Professional Documents
Culture Documents
Estrateggia de Comunicacion Afp Futuro
Estrateggia de Comunicacion Afp Futuro
! "#"$ %"& ! "! ' ( % "&)! * '
-
.
/
11
..
' '
11
.*
'
1;
.0
'
1<
.0.
!'#1 &#
#2(&& $'2( 3 #4' 5 '
1<
1=
'
.00
' '
1>
1>
2?
21
21
*
@
;?
;?
;1
;1
*0
' '
;;
;;
;;
;;
*06
##;$ &# ! $#! &# 1($;$
=
2L
.E
'
;<
*07 #!'<#1#$' &# 4#!(4(#!' &# 1($;$ ' ' &# 1A#'$2
'
0
35
0.
'
;G
;G
;K
0*
'
;K
00
/
'
;L
06
/
G
'
;L
07
-
' '
<?
09
'
<2
09.
#1$ ! % $8##$! $8 1':! '
<2
<;
<<
<=
<>
<>
K
6
6.
' '
<K
=1
=1
=1
=2
=2
=2
66
'
=;
=;
;G
0,
/
' '
.E
;=
=<
=<
==
==
=L
6,
'
>1
>2
>2
>=
>G
>L
G1
M
G;
+
,
'
G;
+ ' '
G>
DEDICATORIA
A mi esposa Ximena, mis hijos Alejandro y Mauricio y toda mi familia que son fuente de
incentivo para mi superacin profesional.
("-" .#** /
0* *% !&
("-" .#** /
0* *% !&
3
-
! "#"$ % "! ( % "&)! * ' 4 * ("%
&"#" 5% % & "**"-% !& 4*% "#"$ ! *("!'
&" ! 9&)" '' 4 &" %:-" 5% 44 %"!"'
("-" .#** /
0* *% !&
<
("-" .#** /
0* *% !&
-
-
La Administradora de Fondos de Pensiones (AFP) Futuro de Bolivia en la ciudad de Santa Cruz
tiene acciones de comunicacin que no llegan al 80 % de pblico objetivo que es afiliada a la
misma. Por otro lado, no da ha conocer todos los beneficios debido a que los medios de
comunicacin utilizados por la AFP son insuficientes y con una cobertura mnima.
El objetivo de la presente tesis es proponer el diseo de una estrategia comunicacional para
la Administradora de Fondos de Pensiones Futuro de Bolivia AFP en la ciudad de Santa Cruz, un
plan integral de accin, que permitir penetrar en un segmento que no tiene la informacin
suficiente para acceder a los beneficios y prestaciones que por ley le corresponde.
La propuesta implica ampliar la cobertura de la informacin de fa AFP Futuro de Bolivia
hacia la totalidad de los trabajadores aportantes en la ciudad de Santa Cruz que son alrededor de
80.000 personas, a travs, de diferentes lneas de accin: seminarios informativos, personal de
contacto con clientes, correspondencia entregada, atencin en una lnea gratuita, promotores de
servicios, web Bite, volantes informativos, bpticos, radios, prensa y televisin; acciones
tendientes a que los trabajadores de las pequeas empresas, magisterio y sector salud conozcan
los beneficios que le corresponden por ley.
Por otro lado, informar a estos segmentos identificados sobre los beneficios especficos que
tambin ofrece la AFP: invalidez por riesgo profesional y comn, muerte por riesgo profesional
o comn y gastos funerarios como prioridad UNO; y el beneficio de pensin por jubilacin como
prioridad DOS.
("-" .#** /
0* *% !&
>
("-" .#** /
0* *% !&
% &" " "&!"! % ("% 4 %"$ ! &* 1?? -& ":&"!* " &" !-%*"!" !
%!* ! %*%* @A ! 9&)" % &" !"! ! "%" 8 % % &*
#%: * B 4 &. & *4%! !#! " B &* -!* ! -% " 5%
&8"!* 4 &" *% %*: %* . * !:*5% % * #!" 4 & "& ! &"
4#&" 5% ":&"!"'
*" *" 5% -4& " % 4#&-" * "& &)"% 4 B !% !& -" ! &"
&. ! %*%* ! "#"$"! ":&"! "4"% " &" % ! 0 " 4 # &"*
*" %* ! %*5% ! C#&" 5% %)"&!8 . . "& % D* %" : %
4&6 " ! -% " 5% ! &" %&&)" " % 0 0 4$! "& 4"" !" %" -"*"
! "#"$"!* . ** :"-&"* B 4 :"&" ! %:-" 5% 4!% B!" *% 4 # %
%(* -%*"& )"& '
* 4 && &" % *!"! ! &"#" %" *"(" ! -% " 5% "4& "%!
E % "* %*-%* -% " %"&* 4"" B &" %:-" 5% &&( "& ":&"!
#" & -%*"$ & %%!" . & & '
% "& *%! & #$) (%"& ! &" ** * 44% %" *"(" !
-% " 5% B %(" "& "% %:-" 5% -4&" 4"" !* &* ":&"!* ! &"
!-%*"!" ! %! ! %*%* @A ! 9&)" -!"% & !*"&& .
&8" 5% ! -!* %*-%* ! -% " 5% !& -"F%('
"" &(" & #$) (%"& * 4&"%"% * #$)* *4 6: * "&8" %
!"(%* ! &"* *"("* ! -% " 5% ! &" ! 9&)" " ")E* !
("-" .#** /
0* *% !&
%*-%* -!* ! & 5% . "%H&** ! &" %:-" 5% % &" :%"&!"! !
!%: " ** 4% 4"&* !#&!"!* . "% "*I !%: " &"* " "&* 4&6 "* !
-% " 5% " ")E* ! % &)"-% ! %:-" 5% 4"" !%: " &* 4% 4"&*
4%* ! -$" . 4-8" 5%I . &"#" %" *"(" ! -% " 5% " ")E* !
%" -!&(6" : % % &" :%"&!"! ! *& %" &"* :"&% "* B %% % &"
%:-" 5% . #" 0" " &* ":&"!*'
% )*" "& 4#&-" %"& * 4&"%" &" *(% 045** 4& "%! &"
*"(" ! -% " 5% 44*" 4"" &" ! 9&)" * &&("6" %
%:-" 5% -4&" . % -!* B "& "% % "& "& ! &* ":&"!*'
" (%"&!"! !& -" "! " % B -!"% &" &"#" 5% ! *" 44*" !
