#) LAKSHMI VILAS BANK mp a rae cna ae UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED 30TH JUNE, 2015 onsen RTS ae eee sone Sto] — (evel —[ — utes [ime —] [INTEREST EARNED ates) wiaaye | 708837 pes 09 (a) ntresyaeouet on advonceni sar] asegesi | eaganrs | 170000 6 (acon vests 12608.40] #209239|—_g47sn.42| —«7993<0. (cl nkeest 0 blige wih RB Other: Bais isis [sonar sso 78] ese (a) ters 0.08) 000] _snzaz}__vvasex Borner income 7a3059| _s3023a| se3n.8 | 20003.16 2. Yojatncome 73) faones.73| 9939075] ges2601| —24se30-45 tae! expended aseas 26 as207.4| ausio7s | _se87e7.7 5 operatiog Expenses 1 ¢ 1463.58 [1791545 a0s40.01| 4009703 (0 Emobyses cost sasssz[ essen] svssax] 2303500 Lp her ogvating expanane seoo.ee | eosoaa | avveaa| — rias.09| s. Tool expenature extuting provisions and contingencies t) + (5) semacs| 5612079] 9158876] 21320070 1 Operating att teore provisions dnd contingencies (8 15) roxss90] o27s96| 607625 687.25 1a. Powisons (ther than Tax) and Contingencies consi {_an4a7e] 3260.71] —10023.16 I exceptonstiiems ooo! a0r2.c 00) (307200) .Fofiviss fom ofiaay actives Before x BMGT e259 oso8| ayia] 10820.59 ht_Tax expense 500.09 | 2982.00 seoa0| 555200 2. wet Peotiutess rom Ovinary activities after oe (20) = 14) sorsso | aoorse| aise] 1322859 13. na Ouray tas Weta Tax Exe) 3.09 00 a0 0.00 14 Net Puoiutat forthe period (12413) worss9| _aoorse| _2a1sss| —a228'so 15 Pal vp equty shao expla (Face Value OF) 7927.16] 1791666] 9756.07| v7915.66 16 Reserves exctaing rvatvllonrerrves os pov BuRACe HCA aT revs accout.ng yea" zsasi.9a| s2osnos| 9796105! _casest.93 27 sesiytial Rave 1) Poreniage of shares held by Govt finds a rm mi mu i-Capat adequacy Rai (8) (a) Bases ry rey 1086 | 1157 1) B31 028 se 10.49| 3134 )_Eawings Per Sere (EPSICHot Annual Tal dase EPS before extra oriary Came ce Saati 22s 2m 299 916 {Oy Diates EPSBeSTTA TET RS ETAT RET Wot sansalized " 2m 2a 0) ous WA RATS (a1 Gross NOR wna] saree] Sonne] asser oe Net NA aauiz48| — so2ea.so| 253107] 30248.50 (D1 of oss wen 272 278 3.96 205 {@_Aetrn on asses () (AnruaTea) 0.65. a7 053 26 = No.of Shares in sh sexsol —sez0se| eou7a| e200 Borconage of shareholding 0.46 50.48 9036] 9045 18 Promoters and promt group sarehodig edged encumbered —_] umber of Shares soa wusisze | easoaee Reartace TRIES _OE TO TSTOTS oT TIRO IG nual ane Bette af TTESTOED OE OST IRATE OBTATST NG SABA] - - - saa] __ae 423 38 (2) Non encumbered umbec fshces 0950935 | so2sosx7 | __szoisz0|___s02s0377 Pareetoge of 23708 TF 9B fT IAT OTERO WT POTET OO promoter aroun) e300 sos suas] son [= peeertope of hare Tas 3% of he STGRRTE RTS RE OAT eat sn sa s22|a Pe ey ‘Corporate Otis, "LB HOUSE", No.4 Sar (Wego, Ofie: Sater Roa, Kethaparal, Karur 639.006), sors: [Tree hos Geen mo Change he accounting polices flowed by Ue bank dani The peed ended June 20TS a compere] totnose nthe preceodiog racial year ended March 2015. [The wafting ress fo the quarter ended 36th Jone 2015 have bash rived a aa Consiga provision 1 New| Pertorming Asses ana praca on Investments. Provision for Employee Benefits. Income Tax an Other usual and [necessary wovstans are on am esimate and proportionate basis and ae subject to adjstmert ak Ue year en. [Gurng the quarter ended Sinn june 7OIS, he Bank ad alloted 105,000 shares nurse To The exercise oF employee [ocx option, ner vice is Grcuar roOBR.NOBP.RC OY 23.08.048/2014-15 dated 21.05 2013 permitted banks to provide forthe nel snort on account of sale of assets to econsruction Compary ever a period of two