Foreign Currency Fixed Deposit

Fixed Deposit

Am50Plus

Foreign Currency Fixed Deposit (FCFD) merupakan bentuk pelaburan

alternatif dengan potensi untuk mendapat kadar faedah lebih
tinggi. Pilih daripada pelbagai tempoh fleksibel yang kami
tawarkan dari 1 minggu sehingga 12 bulan.

Nikmati kadar faedah menarik apabila anda mendeposit dengan

Fixed Deposit kami. Pilih daripada pelbagai tempoh deposit yang
fleksibel, dari 1 hingga 60 bulan ke atas.

Am50Plus direka khas untuk keperluan simpanan warga emas.

Nikmati kadar faedah tinggi dan pelbagai manfaat menarik
Am50Plus apabila anda membuat simpanan dengan kami.

Manfaat
Kadar faedah menarik.
Pembaharuan automatik dengan 2 pilihan seperti di bawah:
Prinsipal dan faedah atau;
Prinsipal sahaja.

Manfaat
Kadar faedah tinggi berbanding Akaun Fixed Deposit.

Manfaat
Tempoh pemegangan 1 minggu.
Kenaikan/susut nilai mata wang asing.
Sah untuk mata wang:
Dolar A.S. (USD)
Paun Sterling (GBP)
Dolar Australia (AUD)
Dolar New Zealand (NZD)
Dolar Hong Kong (HKD)
Dolar Canada (CAD)
Euro (EUR)

Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Bukan Individu (Syarikat, Kelab, Persatuan dan Pertubuhan).
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.

Kelayakan
Memiliki Akaun Semasa atau Simpanan AmBank (MYR).
Individu berusia 18 tahun dan ke atas.

Deposit Minimum
Pembukaan akaun minimum RM5,000 untuk tempoh
1 bulan; RM500 untuk tempoh seterusnya.
Tempoh minimum: 1 bulan.
Tempoh maksimum: 60 bulan.

Deposit Minimum
Deposit minimum RM10,000 untuk Individu dan RM50,000
untuk Bukan Individu.

Fixed Deposits

long-term returns
Slowly but surely, your money grows

Kelayakan
Individu berusia 49 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk tempoh
6 bulan dan ke atas.
Faedah dikreditkan secara bulanan ke Akaun Semasa/Simpanan.
Kini, anda boleh menempatkan Deposit Tetap/Bertempoh menerusi
Perbankan Internet AmOnline dengan mudah!
Manfaat
Lebih mudah Tempatkan deposit pada bila-bila masa
dan di mana-mana jua.
Lebih sulit Lakukan transaksi dengan privasi.
* Sah untuk Individu dengan pemegang akaun tunggal atau bersama sahaja.

Make your money work harder for you with your choice of Fixed Deposit Accounts/Biarkan wang bertambah dengan Akaun Fixed Deposit pilihan anda
Am50Plus

AmQuantum

AmMega

InterestPlus FD

Foreign Currency Fixed Deposit

Why this Account?/

Kenapa Akaun ini?

Earn high returns with this long

term investment/
Peroleh kadar pulangan tinggi dengan
pelaburan jangka panjang ini

Specially tailored for senior

customers to enjoy higher rates/
Dikhususkan untuk pelanggan warga
emas menikmati kadar faedah tinggi

Earn higher returns with

this long term investment/
Peroleh kadar pulangan lebih tinggi
dengan pelaburan jangka panjang ini

A combination of Fixed Deposit and

protection for your wealth accumulation/
Kombinasi Deposit Tetap dan
perlindungan untuk jumlah keuntungan

A combination of Fixed Deposit and

Unit Trust investment/
Kombinasi Deposit Tetap dan
pelaburan Unit Amanah

Earn higher returns with

this investment/
Peroleh kadar pulangan tinggi
dengan pelaburan ini

Interest/
Faedah

1 60 months tenure/
Tempoh pemegangan 1 60 bulan

6 months and above/

6 bulan dan ke atas

9 months and above/

9 bulan dan ke atas

15, 24 and 36 months/

15, 24 dan 36 bulan

1, 3, 6, 9 and 12 months/
1, 3, 6, 9 dan 12 bulan

1 week and up to 12 months tenure/

Tempoh pemegangan 1 minggu
dan sehingga 12 bulan

Minimum
Account Opening/
Pembukaan
Akaun Minimum

RM5,000 for 1 month

RM500 for subsequent tenures/
RM5,000 untuk 1 bulan dan RM500 untuk
tempoh pemegangan seterusnya

RM5,000

RM10,000

RM5,000 for 1-month and RM1,000

for 3 months and above/
RM5,000 untuk 1 bulan dan RM1,000
untuk 3 bulan dan ke atas

RM10,000 for Individual RM50,000

for Non-individual/
RM10,000 untuk Individu dan
RM50,000 untuk Bukan Individu

Interest will be credited to Savings

or Current Account quarterly/
Faedah akan dikreditkan ke dalam
Akaun Semasa atau Simpanan setiap
suku tahun.

Deposit will be evenly spread into FD and

Single Premium Non-Participating Whole
Life Policy/Deposit akan dibahagikan sama
rata ke dalam Deposit Tetap dan Polisi Premium
Tunggal Seumur Hidup Tanpa Penyertaan.
Interest will be credited half yearly
to Savings or Current Account/
Faedah akan dikreditkan setiap setengah
tahun ke Akaun Semasa dan Simpanan.

Special Features/
Ciri-ciri istimewa

N/A /
Tiada

RM5,000

Interest will be credited to Savings

or Current Account monthly/
Faedah akan dikreditkan ke dalam
Akaun Semasa atau Simpanan
setiap bulan.

Provide higher rates on FD and

potential growth on Unit Trust
investment/Menawarkan kadar
faedah tinggi untuk Deposit Tetap
dan pelaburan Unit Amanah yang
berpotensi untuk meningkat.

Available in specic currencies;

USD, GBP, AUD, NZD, HKD, CAD, EUR/
Sah untuk mata wang; USD, GBP,
AUD, NZD, HKD, CAD, EUR.

AmBankMalaysia

+603 2178 8888 | ambank.com.my

AmBank (M) Berhad (8515-D)
A member of the AmBank Group

Unless otherwise stated, all prices/quotations indicated in this document are inclusive of Goods and Services Tax (GST), where applicable. Kecuali dinyatakan sebaliknya, semua harga/sebut harga yang dinyatakan di dalam dokumen ini adalah termasuk Cukai Barang dan Perkhidmatan (CBP), jika terpakai.

Eligible for protection by PIDM

DepFD/04/15

Fixed Deposit

A PIDM member

Your Bank. Malaysias Bank. AmBank.

TM

AmQuantum Investment

Interest Plus

Fixed Deposit

Earn attractive quarterly interest returns when you place a Fixed Deposit
with us.

(Only the Fixed Deposit is eligible for protection by PIDM)

Earn attractive returns when you place a Fixed Deposit with us. Choose
from our flexible range of deposit tenures of 1 to 60 months and above.