-% " 5% %:-" 5% * #%!H % )!"! "& "% ! &* #%: * !&
**-" ! 4%*%* 4"" !* &* ":&"!* ! &" ! 9&)"'
* % "4 4H B ".!" " &" -%!"! ! ":&"!* . "-#E% -$" &
%)& ! !:*5% ! %:-" 5% ! &" ! 9&)" % &" !"! ! "%" 8'
"" & 4*% "#"$ * -4&5 %" %)*(" 5% !* 4)" . !! )" 4""
&& * 4&5 %:-" 5% * %!"" ! &* 4&"%* " 0)* . ! -%* !&
!4""-% ! - "&8" 5% ! &" I * %*.5 % %*-% ! (!" !
%:-" 5% 4-"" 4"" "&8" % *%! ! - "! " % !-%"! (4 !
4*%"*'
" ** %*" ! " "46&*I % & 4- "46& * D4% & -" 5
" " ! &" *(!"! * "& . ** 4% 4"&* "% !%*I "*4 * - &"
*(!"! * "& % & -%! % -E " "%" % 9&)" * !* # 5- * &
" "& **-" ! 4%*%* &"* "!-%*"!"* ! :%! ! 4%*%* % 9&)" . &"*
4*" %* . #%: * ! &" ! 9&)"'
& *(%! "46& %%" % & -" 5 % * "* D4%%! &*
4% 4"&* % 4* ! &" *"(" ! -% " 5% % & -"F%( % !%! *
!* # B * & -"F%( &" -% " 5% % & -"F%( & 4 * !
-% " 5% &"* 4% 4"&* 0"-%"* ! -% " 5% . & !*"&& ! %"
"-4"7" ! -% " 5% : )"'
& "46& !* # & !"(%5* ! &" *"(" ! -% " 5% ! &"
! 9&)" % & B * % * *"(" 4")" &"* "" 6* "* !
&* ":&"!* &* 4! * . *) * B : &" & -%*"$ -4&"! . &*
-!* &8"!*'
& " "46& !* # &" 44*" ! &" 4*% ** B * "&8" %"
*"(" ! -% " 5% % 4"%! &* -!* -%*"$* %*-%*
% *"* 4"" &&(" " !* &* " "&* ":&"!* ! &" ! 9&)"' "" "&
:% * !-%" % 4 *5% &* #$)* % *"* * !-%" & 4J#& #$)
* :$"% &* &%"-%* *"E( * (%"&* * :$"% &* % 4* *% "&* !&
-%*"$ ! -% " 5% * !* # &* -!* . "%"&* "44"!* !
-% " 5% * :$" & 4*4* ! -% " 5% . * !-%" & %("-" !
-4&-%" 5%'
%"&-% "# *7"&" * #% & 4"6* *" ))%! "-#* 4:%!* % &*
K
("-" .#** /
0* *% !&
"*4 * %5- * * "&* 4&6 * . &"&* *" 5% B 4! ": " "
- 0"* -4*"* !& -! - * & "* ! &"* * &" -4"% " ! "&8"
*"("* ! -% " 5% : %* !%: "%! &""-% % (4 -" %
-!* . "%"&* "44"!* . 4% 4"&-% % &" %:-" 5% . -%*"$* B 4 &.
*% % *"* -% " " &* #%: "*I -"%%% 4&%"-% * $*: " 5%
-4&-%" 5% %!4%!%-% ! "&B "-# !& -" %% ." B 4
&. * % B -% " " &* ":&"!* ! !* ** #%: * . ! 0* B &*
*4%!%'
("-" .#** /
0* *% !&
1?
("-" .#** /
0* *% !&
.
/
.
/
..
" *(!"! * "& % (%"& * !:% - % **-" ! 4 5% %("& !
"H %)*"& B (""%8" -!* ! *#**% " -6%-* ! " 5% #"
! *"&! %! %* ! "#"$ . %! %* "-#%"&* "! "!"* " !" &"
1
4#&" 5% ! % 4"6*'
& ! 0 ! &" (!"! "& B!" %-4&"! % &"
&"" 5% %)*"& !
&*
0* M-"%* N1L<K/ . % & " %%" %"& !
0* %5- *
"&* . &"&* ! &"*
" %* %!"* N1L>>/'
* *(* "&* *(% % !% - %* % " ! &" )& 5%
%!*"& :%"% H%!* % "&-% % &* "4* !& "#"$"! . * -4&"!'
*-% &" (!"! "& * "*-!" 4 %* %* *""&* . * " %
-" $6! B &" **%" !"%! (% "&
0 !& "#"$' % * %)
%D * :%"% "-% * (%"&-% -4"! 4 & -4&"! & "#"$"! .
1
9 C&' ( #&(" ! %:-!"! %)"&!8 . -' :-" ! &" . <?=<'
("-" .#** /
0* *% !&
11
& *"!'
* **-"* 4)*%"&* " 4" ! &" 4-&(" 5% ! &"* &.* &"#"&*
"!B% & "H ! #&("* ." B *% 4" !& ! 0 4J#&
%*.E%!* % *4%*"#&!"! !& *"! %*.%! #&(" %* 4"" &
2
-4&"! . - "%*-* ! 4 5% 4"" & "#"$"!'
& "H #&(" * "#*&"-% %!*4%*"#& ." B *% E& % 4!
D* "&( B % * -H* B %" -"&!"! E % " . %6: "-% ("%8"!" B
;
% *" * ! !" 5% %!:%!" % & -4'
% & -%! * !:%% !* ("%!* %!% "* % *(!"! * "& :-"*
* "&* . % * "&*'
"* * "&* *% &"* B * (%"% " 4" !& -!& -4&*"! 4 & 9"%
%!"& *4 "&-% -4&"%"!"* % 0 4"6** ! -E " "%" . "&(%* ! &"
4" !& *' %% % -J% &" %! 5% !& * 4)"! % &" "!-%*" 5%
! :%!* ! 4%*%* #"$ & E(-% :%"% ! "4"&8" 5% &%" %!)!"& 4
!:% % *4 " &" -!!" % B * **. & E(-% ! 4" 4 &"
"4"&8" 5% % %"* %!)!"&* . " &" !:% 5% ! #%: *'
& 9"% %!"& 0" 44* % -!& % * 4&"* & 4- 4&" % &
#$) &-"! ! "&)" &" 4#8" % &" "% "%!"! . "*(" %-** *(*
& *(%! 4&" * #&(" ! "4"&8" 5% . "!-%*" 5% 4)"!" B * #"*"6"
% 4&"%* ! "0 4*%"&* . 4&"%* 4" %"&* % & :%"% "-% "& *
:-%"6"% &" :-" 5% ! "4"& . !*"&& ! - "!* :%"% * . "& *-&" &
-% %5- 4 * -! * :" &"6" & :%"% "-% !& 4&" 4J#& ' &
4&" )&%" ! "4"&8" 5% %!)!"& . "!-%*" 5% 4)"!" % "&B"
! &"* !* -!"&!"!* "%*'
"* :-"* % * "&* *% &"* B * -4&*"% *# &" #"* ! &* 4% 4*
! &" ("%8" 5% %%" %"& !& "#"$ . * !*"&&"% % &* 4"6**
%!*"&8"!* :-"%! !% ! &* **-"* (%"&* ! *(!"! * "&' !6"
*%8"* "-#E% % & !%-%"! -!& ! 4 5% * "& 4' % -E "
"%" 9"*& * % $-4& ! :-" % * "&' "* "" 6* "* 4% 4"&* !