years, Consequently, .12.5 coe has bean charged tothe proft & Loss account for tne quarter ended 4th june 2013. The unamartised amount this [accoureas on 3th une 2015 RS 60.88crore, Ina vides circular R8/2016-15/535/DER No BP-8.03/21.08 098/2014-15 dated 0} 04 2015 permitted Banks to prove fr Inauss over 3 paiod nt exceading our quarters. Corsequerty. Sum of 13.72 cro has bean charbed to prof & oss laccount for he quarter enced 30 June 2015. The Balance aroun to be prow a of BOR juve 2015 RET. TE cee [Penang plementation of wage revsion os per 10h Biparike Senlorent. an expenditure of ASSBS crore ls incur uring the quarter, ncueing achoc payment mage to employecs. in accordance wah Rat cular nO. OBOD-BP BC-2721.06 20172017-14 GOI D7 DOIG, Bank has Made Pilar 3 Ecosuel unter dose capital reaurementsonits website Pipe Dank comissli.eSox. Sas of ivastor Conosiats forte quarter enced 208 june 201 {Comolints pending tthe baginnng of tre Quarter: “Comoloins eceived uring the Quarter: 2 Complains spose during the Quarter: 2 Complore uvesolved 2 the end of we Quarter Ni ihe above HANG RE ve BERT TEVIEWER By Vie ADET COREE Othe WERT WA THEY TERIAG PES Oh 22 }2013 ana aperowed bythe Beara of Cirecters in thei nesting Bed on 230 ly 2015. The some ave Been suDREeS ree Review by te Statutory Audtors ofthe Dank, in ine mth the guiness by Une Reserve Can Wie and per the requirement oF isting agreement with Stock exchanges. se tigures Yor tha quarter ened Warch, 31, 2OIS are te balancing (pares betwen the Budd Iigures ih paar oT TG final year 201e-15 andthe published year to ate gutes up to December 31. 2014 [Te igores the previous paodsyear ave been reqroubed/eranged, wheiever ECE sec ae se Yee ate 25-07-15‘PART ©: GEOGRAPHICAL SEGMENTS Since the Banks having domestic operation ont, no reporting Is necessary under this segment. DB SEGMENT REPORTING - JUNE 2015 (es. intakhsh |PART A: BUSINESS SEGMENTS: ‘QUARTER ENDED [YEAR ENDED PARTICULARS 30-0615 | 310315 | 30-0614 | 31-0315 [SEGMENT REVERUE TReviewed) | (Audited) | (Reviewed) | (Audited) _ | a. Treasury operations 1se2i.67| 1471220] 3107.17] _55684.23| fb. _ Cornorate/whelesale banking operations 20378.69] 8357.0 _11885.32} $7919.69] fc. Retail banking operations 3249.05] 33264.75| 3299551] 134321.57| [a._ Other banking operations 95.93 42.79] 368.01 1930.98 ‘ToTAL| 6930.74] 6396.75] 4536.01 249856.45| 2. SEGMENT RESULTS. fa. _Treasury operations 3583.86) 3536.68) 1288.80] 8429.09] b._Corporate/wholesale Banking operations 2890.15} 2752.78) 1368.24 8280.60] [e. Retail banking operations 4082.57] 5084.25 3804.85] 1922443] [d._ Other banking operations 032 -25.75| 514.36 1700.63] TOTAL] ~~ 10956.90] 1347.96] 6976.25] _37643.75| [OPERATING PROFIT (including exceptional ema) 10956.90] 1134796] 0976.25] _37643.75| [PROVISIONS OTHER THAN TAX 6031.31 4348.78] 3260.71] 18873.16| PROT BEFORE TAK 4925.59 6999.18] 3715.54] 16620.59] Less: Tax expenses '200.00] 2992.00] 200.00] 5592.00] INET PROFTT 4025.59 4007.16] 2815.54 13278.59| [SEGMENT ASSETS js.__Treasury operations 691587.80| 63862851] _607690.70| __638828.51| b.__Corporaterwhoresare banking operations 574993.56| _526187.51| _378184.85| 52618751] [é<__ Retail banking operations 118730298] _1224919.91] _ 1051670.36 _1224910.01 |e _Unalfocated Assets 77719.42| _78607.63| ___77008.78| __78607.69| TOTAL! 