TABLE 48 : SECTORAL DEPLOYMENT OF NON-FOOD GROSS BANK CREDIT - OUTSTANDING

(Rupees Billion)

Priority Sector

Total

of which

Year

Agriculture

Small Scale Industries

1979-80

67.30

27.67

26.35

1980-81

85.04

35.84

32.29

1981-82

106.76

46.15

39.01

1982-83

123.22

52.75

44.86

1983-84

148.99

61.44

54.47

1984-85

184.09

76.60

66.12

1985-86

215.66

90.58

78.16

1986-87

250.50

105.70

91.08

1987-88

290.70

120.09

108.20

1988-89

342.19

139.50

131.35

1989-90

403.83

165.26

155.43

1990-91

429.15

167.50

171.81

1991-92

454.25

181.57

181.50

1992-93

498.32

199.63

200.26

1993-94

538.80

212.08

226.17

1994-95

641.61

239.83

276.38

1995-96

733.29

270.44

318.84

1996-97

848.80

314.42

359.44

1997-98

995.07

348.69

435.08

1998-99

1146.11

396.34

484.83

1999-00

1318.27

443.81

528.14

2000-01

1544.14

519.22

560.02

2001-02

1752.59

607.61

571.99

2002-03

2116.09

735.18

603.94

2003-04

2638.34

905.41

658.55

2004-05

3814.76

1252.50

745.88

2005-06

5107.38

1739.72

912.12

2006-07

6359.66

2303.77

1179.10

2007-08

7480.73

2753.43

1326.98

2008-09

9324.59

3386.56

1689.97

2009-10

10921.79

4161.33

2064.01

2010-11

12624.00

4806.00

2102.00

2011-12

14203.00

5484.00

2363.00

2012-13

15398.00

5899.00

2843.00

Note : Data include the impact of mergers since May 3, 2002.

Also see Notes on Tables.

CREDIT - OUTSTANDING

Industry (Medium and

Large)

Wholesale Trade (Other

than Food Procurement)

Non-food Gross Bank

Credit

Other Sectors

82.69

19.15

22.21

191.35

99.60

19.94

25.87

230.45

111.55

21.98

30.06

270.35

132.76

23.53

35.76

315.27

146.21

23.43

45.36

363.99

159.39

26.49

52.94

422.91

184.22

30.66

66.24

496.78

213.56

30.80

79.79

574.65

251.53

35.98

102.49

680.70

321.85

47.67

137.88

849.59

382.62

54.72

165.48

1006.65

445.08

59.10

201.80

1135.13

470.90

61.54

226.66

1213.35

586.36

69.69

249.59

1403.96

578.65

73.30

268.75

1459.50

746.72

97.49

361.28

1847.10

930.53

119.80

437.07

2220.69

1026.04

123.40

515.70

2513.94

1175.30

132.17

575.44

2877.98

1305.16

139.64

661.05

3251.96

1473.19

168.18

791.63

3751.27

1628.37

178.45

940.66

4291.62

1723.24

204.59

1147.07

4827.49

2351.68

225.78

1507.00

6200.55

2472.10

248.67

1925.11

7284.22

3523.04

325.49

2334.59

9997.88

4592.32

396.91

3951.79

14048.40

5794.29

501.43

5357.02

18012.40

7256.46

557.49

6753.33

22048.01

8853.93

674.25

7165.48

26018.25

11050.51

863.57

7526.00

30400.07

13944.00

947.00

9160.00

36674.00

17011.00

1202.00

10481.00

42897.00

19458.00

1501.00

12338.00

48696.00

Memo
Net Bank Credit (Including
Inter-Bank Participations)

Export Credit

16.40

16.40

17.96

17.26

20.41

23.35

24.09

31.46

594.19

39.17

659.68

61.41

792.34

82.45

951.32

91.86

1092.98

102.94

1174.43

153.56

1418.00

170.86

1525.01

250.51

1924.24

295.90

2281.98

300.08

2459.99

339.47

2972.65

358.91

3394.77

391.18

3982.05

433.21

4672.06

429.78

5350.63

492.02

6685.76

576.87

7638.55

SECTORAL DEPLOYMENT OF NON-FOOD GROSS BANK CREDIT - OUTSTANDING

(Rupees Billion)
III
Year

Non-food Credit (1
to 4)

Industry (Micro &

Agriculture & Allied
Small, Medium and
Activities
Large)