* 4 ! :-" *% &"* *(%*
! %* ! &"* 4*" %* (%"&* *4 6: "* - :-" ! -4"
&* ** %* ! &" &" 5% ! !4%!% "'
!: " %* % &" :5-&" 4"" & H& & ! &"* 4*" %* B "-%"% &*
"7*'
-% ! &" !"! ! $#&" 5% % -#%" 5% % &" $#&" 5% 4" "&
"% 4"!"
12
("-" .#** /
0* *% !&
.
/
.*
" %B*" ! &" &#"! . & "#"$* *(-% . !*"&& ! &" &(*&" 5% &"#"&
. * "& :% 4*#&* (" "* "& !*-%"-% 4(*) !& &#"&*-
%5- ' * (#%* ! &* !*%* 4"6** ! -E " " :% ! : 4("-"*
! *(!"! % &" (5% "% **-"* &* "&* %6"% &* -*-* 4% 4* !&
"%( **-" ! 4" !%! &* :%!* ! &"* 4*%"* "4"%* *)6"% 4""
4"(" "& * 4"*)'
" -!: " 5% -H* -4"% !" % &" !E "!" ! &* %)%" % -"" !
*(!"! * "& 0" *! &" B * !%-%" :-" * "& ! &* **-"*' "*
:-"* * "&* %% % -J% &" %! 5% !& * 4)"! % &"
"!-%*" 5% ! :%!* ! 4%*%* #"$ & E(-% :%"% ! "4"&8" 5%
%!)!"& 4 !:% % *4 " &" -!!" % B * **. & E(-% !
4" 4 &" "4"&8" 5% % %"* %!)!"&* . " &" !:% 5% ! #%: *'
<
* * -!&* -4&"%"!* % &* 4"6** ! &" (5% * #"*"% % &"* *(%*
"" 6* "*
& **)
%! & "%( **-" 4J#& ! 4%*%* * "#&! .
1'
-4&"8"! 4 % %) % % E(-% :%"% ! "4"&8" 5% %!)!"&'
% * * *"#& %" 8" 5% :$" B % -%" %" %" %!)!"& !&
"*("! .* ** * %)% . * "4"&8"% ** %!-%*' & -%
! &" 4*" 5% * )""#& 4 "% -4&!* &* B** & "*("!
#H %" 4%*5% B !4%!H !& -% " -&"! % * %" %!)!"& *
%!-% " &"( 4&"8 . &" *4"%8" ! )!" !& ":&"!' * *(* )% &"!* "
&" %"#&!"! "% % & "*("! -%"* B & *"! "*- & *( !
B &* "*("!* B 0"."% -4&! % &* B** ! &" 4*" 5% B %
"& "% % " -4&" & "4"& % *" 4"" "*(" %" 4%*5% -6%-"'
& 4""&&
* &-%" & **-" 4J#& ! 4" 4 * -%" % *
-%4& . * %)! % &" "&%")" " % %) **-" ! "4"&8" 5%
%!)!"& % &" B -4'
2'
& -D & **-" 4J#& * :-"! . 4"*" " * % -4%% !& *B-" ;'
B * -#%" % &" %)" -!"&!"! ! "4"&8" 5% %!)!"&' & **-"
4J#& % %" 4%*5% #H* " ! 4*" 5% !:%!" . & ! "4"&8" 5%
%!)!"& %" 4%*5% -4&-%""'
<
("-" .#** /
0* *% !&
1;
%%" 5% %" -*" ! &* !:%* 4* ! *(!"! * "& % 4"6** !
-E " "%"
=
.0
.0.
!'#1 &#
#2(&& $'2( 3 #4' 5
=
% &"#" 5% 44" % #"* " &" %:-" 5% ! &" 9"* ! !"* ! (!"! "& ! 4"6** ! -E " "%"' @%"
1<
("-" .#** /
0* *% !&
.
/
4" !&
4- (&"-%" 21>;G &" "!-%*" 5% *4""!" !&
E(-% ! &"( 4&"8 % %"* #H* "* . -4&-%""* 4"*5 4 -4& " "(
! &* :%!* ! 4%*%* @"%* %!* -4&-%"*A' "" &&)" " "# *"
&"# * 4* % )(% " & %!
" %"& ! *)"* @
A !4%!% !&
9 - % % -4%*"! . (* !& E(-% 9H* ! "( &"8
@%)"&!8 )$8 . *(* 4:*%"&* ! &"( 4&"8A' &
%6" &" :" &"! !
!*# &* %(** ! &* !*%* :%!* ! 4%*%*'
")E* !&
'' 22<?G !& 11 ! # ! 1LL? * " & %! ! %*%*
9H* "* @9A % &(" !&
' *" %)" %!"! : J% " !* %"&8"!"
% 4*%6" $6! " . "%-6" ! (*5%' & ( "& % &. " !* &*
"#"$"!* D 4"%! " &* - "%* " &* 44"* " %*"* "("* .
!-E* * * ! *5& 4(6" " "B&&* "#"$"!* B %6"% %" &" 5% ! "
! !4%!% "'
>'
'
1=
4"" &"* -$* % * "* & "*("! %!H %" %" !& G?P ! *
*"&" 8"#&' "!" "7 "! %"& " B% 9 & % %
% -% !& 1P . & %! -4&-%" & 2P' " %" ! $#&" 5%
*&"% % 4!H D ! !& 1??P !& *"&" 8"#& % *H *4 "
)% ) * & *"&" -6%- %" %"& )(%'
.00
"
5% ! %*%* 0.