2551603.85| _2470543.62| 2114554.69] _2470543.62 [SEGMENT TABITTIES: la. Treasury operations 650777.35| 586611.24] 5745922] 586613.24 Ip. Corporaterwhatesale banking operations 550611.52| _506863.68] _368692.24| _$06863.66| |e Retail banking operations 1124175.12) _1175467.84] _1025829.12| _1175467.84| Je Unatrocated Tapiities 46739.09| _45986.60| _34198.65| 4598.60] TOTAL] 7372303.08| _2314929.36| _ 2006379.23| _ 2314929.36| |CAPITAC ANG RESERVES 159300.77| __155614.26| _108175.46| _155614.26| TOTAL] 2531603.85] _ 2470543.62| _2114554.69]R.K.KUMAR & CO CHARTERED ACCOUNTANTS Tel han 91 a4 2a349857 ROOM NO. 101-186. SECOND FLOOR, CONGRESS BUILDING, 5773. MOUNT ROAD. CHENNAL- 609 06 9144 2aI45800 ZEIIE804 Fanail : rkkee@dataon Limited Review Report The Board of Directors Lakshmi Vilas Bank Ltd Chennai We have reviewed the accompanying statement of unaudited financial results of Lakshmi Vilas Bank Limited for the Period ended 30.06.2015, except for the disclosures regarding ‘Public Shareholding’ and ‘Promoter and Promoter Group Shareholding’ which have heen traced from disclosures made by the management and have not been reviewed by us, The preparation and fair presentation of this statement is the responsibility of the Bank’s Management and has been approved by the Board of Directors. Our responsibility is to issue a report on these financial statements based on our review. We conducted our review in accordance with the Standard on Review Engagement (SRE) 2410, “Review of Interim Financial information Performed by the Independent Auditor of the Entity’ issued by the Institute of Chartered Accountants of India. This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of material misstatement. A review is limited primarily to inquiries of Bank Personnel and analytical procedures applied to financial data and thus provide less assurance than an Audit. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. In the conduct of our Review we have relied on the reports received from concurrent auditors of 100 branches, These reports cover 78.24 per cent of the advances portfolio of the Bank. Apart from these reports, in the conduct of our review, we have also relied upon various retums received from the branches of the bank. ~ SP > [Sf CA ene Info rekuomsar iGX R.K.KUMAR & CO CHARTERED ACCOUNTANTS ROOM NO.101-106, TEL FAX 91-44-24249866, 24949867 91a 2349857. ECOND FLOOR, CONGRESS BUILDING, 573, MOUNT ROAD, CHENNAt - 600 006 rkkco@dataon info@rkuanar.in Email in Without Qualifying our report, we draw attention to:- () Note No.4 of the unaudited financial statements regarding deferment of loss to the extent of Rs.60.44 Crore on sale of advances to Asset Reconstruction Companies; and (ii) Note No.5 of the unaudited financial statements regarding deferment of loss to the extent of Rs.27.78 Crore in respect frauds. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying interim statement of unaudited financial results prepared in accordance with applicable Accounting Standards specified under the Companies Act, 1956 (which are deemed to be applicable as per Section 133 of the Companies Act,2013, read with Rule 7 of the Companies (Accounts) Rules 2014) and other recognized accounting practices and policies has not disclosed the information required to be disclosed in terms of Clause 41 of the Listing Agreement including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the Reserve Bank of India in respect of income recognition, asset classification, provisioning and other related matters. For R.K.Kumar & Co. Chartered Accountants Firm Regn.No.00159: Date: 23" July, 2015 Place: Chennai (G.Naganathan) Partner Membership No.022456 ence