RBI Updates 2015- Highlights of the RBI Policy:

The SLR, the proportion of deposits banks are required to park in

government bonds, stands at 21.5%, while the Cash Reserve Ratio
(CRR), the proportion of deposits that banks have to park with the
RBI, stands at 4%.

The repo rate cut, however, will likely good companies to invest, add
capacities, hire more, and prompt people to spend on houses, cars
and other goods and aid the budding recovery in Asias third largest
economy.

A lower repo will bring down banks borrowing costs, which in turn,
may prompt them to slash their base rates, the floor interest rate
on which lending rates for final home, auto and corporate borrowers
are fixed.

A lower repo can lead to lower floating home loan rates, which move
in tandem with base rates, and bring cheer to consumers, who have
been paying large chunks of their income every month towards
repaying housing loans.

The central bank expects inflation rates to creep up to 6% by

January 2016, from the earlier bank forecast of 5.8%, on the back of
deficient summer rains and higher service tax rates that have been
raised to 14% from 12.36% earlier.

On growth, the RBI expects GDP to grow at 7.6% in 2015-16, down from
the earlier forecast of 7.8%, although industrial production has been
recovering, albeit unevenly.
Atal Pension Yojana:

Ministry of Finance announced the launch of Atal Pension Yojana

(APY) on May 9, 2015. The scheme is an universal social security
measure specially for the poor and the under-privileged, which will
provide a defined pension, depending on the contribution, and its
period to its subscribers.

The enrolment under the scheme was introduction from June 1,

2015. The APY will be focused on all citizens in the unorganized
sector, who join the National Pension System (NPS) administered by
the Pension Fund Regulatory and Development Authority (PFRDA).

Under the APY, the subscribers would receive the fixed minimum
pension of Rs. 1000-Rs 5000 per month at the age of 60 years,
depending on their contributions, which itself would be based on the
age of joining the APY.

The minimum age of joining APY is 18 years and minimum age

maximum age is 40 years. Therefore, minimum period of
contribution by any subscriber under APY would 20 years or more.

The benefit of fixed minimum pension would be guaranteed by the

Government.

The Central Government would co-contribute 50% of total

contribution or Rs.1000 per annum, whichever is lower, to each
eligible subscribe account, for a period of 5 years, i.e., from financial
Year 2015-16 to 2019-20, who join the NPS before 31st December,
2015 and who are not members of any statutory social security
scheme and who are not income tax payers.

The Government co-contribution is payable to eligible PRANs by

PFRDA after receiving the confirmation from Central Record Keeping
Agency at such periodicity as may be decided by PFRDA.

List of Important Wild Life Sanctuaries in India | Expected GK

Questions in SBI and IBPS Exams:
The List of Important Wild Life Sanctuaries in India and the places
where it is located were given below, which was most expected GK
Questions in SBI and IBPS PO/Clerk Exams. Candidates those who
are preparing for those exams can use these materials for exam
preparation.
Name of the Sanctuaries
Location

Sn
o.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.

Kaziranga Wildlife Sanctuary

Manas Wildlife Sanctuary
Gir National Park & Wildlife Sanctuary
Sundarbans National Park
Periyar National Park & Wildlife Sanctuary
Kanha National Park
Bandhavgarh National Park
Ranthambore National Park & Wildlife
Sanctuary
Bharatpur Bird Sanctuary
Tal Chappar Wildlife Sanctuary
Sariska Wildlife Sanctuary
Chilka Lake Bird Sanctuary
Nandankanan Zoo
Corbett National Park
Bandipur National Park
Parambikulam Wildlife Sanctuary
Mudumalai National Park & Wildlife
Sanctuary
Govind Wildlife Sanctuary
Indian Wild Ass Sanctuary

Assam
Assam
Gujar
West Bengal
Kerala
Madhya Pradesh
Madhya Pradesh
Rajasthan
Rajasthan
Rajasthan
Rajasthan
Odissa
Odissa
Uttarkhand
Karnataka
Kerala
Tamil Nadu
Uttarakhand
Gujarat

20. Aralam Wildlife Sanctuary

Kerala
List of Important Thermal and Nuclear Power Plants in India:
The List of Important Thermal and Nuclear Power Plants and the places
where it is located were given below, which was most expected GK
Questions in SBI and IBPS PO/Clerk Exams. Candidates those who are
preparing for those exams can use these materials for exam preparation.
Thermal Power Plants in India
Name

Sno
.
1.
2.
3.
4.
5.
6.

Mundra TPS
Vindhyachal TPS
Talcher Super TPS
Sipat TPS
Korba Super TPS
Rihand TPS

7.
8.
9.
10.
11.
12.
13.
14.
15.
16.