@)
" %"& !& *-" ! 4"A
% * (% % &" %!"! ! "!" %* &" "& : "!" -!"% &" .
Q
1G;2 ! : 0" 2L ! %)-# ! 1LL> !4%!% ! &" ""
" %"& !
%*%* %%! - :% 5% &" ! "!-%*" % & H-# %" %"& &* (6-%*
! "&: " 5% ! %"* % * ! "!B* 5% ! 4"( ! %"* . ! #
*4)*5% . :* "&8" 5% ! "!!* " &" (!"! "&I :% %* B :%
"*-!"* 4*-% 4 &"
5% %"& ! %*%*'
")E* ! &" . 1GKK ! : 0" 1> ! *4-# ! 1LLG @. ! ("%8" 5% !&
! $ )A . &
''
Q 2=?== ! 2; ! -". ! 1LLK * !-%5 B &
%* ! M" %!" -!"% & -%* !& * . E! J#&
"!-%* & E(-% *!"& ! %*%* ! "( &"8 !& *-" ! 4" "
")E* ! &"
5% %"& ! %*%*'
&
4-
Q 2=<K? ! : 0" = ! "(* ! 1LLL !*4* &
:% %"-% ! &"
5% %"& ! %*%* - %* 5% 4J#& "
!* %"&8"!" #"$ &" !%-%" 5% !
5% ! %*%* % 4*%"&!"!
$6! " 4"-% 44 . "%-6" ! (*5% "!-%*")" E % " . :%"% "
4"" &" "!-%*" 5% !& E(-% *!"& !-%"%! &" 5% *# &"
5%
! %*%* !& %* ! M" %!" " ")E* !& -%* !& * . E!
J#& '
" *& 5% %*"&
Q K22 ! : 0" 1K ! *4-# ! 2??1 "-4&6" &"*
"# %* ! &"
5% ! %*%* % 4"%! & H& & ! &" -4%*" 5%
! 8" %* #"$ 4 !-% "-H - %" :% 5% -H* B %!H B
!*-47" &" %* 5%'
* *) * B % &" " "&!"! 4*" &
*%
Renta de Vejez, renta de vejez con reduccin de edad, renta de invalidez, pago
global, renta de derechohabiente de asegurado pasivo, renta de derechohabiente
de asegurado activo, pago de renta de derechohabiente de asegurado con renta
en curso de adquisicin, procesamiento de certificados de compensacin de
cotizaciones y pago de rentas a jubilados, benemritos y personajes notables.
("-" .#** /
0* *% !&
1'
.
/
% &" .
Q 1=<< . ! "4"&8" 5% &"* -4*"* 4J#& "*
9 . 9 4"*"% " &" "!-%*" 5% 4)"!"' * 4 * ! "4"&8" 5%
:-&" " &" )8 &" (!"! "& ! 9&)" **.%! "& *-" ! 4" B
*"#" )(% 0"*" *" : 0" 4 & ( "& #&(" % &" 4-&(" 5% !
&" .
Q 1G;2 !& 2L ! %)-# ! 1LL> . ! %*%*'
" . ! "4"&8" 5% . &" . ! %*%* !"% (% " &" " 5% ! &"*
"!-%*"!"* ! :%!* ! 4%*%* @A B *% %!"!* 4)"!"* ."
*4%*"#&!"! * &" "!-%*" 5% !& %! ! "4"&8" 5% & )" . & %! !
"4"&8" 5% %!)!"&'
& #$) B 4*( &" :-" !& **-" ! 4%*%* * 4- B %
-". %J- ! 4*%"* 4!"% " ! " %" $#&" 5% -$" & %)& ! %(**
! &* !"!"%* % & --% ! * $#&" 5% ." B * 4"H - % "0
4)*%"& " &"( 4&"8 . !*-% &" 4*5% B $ 6" & E(-% ! 4" *# &
* %"& ! &"
" 5% "!-H* &" )%" ! &"* -4*"* !& *"! . &"
%"#&!"! B (%% " ")E* ! &" 4" 4" 5% ! &"* (%"H : *
4*)* % &" %-6" !& 4"6* @ -% !& "0 %% !*"&& !& - "!
! "4"&* 'A'
* ":&"!* "& ( "& #&(" "& ;1 ! ! -# 2??> *% LKK'L>G %
% -% !& ='KP *4 "& ;1 ! ! -# ! 2??='
>
>
("-" .#** /
0* *% !&
1G
"% &" (*5% 2??> &"* "!" %* !& ( "& #&(" :% !
9*' 2'1G;'2=;'>K1 & B B)"& " -H* ! 2G< -&&%* ! !5&"*' *" :"
4*%" % % -% !& 11P *4 " &" (*5% 2??=' & :%"&8" &" (*5% 2??>
& -% ! &"* "!" %* *4 ! 2??2 * ! <;P & B *(%: 5 %
-% 4-! "%"& *4 "& 1?P !"% & 4! ! :% "'
G
" :-" ! %*%* 0" %#! " &" %-6" #&)"%" % S* 2'222
-&&%* "%*:-"%! & "0 #&(" % %)*5% ! &"( 4&"8' S* 1'=;;
-&&%* *4%!% "& * 4J#& . S* >KK -&&%* "& * 4)"!'
* * * -H* #%: "!* :% M! "#* % ;=2 -&&%* %"%
9"% " % 1=?I & -% " %* % >= -&&%*I %* 5% % <2 -&&%*I
& !"! % <1 -&&%*I %!*" D& 22 -&&%*I (4 " K'K -&&%*I
"%*4 G -&&%* . * * * S* 1 -&&5%'
"" 6* "* . % %* ! %"
1'
" "" 6* " :%!"-%"& ! %" * B "!-%*" ** ! "*
4*%"* " :") ! &"* -*-"* 4*%"*' * ! !# " " !% ! % -"
!:%! $6! "-% - :! -*' *" :(" $6! " 0" 4*#& %" !)*5%
: " % &" &"!"! !& ! 0 ! 44!"! B & 4- " &" -4" .
)%! 6&* )"&* " :") ! &* "4"%* . & ! 0 ! 44!"! ! ** 6&*
K
B - "& 4-"% % & ":&"!'
