(BL INSURERS IMITED Head office: 126-0, Jami Commercial, Sues No.2, Phas, DHA, Karachi Pakitan TUAW? 14-45-11" Fax (02-24) 35814608 Private Car Policy \Whereasine insured by proposal and decaraton dod as sate n he sche which shal be the bas of hs conac ards deemed fo be coporated ren ‘has spot tthe Company for he insurance herent coraineé and has pad or agreed to pay he prion ee consideration for sich insane in respect ot cide ss or damage oceiring ding te Prd of insurance. Now this Policy Witnessets ‘That stject to th Terms Exceptions and Coditonsconsined herein or endorsed or aherice expressed hereon ‘SECTION 1 -LOSS OF DAMAGE 1. The Company wil dori the insured aginst ss ofr damage to the Matar Car and/or accesories whilst thereon by (@) accor oxo means (®) tte extra! explosion sagnton or ighning or ost (© burger. nowse-beakng or et (@mateious at (©) rou sno ‘ood al wind ricae, eydone, tad, or phon (@)_sarmquake vozsne eruption or oer conv of nau and (7) whistn tans bya onda land watery, or sleatr 2. The company shal ot be abet make ay paymontin respect (8) consequential oss deprecation wear and tear mechanical o lctica break downs {ata o1 breakage (b) damage tes and batoyunogs te Mator Car damage a he sr a, ns cas tha laity of the company is ned 9 50 er cant of th oso the replacemart and () os arg om et rsa! misappropriation or ornare of et by neds rive of @Anoa peso, ‘Inte evertot he Mor Car beng abled by reason of sor damage covered under aly he company wl ber the resonable cost of protection and Femoral othe nearest reper and ol edebvery Whe insred bu not excaedng mal eS In espet of any ona acide, 4. The nsured may authors the repair ofthe Moor Car neceeate by camage for which the compary may beable unde hs poly provided ha (a) tw estas coe of seh ropa doos na exceed 500 (0) the company i turhed orth wit a dead extratoof th cost and {@)theincuod shal glve the company avery ssitance 1 ee that such ep enacssary and he charge reasonable. ‘SECTION lI - LIABILITY TO THIRD PARTIES: 2 1h Company witindemndy the isured in the event of accent caused by o asing ou of he seo! he Motor Car again ales ng clement’ ost And expenses ach he Insured ena become legal to payin respec (dean of or boty ny to any person but excop ofr as fs neccesary fo meet he requametsof Sesion 95 of he Motor Vehicles Act, 1899, the {Company shal not be lable where such dest ory aes out of anain tha couse of he empleyant a uth person byte need (©) damage to propry ctor nan propery belonging to the Insured Fhe in rst by orn the eusady or cont the insure 2 Te Company wi pay al costs and expense ncued th sweden consent : 3. _Intems of an sj tothe ination ofthe inderety which is rte by is secon othe Insured the Company wl Idem any Dive hos ving the Hor Caran tha nse’ oro wih his pormion provides that uch Or. |g) ‘snot anaes to ndernty unser any oer Poy. (&) sha as tough he were te nswed obsorve, ll and be subject othe ems excaptons and contons of his Poy nso ar as they can spy. 4. Interns of and exit he iatons of th ndernty which granted by hs Sacton in canncton wt the Mor Car he Company wlinderniy the Insured wht personally rng @pavale Moto Ca (Dt nt 8 Mor Gyo) not elnging to hm and nt hie to hm nda hit porchase epreemant Inthe evento he doth of any person ented to indent under this pole the Company wl n espa of he Haba noured by such porsn inde ls persona represents ne toms and subjat tthe tates fis poly provided hat th persona esate sh as oh hey wor the ered ‘osere fit and be sujet othe tems excoptons an conan hs poy m0 lta hey can apy. 6. Te Conan ay toon argo eran any rset Fat inp cay ea hich ray ej ot eey Cran Seta) vas eft pce na Gh Wi eet a eee ee snr ros ty buh abel tory nae Seca ‘SECTION is MEDICAL EXECS Po ‘The Company will pay to the Insured the reasonable medical expenses not exceeding Rs. 700 in respect of any one accident incured in connection with any bodly injury by violent accident extemal and visible means sustained by the Ineured or any occupant ofthe Motor Car a3 the direct and immediate rut of an accident tothe Motor Car. [AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY Nothing inthis Policy or any endorsement hereon shall affect the right of any person indomnified by this Paley or any ether person to recover {an amount under or by vitue ofthe provisions ofthe Motor Vehices Act 1999, Section 96. BUT the Insured shall repay othe Company all sums paid by the Company which the Company would net have been lable to pay but forthe ‘said provisions.GENERAL EXCEPTIONS ‘The Company shal not be able under his Policy in respect of (1) any accidont oss damage and or liability caused sustained or incured outside the Geographical Area (2) any claim arising out of any contractual ability (@)_ any accident oss damage and or lability caused sustained or noured whist any Motor Car in respect i Cf orin connection with which Insurance is granted under this Policy Is (@) being used otherwise than-in accordance wih the Limitations as to Use or (©) being crven by any person other than a dever. (4) (@)_ any accidenal loss or damage to any property whatsoever or any loss or expense whatsoever resulting or arising therefrom or any consequential loss (©) any ibility of whatsoever nature Airocly or indirectly caused by or contributed toby or arising trom ionising radiations or contamination by raco-activty from any clear fuel or from any nuclear waste from the combustion of nuclear fv. For the purposes ofthis exception combustion shall Include any self-sustaining process of nuclear fission. (5) any accidental loss damage or lability