me using most 3G services Very True 16 2 8 % Slightly True 14 2 5 % Neutral 16 2 8 % Slightly Untrue 7 1 2 Page 95
% Very Untrue 2 4 %
12. Please rate how the society would influence your intention to use 3G mobile services. - People whose opinion you value most would think you should use 3G mobile services Very True 13 2 3 % Slightly True 15 2 6 % Neutral 20 3 5 % Slightly Untrue 6 1 1 % Very Untrue 1 2 %
12. Please rate how the society would influence your intention to use 3G mobile services. - People who you are in
relationship with (Spouse/Partner) would think you should use 3G mobile services 12
Very True 2 1 %
Slightly True 21 3 7 %
Neutral 16 2 8 %
Slightly Untrue 3 5 %
Very Untrue 3 5 %
12. Please rate how the society would influence your intention to use 3G mobile services. - People who you admire most in life, would think you Page 96
should use 3G services Very True 7 1 2 % Slightly True 16 2 8 % Neutral 22 3 9 % Slightly Untrue 5 9 % Very Untrue 5 9 %
ATTITUDE TOWARDS USE
13. Please rate how your general attitude towards 3G mobile services would influence your usage of the service - Using 3G mobile service would be worth the Price Very Unlikely 2 4 % Unlikely 7 1 2 % Neutral 15 2 6 % Likely 20 3 5 % Very Likely 10 1 8 %
13. Please rate how your general attitude towards 3G mobile services would influence your usage of the service - Using 3G mobile service would be a Positive Experience Very Unlikely 0 0 % Unlikely 7 1 2 % Neutral 8 1 4 % Likely 24 4 2 % Very Likely 15 2 6 %
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13. Please rate how your general attitude towards 3G mobile services would influence your usage of the service - Using 3G mobile services would to be Beneficial to me Very Unlikely 1 2 % Unlikely 3 5 % Neutral 4 7 % Likely 26 4 6 % Very Likely 20 3 5 %
13. Please rate how your general attitude towards 3G mobile services would influence your usage of the service - Using 3G mobile services would be a wise decision Very Unlikely 2 4 % Unlikely 3 5 % Neutral 9 1 6 % Likely 23 4 0 % Very Likely 16 2 8 %
13. Please rate how your general attitude towards 3G mobile services would influence your usage of the service - Using 3G mobile services would be an expression of my Lifestyle Very Unlikely 4 7 % Unlikely 4 7 % Neutral 23 4 0 % Likely 10 1 8 % Very Likely 13 2 3 %
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BEHAVIORAL INTENTION TO USE
14. Please rate your level of likelihood to Use 3G mobile services - I would use 3G mobile services if am introduced to it Very Unlikely 1 2 % Unlikely 4 7 % Neutral 9 1 6 % Likely 17 3 0 % Very Likey 23 4 0 %
14. Please rate your level of likelihood to Use 3G mobile services - I would use 3G mobile services to communicate, if subscription cost is moderate Very Unlikely 1 2 % Unlikely 6 1 1 % Neutral 5 9 % Likely 18 3 2 % Very Likey 25 4 4 %
14. Please rate your level of likelihood to Use 3G mobile services - I would use 3G mobile services if i have regular access to the internet Very Unlikely 2 4 % Unlikely 1 2 % Neutral 6 1 1 % Likely 11 1 9 % Very Likey 35 6 1 % Page 99
14. Please rate your level of likelihood to Use 3G mobile services - I would use 3G mobile services if it keeps me
updated with world events and gossips 3
Very Unlikely 5 %
Unlikely 3 5 %
Neutral 7 1 2 %
Likely 1 2 2 1 %
Very Likey 3 0 5 3 %
14. Please rate your level of likelihood to Use 3G mobile services - I would use 3G mobile services if it constantly keeps me engaged Very Unlikely 2 4 % Unlikely 6 1 1 % Neutral 5 9 % Likely 18 3 2 % Very Likey 23 4 0 %
14. Please rate your level of likelihood to Use 3G mobile services - I would use 3G mobile services if it serves as a short cut to accomplish my daily activities Very Unlikely 1 2 % Unlikely 5 9 % Neutral 3 5 % Likely 16 2 8 % Very Likey 30 5 3 %
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EXTERNAL INFLEUNCES
15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services - Good Value for Money 3
Very Unlikely 5 %
Unlikely 2 4 %
Not Sure 9 1 6 %
likely 17 3 0 %
Very Likely 23 4 0 %
15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services
- Fast data Transmission and Speed 3
Very Unlikely 5 %
Unlikely 3 5 %
Not Sure 4 7 %
likely 1 3 2 3 %
Very Likely 3 2 5 6 %
15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services - Privacy of Content 2
Very Unlikely 4 %
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Unlikely 4 7 %
Not Sure 8 1 4 %
likely 16 2 8 %
Very Likely 25 4 4 %
15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services - Ease of Use 3
Very Unlikely 5 %
Unlikely 3 5 %
Not Sure 5 9 %
likely 19 3 3 %
Very Likely 24 4 2 %
15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services - Service Connection 2
Very Unlikely 4 %
Unlikely 3 5 %
Not Sure 6 1 1 %
likely 19 3 3 %
Very Likely 24 4 2 %
15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services
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- Data Security 2
Very Unlikely 4 %
Unlikely 4 7 %
Not Sure 7 1 2 %
likely 2 0 3 5 %
Very Likely 2 2 3 9 %
15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services - Personalisation of Content 2
Very Unlikely 4 %
Unlikely 5 9 %
Not Sure 9 1 6 %
likely 22 3 9 %
Very Likely 15 2 6 %
15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services - TV & Radio commercials 2
Very Unlikely 4 %
Unlikely 12 2 1 %
Not Sure 18 3 2 %
likely 15 2 6 %
Very Likely 8 1 4 %
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15. Please indicate to what extent the following factors would influence your choice of 3G mobile value added services - Newspaper Advert 4
Very Unlikely 7 %
Unlikely 12 2 1 %
Not Sure 14 2 5 %
likely 18 3 2 %
Very Likely 7 1 2 %
17. With all the information and your Understanding of 3G Mobile Services, How likely are you to use Mobile Value Added Services in the near Future?