Jharsuguda TPS
Tiroda TPS
Anpara TPS
Barauni TPP
Bellary TPP
Durgapur TPP
Sikka TPS
Satpura TPS
Singrauli Super TPS
Wanakbori TPS

Location

Kutch, Gujarat
Singrauli, Madhya Pradesh
Angul, Odisha
Bilaspur, Chhattisgarh
Chhattisgarh
Sonebhadra, Uttar
Pradesh
Odisha
Maharashtra
Uttar Pradesh
Bihar
Karnataka
West Bengal
Gujarat
Madhya Pradesh
Uttar Pradesh
Gujarat

Nuclear Power Plant

1.
Narora Atomic Power Plant
Narora, Uttar Pradesh
2.
Rajasthan Atomic Power Plant
Rawatbhatta, Rajasthan
(India & Canada)
3.
Tarapur Atomic Power Plant
Maharashtra (India & USA)
4.
Kakarpar Atomic Power Plant
Gujarat
5.
Madras Atomic Power Plant
Tamil Nadu
6.
Kaiga Atomic Power Plant
Karnataka
7.
Kudankullam Atomic Power Plant
Tirunelveli, Tamil Nadu
(India and Russia)
8.
Jaitapur Nuclear Power Plant
Ratnagiri, Maharashtra
(India and France)
List of Important Books and Their Authors 2014-15 | GK Questions
for SBI and IBPS Exams:
Important List of Books and Their Authors for the year 2014-15 were given
below, which was most expected Questions in IBPS SBI PO/Clerk and all
other banking exams. Candidates those who are preparing for those
exams can use these materials.
Sno
.

Books

Authors

1.
2.
3.
4.
5.

Truth Always Prevails

Half Girl Friend
Untold Story of Indian Public Sector
The Narrow Road to the Deep North
Playing it My Way

6.

Next China-India War-Worlds First Water

War
Final Test: Exit Sachin Tendulkar
Playing to Win

7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
S.N
o
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.

Not Just an Accountant

The Vijay Mallya Story
Warrior State
One Life is Not Enough
ON HINDUISM
My Unforgettable Memories
The Accidental Prime Minister: Making and
unmaking of Manmohan Singh
Train to Pakistan
God of Small Things
Inheritance of Loss
India at Risk
The Silkworm
Departments
Chairman of Planning commission
Chief Election Commissioner of India
Other Election Commissioners
Head of SIT committee
Head of Nuclear Power Corporation Of India
(Ltd)
Chairman of Gas Authority Of India Limited
(GAIL)
Chairman of Oil and National Gas
Corporation(ONGC)
Chairman of Railway Board
Chairman of National Census Commission
Director of NCERT
CEO of Prasara Bharathi
Chairman of 20th Law Commission
Director General of International Atomic
Energy Agency
Chairman of Atomic Energy Commission
Chairman of Union Public Service

Sadruddin Hashwani
Chetan Bhagat
Dr. UD Choubey
Rochard Flanagan
Sachin Tendulkar and
Boria Majumdar
General S.
Padmanabhan
Dilip DSouza
Saina NehwalAutobiography
Former CAG Vinod Rai
K.Giriprakash
T.V Paul
Kunwar Natwar Singh
Wendy Doniger
Mamta Banerjee
Dr. Sanjaya Baru
Khuswant Singh
Arundhati Rai
Kiran Desai
Jaswant Singh
J.K Rowling
Heads
Narendra Modi
V.S. Sampath
H.S. Brahma
Syed Nazim Ahmad
Zaidi
M.B. Shah
K.C. Purohit
B.C. Tripathi
D.K. Sarraf
Arunendra kumar
Chandra Mouli
P. Sinclair
Jawahar Sircar
Justice Ajit Prakash
Shak(2012-15)
Yukiya Amano
R.K. Sinha
Deepak Gupta

16.
17.
18.
19.

Commission
Chairman of University Grants Commission
Chairman of National Knowledge
Commission
Head of National Commission for Protection
of Child Rights(NCPCR)
Chief commissioner of Central Information
Commission

Prof. Ved Prakash

Sam Pitroda
Kushal Singh
Rajiv Mathur

20.