& ":&"! "4"% " %" % "&!"! %"" " E*" 4"" B & "!-%*
** "4* . &* !E *(!"! . %"#&!"!'
*" -"%" " -&"H & !%
% *" 4"" :%"% " * 4%*5% ! $#&" 5%' %B &" % &" "4" !"! !
)%! . -4" &* 6&*/)"&* % ** "$%* "&8" *"* 4" %* "
%-# . " :") ! &* ":&"!* !7* !& :%! "!-%*"!' % 9&)" &"*
"!-%*"% !* :%!* % *" "" 6* " :! "" & %! ! "4"&8" 5%
%!)!"& @A . & %! ! "4"&8" 5% & )" @A'
- # 5% 4 * *) &" # % 4"( %" -*5% "% ! &*
:%!* - ! &* ":&"!*'
& %$% ! -*5% &" # ** **
"!-%*")* . #% * &!"!'
"* 4% 4"&* :% %* ! %" *H% :!"* % (%"& " * H"*
*-" ! (* ! "4"%* . %"* %!)!"&* @ ! F4%(A
!-%*" 5% ! 4":&* ! %)*5% @&)*-% -"%"(-%A . "( ! &*
#%: * % &" :-" ! % *( B (" %" 4%*5% )"& " "*-*- &" *
%*. % 4*%"% !& "#"$"! "% & -4&"! . -4& % & %5-
% & **-" :%"% "!-H* ! (" *(!"! " ** ":&"!*'
& (* %!)!"& ! &* "4"%* * :%!"-%"& 4"" & %) **-" 4*
G
1K
("-" .#** /
0* *% !&
.
/
B &" 8" 5% B % & **-" ! 4" " % -4* % & **-" !
"4"&8" 5% %!)!"& * %) % % "0 4*%"&' & %J- ! %"*
%!)!"&* 4 & "% B -"%$" %" 4! :H &-% *4" &* %* !
-&* % &* "&(%* -&&%*'
& (* ! % ":&"! * % " % & --% % & B E* :-" &
-&" ! (* . * & "*(%" %
@
J- T% *(%"!A *
4 !-% * -4* %!#& ." B * B* 4"" &" " !" 5% ! &* "4* %
&" %" %!)!"& . 4"" " ! " &* #%: * !& '
" "!-%*" 5% ! 4":&* ! %)*%* B %" "&8" !# *
"&"-% : %' * D( %" ("%8" 5% ! 4:*%"&* *4 "&8"!* % &
-"%$ ! %)*%* :%"% "* :*%"&* D4* % - "! ! "4"&* B
#* "% !*-% &* *(* -!"% % B&# !)*: "! ! %)*%*
:%"% "* B " &" )8 !#% "" ! -"D-8" &* %!-%* ! &* :%!*
"!-%*"!*'
& 4"( ! &"* 4%*%* ! $#&" 5% * &" "&8" ! "-% % &" %"
-4"76" "*("!" ! " ! "& 4 ! -!"&!"! B %" & ":&"!'
%"" &" %*"&!"! "& " ""#& &" *H &" *4%*"#& !& H& & ! &"
4%*5% . & 4"( . % %" %!"! "*("!" "%! &" -!"&!"! * (!" * &"
!& ( "& ' % & --% % B &* ":&"!* 4!"% " ! " &" $#&" 5% %
& * % "H % 4 * ! D4"%*5% ! &"* %!"!* "*("!"* -.
-4"% 4"" *" %!*" - 4"" & !*"&& %5- . :%"% ! 9&)"'
" % &" 5% % & ":&"! * %" %!"! %""!" 4 E* % *5& 4""
B "!-%* &* ** B 45! "-% !4*" - 8" 5% *% "-#E%
!# !:%! &* %** !& "#"$"! :% "& -4&"! "%! * J&- %
-4& % * #&(" 5% ! 4"(" &* "4* 4%"&-%' % "&!"! &" % &
% %) . *#! &" #&(" 5% ! 4*%" "& "#"$"! % *"* %*"% "*
4B E*" * &" :-" % B * 0" : )" * -*5% 4 *) * 4*"!*' %
* -" & "#"$"! % * %:%" "& -4&"! " &"-" ** ! 0*I * &"
% ! & *4"&! ! %" 4!*" ("%8" 5% "!-%*")" . $6! "' *
"*4 %*. % &-% " :") ! &" !:%*" ! &* %** !& -4&"! .
(%" %)* B&#* ! %-6" 4&6 "'
" * %" %* 5% B :") "& !*"&& ! &" %-6" %" %"& ." B
* %*. % % %)* %* %"& % %" ("% -4"% " % % &"
:-" 5% !& - "! ! "4"&*' &" )8 !" 4"* " &" :-" 5% ! "* %!*"*
- &" ! &"*: " 5% ! *(* "*6 - "-#E% -4&*" & :"& -% !
%!*"* - &"* "*("!"*'
% &" -!!" % B &"* * %*.% % %)*%*"* %* %"&* &"
"!-%*" 5% ! &* ** 4)%%* ! &"* %# %* "& ( "&
#&(" @A * % - "%*- !%"-8"! !& **-" %5- 4* &"*
%)*%* "&8"!"* 4-)% & !*"&& !& - "! ! "4"&* ! &"( 4&"8'
%% * "& :-%" & "0 %% B &( * ) "%"&8"! 0" " %)*%*
4! )"* & " %" ! &"* * * %*. % % 4- !& -%
%5- . 4 %! !& !*"&& !& 4"6*'
("-" .#** /
0* *% !&
1L
" ! "& "6 & 22 ! &" . ! %*%* U 1G;2 B *7"&" & *(%
* :%!* ! %*%* :-"!* 4 &* "4* ! !* &* #&)"%* *%
"&-% "5%-* . !*%* !& 4"-% ! &"* !-%*"!"* ! %!* !
%*%* @A' &"* -"%%% %"#&!"!* * "-% *4""!"* % &
B %*. * 44 4"-% . & ! &* %!* B "!-%*" & "& (""%8" &"
*(!"! ! &* "4* ! &* #&)"%*'
*"* " )!"!* 0"% *"! :% %"%! 4 )""* !E "!"* % 4"6**
%!*"&8"!* !%! & "-"7 ! ** - "!* &* 4- % -4*"*
*4 "&8"!"* 4"" "!" %" ! &&"*' " (%"&!"! 0&%" % & ""-% ! *
:-" "& **-" ! 4%*%* : % *"* " )!"!* % %" *&" . #"8"&" % &
%-# ! ' "" 0& &"* *% % 4! ! D4" 5%'
9&)" 0" -"! & -!& 0&% 4 " !:% " ! * 4"6** B "-#E%
& 0"% "!4"! % %* 4"6* * 0"% "&8"! -!: " %* -4"%*' "
!:% " -H* %"#& "! " % B *"* %* %* "!-%*"% & %! !