20. Highest Level of Education Primary Education 0 0 Secondary School Degree (Eligibility for College or University 1 2 Vocational Training 0 0 College/University Degree 3 3 5 8 Post-Graduate 2 3 4 0 Other 0 0 Page 105
21. Occupation 1
Executive Manager 2 %
Professional (doctor, Engineer,lawyer, etc) 1 2 2 1 %
Academic/Educator 4 7 %
Computer-Technician 2 4 %
Employed in the clerical/Social Sector 2 4 %
Employed in the Public Administation 2 4 %
Self-Employed 1 2 %
Student 2 8 4 9 %
Looking for Work 5 9 %
22. Which part of Nigerian do you reside South West 13 2 3 % South East 19 3 3 % South South 8 1 4 % North East 1 2 % North Central 16 2 8 % North West 0 0 %
Number of daily responses Page 106
APPENDIX 2
TEST OF RELIABILITY
CRONBACH ALPHA OF PERCEIVED USEFULNESS MULTIPLE ITEM SCALES (PU)
Item Statistics
Mea n Std. Deviation N P U 1 4.23 .945 57 P U 2 4.09 1.005 57 P U 3 4.44 .866 57 P U 4 4.30 .944 57
Inter-Item Correlation Matrix
PU1 PU2 PU3 PU4 P U 1 1.00 0 .730 .748 .643 P U 2 .730 1.00 0 .775 .743 P U 3 .748 .775 1.00 0 .841 P U 4 .643 .743 .841 1.00 0
Item-Total Statistics Page 107
Scale Mean if Item Deleted Scale Variance if Item Deleted Corrected Item-Total Correlatio n Squared Multiple Correlatio n Cronbach' s Alpha if Item Deleted P U 1 12.82 6.790 .763 .618 .914 P U 2 12.96 6.284 .823 .678 .895 P U 3 12.61 6.741 .878 .792 .878 P U 4 12.75 6.617 .810 .730 .898
Reliability Statistics Cronbach' s Alpha Cronbach' s Alpha Based on Standardi zed Items N of Items .920 .922 4
CRONBACH ALPHA OF PERCEIVED EASE OF USE MULTIPLE ITEM SCALES (PE) Reliability Statistics Cronbach' s Alpha Cronbach' s Alpha Based on Standardi zed Items N of Items .767 .721 4
Page 108
Item Statistics
Mea n Std. Deviation N P E 1 3.98 .790 57 P E 2 3.56 1.134 57 P E 3 3.58 1.149 57 P E 4 3.51 1.212 57
Inter-Item Correlation Matrix
PE1 PE2 PE3 PE4 P E 1 1.00 0 .011 - .008 .028 P E 2 .011 1.00 0 .774 .724 P E 3 - .008 .774 1.00 0 .824 P E 4 .028 .724 .824 1.00 0
Item-Total Statistics
Scale Mean if Item Deleted Scale Variance if Item Deleted Corrected Item-Total Correlatio n Squared Multiple Correlatio n Cronbach' s Alpha if Item Deleted P E 1 10.65 10.375 .012 .004 .911 Page 109
P E 2 11.07 5.745 .741 .622 .609 P E 3 11.05 5.444 .801 .746 .569 P E 4 11.12 5.253 .781 .698 .577
CRONBACH ALPHA OF ATTITUDE TOWARDS USE MULTIPLE ITEM SCAL Reliability Statistics Cronbach' s Alpha Cronbach' s Alpha Based on Standardi zed Items N of Items .801 .815 5
Item Statistics
Mea n Std. Deviation N A T U 1 3.47 1.034 55 Page 110
A T U 2 3.82 .964 55 A T U 3 4.05 .870 55 A T U 4 3.78 .975 55 A T U 5 3.42 1.134 55
Inter-Item Correlation Matrix
ATU 1 ATU 2 ATU 3 ATU 4 ATU 5 A T U 1 1.00 0 .701 .651 .380 .176 A T U 2 .701 1.00 0 .741 .528 .206 A T U 3 .651 .741 1.00 0 .691 .221 A T U 4 .380 .528 .691 1.00 0 .386 A T U 5 .176 .206 .221 .386 1.00 0
Item-Total Statistics Page 111
