SURVEY NO.

: _____

SURVEY FOR CREDIT FLOW TO SME SECTOR

(This survey is for the sole purpose of collecting data for a survey
carried out for summer internship project under Bank Of Baroda.
Information in this survey would not be disclosed for any other purpose.
We are very much grateful to you for your cooperation and time.)

Name_____________________________________________________________________
___________
Company
Name_____________________________________________________________________
Telephone
no________________________________________________________________________
Address___________________________________________________________________
___________
1. What type of activity you have in your industry ?
A. Manufacturing
B. Servicing
C. Commerce & Trade
D. Others (Please specify)_______________________________

2. Which is main product in factory ?

Ans _________________________________________________________

3. Number of employees:
A. <10
D. 100-149

B. 10-49
E. 150-199

C. 50-99
F. >200

4. Investment in Plant and Machinery

A. Up to 25 lakh (micro enterprise)
B. 25 lakh to 5 crs (small enterprise)
C. 5 crs to 10 crs (medium enterprise)

5. Through which source your firm is financed?

A. Own capital
B. Money Lender

C. Borrowed funds from bank

D. Public Money

6. Presently with which bank you are dealing with?

A.
B.
C.
D.
E.
F.

Bank of Baroda
State Bank of India
H.D.F.C
I.D.B.I.
Axis Bank
Other_________

7. Since how many years your firm is engaged with Bank?

A.
B.
C.
D.
E.

0-5 years
5-10 years
10-15 years
15-20 years
20>years

8. GIVE MARKS OUT OF 5 TO EACH OF THE ATTRIBUTES FOR THEIR

IMPORTANCE WHILE MAKING Decision Loan. Please rank them on a scale of
1-5 as explained below
A.
B.
C.
D.
E.

Not at all satisfied

Slightly satisfied
Neutral
Very Satisfied
Extremely Satisfied

No

Parameter

Intrest Rate

Speed of Sanctioning

EMI

Repayment Penalty

Rate

Grievance redressal

Fastness of Disbursment of loan amount

Staff courtsy

9.Services you have opted for

A.
B.
C.
D.
E.

Cash Credit
Letter of credit
Term Loan
Working capital finance
Others (Please Specify )______________________

10.Rate of Interest
A.
B.
C.
D.
E.

For Cash Credit _____________________

For Letter of credit__________________
For Term Loan_______________________
For Working Capital__________________
Others(Please Specify)________________

11.Total Amount of fund taken from the following

A.
B.
C.
D.
E.

For Cash Credit _____________________

For Letter of credit__________________
For Term Loan_______________________
For Working Capital__________________
Others(Please Specify)________________

12. What were your problems if any?

A.
B.
C.
D.
E.

Insufficient collateral
Project proposal not accepted
Previous negative credit record
Own contribution too small
Other (please specify)___________________________________

13.Are you aware of government programme which affect your

involvement in SME ?
A. Yes

B. No

14. Do you think that regulatory definition affects growth of your firm ?
I.
II.
III.

Yes
No
(Please
Explain)____________________________________________________________
_

15. Are there any issues in registering your firm ?

I.
II.

Yes
No

16. If Yes, how long did it take to get the license ?

A. Less than 1 month;
B. 1 2 months;
C. 2 3 months;
D. 3 4 months;
E. Longer than 4 months.
17. Are you satisfied with facilities availed from your bank ?
I.

Yes

II.

No

Why ?(Please Explain )

__________________________________________________

18. In your opinion what measures should be taken by bank to increase

easy availability of credit flow ?
Ans_______________________________________________________________________
__________________