"4"&8" 5% & )" !%! * 4*)"% -4"&-% &"* " %* ! &"*
4% 4"&* -4*"* 4J#& "* "4"&8"!"* . !% *H !*%"! 4"" &"
"*(%" 5% ! %" 4%*5% "**% "& " &* !"!"%* #&)"%* ! >= "7* !% !
% 4("-" B % "&-% !"H %* >? "7* * 4B & #%: #"8"!
- 9%*& * !( " &* !"!"%* -".* ! 21 "7* "& ;1 ! ! -# !
1LL= @#%: "* ! &" "4"&8" 5%A B%* " !H% " * #%: " 4" !
&* >= "7*'
! 9&)" '' %:-"!" 4 &"* -4*"* %%" %"&*
.
. V . % ** * * #&)"%*
,V
W . W 4" 45 % & 4 * ! & " 5% %%" %"& .
45 & 4- &(" % & "!$! " 5% 4"" &" "!-%*" 5% !& **-" ! 4%*%*
:-H%!* & %" % & (#% #&)"% & 2; ! % ! 1LLG'
% & "7 2??? & * 4% 4"& ! ! 9&)" '' & (4 *4"7&
(%"" * %5 % *4"7" % & 9"% 9&#" * "." " %*" -"." ! &"
)*5% 4 *" "85% & 1K ! $& ! 2??1 * ! &(" " &" "%*:% " !&
K?P ! 4" 4" 5% B %6" & (4 (%"" *# & "& !& "4"& ! !
9&)" ' "& (4 8 W 0 0 - " %)*
'
* K?P %
G1'=KP : "%*:! " W 0 %"% "& ) * . & K'<2P *"% * -4"! 4
&" 9&)"%" " 8 (* *%"&* '' &* * " %*"* *% &" !"! !
%)*%* 4"" &
*"&& '' @
A % & 1;P "&8" %)*-% M&!%(
-4"%. '' ;'=?P . &"%8" -4"76" ! (* . "*(* '' ;'=?P'
! 9&)" % * : %" %"& % &" !"! ! " "8 . !*"&&" **
" )!"!* % & 4"6* " ")E* ! : %"* (%"&* % "%" 8 0"#"-#"
%!"! #"&" . #$"'
2?
("-" .#** /
0* *% !&
.
/
%%" 5% * 4*%" %" !* 4 5% ! &" !:% 5% B** . H- ! &"*
4*" %* . #%: * #%!"!*'
"' %*5% 4 C#&" 5%
* #%: %** % % -% ! !% -%*"& B & ":&"! (*"!
=
("-" .#** /
0* *% !&
21
#H %" )8 B 0"." : "! & H- . -4&! &* B** *4%!%*'
" ! "& "6 & G ! &" . ! %*%* &" 4*" 5% ! C#&" 5% *
4"("H "& ":&"! %!4%!%-% ! &" !"! "! %(" % * %" %!)!"&
% -% B 4-" & :%"% "-% ! %" %*5% ("& *4 "& G? P ! *
1?
"&" 9"* @ J&-* >? "4*A'
!"&!"!
1'
"* !* -!"&!"!* 4"" $#&"* % * %) **-" *% &" %*"&!"! "& "
""#& ("!" 4 &" . & ( "& ("! 4 &"* *("!"* "
"& " . )!"'
"" 6* "*
1'
%*"&'/ * -%*"& 4 B * 4"(" -* " -* B)"&% " 12 4"(* "& "7
-"* & "(%"&!
"& "'/ * %" 4%*5% )"& " 4"" & &"I )"& " . -4"& 4"" &*
! 00"#%*'
""#&'/ " 4%*5% )"6" "%"&-% % :% 5% " &" %"#&!"! B ("%" &
!% . &" -"&!"! !& (4 ! $#&"!*'
( "& @A
2'
'
1'
%*"&'/ * -%*"& 4 B * 4"(" -* " -* B)"&% " 12 4"(* "& "7
-"* & "(%"&!
"& '/ * %" 4%*5% )"& " 4"" & &"I )"& " . -4"& 4"" &*
! 00"#%*'
$'/ " 4%*5% % )"6" % :% 5% " &" %"#&!"! !& !% ! * %"' * %"
4%*5% :$" B *H % :% 5% " B &" *("!" !-% % % -%
"%"&'
B**
% % "4"& " -&"! B *-"! " * -4%*" 5% ! 8" %* "%!
*4%!" & 4-" "& ":&"! #% %" 4%*5% ! $#&" 5% ("& *4 "&
G?P ! * *"&" #"*'
% -4& % & B* "% "& -4& >= "7* ! !"! &" 4%*5% !
$#&" 5% *&"% *"H % :% 5% !& "4"& " -&"! *-"! " * -4%*" 5%
! 8" %* "%! *4%!"'
"';
)%("-% ! &" %*5%
1?
22
("-" .#** /
0* *% !&
.
/
& 4- 4"( ! &" 4%*5% * % "H !% !& 4- -* ! )(% " !&
%" . !)%("H " 4" ! &" :-" ! &" *& !'
&" *& ! ! 4%*5% ! $#&" 5% : ** " 0"*" & !6" 1= !& -* * 4"(
*4%!H " 4" !& 4- !6" !& -* % B &" *& ! : :-"!" 4 &
":&"!'
*4E* !& !6" 1= & 4"( *H "& -* *(% ! &" *& ! :-"!"'
#' %*5% ! %)"&!8 4 *( -J%
& "6 & K ! &" . ! %*%* *4 : " B &" 4*" 5% ! %)"&!8 4
*( -J% %** % %" 4%*5% B * 4"(" "& ":&"! % "* ! *:
% "4" !"! "& . !:%)" 4"" : " % "#"$ "8%"#&-% -%"! .
%** % %" 4%*5% B)"&% "& G? P !& "&" 4-! ! &* J&-* = "7*
"4"!*'
#'1 %"% "-%
-" -%*"& !& 1'G1 P !! !" !& "& ("%"! %(* 8"#& !& ":&"!'