Scale Mean if Item Deleted Scale Variance if Item Deleted Corrected Item-Total Correlatio n Squared Multiple Correlatio n Cronbach' s Alpha if Item Deleted A T U 1 15.07 9.069 .601 .544 .757 A T U 2 14.73 8.869 .711 .636 .723 A T U 3 14.49 9.106 .766 .709 .713 A T U 4 14.76 9.147 .641 .548 .745 A T U 5 15.13 10.446 .294 .160 .860
CRONBACH ALPHA OF SOCIAL INFLUENCE MULTIPLE ITEM SCALE
Reliability Statistics Page 112
Cronbach' s Alpha Cronbach' s Alpha Based on Standardi zed Items N of Items .817 .814 4
Item Statistics
Mea n Std. Deviation N S I 1 2.41 .987 56 S I 2 2.36 1.052 56 S 1 3 2.32 1.046 56 S I 4 2.70 1.077 56
Inter-Item Correlation Matrix
SI1 SI2 S13 SI4 S I 1 1.00 0 .294 .310 .530 S I 2 .294 1.00 0 .968 .531 S 1 3 .310 .968 1.00 0 .507 S I 4 .530 .531 .507 1.00 0
Item-Total Statistics Page 113
Scale Mean if Item Deleted Scale Variance if Item Deleted Corrected Item-Total Correlatio n Squared Multiple Correlatio n Cronbach' s Alpha if Item Deleted S I 1 7.37 7.839 .430 .294 .857 S I 2 7.43 6.140 .756 .939 .711 S 1 3 7.46 6.181 .752 .937 .713 S I 4 7.09 6.556 .630 .439 .774
Page 114
CRONBACH ALPHA OF PERCEIVED ENJOYMENT MULTIPLE ITEM SCALE
Reliability Statistics Cronbach' s Alpha Cronbach' s Alpha Based on Standardi zed Items N of Items .959 .959 2
Item Statistics
Mea n Std. Deviation N P E N 1 3.61 1.206 57 P E N 2 3.53 1.182 57
Item Statistics
Mea n Std. Deviation N P E N 1 3.61 1.206 57 P E N 2 3.53 1.182 57
Page 115
Inter-Item Correlation Matrix
PEN 1 PEN 2 P E N 1 1.00 0 .922 P E N 2 .922 1.00 0
Item-Total Statistics
Scale Mean if Item Deleted Scale Variance if Item Deleted Corrected Item-Total Correlatio n Squared Multiple Correlatio n Cronbach' s Alpha if Item Deleted P E N 1 3.53 1.397 .922 .849 . P E N 2 3.61 1.456 .922 .849 .
Page 116
APPENDIX 3 PEARSON CORRELATION ANAYSIS OF THE VARIABLES
Descriptive Statistics
Mea n Std. Deviation N P U 1 4.23 .945 57 P E 1 3.98 .790 57 P E N 1 3.61 1.206 57 S I 1 2.42 .981 57 A T U 1 3.51 1.037 57 B T U 1 3.98 .973 57
Correlations
PU1 PE1 PEN 1 SI1 ATU 1 BTU 1 P U 1 Pearson Correlation 1 .579 * *
.219 - .086 .371 * *
.432 **
Sig. (2-tailed)
.000 .101 .524 .004 .001 N 57 57 57 57 57 57 P E 1 Pearson Correlation .579 **
1 .124 - .128 .360 * *
.371 **
Sig. (2-tailed) .000
.359 .341 .006 .004 N 57 57 57 57 57 57 Page 117
P E N 1 Pearson Correlation .219 .124 1 - .132 .145 .238 Sig. (2-tailed) .101 .359
.328 .280 .075 N 57 57 57 57 57 57 S I1 Pearson Correlation - .086 - .128 - .132 1 - .021 - .198 Sig. (2-tailed) .524 .341 .328
.875 .140 N 57 57 57 57 57 57 A T U 1 Pearson Correlation .371 **
.360 * *
.145 - .021 1 .381 **
Sig. (2-tailed) .004 .006 .280 .875
.003 N 57 57 57 57 57 57 B T U 1 Pearson Correlation .432 **
.371 * *
.238 - .198 .381 * *
1 Sig. (2-tailed) .001 .004 .075 .140 .003
N 57 57 57 57 57 57 **. Correlation is significant at the 0.01 level (2-tailed).
Frequencies
Statistics PERCEIVED USEFULNESS N Vali d 57 Mis sin g 0