Chairperson of National Human Rights

Justice K.G.
Commission
Balakrishnan
21. Chairperson of Competition Commission of
Ashok Chawla
India
22. Chairperson of National Commission for
Lalitha kumara
Women(NCW)
Mangalam
Head of science & Technology Organizations
1. Chairman of ISRO
K. Radha Krishnan
2. Director of Baba Atomic Research
Shekar Basu
Centre(BAARC)
3. Director of Defence Research &
Avinash Chander
Development Organization(DRDO)
4. Head of Satish Dhawan Space Centre
Dr.M.Y.S. Prasad
List of Telecommunication Abbreviations | GK Questions for
Upcoming SBI Associate Clerk Exams:
List of important Telecommunication Abbreviations for upcoming SBI
Associate Clerk were given here. Candidates those who are preparing for
those exams can use these materials to score more marks.
Short Form
GSM
CDMA
SIM
2G
3G
4G
WCDMA
UMTS
LTE
Wi MAX
LAN
WLAN
GPRS
EDGE
PIN
IMEI
PDA

Full Form
Global System For Mobile Communication
Code Division Multiple Access
Subscriber Identity Module
Second Generation
Third Generation
Fourth Generation
Wideband Code Division Multiple Access
Universal Mobile Telecommunications
System
Long Term Evolution
Worldwide Interoperability for Microwave
Access
Local Area Network
Wireless Local Area Network
General Packet Radio Service
Enhanced Data Rates for GSM Evolution
Personal Identification Number
International Mobile Equipment Identity
Personal Digital Assistant

RISC
Reduced Instruction Set Computing
MTS
Message Telecommunication
FAX
Facsimile Transmission
MSC
Mobile Switching center
ISDN
Integrated Service Digital Network
PDC
Personal Digital Cellular
BTS
Base Transceiver Station
OC
Optical Carrier
List of Important Abbreviations in NEWS 2014-15 | GK Questions
for SBI and IBPS Exams:
The List of Important Abbreviation that rolled on the News in 2014-15
were given below, which was most expected GK Questions in Upcoming
SBI and IBPS Exams. Candidates those who are preparing for banking
exams can utilize this material.
Sno Abbreviations
.
1.
REER
2.
PPP
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.

QFI
PSLV
NSG
NCTC
AMFI
TIEA
FTA
GAAR
FEMA
FII
FINO
FRBMA
GIRO
CRAR
DICGC

18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.

FIPB
EFSF
DTAA
TIN
CAD
AML
ALM
ASBA
CBS
MSF
OLTAS
InvITs

Full Forms
Real Effective Exchange Rate
Public Private Partnership & Purchasing Power
Parity
Qualified Foreign Investors
Polar Satellite Launch Vehicle
Nuclear Suppliers Group
National Counter-Terrorism Centre
Association of Mutual Fund in India
Tax Information Exchange Agreement
Free Trade Agreement
General Anti Avoidance Rule
Foreign Exchange Management Act
Foreign Institutional Investors
Financial Inclusion Network Operation
Fiscal Responsibility and Budget
Government Internal Revenue Order
Capital to Risk-Weighted Assets Ratio
Deposit Insurance and Credit Guarantee
Corporation
Foreign Investment Promotion Board
European Financial Stability Facility
Double Taxation Avoidance Agreement
Tax Information Network
Capital Account Deficit
Anti Money Laundering
Asset Liability Management
Application Supported by Blocked Amount
Core Banking Solution
Marginal Standing Facility
Online Tax Accounting System
Infrastructure Investment Trusts

30. CDR
Corporate Debt Restructuring
List of Financial Bodies and its Head | GK Questions for IBPS and
SBI Exams:
List of Important Financial Bodies and its Heads in India were given below
which was most expected GK questions in IBPS PO/Clerk and SBI exams.
Candidates those who are preparing for those exams can use these
materials.
Financial Bodies
Heads
SEBI (Securities & Exchange Board Chairman- U.K Sinha
of India)
LIC (Life Insurance Corporation)
Chairman- S.K Roy
RBI (Reserve Bank of India)
Governor- Raghuram Rajan
NABARD (National Bank for
Chariman- Dr. Harsh Kumar
Agriculture and Rural
Bhanwala
Development)
CBDT (Central Board of Direct
Chairman- Anitha Kapoor
Taxes)
CEIB (Central Economic
Director General- Archana Rajan
Intelligence Bureau)
CBEC (Central Board of Excise &
Chairman- J.M Shanthi Sundaram
Customs)
TRAI (Telecom Regulatory
Chairman- Rahul Khullar
Authority of India)
GIC (General Insurance
Chairman- A.K Roy
Corporation of India)
IBA (Indian Banks Association)
Chairman- T.M Bhasin
IRDA (Insurance Regulatory
Chairman- T.S Vijayan
Development Authority)
FICCI (Federation of Indian
President- Siddartha Birla
Chambers of Commerce of India)
CII (Confederation of Indian
President- Ajay S.Shriram
Industry)
ICAI (Institute of Chartered
President- A.K Paghu
Accountants of India)
NASSCOM (National Association of Chairman- R. Chandra Sekharan
Software and Services Companies) President- R. Chandra Sekar
ASSOCHAM (Associated Chambers President- Rana Kapoor
of Commerce and Industry of India)
IBA (Indian Banks Association)
Chairman- T.M Bhasin
th
Chairman of 13 Financial
Dr. Vijay L. Kelkar (2010-15)
Commission
Chairman of 14th Financial
Dr. Y.V Reddy (2015-20)
Commission
List of Important Missiles in India | GK Updates for IBPS/SBI
Exams:
Candidates those who are preparing for IBPS PO/Clerk, SBI and all other
bank exam are know well that in General Awareness section questions will