#'2 &"8
"* 4*" %* ! %)"&!8 !#H% * *& "!"* 4 & ":&"! % % 4&"8
-HD- ! ;> -** %"!* !*! & !6" % B &* *) * -E! * ! &* %*
(** !-%% B &" "% 5% ")" ." % 4 !'
#'; B**
-% ! >= "7* ! !"!
M"# : "! "& -%* >? 8" %* "& *( * "& #&(" ! &"( 4&"8
"& **-" ! 4"'
" %)"&!8 * 4!8 " -%"* ** 4-"* *% 4"("!"* !% ! % 4&"8 !
! -** -4"! !*! B & ":&"! !$5 ! 4"(" 8" %*'
M"# "&8"! "& -%* % "& ! 1K 4-"* % &* J&-* ;> -**
%-!""-% 4)* " &" : 0" ! %)"&!8 %:- " &" "&: " 5% ! %)"&!8'
& ":&"! -4& J% "-% % &* B** "A A . !A %!H ! 0 " &"
4*" 5% ! %)"&!8 % % ! &* *(%* "**
"%! 0# 4"("! 4-"* "& -%* !"% &" -"! !& -4 "%* !
% &" : 0" ! % . " &" : 0" ! * %)"&!8 ! " ! " "&: " 5%'
"%! 0#" 4"("! 4-"* "& -%* !"% &" -"! !& -4 "%* !
% &" : 0" % B & ":&"! : 5 & 4"( ! &" 4-" 4-" . &" : 0" ! *
%)"&!8 ! " ! " "&: " 5%'
" 4*" 5% ! %)"&!8 4 *( -J% * 4"(" 0"*" &" -*5% ! %"
"&: " 5% B **4%!" &" ! &"" 5% ! %)"&!8 0"*" B & ":&"! -4&" &"
!"! ! >= "7*'
*! E*" !"! & ":&"! #H &" 4*" 5% ! $#&" 5%'
#'< "( .
)%("-%
" 4%*5% * B)"&% "& G?P !& *"&" #"* !& ":&"!'
* 4"(* !)%("!* *H% 4"("!* % & 4- 4"(' * 4"(* * "&8"H%
("-" .#** /
0* *% !&
2;
)%("H 0"*" B & ":&"! -4&" >= "7* :"&&8 "'
" 4%*5% !)%("H " 4" ! &" :-" ! &" *& !'
#'= D &*5%
& ":&"! ." 4%*%"! 4 $#&" 5% 4 *( 4:*%"& % %!H ! 0 "
4%*5% 4 *( -J%'
* ":&"!* B * 4*%% &( ! ;> -** 4** "& !6" B &* *) *
-E! * ! &* %* (** !-%% &" % "4" !"! &" 4*" 5% ." % 4 ! .
* )*#&'
' %*5% ! %)"&!8 4 *( :*%"&
* &" !*-% 5% 4E!!" ! &" "4" !"! !& "*("! 4"" %%" "&8"%!
% "#"$' * "*"!" 4 " !% %:-!"! 4) "! "& !*-47" % "#"$
- !4%!%'
'1 %"% "-%
:%"% " % &" 4-" ! 1'G1P !& "& ("%"! !& "#"$"! % * "*
4"("!" 4 & -4&"!'
'2 &"8
"* 4*" %* ! %)"&!8 !#H% * *& "!"* 4 & ":&"! % % 4&"8
-HD- ! ;> -** %"!* !*! & !6" % B &* *) * -E! * ! &* %*
(** !-%% B &" "% 5% ")" ." % 4 !'
'; B**
!4%!% ":&"! " ) *" % % "4 !% ! &* > -** !
0"# % &! &" &" 5% ! !4%!% " &"#"&'
O &" %)"&!8 *" *4 "& 2= P'
M"# 4*%"! &* :-&"* ! !%% " ! " !% ! "#"$ . &"
! &"" 5% !& % (* ! *"&! 4 %:-!"! 4:*%"&'
'< "( .
)%("-%
& -% ! &" 4%*5% *H *&"! ! "4& " & ("! ! % "4" !"! ! "-%"!
4 & *"&" #"* !& ":&"!'
* 4"(* !)%("!* *H% 4"("!* % & 4- 4"(' * 4"(* * "&8"H%
"& -* *(% ! &" :-" ! &" *& !'
)%("H 0"*" B & ":&"! -4&" >= "7* :"&&8 "'
" 4%*5% !)%("H " 4" ! &" :-" ! &" *& !'
'= D &*5%
X * ":&"!* B * 4*%% &( ! ;> -** 4** "& !6" B &*
*) * -E! * ! &* %* (** !-%% &" % "4" !"! &" 4*" 5% ." %
4 ! . * )*#&'
2<
("-" .#** /
0* *% !&
.
/
2=
&"
' "( .
)%("-%
& -% ! &" 4%*5% *H *&"! ! "4& " & 4 %"$ ! "*(%" 5%
!-%"! !& G? P !& *"&" #"* !& ":&"!'
' %"$* ! "*(%" 5% 1Q "!
2>
("-" .#** /
0* *% !&
.
/
" ! "& "6 & 12 ! &" . ! %*%* &" *" 5% ! "**
%"* %** % & 4"( 4 %" *&" )8 ! 212 !5&"* "- "%* "&
:"&& -% !& "#"$"!'
9%: "*
* ("** :%"* * 4"("H% " &" 4*%" B " ! 0"# "&8"! &*
("** ! *4& !& "#"$"! ":&"!'
9%*&
& "6 & 1; ! &" . ! %*%* !-%" B " 4" ! &* >= "7* ! !"!
. 0"*" * :"&& -% &* 9%: "* ! &" "4"&8" 5% #H% & 9%*&'
:'1 "" 6* "*
* % 4"( "%"& % 0!"#& B)"&% " 9*' 1' K??'/ : "! % :-"
)"& " " &* !"!"%* #&)"%* *!%* % & 4"6* !*! B -4&% >= "7*'
& :"&& -% #% % 4"( ! ("** :%"* !& %! ! "4"&8" 5%
("-" .#** /
0* *% !&
2G
2K
("-" .#** /
0* *% !&
*
@
*
@
2'1' Y
M. % !6" &" -".6" ! &* 4"6** *% -4" * "4" ! !*"&& %5-
** !&(6"* 4&6 "* % % &" -4"% " !& -"F%('
"* " )!"!* !& -"F%( %#.% ! :-" ! " % &" )%" ! &*
4! *R *) * ! &" ("%8" 5% " %%)" 5% % &" -*-" -$" &"
*"*:" 5% ! ** &%* ".!" % 4-8" 5% ! &* *&"!* ! &" -4*" '
% %" !:% 5% 4 *" - 0* "* &" %*!"% % %" % " "
E % "' % "&(%* % 4* * %! "
& * ! 4&"%" 5% $ 5% . % 4"&8" 5% ! 4 * 4- 5%
!*# 5% ! !"* - "% 6"* . E-%* 4"" " % "-#* B *"*:"("%
11
#$)* %!)!"&* . ("%8" %"&* '
* % **-" (&#"& ! " )!"!* ! %( * 4. "!* 4"" 4&"%"
*"#& & 4 4-) . !*# #%* . *) * B *"*:"("% !** !
