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Simple EPF Corpus Calculator -freefincal.

com
Current EPF Balance
Current EPS Balance
Threshold for mandatory EPF contribution. Old limit: 6500; New limit 15,000
Employee contribution to EPF
Employer contribution to EPF
Current basic pay
Current rate of interest
There are 3 methods of computing contributions if salary is above threshold limit*
Employee: Basic x 12% Employer:Basic x 12% - (15000 x 8.33%)
Employee: Basic x 12% Employer:15000 x 3.67%
Employee: 15000 x 12% Employer:15000 x 3.67%
Choose method which matches with your pay slip
Total monthly contribution to EPF in first year
Rate at which basic pay increases
Years after which you want to calculate corpus
Expected EPF Corpus with same rate of interest
Expected EPS Corpus
EPF expenses each month
*Source: http://www.bemoneyaware.com/blog/epf/

500,000
25,000
15,000
12%
3.67%
25000
8.50000%
Method 1
Method 2
Method 3
Method 1
4,751
3%
15
3,856,565.94
249,910
242

Year
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Basic Pay
25000
25750
26523
27318
28138
28982
29851
30747
31669
32619
33598
34606
35644
36713
37815

Monthly Contribution
Employee
Employer
3000
1751
3090
1841
3183
1933
3278
2029
3377
2127
3478
2228
3582
2333
3690
2440
3800
2551
3914
2665
4032
2782
4153
2903
4277
3028
4406
3156
4538
3288

Total
4,751
4,931
5,116
5,307
5,504
5,706
5,915
6,130
6,351
6,579
6,814
7,056
7,305
7,562
7,826

EPF balance
opening
closing
500,000
604,352
604,352
719,916
719,916
847,718
847,718
988,870
988,870
1,144,580
1,144,580
1,316,163
1,316,163
1,505,048
1,505,048
1,712,786
1,712,786
1,941,065
1,941,065
2,191,716
2,191,716
2,466,730
2,466,730
2,768,270
2,768,270
3,098,685
3,098,685
3,460,526
3,460,526
3,856,566

monthly contribution
EPS
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250

EPS balance
opening
closing
25,000
39,994
39,994
54,988
54,988
69,982
69,982
84,976
84,976
99,970
99,970
114,964
114,964
129,958
129,958
144,952
144,952
159,946
159,946
174,940
174,940
189,934
189,934
204,928
204,928
219,922
219,922
234,916
234,916
249,910

annual expenses
EPF
2,898
2,898
2,898
2,898
2,898
2,898
2,898
2,898
2,898
2,898
2,898
2,898
2,898
2,898
2,898

1,250
1,250
1,250
1,250
1,250
1,250
1,250
1,250

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