Benefits
Attractive range of rates.
Interest credited into the account holders Current/Savings
Account on a quarterly basis.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 9, 15, 18, 21, 24, 36, 48
and 60 months only.

AmMega
(Only the Fixed Deposit is eligible for protection by PIDM)

AmMega is a unique investment that combines the wealth accumulation of

Fixed Deposits with high returns and the protection of a non-participating
Whole Life policy that offers up to 6 times premium payout.
Benefits
Enjoy high Fixed Deposit rates.
Enjoy protection up to the age of 85.
Insurance plan covers account holder in the event of death and total
permanent disablement (*TPD benefits are payable only up to age 65).
Deposit is spread evenly across both Fixed Deposit and
Single Premium Non-Participating Whole Life Policy.
Option to have interest credited into your Savings or Current
Account on a half yearly basis.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM10,000 for 15, 24 and 36 months
tenure; RM5,000 for Fixed Deposit and RM5,000 for
insurance premium.
Interest will be credited into the account holders Current or
Savings Account on half yearly basis.

Liberate your cash from low interest rates! A combination of xed deposit
and unit trust account, Interest Plus gives you a higher rate on your xed
deposit account and at the same time, provides you with the long-term
growth potential of unit trusts.
Benefits
Provides a higher rate* on Fixed Deposit and long term growth
potential of unit trust.
Option to have interest credited into the account holders
Current or Savings Account upon maturity.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 1-month FD placement
with equivalent amount in Unit Trust purchase OR RM1,000
for 3 months to 12 months FD placement with equivalent
Unit Trust purchase.
Available tenures: 1, 3, 6, 9 and 12 months only.
Note: Investors are advised to read and understand the contents of the Unit Trust prospectus.
If in doubt, please consult a professional adviser.
* Special Interest is applicable for 1 cycle only, renewal of the FD will be based on board rate.

Foreign Currency Fixed Deposit

Foreign Currency Fixed Deposit (FCFD) is an alternative form of investment
with potentially higher interest rates. Choose from our flexible range of
tenures from as short as 1 week, up to 12 months.
Benefits
Short term tenures as short as 1 week.
Foreign exchange appreciation/depreciation.
Available in specic currencies as follows:
US Dollar (USD)
Sterling Pound (GBP)
Australian Dollar (AUD)
New Zealand Dollar (NZD)
Hong Kong Dollar (HKD)
Canadian Dollar (CAD)
Euro (EUR)
Eligibility
Existing Current or Savings Account holder (MYR).
Individuals aged 18 years old above.
Minimum Deposit
Minimum deposit of RM10,000 for Individuals and RM50,000
for Non-Individuals.

Benefits
Attractive range of rates.
Automatic renewal with 2 alternatives:
Principal and Interest or;
Principal only.
Eligibility

Individuals aged 18 years and above.

Non-Individuasls (Companies, Clubs, Societies or Associations).
Residents or Non-Residents with working permits.
Personal or Joint Account.

Minimum Deposit
Minimum account opening of RM5,000 for 1-month tenure;
RM500 for subsequent tenures.
Minimum tenure: 1 month.
Maximum tenure: 60 months.

Am50Plus
Am50Plus is specially tailored for senior savers. You enjoy higher rates
and various Am50Plus benets when you place your money with us.

pulangan jangka
panjang
Lihatlah wang anda berkembang, perlahan tetapi pasti

Pelaburan AmQuantum
Nikmati pulangan faedah suku tahunan apabila membuat
Fixed Deposit bersama kami.
Manfaat
Kadar faedah menarik.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun secara suku tahunan.
Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk 9, 15, 18, 21,24,
36, 48 dan 60 bulan sahaja.

Benefits
Higher interest rates compared to normal FD.
Eligibility
Individuals aged 49 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 6-month tenure.
and above.
Interest will be credited to your Current or Savings Account monthly.

You can now enjoy a new level of convenience by placing a Fixed

Deposit or Term Deposit via AmOnline Internet Banking! *
Advantages:
Greater convenience Bank at anytime and from anywhere.
Greater condentiality Conduct transaction(s) in private.
* Applicable for Individuals with single or joint account holder only.

AmMega
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

AmMega ialah pelan pelaburan unik yang menggabungkan

pengumpulan kekayaan menerusi Fixed Deposit. Pelan ini memberikan
pulangan tinggi serta perlindungan untuk polisi Seumur Hidup tanpa
penyertaan, yang menawarkan sehingga 6 kali pembayaran premium.
Manfaat
Nikmati kadar faedah tinggi untuk Fixed Deposit.
Nikmati perlindungan sehingga umur 85 tahun.
Pelan Insurans melindungi pemegang akaun sekiranya berlaku
kematian dan hilang upaya kekal keseluruhan (*Manfaat hilang
upaya kekal keseluruhan dibayar sehingga usia 65 tahun).
Deposit dibahagikan sama rata untuk Fixed Deposit dan
Polisi Premium Tunggal Seumur Hidup Tanpa Penyertaan.
Pilihan untuk faedah dikreditkan ke dalam Akaun Simpanan
dan Semasa pada setiap enam bulan.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.

Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM10,000 untuk tempoh 15,
24 dan 36 bulan; RM5,000 untuk Fixed Deposit dan RM5,000
untuk premium insurans.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada setiap enam bulan.

Interest Plus
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

Bebaskan wang anda daripada kadar faedah rendah! Interest Plus ialah
kombinasi Fixed Deposit dan akaun unit amanah yang memberikan
anda faedah tinggi ke atas akaun Fixed Deposit anda. Malah anda juga
akan menikmati potensi peningkatan dalam jangka masa panjang
daripada akaun unit amanah.
Manfaat
Kadar faedah tinggi* untuk Fixed Deposit dan unit amanah
yang berpotensi untuk meningkat dalam jangka masa panjang.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada tempoh matang.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.
Kelayakan
Individu yang berusia 18 tahun ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk penempatan
Fixed Deposit 1 bulan yang menyamai amaun pembelian
Unit Amanah ATAU RM1,000 untuk penempatan
Fixed Deposit 3 bulan sehingga 12 bulan yang menyamai
pembelian Unit Amanah.
Tersedia dalam tempoh: 1, 3, 6, 9 dan 12 bulan sahaja.
Notis: Pelabur dinasihatkan untuk membaca dan memahami kandungan prospektus Unit
Amanah. Jika pelabur mempunyai sebarang keraguan, sila rujuk khidmat nasihat
pelaburan profesional.
* Faedah Khas tertakluk untuk 1 pusingan sahaja. Pembaharuan Fixed Deposit adalah
berdasarkan kadar yang tertera.

AmQuantum Investment

Interest Plus

Fixed Deposit

Earn attractive quarterly interest returns when you place a Fixed Deposit
with us.

(Only the Fixed Deposit is eligible for protection by PIDM)

Earn attractive returns when you place a Fixed Deposit with us. Choose
from our flexible range of deposit tenures of 1 to 60 months and above.

