NATIONAL PRIMENTS CORPORATION OF NDA NPCI/2016-17/NACH/Circular No. 1644 June 17, 2016 To AUNACH member banks Change in reject code & addition of return code It has been decided to replace a few existing reject codes with new codes, further a few new return reasons are also added to the list. The details are provided below. Change in reject Codes New reject codes have been assigned to the rejects that were over lapping with the return codes. 7 - Existing Reject Code New Reject Code Reject Description 68 34 Invalid Amount 0 Ey Duplicate Reference Number 70 32 Invalid Date 71 33 Item Unwound ‘i Additional return codes: New Return Code Return Description 1 Invalid IFSC/MICR code 12 ‘Mismatch in mandate frequency 1B Duplicate transaction - transaction already debited either under ACH or NACH debit (ECS) Comprehensive lists of return and reject codes are provided in Annexure | & Il respectively. All the member banks are advised to take note of the changes and make necessary changes in their system. The changes will be made effective from June 18, 2016. This circular supersedes Circular No. 164 ks & Regards Ramasubramai (AVP - CTS and NACH Operations) 10014, The Capital, 8 Wing, 10m Flor, Bandra Kurla Complex, Bandra [E], Mumbai 400051, T: 491 22 0009100 F:491 22 40009101 wirw.npe-ergin CN : Ur49e0MHZ008NPL 1897067Nec Annexure |: Product wise Return Codes sare ern rer Per Eee NATIONAL PENS CORPORATION OF NLA Gig” [Rew bsien eee 2. | No Such Account Yes NA Yes Yes 5 | Not Arranged For NA Yes | NA NAL A 5 | Not Arranged For/Exceeds Arrangement NA NA NA Yes aed aap o[tormeiceucare ee | [ve [mw | w 53 | A/c Inactive (No Transactions for last 3 Months) Yes Yes Yes ra 8 eee rome |e |e | | saben ane sree —| eee Pe 7 | deme cea a ‘on Account by Bank for tes NA Yes NA 2 Se RET Te a aw nee ee | 59 | Network Failure (CBS) | Yes Yes Yes NA @ | ecount Holder Expired [ves [ves [ves [Na 64 | Aadhaar Number not Mapped to Account Number | NA NA Yes NA 69 | Customer Insolvent / Insane Yes Yes Yes | NA 1001A, The Capital, 8 Wing, 10th Floor, Bandra Kurla Complex, Bandra], Mumbai £00 0S. T: +91 22 40009100 F:+91 2240009101 wrw.npci.ra.in ‘CIN: U74990MH2008NPL 189067NE=C) NATIONAL POMENTS CORPORATION OF NDIA Annexure Il: Rejection Codes Reject Code Reject Description 2 Invalid UMRN or inactive mandate 2 ‘Mandate not valid for Debit transaction 2 ‘Nismatch in mandate debtor account number 24 ‘Mismatch in mandate debtor bank 3 Mismatch in mandate currenc) 26 | Amount exceeds mandate max amount 2 Mandate amount mismatch = 8 Date is before mandate start date Fy Date is after mandate end date 3 Duplicate reference number 32 Invalid date a 33 Item unwound 24 atid amount n Item cancelled B Settlement failed mu Invalid file format 6 Transaction has been cancelled by user 76 Invalid Aadhaar format 7 Invalid curren a Invalid Bank Identifier a File sent after EOD and before SOD 20 Wrong lIN - at Product is missin oH 82 Item marked pending 83 Unsupported field 34 Invalid data format i el 85 Participant not mapped to the product 86 Invalid transaction code a7 Missing original transaction Z a 8 Invalid original transaction a9 Original date mismatch 90 ‘Amount does not match with original fa Information does not match with original 2 Core error 3 Wrong clearing house name in SFG 94 “Amount is Zero 95 Inactive Aadhaar %6 ‘Aadhaar mapping does not exist/Aadhaar number not mapped to IN 7 Bad batch corporate user number/name 98 Bad item corporate user number/name 9 Too many mark pending returns AODIA, The Capita, 8 Wing, 10th Floor, Bandra Kus Complex, Bandra (€), Mumbai 400051. T= +91 72 60009100 F: +91 22 40009101 www.npciergin ‘CIN : U74s#0MH2008NPL189067