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FORMULRIO
J t = C0 i t
J=
k =0
Nk
D=
N k = C k t k com k = 0,..., t
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i
Pagamento em prestaes
1. As prestaes incluem apenas juros taxa i e o respectivo imposto taxa w para o
Estado
C0 (r)
Vn =
Ct
=
1+ i t
C 0 (c) = C t (1 i t )
E = Vt
Vt (t + 2) r
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(t + 2 ) r + c
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I = w (J + C c )
C c = c Vt
V0 = Vt 1
(t + 2) r + c (1 + w )
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n
j =1
Vj 1
(t
+ 2)
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r + c (1 + w ) n D
j =1
(t
+ 2)
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i + n c (1 + w )
3. As prestaes esto representadas por letras com o mesmo valor nominal, sendo os
encargos pagos em separado na data da constituio do dbito/crdito.
Vn =
C0
n
jt = C 0 (1 + i )
Reforma de letras
C0 + n D
Vn =
(1 + w ) + D
t j i (1 + w )
j=1
C0
n
t=
log C t log C 0
log (1 + i )
t 1
J t = C 0 (1 + i ) 1
j t = C 0 (1 + i ) (1 + i )
i
Ct
i=
C0
1
t
i = 10
t 1
log C t log C 0
t
1
1
Clculo Financeiro
D = C t 1 (1 + i )
d=
D = C t 1 (1 d )
i
1+ i
i=
d
1 d
Vencimento mdio
EQUIVALNCIA DE VALORES
t=
Equao de valor
Cj i
n
j=1
Cj tj =
m
j=1
C ' j i
m
j=1
C 'j t 'j
Cj
j=1 1 + i t j
j=1
n
t=
Cj
log
j=1
t=
C j v j log
j=1
Cj v j =
m
j=1
C 'j v
t 'j
v t = (1 + i )
j=1
Ct =
j=1
n
j=1
Cj t j
1 i t
Ct =
n
j=1
C j v j (1 + i )
t
Cj
j=1
1+ i t j
1
i
n
j=1
Cj
Cj i
Taxa mdia
Capital nico
Cj
log v
j=1
C 'j
j=1 1 + i t ' j
Cj tj
j=1
Ct =
Cj
j=1
1+ i t j
i=
Cj t j ij
n
j=1
(1 + i t )
Cj t j
C 'j
(1 + i )
j
tj
n
j=1
C 'j
(1 + i )t
Equivalncia de taxas
i ' = (1 + i ) m 1
Clculo Financeiro
RENDAS FINANCEIRAS
Can = C
1 vn
i
C s n = C s n (1 + i )
C a n = C a n (1 + i )
t
C s n = C a n (1 + i )
Can
C a n = C a n vt
t +1
Can
C a n = C a n v t +1
C (Ra )n = C (Ra )n (1 + i )
C (Rs )n = C (Ra )n (1 + i )
(m)
Can
= C an
(m)
i
i'
(m)
= Can
(m)
C sn
(m)
= C sn
C sn
(m)
= C an
(1 + i ) m
C sn
(m)
= C sn
vt
t +1
C an
(m)
i
i'
(m)
(1 + i )
]
1
(1 + i ) m
(m)
(m)
= C an
v t +1
(1 termo C e razo r)
C (Ra )n
C (Rs )n = C (Rs )n (1 + i )
C (Ra )n = C (Ra )n v t
C (Ds )n = C (Da )n (1 + i )
1- r v
= C
1+ i - r
C (Gs )n = C (Ga )n (1 + i )
(m )
C (Ra )n
t
C (Da )n = (C r ) a n + r
C (Ga )n
= C an
C (Ra )n = (C r ) a n + r
(m)
= (C r ) a n
= C (Ra )n
(m )
C (Ra )n
(m )
(m )
+r
(m )
= C (Ra )n
an
(m )
m n vn
1
(1 + i )m 1
1
(1 + i ) m
(m )
C (Rs )n
(m )
C (Rs )n
(m )
= C (Ra )n
(m )
= C (Rs ) n
(1 + i )
(m )
(1 + i ) m
vt
(m )
= (C r ) a n
(m )
+r
m n an
(1 + i )
1
m
(m )
C (Ds ) n
(m )
= C (Da ) n
(m )
(1 + i )
C (Ga )n
(m )
= C
1 r m n vn
(1 + i )
1
m
C (Gs )n
(m )
= C (Ga )n
(m )
(1 + i )