1 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

2 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

3 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

4 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

5 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

6 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

7 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

8 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

9 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

10 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

11 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

12 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

13 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

14 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

15 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

16 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

17 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

18 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

19 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

20 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

21 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

22 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

23 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

24 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

25 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

26 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

27 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

28 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

29 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

30 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

31 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

32 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

33 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

34 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

35 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

36 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

37 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

38 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

39 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

40 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM

41 of 41

https://www.nirfindia.org/index.html#p=40

28-07-2016 07:13 PM