Benefits
Attractive range of rates.
Interest credited into the account holders Current/Savings
Account on a quarterly basis.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 9, 15, 18, 21, 24, 36, 48
and 60 months only.

AmMega
(Only the Fixed Deposit is eligible for protection by PIDM)

AmMega is a unique investment that combines the wealth accumulation of

Fixed Deposits with high returns and the protection of a non-participating
Whole Life policy that offers up to 6 times premium payout.
Benefits
Enjoy high Fixed Deposit rates.
Enjoy protection up to the age of 85.
Insurance plan covers account holder in the event of death and total
permanent disablement (*TPD benefits are payable only up to age 65).
Deposit is spread evenly across both Fixed Deposit and
Single Premium Non-Participating Whole Life Policy.
Option to have interest credited into your Savings or Current
Account on a half yearly basis.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM10,000 for 15, 24 and 36 months
tenure; RM5,000 for Fixed Deposit and RM5,000 for
insurance premium.
Interest will be credited into the account holders Current or
Savings Account on half yearly basis.

Liberate your cash from low interest rates! A combination of xed deposit
and unit trust account, Interest Plus gives you a higher rate on your xed
deposit account and at the same time, provides you with the long-term
growth potential of unit trusts.
Benefits
Provides a higher rate* on Fixed Deposit and long term growth
potential of unit trust.
Option to have interest credited into the account holders
Current or Savings Account upon maturity.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 1-month FD placement
with equivalent amount in Unit Trust purchase OR RM1,000
for 3 months to 12 months FD placement with equivalent
Unit Trust purchase.
Available tenures: 1, 3, 6, 9 and 12 months only.
Note: Investors are advised to read and understand the contents of the Unit Trust prospectus.
If in doubt, please consult a professional adviser.
* Special Interest is applicable for 1 cycle only, renewal of the FD will be based on board rate.

Foreign Currency Fixed Deposit

Foreign Currency Fixed Deposit (FCFD) is an alternative form of investment
with potentially higher interest rates. Choose from our flexible range of
tenures from as short as 1 week, up to 12 months.
Benefits
Short term tenures as short as 1 week.
Foreign exchange appreciation/depreciation.
Available in specic currencies as follows:
US Dollar (USD)
Sterling Pound (GBP)
Australian Dollar (AUD)
New Zealand Dollar (NZD)
Hong Kong Dollar (HKD)
Canadian Dollar (CAD)
Euro (EUR)
Eligibility
Existing Current or Savings Account holder (MYR).
Individuals aged 18 years old above.
Minimum Deposit
Minimum deposit of RM10,000 for Individuals and RM50,000
for Non-Individuals.

Benefits
Attractive range of rates.
Automatic renewal with 2 alternatives:
Principal and Interest or;
Principal only.
Eligibility

Individuals aged 18 years and above.

Non-Individuasls (Companies, Clubs, Societies or Associations).
Residents or Non-Residents with working permits.
Personal or Joint Account.

Minimum Deposit
Minimum account opening of RM5,000 for 1-month tenure;
RM500 for subsequent tenures.
Minimum tenure: 1 month.
Maximum tenure: 60 months.

Am50Plus
Am50Plus is specially tailored for senior savers. You enjoy higher rates
and various Am50Plus benets when you place your money with us.

pulangan jangka
panjang
Lihatlah wang anda berkembang, perlahan tetapi pasti

Pelaburan AmQuantum
Nikmati pulangan faedah suku tahunan apabila membuat
Fixed Deposit bersama kami.
Manfaat
Kadar faedah menarik.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun secara suku tahunan.
Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk 9, 15, 18, 21,24,
36, 48 dan 60 bulan sahaja.

Benefits
Higher interest rates compared to normal FD.
Eligibility
Individuals aged 49 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 6-month tenure.
and above.
Interest will be credited to your Current or Savings Account monthly.

You can now enjoy a new level of convenience by placing a Fixed

Deposit or Term Deposit via AmOnline Internet Banking! *
Advantages:
Greater convenience Bank at anytime and from anywhere.
Greater condentiality Conduct transaction(s) in private.
* Applicable for Individuals with single or joint account holder only.

AmMega
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

AmMega ialah pelan pelaburan unik yang menggabungkan

pengumpulan kekayaan menerusi Fixed Deposit. Pelan ini memberikan
pulangan tinggi serta perlindungan untuk polisi Seumur Hidup tanpa
penyertaan, yang menawarkan sehingga 6 kali pembayaran premium.
Manfaat
Nikmati kadar faedah tinggi untuk Fixed Deposit.
Nikmati perlindungan sehingga umur 85 tahun.
Pelan Insurans melindungi pemegang akaun sekiranya berlaku
kematian dan hilang upaya kekal keseluruhan (*Manfaat hilang
upaya kekal keseluruhan dibayar sehingga usia 65 tahun).
Deposit dibahagikan sama rata untuk Fixed Deposit dan
Polisi Premium Tunggal Seumur Hidup Tanpa Penyertaan.
Pilihan untuk faedah dikreditkan ke dalam Akaun Simpanan
dan Semasa pada setiap enam bulan.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.

Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM10,000 untuk tempoh 15,
24 dan 36 bulan; RM5,000 untuk Fixed Deposit dan RM5,000
untuk premium insurans.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada setiap enam bulan.

Interest Plus
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

Bebaskan wang anda daripada kadar faedah rendah! Interest Plus ialah
kombinasi Fixed Deposit dan akaun unit amanah yang memberikan
anda faedah tinggi ke atas akaun Fixed Deposit anda. Malah anda juga
akan menikmati potensi peningkatan dalam jangka masa panjang
daripada akaun unit amanah.
Manfaat
Kadar faedah tinggi* untuk Fixed Deposit dan unit amanah
yang berpotensi untuk meningkat dalam jangka masa panjang.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada tempoh matang.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.
Kelayakan
Individu yang berusia 18 tahun ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk penempatan
Fixed Deposit 1 bulan yang menyamai amaun pembelian
Unit Amanah ATAU RM1,000 untuk penempatan
Fixed Deposit 3 bulan sehingga 12 bulan yang menyamai
pembelian Unit Amanah.
Tersedia dalam tempoh: 1, 3, 6, 9 dan 12 bulan sahaja.
Notis: Pelabur dinasihatkan untuk membaca dan memahami kandungan prospektus Unit
Amanah. Jika pelabur mempunyai sebarang keraguan, sila rujuk khidmat nasihat
pelaburan profesional.
* Faedah Khas tertakluk untuk 1 pusingan sahaja. Pembaharuan Fixed Deposit adalah
berdasarkan kadar yang tertera.

AmQuantum Investment

Interest Plus

Fixed Deposit

Earn attractive quarterly interest returns when you place a Fixed Deposit
with us.

(Only the Fixed Deposit is eligible for protection by PIDM)

Earn attractive returns when you place a Fixed Deposit with us. Choose
from our flexible range of deposit tenures of 1 to 60 months and above.

