URL euele mre Lela a' sre seas Unaudited Financial Results (Quarterly) As at 4th Quarter end on Bist Ashad Fiseal Year 2071/72 (2014/15) Rs. in 000" a This] Previous [Corresponding nN Quarter | Quarter | Previous Year Ending | Ending _|Quarter Ending [THe Capital and Liabiiies (1.1017) “4.640.676 | 43572259 | 28974589 1 Paid Up Capit 320K.85 | 3208885 | 2,000,000 2 | Reserves and Supls ‘a7co26| 26390] 15,833) 3 | Debentures and Bonde - - : Borrowings aian| 19399 : Depoats (a+b) 42,145,236 | 6571.29 | 19,435,166 a. Domestic Cureney arzets2 | ass20n6 | is.73e2s 1 Foreign Cuneney ‘wosss] 12s013 | ‘tort Income Tax Liabilities =} “ara16 ans 7 | Other Liable 2784798] 3498940 | 2.952.531 fz (Total Assets (2.1 t0 2.7) 4.640.676 | 43572250 | 23974589 bat \cash and Rank Balance 9,295,995 | 6,163,488 | 19895997 f22 Money at Cll and Shor Notice 1.900.775 | "400,000 | "100,000 f.3Investments 41507499 | 2.300032 | 5.808.658 ft Loans and Advances (atbtctdiet) 29,704.23 | axr¥a02 | 13,732;575 1 Real Estate Lown nessa | zormiss | 1272190 Reside Real nate Loan hve 10 Min sinc | alas | Gan res Bis Compl Reser gure Corn eek fsx] rmasss | ,t43 Sse eran Commer Conler Lasn sto) anos | onan ‘otic elas hcaing and Pashne Pong | 04ND] aes | 473.989 'b Personal Home Loan upto L0Milion Less | 4506953] 4053879 | 1,712,100, ‘= Margin Type Lass ‘a7as9| —asaor] "45.490 (4 Term Loan sissisz7| sosse72 | 3.003.507 «Overdraft Loon/TR Loaa/WC Loan 1232526] 768925 | 6.017.019 {Other Loan aarza7s | 3924259 | 1,682,260 bes Fixed Assets 129.460 | srr3as | 1220348 bs Non Banking Assets 106.717 |" 985560 - b.7 other Assets 22iss0s| 3654629 | taso19 “This | Provo B Profit nd Loss Account Quarter | Quarter Ending | Ending Bat [intrest income 2a134s9 | 2054580 | 1,895,018 b.2 [interest Expense ciz70.9%6) | xs.) | 1,135,888) la. Net Interest Income (3.132) isaan | 1069059 | "729,135 fs Fees, Commission nd Discount sso | sisas | 67329 4 Other Operating Income es;ar | reee9 | 739 b.5 Foreign Exchange Gain‘Loss (Net) ss903 | esaas | a3613 lp. Total Operating Income (At 3.313.435) asorsss | 13z2332 | otrant fs | staf Expenses Gasaay | Ge2iy | 272923) [5.7 other Operating Expensss (34990) | Goo2w | Gi7676) {c. Operating Profit Reore Provision (B.-3.63.7) | geiaae | stages | 326972 le | Provision fr Possible Losses (6s8516) | (26,200) [p. Operating Promt(C.-3.8) asap | 99328) f.5 | Non Operating incomeltxpenses (Net) 33101 67.065 S10) Write Back of Provision for Possible Lass saioos | ossssa | a22.718 fe. Pratt rom Regular Activities (D.~3.9+3.10) | 229,730 | 936,24 | 309.545) b.11 extraordinary Incomte’Expenss (Ne) (467356) 35 fr. Profit before Hons and Taxes (E4311) iseaa74 | 93669 | 00845) [12 Provision for Saf Bons boom | 8534 b.13provision for Tax 3e43 asess6 | (683933) (Curent Year coaua | 156.886 Desferd Tax sasn2 (68933) \G. Net ProfivLoss (F 3.12313) 10sss6s | 694.9 This | Previous Ratios Quarter | Quarter Bnding | Ending Ie Capi Pando RWA Taam | 10987 f.2- Non Performing Loan (NPL) To Total Loan rae% | in7K% [3 Total Loan Loss Provision to Total NPL sosse | ssw ‘4 Costof Funds as of date 4% 8% I: Credit Deposit Ratio (CssatasperNRB Dice) | 6.09% | 73.95% Ls Base Rate 7.65% 795% 7 Average Inerest Spread CaldaygaNe3 Cau) | 84% sass ‘Additional Tnformatin Taverage Yield 1.10% sam 100% 2 [average cost sum | sam 518% ® JRetum on Eguity asi | anowe | 2032% 4 Jer on Assets 21% som | “100% 2, Previous pid gues of KIST Bank Lid (before meet only sbown as comparative