directly or indirectly caused by or contributed toby or arising rom nuclear weapons materi (6) any accidental loss damage andior lability caused sustained or noured attr any variation in rmination of the Insured interest inthe Motor Car. ‘The company shall not be lable in respect of any accident loss damage andlor liability directly or indiectly proximately or remotely ‘occasioned by contributed to by or traceable to or arising out of or in connection with war invasion the act af foreign enemies hostities or wartke operations (whether before or ater declaration of wa) civil war, mutiny, cil commoton assuming the proportions of or amounting to a popular rising military rising rebelion revolution insurrection military or usurped power or any act of any person acting on bahalf of or in connection with any organisation with acivties drected towards the overthrow by force of the Government do jure oF de facto or to the insluencing oft by tons or violence orby any dec or indirect consequences of any af th sai occurrences and except under Section I (a) ‘ths Policy whilst he Inaures or any person diving with te general knowledge and consent ofthe Insured is under the ituance of intaxeating lquor or drugs and inthe event of any claim hereunder the insured shall prove thal the accident loss damage andlor ably arose independently of and was Connectod wit or occasioned by or contributed toby o traceable to any ofthe said occurence of any consequence thereof and in. default of euch proo! te Company shall ot be lable to make any payment in epect of such a claim, ‘conomions: ‘This Poley andthe Schedule shall be read together and any word or expression to which a spectic meaning has been attached in any pat of his Policy oro the Schedule shal be the same meaning wherever it may appear. 1. Notice shal be given in witing to the Company immcately-upon the ozcurence of any accident or los oF damage and in the event of any aim and thereafter the insured shall give al such information and assistance as the Company shall require. Every leter sim wrt summons andlor process shal be forwarded tothe Company immediately on receipt by the Insured. Notee shal also be given in writing tothe Company’ immediately the insured shal have knowledge of any impending prosecution, Inquest or Fatal Inquiy in respect of any acourrence which may {ve ise oa claim under this Poicy Incase of thet or cher criminal act which may be the subject ofa claim under this Polley the Insured shal ve immediate notice othe Police and co-operate withthe Company in securing he connicton ofthe otfandr. 2. No atnission offer promise payment or indemnity shall be made or given by-or on behalf ofthe Insured without the wrtlon consent ofthe Company whic shal be entitled iit 80 desis to take over and conduct in the name of te Insured the defence of setement of any claim oto prosecute Inthe name ofthe Insured forts own benefit any claim for indemnity or damages or ofenwiee and shal have fll igcreton Inthe ‘onduct of any proceedings orn the satlment of any claim and fe Insured shal give ll uch information and assistance asthe Company may require, '3._The Company may at ts own option repair reinstate or replace the Motor Car or any par thereof andr its accessories or may pay in cash the amount of he loss or damage and the labilty ofthe Company shall nt exceed the actual value ofthe pars damaged. or lost pls the reasonable cost of ting ana shall in no case exceed the Insured’ estimate of the valve ofthe Mor Car (including accessories thereon) as spectid in the Sthedule or the value ofthe Motor Gar (including accessories thereon) at theime ofthe loss or damage whichever Is theless. 4. The Insured shall ako all reasonabio stops to safoguard the Motor Gar from loss or damage and to maintain tin efeient condton andthe ‘Company shal have at al times fre and full access to examine the Motor Car ar ary part thereot or any diver or employee ofthe Insured. the ‘event of any accident or Breakdown the Mator Car shall not be let unattended without proper precautions being taken to prevent further DISDTAUPCOPD Bese Does: 20160%4MPCDTOOTIS Toy 1. Reglsaton Marka Nunber or desrpton of he Vehicle nae egistration No. Lzaaase Engine No. sroia Chassis No. ores a HYUNDAI SANTRO Sub Make HYUNDAI SANTRO ‘Type Of Body HATCH BACK color HUSKY GREY bie Capacity ‘000 ‘Year of Manufacture 2004 ‘Tracker Company Name "NONE Purenase ordoricoant ‘oopor! Emp No. e Koopor Adaross ICNAC ‘Sum insured ‘00000 Deductible Seating Capacity 4 In case of thettisnatching of vehicle report immediatoly to our office Phone # 021-111-245- ‘111 Ext. 7801,7803 also to concemed Police Station C.LAVExcise & Taxation (Motor Rogistration Wing). Lato intimation of ThotUSnatching and also Total Loss will joopardiza| your claim and wil not be Indemnifiable as policy condition. 2 Nene and astoss of nsuted "Mr KALEEM ULLAM C10 DIAMOND GROUP OF INDUSTRIES H. #08, Azam Sree #02 Umer Coley, Gushar--Raw LAHORE 4 Eectne date of Commencement 2012015, Insurance forthe purpose of he Ac. Date of Expy of nec. sariz0%8 Utomo canes an peau purpose an oases sie. ‘re Pe esr oar ie fer wat pnd aig pocenahrg ety pce eg he an aa sao cron my setae apne ‘inerant eters Fetes nat naan ing tad ene ov else Caras dancers ii nln oe | We rey Carty hatte poy to hich his Ceca restos as wot asthe Coat ot Insurance are esd i azcarcance wih te provisos of Chapa Vile Me Mer Vehicie A 688 Ives on: 2811/2015, Cantt Branch Lahore 3rd Floor, Executive Plaza, 92-Commercial Area, Cavalry Ground, Lahore Cantt, Lahore, Ph 042-36619851-3 | wwvublinsurerscor |—