Benefits
Attractive range of rates.
Interest credited into the account holders Current/Savings
Account on a quarterly basis.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 9, 15, 18, 21, 24, 36, 48
and 60 months only.

AmMega
(Only the Fixed Deposit is eligible for protection by PIDM)

AmMega is a unique investment that combines the wealth accumulation of

Fixed Deposits with high returns and the protection of a non-participating
Whole Life policy that offers up to 6 times premium payout.
Benefits
Enjoy high Fixed Deposit rates.
Enjoy protection up to the age of 85.
Insurance plan covers account holder in the event of death and total
permanent disablement (*TPD benefits are payable only up to age 65).
Deposit is spread evenly across both Fixed Deposit and
Single Premium Non-Participating Whole Life Policy.
Option to have interest credited into your Savings or Current
Account on a half yearly basis.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM10,000 for 15, 24 and 36 months
tenure; RM5,000 for Fixed Deposit and RM5,000 for
insurance premium.
Interest will be credited into the account holders Current or
Savings Account on half yearly basis.

Liberate your cash from low interest rates! A combination of xed deposit
and unit trust account, Interest Plus gives you a higher rate on your xed
deposit account and at the same time, provides you with the long-term
growth potential of unit trusts.
Benefits
Provides a higher rate* on Fixed Deposit and long term growth
potential of unit trust.
Option to have interest credited into the account holders
Current or Savings Account upon maturity.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 1-month FD placement
with equivalent amount in Unit Trust purchase OR RM1,000
for 3 months to 12 months FD placement with equivalent
Unit Trust purchase.
Available tenures: 1, 3, 6, 9 and 12 months only.
Note: Investors are advised to read and understand the contents of the Unit Trust prospectus.
If in doubt, please consult a professional adviser.
* Special Interest is applicable for 1 cycle only, renewal of the FD will be based on board rate.

Foreign Currency Fixed Deposit

Foreign Currency Fixed Deposit (FCFD) is an alternative form of investment
with potentially higher interest rates. Choose from our flexible range of
tenures from as short as 1 week, up to 12 months.
Benefits
Short term tenures as short as 1 week.
Foreign exchange appreciation/depreciation.
Available in specic currencies as follows:
US Dollar (USD)
Sterling Pound (GBP)
Australian Dollar (AUD)
New Zealand Dollar (NZD)
Hong Kong Dollar (HKD)
Canadian Dollar (CAD)
Euro (EUR)
Eligibility
Existing Current or Savings Account holder (MYR).
Individuals aged 18 years old above.
Minimum Deposit
Minimum deposit of RM10,000 for Individuals and RM50,000
for Non-Individuals.

Benefits
Attractive range of rates.
Automatic renewal with 2 alternatives:
Principal and Interest or;
Principal only.
Eligibility

Individuals aged 18 years and above.

Non-Individuasls (Companies, Clubs, Societies or Associations).
Residents or Non-Residents with working permits.
Personal or Joint Account.

Minimum Deposit
Minimum account opening of RM5,000 for 1-month tenure;
RM500 for subsequent tenures.
Minimum tenure: 1 month.
Maximum tenure: 60 months.

Am50Plus
Am50Plus is specially tailored for senior savers. You enjoy higher rates
and various Am50Plus benets when you place your money with us.

pulangan jangka
panjang
Lihatlah wang anda berkembang, perlahan tetapi pasti

Pelaburan AmQuantum
Nikmati pulangan faedah suku tahunan apabila membuat
Fixed Deposit bersama kami.
Manfaat
Kadar faedah menarik.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun secara suku tahunan.
Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk 9, 15, 18, 21,24,
36, 48 dan 60 bulan sahaja.

Benefits
Higher interest rates compared to normal FD.
Eligibility
Individuals aged 49 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 6-month tenure.
and above.
Interest will be credited to your Current or Savings Account monthly.

You can now enjoy a new level of convenience by placing a Fixed

Deposit or Term Deposit via AmOnline Internet Banking! *
Advantages:
Greater convenience Bank at anytime and from anywhere.
Greater condentiality Conduct transaction(s) in private.
* Applicable for Individuals with single or joint account holder only.

AmMega
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

AmMega ialah pelan pelaburan unik yang menggabungkan

pengumpulan kekayaan menerusi Fixed Deposit. Pelan ini memberikan
pulangan tinggi serta perlindungan untuk polisi Seumur Hidup tanpa
penyertaan, yang menawarkan sehingga 6 kali pembayaran premium.
Manfaat
Nikmati kadar faedah tinggi untuk Fixed Deposit.
Nikmati perlindungan sehingga umur 85 tahun.
Pelan Insurans melindungi pemegang akaun sekiranya berlaku
kematian dan hilang upaya kekal keseluruhan (*Manfaat hilang
upaya kekal keseluruhan dibayar sehingga usia 65 tahun).
Deposit dibahagikan sama rata untuk Fixed Deposit dan
Polisi Premium Tunggal Seumur Hidup Tanpa Penyertaan.
Pilihan untuk faedah dikreditkan ke dalam Akaun Simpanan
dan Semasa pada setiap enam bulan.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.

Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM10,000 untuk tempoh 15,
24 dan 36 bulan; RM5,000 untuk Fixed Deposit dan RM5,000
untuk premium insurans.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada setiap enam bulan.

Interest Plus
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

Bebaskan wang anda daripada kadar faedah rendah! Interest Plus ialah
kombinasi Fixed Deposit dan akaun unit amanah yang memberikan
anda faedah tinggi ke atas akaun Fixed Deposit anda. Malah anda juga
akan menikmati potensi peningkatan dalam jangka masa panjang
daripada akaun unit amanah.
Manfaat
Kadar faedah tinggi* untuk Fixed Deposit dan unit amanah
yang berpotensi untuk meningkat dalam jangka masa panjang.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada tempoh matang.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.
Kelayakan
Individu yang berusia 18 tahun ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk penempatan
Fixed Deposit 1 bulan yang menyamai amaun pembelian
Unit Amanah ATAU RM1,000 untuk penempatan
Fixed Deposit 3 bulan sehingga 12 bulan yang menyamai
pembelian Unit Amanah.
Tersedia dalam tempoh: 1, 3, 6, 9 dan 12 bulan sahaja.
Notis: Pelabur dinasihatkan untuk membaca dan memahami kandungan prospektus Unit
Amanah. Jika pelabur mempunyai sebarang keraguan, sila rujuk khidmat nasihat
pelaburan profesional.
* Faedah Khas tertakluk untuk 1 pusingan sahaja. Pembaharuan Fixed Deposit adalah
berdasarkan kadar yang tertera.

AmQuantum Investment

Interest Plus

Fixed Deposit

Earn attractive quarterly interest returns when you place a Fixed Deposit
with us.

(Only the Fixed Deposit is eligible for protection by PIDM)

Earn attractive returns when you place a Fixed Deposit with us. Choose
from our flexible range of deposit tenures of 1 to 60 months and above.