2.1

2.2

Micro & Small

Medium

2007-08

22,048.01

2,753.43

8,583.44

1,326.98

1,108.00

2008-09

26,018.25

3,386.56

10,543.90

1,689.97

1,221.55

2009-10

30,400.07

4,161.33

13,114.51

2,064.01

1,326.36

2010-11

36,870.87

4,834.66

16,131.84

2,112.74

1,170.11

2011-12

42,897.44

5,483.99

19,374.20

2,362.91

1,311.86

2012-13

48,695.63

5,899.14

22,301.82

2,843.48

1,247.04

2.3

3.1

3.2

3.3

Large

Services

Transport
Operators

Computer Software

Tourism, Hotels &

Restaurants

6,148.46

5,493.15

368.21

82.52

122.13

7,632.38

6,462.99

393.02

96.87

136.25

9,724.15

7,267.90

525.16

125.43

194.10

12,848.98

8,907.81

700.26

139.07

278.25

15,699.44

10,165.96

762.00

142.78

322.59

18,211.27

11,485.83

796.30

169.10

354.41

3.4

3.5

3.6

3.6.1

3.6.2

Shipping

Professional
Services

Trade

Wholesale Trade
(other than food
procurement)

Retail Trade

75.59

265.84

1,238.28

557.49

680.79

94.17

442.57

1,443.77

674.25

769.52

92.00

434.01

1,644.97

863.57

781.40

79.97

452.27

1,861.09

950.30

910.79

79.20

479.47

2,245.44

1,201.90

1,043.54

82.20

564.21

2,759.53

1,500.99

1,258.54

3.7

3.8

3.9

4.1

Commercial Real
Estate

Non-Banking
Financial
Companies (NBFCs)

Other Services

Personal Loans

Consumer Durables

631.68

789.38

1,919.55

5,217.99

97.97

924.21

988.53

1,943.60

5,624.79

81.87

921.28

1,134.41

2,196.54

5,856.33

82.94

974.62

1,841.64

2,580.65

6,996.57

62.92

1,126.10

2,277.94

2,730.44

7,873.30

71.30

1,260.70

2,569.54

2,929.83

9,008.87

83.81

4.2

4.3
4.4
Advances against
Housing (Including
Fixed Deposits
Advances to
Priority Sector
(Including FCNR
Individuals against
Housing)
(B), NRNR Deposits share, bonds, etc.
etc.)
2,603.06
450.41
40.75

4.5

4.6

Credit Card
Outstanding

Education

267.29

205.32

2,793.65

486.76

22.87

280.00

285.79

3,009.29

486.54

28.63

201.45

368.63

3,590.67

495.07

28.80

180.98

430.12

4,013.29

569.06

30.00

204.35

498.11

4,599.68

610.87

31.09

249.12

549.70

4.7

4.8

5.1

5.2

Vehicle Loans

Other Personal
Loans

Priority Sector

Agriculture & Allied

Activities

Micro & Small

Enterprises

586.22

966.97

7,480.73

2,753.43

2,520.71

619.95

1,053.90

9,324.59

3,386.56

3,091.95

637.91

1,040.95

10,921.79

4,161.33

3,735.30

730.38

1,477.63

12,693.51

4,834.66

4,447.48

888.76

1,598.44

14,203.39

5,483.99

4,983.83

1,110.89

1,773.72

15,397.96

5,899.14

5,622.96

5.2(a)

5.2(b)

5.3

5.4

5.5

Manufacturing

Services

Housing

Micro-Credit

Education Loans

1,326.98

1,193.73

1,807.15

133.37

194.41

1,689.97

1,401.98

1,971.10

165.29

278.61

2,064.01

1,671.30

2,178.77

217.99

362.47

2,112.74

2,334.74

2,408.20

192.32

429.00

2,362.91

2,620.93

2,652.20

160.23

479.54

2,843.48

2,779.47

2,672.03

165.07

526.12

5.6

5.7

5.8

II

State-Sponsored
Orgs. for SC/ST

Weaker Sections

Export Credit

Food Credit

17.07

1,069.24

252.33

437.58

24.51

1,394.22

273.39

455.44

27.49

1,891.64

302.00

489.54

641.11

1,975.99

318.21

623.81

1.79

2,333.03

376.99

816.07

1.24

2,733.98

422.34

946.14