asked related to Science and Technology. Here we have listed the

important missiles of India read this to score more marks.
List of AGNI Missiles and its Features:
Variant
Payload Capacity
Agni-I
1000 kg
Agni-II
1000 kg
Agni-III
1500 kg
Agni-IV
1500 kg
Agni-V
1500 kg
Agni-VI
Under Process

Distance Range
700km
2000km
3500km
4000km +
5,000km +
10,000km +

Surface-to-Surface
Ballistic Missiles
Intercontinental Missiles
Agni-V, Agni-VI, Surya
Intermediate Range Missiles
Agni-III, Agni-IV
Medium Range Missiles
Agni-I, Agni-II
Short Range Missiles
Prithvi-I,II,III Prahar
Submarine Launcher
K-15 Sagarika, dhanush, K-4,K5
Cruise Missiles
Hypersonic
Shaurya, BhahMos-II, HSDT V
Supersonic
BrahMos-I
Surface-to-Air
Medium Range Missile
Aksah
Short Range Missiles
Trishul, Maitri
Anti Ballistic Missile
Advanced Air Defence (ADD)
Air-to-Surface
Hypersonic
BrahMos-II
Supersonic
BrahMos-I
Subsonic
Nirbhay
Air-to-Air
Astra, Novator K-100, Python
List of Sports and Trophy | IBPS Exam Preparation:
List of sports and names of trophies and Cups were given below.
Candidates those who are preparing for IBPS and other banking exams
can make use of it.
Sports
Cricket
Foot ball
Hockey
Golf

Cups and Trophy

Irani Trophy, Duleep Trophy, Ranji Trophy, Vizzy Trophy, Asia cup,
Deodhar Trophy, CK Naidu Trophy, Ciich-Behar Trophy
Durand Cup, Nizam Gold Cup, Rover Cup, Sanjay Gold Cup, Santhosh
Trophy, Subroto Mukhery Cup, Vittal Trophy, Nehru Gold Cup
Agha Khan Cup, Azlan Shan Cup, Nehru Trophy, Dhyanchand Trophy,
Beighton Cup, Scindia Gold Cup. Modi Gold Cup, Indira Gandhi Gold
Cup, Rangaswami Cup, Khan Abdul Gaffar Cup
Canada Cup, Mthian Gold Cup, Ryder Cup, Walker Cup

Table Tennis
Lawn Tennis
Badminton
Boxing
Rowing
Bridge
Polo

Corbillion Cup (Women), Jayalaxmi Cup (Women), Swaything Cup

(Men)
Davis Cup, Hamlet Cup, Australian Open, French Open, Wimbledon,
US open
Thomas Cup (Men), Uber Cup (Women), Narang Cup
Aspy Adjania Trophy
Wellington Trophy
Ruia Trophy
Ezra Cup, Winchestor Cup, Radha Mohan Cup

Tricks to Remember the List of Indian Gold Medalist in Common

Wealth Games-2014 | G.K Updates for upcoming
IBPS/SBI/PO/Clerk/SO Exams:
Mind tricks to remember the list of Indian Gold Medal winners in Common
Wealth Games 2014, which will be more useful for the candidates those
who are preparing for the IBPS/SBI/PO/SO/Clerk Exams.
Sports
Wrestling

Weightlifting

Shooting

Disc Throw
Squash
Badminton

Mind Tricks
Name of the Winners
The name that ends with 1.) Babita Kumari
Kumar and Kumari 2.) Amit Kumar
were belongs to
3.) Sushil Kumar
Wrestling.
First name ending with -1.) Vignesh Phogat
esh belongs to
2.) Yogeshwar Dutt
Wrestling.
HEN-SAT-SUN
1.) HEN- Sukhen Dey
Remember as, HEN SAT 2.) SAT- Satish Sivalingam
under the SUN to do
3.) SUN- Sunjita Chanu
Weightlifting.
ABHINAV and APURVI
1.) Abhinav Bindra
went to Shoot RAHI and 2.) Apurvi Sarnobat
JITU
3.) Jitu Rai
4.) Rahi Sarnobat
D T-VG Remember as
Vikas Gowda
Disc Throw-Vikas Gowda
Remember as, Dipika 1.) Dipika Pallikal
and Chinnappa Squashed2.) Joshna Chinappa
each other
Remember as, Bad1.) Parupalli Kashyap
Paru