Benefits
Attractive range of rates.
Interest credited into the account holders Current/Savings
Account on a quarterly basis.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 9, 15, 18, 21, 24, 36, 48
and 60 months only.

AmMega
(Only the Fixed Deposit is eligible for protection by PIDM)

AmMega is a unique investment that combines the wealth accumulation of

Fixed Deposits with high returns and the protection of a non-participating
Whole Life policy that offers up to 6 times premium payout.
Benefits
Enjoy high Fixed Deposit rates.
Enjoy protection up to the age of 85.
Insurance plan covers account holder in the event of death and total
permanent disablement (*TPD benefits are payable only up to age 65).
Deposit is spread evenly across both Fixed Deposit and
Single Premium Non-Participating Whole Life Policy.
Option to have interest credited into your Savings or Current
Account on a half yearly basis.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM10,000 for 15, 24 and 36 months
tenure; RM5,000 for Fixed Deposit and RM5,000 for
insurance premium.
Interest will be credited into the account holders Current or
Savings Account on half yearly basis.

Liberate your cash from low interest rates! A combination of xed deposit
and unit trust account, Interest Plus gives you a higher rate on your xed
deposit account and at the same time, provides you with the long-term
growth potential of unit trusts.
Benefits
Provides a higher rate* on Fixed Deposit and long term growth
potential of unit trust.
Option to have interest credited into the account holders
Current or Savings Account upon maturity.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 1-month FD placement
with equivalent amount in Unit Trust purchase OR RM1,000
for 3 months to 12 months FD placement with equivalent
Unit Trust purchase.
Available tenures: 1, 3, 6, 9 and 12 months only.
Note: Investors are advised to read and understand the contents of the Unit Trust prospectus.
If in doubt, please consult a professional adviser.
* Special Interest is applicable for 1 cycle only, renewal of the FD will be based on board rate.

Foreign Currency Fixed Deposit

Foreign Currency Fixed Deposit (FCFD) is an alternative form of investment
with potentially higher interest rates. Choose from our flexible range of
tenures from as short as 1 week, up to 12 months.
Benefits
Short term tenures as short as 1 week.
Foreign exchange appreciation/depreciation.
Available in specic currencies as follows:
US Dollar (USD)
Sterling Pound (GBP)
Australian Dollar (AUD)
New Zealand Dollar (NZD)
Hong Kong Dollar (HKD)
Canadian Dollar (CAD)
Euro (EUR)
Eligibility
Existing Current or Savings Account holder (MYR).
Individuals aged 18 years old above.
Minimum Deposit
Minimum deposit of RM10,000 for Individuals and RM50,000
for Non-Individuals.

Benefits
Attractive range of rates.
Automatic renewal with 2 alternatives:
Principal and Interest or;
Principal only.
Eligibility

Individuals aged 18 years and above.

Non-Individuasls (Companies, Clubs, Societies or Associations).
Residents or Non-Residents with working permits.
Personal or Joint Account.

Minimum Deposit
Minimum account opening of RM5,000 for 1-month tenure;
RM500 for subsequent tenures.
Minimum tenure: 1 month.
Maximum tenure: 60 months.

Am50Plus
Am50Plus is specially tailored for senior savers. You enjoy higher rates
and various Am50Plus benets when you place your money with us.

pulangan jangka
panjang
Lihatlah wang anda berkembang, perlahan tetapi pasti

Pelaburan AmQuantum
Nikmati pulangan faedah suku tahunan apabila membuat
Fixed Deposit bersama kami.
Manfaat
Kadar faedah menarik.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun secara suku tahunan.
Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk 9, 15, 18, 21,24,
36, 48 dan 60 bulan sahaja.

Benefits
Higher interest rates compared to normal FD.
Eligibility
Individuals aged 49 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 6-month tenure.
and above.
Interest will be credited to your Current or Savings Account monthly.

You can now enjoy a new level of convenience by placing a Fixed

Deposit or Term Deposit via AmOnline Internet Banking! *
Advantages:
Greater convenience Bank at anytime and from anywhere.
Greater condentiality Conduct transaction(s) in private.
* Applicable for Individuals with single or joint account holder only.

AmMega
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

AmMega ialah pelan pelaburan unik yang menggabungkan

pengumpulan kekayaan menerusi Fixed Deposit. Pelan ini memberikan
pulangan tinggi serta perlindungan untuk polisi Seumur Hidup tanpa
penyertaan, yang menawarkan sehingga 6 kali pembayaran premium.
Manfaat
Nikmati kadar faedah tinggi untuk Fixed Deposit.
Nikmati perlindungan sehingga umur 85 tahun.
Pelan Insurans melindungi pemegang akaun sekiranya berlaku
kematian dan hilang upaya kekal keseluruhan (*Manfaat hilang
upaya kekal keseluruhan dibayar sehingga usia 65 tahun).
Deposit dibahagikan sama rata untuk Fixed Deposit dan
Polisi Premium Tunggal Seumur Hidup Tanpa Penyertaan.
Pilihan untuk faedah dikreditkan ke dalam Akaun Simpanan
dan Semasa pada setiap enam bulan.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.

Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM10,000 untuk tempoh 15,
24 dan 36 bulan; RM5,000 untuk Fixed Deposit dan RM5,000
untuk premium insurans.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada setiap enam bulan.

Interest Plus
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

Bebaskan wang anda daripada kadar faedah rendah! Interest Plus ialah
kombinasi Fixed Deposit dan akaun unit amanah yang memberikan
anda faedah tinggi ke atas akaun Fixed Deposit anda. Malah anda juga
akan menikmati potensi peningkatan dalam jangka masa panjang
daripada akaun unit amanah.
Manfaat
Kadar faedah tinggi* untuk Fixed Deposit dan unit amanah
yang berpotensi untuk meningkat dalam jangka masa panjang.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada tempoh matang.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.
Kelayakan
Individu yang berusia 18 tahun ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk penempatan
Fixed Deposit 1 bulan yang menyamai amaun pembelian
Unit Amanah ATAU RM1,000 untuk penempatan
Fixed Deposit 3 bulan sehingga 12 bulan yang menyamai
pembelian Unit Amanah.
Tersedia dalam tempoh: 1, 3, 6, 9 dan 12 bulan sahaja.
Notis: Pelabur dinasihatkan untuk membaca dan memahami kandungan prospektus Unit
Amanah. Jika pelabur mempunyai sebarang keraguan, sila rujuk khidmat nasihat
pelaburan profesional.
* Faedah Khas tertakluk untuk 1 pusingan sahaja. Pembaharuan Fixed Deposit adalah
berdasarkan kadar yang tertera.

AmQuantum Investment

Interest Plus

Fixed Deposit

Earn attractive quarterly interest returns when you place a Fixed Deposit
with us.

(Only the Fixed Deposit is eligible for protection by PIDM)

Earn attractive returns when you place a Fixed Deposit with us. Choose
from our flexible range of deposit tenures of 1 to 60 months and above.

