Visionary Bank Manager with a Government Sector Bank with the ability to achieve optimal economic capitalization through strategic planning and relationship management.
Driven, bilingual, bank manager with expertise in business development, international accounting standards, risk assessment, acquisitions, mergers, and competitive market positioning, delivering positive outcomes with strong and sustainable gains. Talented and inventive professional with a proven track record of accelerating revenue growth through strategic and tactical development of structural operations to drive business growth and market development fostering performance improvement. Capitalizes on cross-functional team leadership examining economic trends and profitable areas of growth. Identifies and capitalizes on emerging business ventures to propel an organization.
Bank Of India, Lucknow 2012- Present Middle Management scale III Senior Branch Manager
Identified, analyzed, and captured opportunities for new business development, optimal economic capitalization, and market growth through successful strategic planning initiatives, structured operations, mergers, and acquisitions. Challenged to build new market presence and maximize cash flow, while reengineering and expanding existing ventures, increasing client base and improving corporate recognition. Researched, analyzed, and facilitated enterprise decision making processes creating corporate vision for long-term growth themes and holding company mediation. Recently have been transferred to a Branch as Manager which has a business Mix of over 100 crores. I have a good experience of handling SME as well as retail loans (Housing, Personal & Vehicle Loans). I have always worked as a team and attained success by motivating staff working under me. Banking knowledge I have sufficient legal knowledge especially related to Banking Law & practice, company Law, Banking regulation and RTI Act etc. Selected Accomplishments: Increased capital ratio 2-3 points through the successful analysis of the existing local market Increased sales 18% through the implementation Business Intelligence Solutions creating cross-sale strategy.
Bank Of India, Lucknow 2010- 2012 Middle Management scale II Branch Manager
Spearheaded the restructuring and reengineering of new branch where I was transferred, operational risk, and control processes, creating accountability and profit improvement opportunities. Transitioned strategy into tactical plans developing procedures and policies to drive market growth and sales. Consulted, monitored, and recommended implementation strategies and synergies in the SMEs ( Small and Micro Enterprise) .I have a good experience of handling SME as well as retail loans (Housing, Personal & Vehicle Loans). I have always worked as a team and attained success by motivating staff working under me. Selected Accomplishments: Conceptualized, developed business mix of branch to over 50 crores & added over 15000 new customers to the Branch Expanded the customer base Promoted to Middle Management scale III through the creation and implementation of the Remittance Network. 2 | Chandra Shekher Sharma
PROFESSIONAL EXPERIENCE CONTINUED
Bank Of India, Lucknow 2009- 2010 Branch Manager Assessed and consolidated the Bank and Pension Funds Authorities for the Dominican Republic and Panama under IDB project. Streamlined operating infrastructure consolidating and strengthening regulatory, risk management, operational and performance processes. Orchestrated complex due diligence reviews in cooperation with Zonal Office of the bank to capitalize on long-term growth and profit improvement opportunities.
Selected Accomplishments: Analyzed and managed a newly opened metro branch establishing a comprehensive program of financial controls and accountability to improve performance and increase customer base.
Bank Of India, Lucknow 2008- 2009 Manager Planning & Strategies
Formulated and initiated extensive statistical and financial analysis utilizing data to create process improvement in credit processes, market and credit risk, and portfolio optimization. Evaluated, developed, and implemented corporate best practices to mitigate risk and net losses.
Adequate of rural financing in that Branch. In year 2008 I was posted to Zonal Office (Administrative Office), where I worked in planning department for 2 Years as Manager Planning & Strategies.
Selected Accomplishments:
1) Managed regional office for Planning & strategies.
Served promotion as an officer and for 4 years I worked as Manager deposits &Administration. Manager in a large Rural Branch which had treasury
Bank Of India, Lucknow 2004-2008 Manager Deposits & Administration
Conceptualized an local business portal and financial and sales targeting i n i n c r e a s i n g t h e c u s t o me r b a s e . Contributed to all aspects of creation including recruiting, organization, and system establishment. Assisted the Zonal Managers and the economic policymakers who devise the regulations for banks and who have primary responsibility for creating a system for imporving the deposits and focus on the customer satisfaction of the client.
Selected Accomplishments: Raised the deposits by 75%
Bank Of India, Lucknow Clerk 1980- 2003
Coordinated and administered FOREX and cash management, in adherence to corporate sales, and due diligence processes. Examined and managed treasury, currency, and market risks executing investment strategies to obtain maximum profitability. Customized and implemented clearing house accounting processes and customer credit analysis programs to improve productivity and profit financing.
3 | Chandra Shekher Sharma
Joined Bank Of India in 1980 as clerk, Worked in almost all the departments of bank in Branch as well as administrative office i.e. in advances, deposit and foreign exchange department.