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1
PRICING PACKET
This packet covers the basic formats for completing the Schedule of Fees in the merchant application.
3-Tier Pricing
4-Tier Pricing
Interchange-Based Pricing (Cost Plus)
Optional Schedule of Fees Assessment Fees bundled within the Discount Rate
Minimum Fees
To qualify for Free Equipment and/or Upfront Bonus, you need to take advantage of the posted
minimums and Mid and Non tables listed below, or else utilize our Greenlight Pricing Program
Greenlight allows you to receive an Upfront Bonus and account approval when pricing below posted
minimums. For more information, please contact your Relationship Manager.

Blended
Split Rate
Credit Cards Checkcards
Retail 1.09% 1.58% 0.58%
Bundled 1.20% 1.69% 0.69%
MOTO 1.56% 2.18% 0.95%

Communication Fee Costs:
- Visa/MasterCard/Discover: $0.035 (Dial-up), $0.025 (IP)
- American Express: $0.045
- PIN Debit: $0.055
- EBT: $0.055
Surcharge Table Options
MID % NON % Per Item Fee
0.35 1.35 0.10
0.40 1.45 0.10
0.45 1.50 0.10
0.55 1.60 0.10
0.65 1.70 0.10
0.92 1.27 0.00
0.92 1.27 0.10
0.97 1.37 0.00
0.97 1.37 0.10
1.02 1.42 0.00
1.02 1.42 0.10
1.12 1.52 0.00
1.12 1.52 0.10
1.15 1.80 0.00
1.15 1.80 0.10
1.20 1.90 0.00
1.20 1.90 0.10
1.25 1.95 0.00
1.25 1.95 0.10
1.27 2.12 0.00
1.27 2.12 0.10
1.35 2.05 0.00
1.35 2.05 0.10
1.42 2.12 0.00
1.42 2.12 0.10
1.52 2.22 0.00
1.52 2.22 0.10
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2
Retail Minimum Sample Fees

Example 1: Retail 3-Tier Rate (blended checkcard and credit card rates)

Example 2: Retail 4-Tier Rate (separate discount rates)

Retail Fees Section:








Minimum
MUST use preset
surcharge rate tables
MUST use preset
surcharge rate tables
Minimums
1
Communication costs:
1. Dial: $0.035
IP: $0.025
Amex: $0.045
2. PIN Debit: $0.055
3. Batch Header:
$0.05

2 3
4
5
4. Required for FREE
Equipment
5. Buy rate: $5

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3
Wireless Minimum Sample Fees

Example 1: Retail 3-Tier Rate (blended checkcard and credit card rates)

Example 2: Retail 4-Tier Rate (separate discount rates)

Fees Section (Wireless):








Minimum
MUST use preset
surcharge rate tables
MUST use preset
surcharge rate tables
Minimums
*Wireless Costs
Wireless Costs
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4
Interchange/Cost Plus Pricing

Brand new business: the merchant has to be priced at Interchange plus 50 basis points or take
advantage of the Greenlight program and price below 50 basis points and still receive upfront bonus and
FREE equipment.
Minimum example:

Fees section:



Minimum
NO Surcharges
V/MC/Disc Cost
Removed,
already charged
with Interchange
1
2
1. Required for FREE
Equipment
2. Buy rate: $5