Benefits
Attractive range of rates.
Interest credited into the account holders Current/Savings
Account on a quarterly basis.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 9, 15, 18, 21, 24, 36, 48
and 60 months only.

AmMega
(Only the Fixed Deposit is eligible for protection by PIDM)

AmMega is a unique investment that combines the wealth accumulation of

Fixed Deposits with high returns and the protection of a non-participating
Whole Life policy that offers up to 6 times premium payout.
Benefits
Enjoy high Fixed Deposit rates.
Enjoy protection up to the age of 85.
Insurance plan covers account holder in the event of death and total
permanent disablement (*TPD benefits are payable only up to age 65).
Deposit is spread evenly across both Fixed Deposit and
Single Premium Non-Participating Whole Life Policy.
Option to have interest credited into your Savings or Current
Account on a half yearly basis.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM10,000 for 15, 24 and 36 months
tenure; RM5,000 for Fixed Deposit and RM5,000 for
insurance premium.
Interest will be credited into the account holders Current or
Savings Account on half yearly basis.

Liberate your cash from low interest rates! A combination of xed deposit
and unit trust account, Interest Plus gives you a higher rate on your xed
deposit account and at the same time, provides you with the long-term
growth potential of unit trusts.
Benefits
Provides a higher rate* on Fixed Deposit and long term growth
potential of unit trust.
Option to have interest credited into the account holders
Current or Savings Account upon maturity.
Automatic renewal with 2 alternatives:
Principal and interest or;
Principal only.
Eligibility
Individuals aged 18 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 1-month FD placement
with equivalent amount in Unit Trust purchase OR RM1,000
for 3 months to 12 months FD placement with equivalent
Unit Trust purchase.
Available tenures: 1, 3, 6, 9 and 12 months only.
Note: Investors are advised to read and understand the contents of the Unit Trust prospectus.
If in doubt, please consult a professional adviser.
* Special Interest is applicable for 1 cycle only, renewal of the FD will be based on board rate.

Foreign Currency Fixed Deposit

Foreign Currency Fixed Deposit (FCFD) is an alternative form of investment
with potentially higher interest rates. Choose from our flexible range of
tenures from as short as 1 week, up to 12 months.
Benefits
Short term tenures as short as 1 week.
Foreign exchange appreciation/depreciation.
Available in specic currencies as follows:
US Dollar (USD)
Sterling Pound (GBP)
Australian Dollar (AUD)
New Zealand Dollar (NZD)
Hong Kong Dollar (HKD)
Canadian Dollar (CAD)
Euro (EUR)
Eligibility
Existing Current or Savings Account holder (MYR).
Individuals aged 18 years old above.
Minimum Deposit
Minimum deposit of RM10,000 for Individuals and RM50,000
for Non-Individuals.

Benefits
Attractive range of rates.
Automatic renewal with 2 alternatives:
Principal and Interest or;
Principal only.
Eligibility

Individuals aged 18 years and above.

Non-Individuasls (Companies, Clubs, Societies or Associations).
Residents or Non-Residents with working permits.
Personal or Joint Account.

Minimum Deposit
Minimum account opening of RM5,000 for 1-month tenure;
RM500 for subsequent tenures.
Minimum tenure: 1 month.
Maximum tenure: 60 months.

Am50Plus
Am50Plus is specially tailored for senior savers. You enjoy higher rates
and various Am50Plus benets when you place your money with us.

pulangan jangka
panjang
Lihatlah wang anda berkembang, perlahan tetapi pasti

Pelaburan AmQuantum
Nikmati pulangan faedah suku tahunan apabila membuat
Fixed Deposit bersama kami.
Manfaat
Kadar faedah menarik.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun secara suku tahunan.
Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk 9, 15, 18, 21,24,
36, 48 dan 60 bulan sahaja.

Benefits
Higher interest rates compared to normal FD.
Eligibility
Individuals aged 49 years and above.
Residents or Non-Residents with working permits.
Personal or Joint Account.
Minimum Deposit
Minimum initial deposit of RM5,000 for 6-month tenure.
and above.
Interest will be credited to your Current or Savings Account monthly.

You can now enjoy a new level of convenience by placing a Fixed

Deposit or Term Deposit via AmOnline Internet Banking! *
Advantages:
Greater convenience Bank at anytime and from anywhere.
Greater condentiality Conduct transaction(s) in private.
* Applicable for Individuals with single or joint account holder only.

AmMega
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

AmMega ialah pelan pelaburan unik yang menggabungkan

pengumpulan kekayaan menerusi Fixed Deposit. Pelan ini memberikan
pulangan tinggi serta perlindungan untuk polisi Seumur Hidup tanpa
penyertaan, yang menawarkan sehingga 6 kali pembayaran premium.
Manfaat
Nikmati kadar faedah tinggi untuk Fixed Deposit.
Nikmati perlindungan sehingga umur 85 tahun.
Pelan Insurans melindungi pemegang akaun sekiranya berlaku
kematian dan hilang upaya kekal keseluruhan (*Manfaat hilang
upaya kekal keseluruhan dibayar sehingga usia 65 tahun).
Deposit dibahagikan sama rata untuk Fixed Deposit dan
Polisi Premium Tunggal Seumur Hidup Tanpa Penyertaan.
Pilihan untuk faedah dikreditkan ke dalam Akaun Simpanan
dan Semasa pada setiap enam bulan.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.

Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM10,000 untuk tempoh 15,
24 dan 36 bulan; RM5,000 untuk Fixed Deposit dan RM5,000
untuk premium insurans.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada setiap enam bulan.

Interest Plus
(Hanya Fixed Deposit layak dilindungi oleh PIDM)

Bebaskan wang anda daripada kadar faedah rendah! Interest Plus ialah
kombinasi Fixed Deposit dan akaun unit amanah yang memberikan
anda faedah tinggi ke atas akaun Fixed Deposit anda. Malah anda juga
akan menikmati potensi peningkatan dalam jangka masa panjang
daripada akaun unit amanah.
Manfaat
Kadar faedah tinggi* untuk Fixed Deposit dan unit amanah
yang berpotensi untuk meningkat dalam jangka masa panjang.
Faedah dikreditkan ke dalam Akaun Semasa/Simpanan
pemegang akaun pada tempoh matang.
Pembaharuan Automatik dengan 2 pilihan:
Prinsipal dan faedah atau;
Prinsipal sahaja.
Kelayakan
Individu yang berusia 18 tahun ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk penempatan
Fixed Deposit 1 bulan yang menyamai amaun pembelian
Unit Amanah ATAU RM1,000 untuk penempatan
Fixed Deposit 3 bulan sehingga 12 bulan yang menyamai
pembelian Unit Amanah.
Tersedia dalam tempoh: 1, 3, 6, 9 dan 12 bulan sahaja.
Notis: Pelabur dinasihatkan untuk membaca dan memahami kandungan prospektus Unit
Amanah. Jika pelabur mempunyai sebarang keraguan, sila rujuk khidmat nasihat
pelaburan profesional.
* Faedah Khas tertakluk untuk 1 pusingan sahaja. Pembaharuan Fixed Deposit adalah
berdasarkan kadar yang tertera.

Foreign Currency Fixed Deposit

Fixed Deposit

Am50Plus

Foreign Currency Fixed Deposit (FCFD) merupakan bentuk pelaburan

alternatif dengan potensi untuk mendapat kadar faedah lebih
tinggi. Pilih daripada pelbagai tempoh fleksibel yang kami
tawarkan dari 1 minggu sehingga 12 bulan.

Nikmati kadar faedah menarik apabila anda mendeposit dengan

Fixed Deposit kami. Pilih daripada pelbagai tempoh deposit yang
fleksibel, dari 1 hingga 60 bulan ke atas.

Am50Plus direka khas untuk keperluan simpanan warga emas.

Nikmati kadar faedah tinggi dan pelbagai manfaat menarik
Am50Plus apabila anda membuat simpanan dengan kami.

Manfaat
Kadar faedah menarik.
Pembaharuan automatik dengan 2 pilihan seperti di bawah:
Prinsipal dan faedah atau;
Prinsipal sahaja.

Manfaat
Kadar faedah tinggi berbanding Akaun Fixed Deposit.

Manfaat
Tempoh pemegangan 1 minggu.
Kenaikan/susut nilai mata wang asing.
Sah untuk mata wang:
Dolar A.S. (USD)
Paun Sterling (GBP)
Dolar Australia (AUD)
Dolar New Zealand (NZD)
Dolar Hong Kong (HKD)
Dolar Canada (CAD)
Euro (EUR)

Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Bukan Individu (Syarikat, Kelab, Persatuan dan Pertubuhan).
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.

Kelayakan
Memiliki Akaun Semasa atau Simpanan AmBank (MYR).
Individu berusia 18 tahun dan ke atas.

Deposit Minimum
Pembukaan akaun minimum RM5,000 untuk tempoh
1 bulan; RM500 untuk tempoh seterusnya.
Tempoh minimum: 1 bulan.
Tempoh maksimum: 60 bulan.

Deposit Minimum
Deposit minimum RM10,000 untuk Individu dan RM50,000
untuk Bukan Individu.

Fixed Deposits

long-term returns
Slowly but surely, your money grows

Kelayakan
Individu berusia 49 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk tempoh
6 bulan dan ke atas.
Faedah dikreditkan secara bulanan ke Akaun Semasa/Simpanan.
Kini, anda boleh menempatkan Deposit Tetap/Bertempoh menerusi
Perbankan Internet AmOnline dengan mudah!
Manfaat
Lebih mudah Tempatkan deposit pada bila-bila masa
dan di mana-mana jua.
Lebih sulit Lakukan transaksi dengan privasi.
* Sah untuk Individu dengan pemegang akaun tunggal atau bersama sahaja.

Make your money work harder for you with your choice of Fixed Deposit Accounts/Biarkan wang bertambah dengan Akaun Fixed Deposit pilihan anda
Am50Plus

AmQuantum

AmMega

InterestPlus FD

Foreign Currency Fixed Deposit

Why this Account?/

Kenapa Akaun ini?

Earn high returns with this long

term investment/
Peroleh kadar pulangan tinggi dengan
pelaburan jangka panjang ini

Specially tailored for senior

customers to enjoy higher rates/
Dikhususkan untuk pelanggan warga
emas menikmati kadar faedah tinggi

Earn higher returns with

this long term investment/
Peroleh kadar pulangan lebih tinggi
dengan pelaburan jangka panjang ini

A combination of Fixed Deposit and

protection for your wealth accumulation/
Kombinasi Deposit Tetap dan
perlindungan untuk jumlah keuntungan

A combination of Fixed Deposit and

Unit Trust investment/
Kombinasi Deposit Tetap dan
pelaburan Unit Amanah

Earn higher returns with

this investment/
Peroleh kadar pulangan tinggi
dengan pelaburan ini

Interest/
Faedah

1 60 months tenure/
Tempoh pemegangan 1 60 bulan

6 months and above/

6 bulan dan ke atas

9 months and above/

9 bulan dan ke atas

15, 24 and 36 months/

15, 24 dan 36 bulan

1, 3, 6, 9 and 12 months/
1, 3, 6, 9 dan 12 bulan

1 week and up to 12 months tenure/

Tempoh pemegangan 1 minggu
dan sehingga 12 bulan

Minimum
Account Opening/
Pembukaan
Akaun Minimum

RM5,000 for 1 month

RM500 for subsequent tenures/
RM5,000 untuk 1 bulan dan RM500 untuk
tempoh pemegangan seterusnya

RM5,000

RM10,000

RM5,000 for 1-month and RM1,000

for 3 months and above/
RM5,000 untuk 1 bulan dan RM1,000
untuk 3 bulan dan ke atas

RM10,000 for Individual RM50,000

for Non-individual/
RM10,000 untuk Individu dan
RM50,000 untuk Bukan Individu

Interest will be credited to Savings

or Current Account quarterly/
Faedah akan dikreditkan ke dalam
Akaun Semasa atau Simpanan setiap
suku tahun.

Deposit will be evenly spread into FD and

Single Premium Non-Participating Whole
Life Policy/Deposit akan dibahagikan sama
rata ke dalam Deposit Tetap dan Polisi Premium
Tunggal Seumur Hidup Tanpa Penyertaan.
Interest will be credited half yearly
to Savings or Current Account/
Faedah akan dikreditkan setiap setengah
tahun ke Akaun Semasa dan Simpanan.

Special Features/
Ciri-ciri istimewa

N/A /
Tiada

RM5,000

Interest will be credited to Savings

or Current Account monthly/
Faedah akan dikreditkan ke dalam
Akaun Semasa atau Simpanan
setiap bulan.

Provide higher rates on FD and

potential growth on Unit Trust
investment/Menawarkan kadar
faedah tinggi untuk Deposit Tetap
dan pelaburan Unit Amanah yang
berpotensi untuk meningkat.

Available in specic currencies;

USD, GBP, AUD, NZD, HKD, CAD, EUR/
Sah untuk mata wang; USD, GBP,
AUD, NZD, HKD, CAD, EUR.

AmBankMalaysia

+603 2178 8888 | ambank.com.my

AmBank (M) Berhad (8515-D)
A member of the AmBank Group

Unless otherwise stated, all prices/quotations indicated in this document are inclusive of Goods and Services Tax (GST), where applicable. Kecuali dinyatakan sebaliknya, semua harga/sebut harga yang dinyatakan di dalam dokumen ini adalah termasuk Cukai Barang dan Perkhidmatan (CBP), jika terpakai.

Eligible for protection by PIDM

DepFD/04/15

Fixed Deposit

A PIDM member

Your Bank. Malaysias Bank. AmBank.

TM

Foreign Currency Fixed Deposit

Fixed Deposit

Am50Plus

Foreign Currency Fixed Deposit (FCFD) merupakan bentuk pelaburan

alternatif dengan potensi untuk mendapat kadar faedah lebih
tinggi. Pilih daripada pelbagai tempoh fleksibel yang kami
tawarkan dari 1 minggu sehingga 12 bulan.

Nikmati kadar faedah menarik apabila anda mendeposit dengan

Fixed Deposit kami. Pilih daripada pelbagai tempoh deposit yang
fleksibel, dari 1 hingga 60 bulan ke atas.

Am50Plus direka khas untuk keperluan simpanan warga emas.

Nikmati kadar faedah tinggi dan pelbagai manfaat menarik
Am50Plus apabila anda membuat simpanan dengan kami.

Manfaat
Kadar faedah menarik.
Pembaharuan automatik dengan 2 pilihan seperti di bawah:
Prinsipal dan faedah atau;
Prinsipal sahaja.

Manfaat
Kadar faedah tinggi berbanding Akaun Fixed Deposit.

Manfaat
Tempoh pemegangan 1 minggu.
Kenaikan/susut nilai mata wang asing.
Sah untuk mata wang:
Dolar A.S. (USD)
Paun Sterling (GBP)
Dolar Australia (AUD)
Dolar New Zealand (NZD)
Dolar Hong Kong (HKD)
Dolar Canada (CAD)
Euro (EUR)

Kelayakan
Individu yang berusia 18 tahun dan ke atas.
Bukan Individu (Syarikat, Kelab, Persatuan dan Pertubuhan).
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.

Kelayakan
Memiliki Akaun Semasa atau Simpanan AmBank (MYR).
Individu berusia 18 tahun dan ke atas.

Deposit Minimum
Pembukaan akaun minimum RM5,000 untuk tempoh
1 bulan; RM500 untuk tempoh seterusnya.
Tempoh minimum: 1 bulan.
Tempoh maksimum: 60 bulan.

Deposit Minimum
Deposit minimum RM10,000 untuk Individu dan RM50,000
untuk Bukan Individu.

Fixed Deposits

long-term returns
Slowly but surely, your money grows

Kelayakan
Individu berusia 49 tahun dan ke atas.
Pemastautin atau Bukan Pemastautin dengan permit kerja.
Memiliki Akaun Peribadi atau Bersama.
Deposit Minimum
Deposit permulaan minimum RM5,000 untuk tempoh
6 bulan dan ke atas.
Faedah dikreditkan secara bulanan ke Akaun Semasa/Simpanan.
Kini, anda boleh menempatkan Deposit Tetap/Bertempoh menerusi
Perbankan Internet AmOnline dengan mudah!
Manfaat
Lebih mudah Tempatkan deposit pada bila-bila masa
dan di mana-mana jua.
Lebih sulit Lakukan transaksi dengan privasi.
* Sah untuk Individu dengan pemegang akaun tunggal atau bersama sahaja.

Make your money work harder for you with your choice of Fixed Deposit Accounts/Biarkan wang bertambah dengan Akaun Fixed Deposit pilihan anda
Am50Plus

AmQuantum

AmMega

InterestPlus FD

Foreign Currency Fixed Deposit

Why this Account?/

Kenapa Akaun ini?

Earn high returns with this long

term investment/
Peroleh kadar pulangan tinggi dengan
pelaburan jangka panjang ini

Specially tailored for senior

customers to enjoy higher rates/
Dikhususkan untuk pelanggan warga
emas menikmati kadar faedah tinggi

Earn higher returns with

this long term investment/
Peroleh kadar pulangan lebih tinggi
dengan pelaburan jangka panjang ini

A combination of Fixed Deposit and

protection for your wealth accumulation/
Kombinasi Deposit Tetap dan
perlindungan untuk jumlah keuntungan

A combination of Fixed Deposit and

Unit Trust investment/
Kombinasi Deposit Tetap dan
pelaburan Unit Amanah

Earn higher returns with

this investment/
Peroleh kadar pulangan tinggi
dengan pelaburan ini

Interest/
Faedah

1 60 months tenure/
Tempoh pemegangan 1 60 bulan

6 months and above/

6 bulan dan ke atas

9 months and above/

9 bulan dan ke atas

15, 24 and 36 months/

15, 24 dan 36 bulan

1, 3, 6, 9 and 12 months/
1, 3, 6, 9 dan 12 bulan

1 week and up to 12 months tenure/

Tempoh pemegangan 1 minggu
dan sehingga 12 bulan

Minimum
Account Opening/
Pembukaan
Akaun Minimum

RM5,000 for 1 month

RM500 for subsequent tenures/
RM5,000 untuk 1 bulan dan RM500 untuk
tempoh pemegangan seterusnya

RM5,000

RM10,000

RM5,000 for 1-month and RM1,000

for 3 months and above/
RM5,000 untuk 1 bulan dan RM1,000
untuk 3 bulan dan ke atas

RM10,000 for Individual RM50,000

for Non-individual/
RM10,000 untuk Individu dan
RM50,000 untuk Bukan Individu

Interest will be credited to Savings

or Current Account quarterly/
Faedah akan dikreditkan ke dalam
Akaun Semasa atau Simpanan setiap
suku tahun.

Deposit will be evenly spread into FD and

Single Premium Non-Participating Whole
Life Policy/Deposit akan dibahagikan sama
rata ke dalam Deposit Tetap dan Polisi Premium
Tunggal Seumur Hidup Tanpa Penyertaan.
Interest will be credited half yearly
to Savings or Current Account/
Faedah akan dikreditkan setiap setengah
tahun ke Akaun Semasa dan Simpanan.

Special Features/
Ciri-ciri istimewa

N/A /
Tiada

RM5,000

Interest will be credited to Savings

or Current Account monthly/
Faedah akan dikreditkan ke dalam
Akaun Semasa atau Simpanan
setiap bulan.

Provide higher rates on FD and

potential growth on Unit Trust
investment/Menawarkan kadar
faedah tinggi untuk Deposit Tetap
dan pelaburan Unit Amanah yang
berpotensi untuk meningkat.

Available in specic currencies;

USD, GBP, AUD, NZD, HKD, CAD, EUR/
Sah untuk mata wang; USD, GBP,
AUD, NZD, HKD, CAD, EUR.

AmBankMalaysia

+603 2178 8888 | ambank.com.my

AmBank (M) Berhad (8515-D)
A member of the AmBank Group

Unless otherwise stated, all prices/quotations indicated in this document are inclusive of Goods and Services Tax (GST), where applicable. Kecuali dinyatakan sebaliknya, semua harga/sebut harga yang dinyatakan di dalam dokumen ini adalah termasuk Cukai Barang dan Perkhidmatan (CBP), jika terpakai.

Eligible for protection by PIDM

DepFD/04/15

Fixed Deposit

A PIDM member

Your Bank. Malaysias Bank. AmBank.

TM