12
&%* " "&* . 4% "&* '
11
12
("-" .#** /
0* *% !&
2L
& % 4 !& -"F%( **% B &" &") 4"" "& "%8" &"* -"*
("%8" %"&* %** % !-%" &"* % *!"!* . !** ! &* - "!*
-" . %(" &* *"*:" * !*"!* ! :-" -H* : "8 . : % B &*
1;
-4!* '
% ! &"* " )!"!* ! -"F%( &"* -4*"* * % %"% %:&% "!"*
4 )""* )""#&* ! 4* %&"#&* % %&"#&*' %B &"* %&"#&* *
D%!% " 0"*" %(&#" &"* ** :% %* !& -"F%( D*% " &"**
4% 4"&* ! " )!"!* B (*"% & -". -4" % & %$% ! )"&* B
%:-" & *4 "&*" % -"F%(' ** " :" * * "% -J%-% -
1<
&"* <
3
!
&"8"
- 5%
% & -"F%( "& %$% ! &"* < "-#E% * &"* % % & %-# ! -8 &" !
-"F%( B % * " *" B &" :" -4&" B &" -4*" 0" " **
%*-!*'
% 4! ! "&!"! % * 4 "44"! . * 4&"8" : % % %!H %
-". -4" * * % * #% -% "! "& - "! -" 4"" & B : !*7"!'
C*"-% 0&4 Y& * : " *" "" )""#& - "B&&" B *
% "("H ! %:-" "& - "! -" *# *" :" *4"%! %"
"&-%" 5% !& -*- 4 && 4 *" B * -H* "44"! :* " &" )""#&
-% " 5% 4 % % % 4 -H* -4& %( ! & B "&-% !#6"
0" *" )""#& % )8 ! 4- 5%'
" 4*% ** %" * *! % & !*"&& ! %" *"(" !
-% " 5% * ! % *" "" )""#& !& -"F%(I -"%! % %" B &"
-4*" % -. #% *"#& ! &"* !-H* )""#&* ! -"F%( -D **%%!
- * !-*"H 4*-% B &* 4#&-"* 4 &* B "")*" * % &
"& "% "%!"! . "&!"! ! %:-" 5% B !# &&(" "& 4J#& #$)'
1<
Y 0&4
;?
("-" .#** /
0* *% !&
*
@
* & &-% !& -"F%( B *) 4"" %:-" 4*"! . !"& "& - "!
&" D*% " ! % 4! . * )%" % &" *4"%8" ! %:& % &* *%-%*
1=
% "* -4"-% !& 4 !*%""'
1>
4! )!% " % &" (H: " D*% " ! %) &-%* & -* . &
4I & -%*"$ @!"A . & -!I !: " 5% !* !: " 5% *4*" .
"&-%" 5%I . & J&- B * & !'
%-4&"!* !* &&* 4!-* ! B D* %" -% " 5% : "8 . "*6 &
-* % B !-%" " B "!% "* B &&(" . BE *4*"* #%
4"" & "& !# !: " ** -%*"$* % %! - &* )" " ! !: " &
4 !#%! "%*-& " ")E* ! % "%"& B E* * 0 . %" %
"%"&* ! "&-%" 5% B & 4 4!" &8" 4"" !" " % *
*4*" "& -%*"$'
1>
Y 0&4
("-" .#** /
0* *% !&
;1
- * #*)" & "! ! 4&"":-"* ! -% " 5% 4 !% &"*
0"-%"* B * *"% %% !:%* "" 6* "* B 0" % B !"* %("%
** #%: * ! " ! "& &% B * B &&("' "* D4& "-* " %%" 5%
(<&&
" 4#& !"! * % -! ! -% " 5% 4"" !:*5% " "%!"!* ! 4*%"* B
* % %"% !*4*"* % * "* *6"% &" 4#& !"! 4 &)*5% . &* 45! *'
"-#E% " ")E* ! &" "!!:*5% &* 4"%:&* . :&&* * 4!% "4" ("%
%J- ! 4*%"*'
("-" .#** /
0* *% !&
*
@
A#'$2 #' N
* :-"* ! -% " 5% *% " ")E* ! 4#& !"! ! " &-"F%( -"F%(
4 %% @ 4"( Z#A'
*0
%%" 5% * !* #H & !*"&& ! %" "-4"7" ! -% " 5% : )"
#"*"!" % &" -!&(6" !& D4 % "F%( " %)& -%!"& 0&4 Y& -*-"
-!&(6" *H & :% 4% 4"& 4"" "&8" &" "-4"7" ! -% " 5%
44*"'
<D#':
"" % " & 4 * & 4% 4"& * !%: " & 4J#& #$) 4!%! * &%*
4% "&* *"* " "&* %:&% "!* ! %" -4*"I !4%! ! E*"
*& 5% 4"" *"# BE -% " 5- H%! !5%! . " BE%'
"" !*"&&" % -%*"$ : ) &" "" 4% 4"& * *& %" " 4#&-"*
BE ! :! "& %%! !& -%*"$ 5- ! & ! %" :-" &5( " % *
"* %" * " &5( " !& -%*"$ 5- D4*"& ! -"%" *-#5& " . BE%
!# ! & BE% * &" :% !& -%*"$'
1G
("-" .#** /
0* *% !&
;;
*06
##;$ &# ! $#! &# 1($;$
* "%"&* !
4*%"&*'
.E
-% " 5% -H* : %* *% ! !* 4* 4*%"&* . %
;<
("-" .#** /
0* *% !&
*
@
% ! E* 4 ! "%"& ! -% " 5% 4!-* !*%( * *# "%"&*
3
%!!* B %** % B &* -4&"!* ! &" -4*" %" "%
-4"!* 4% "&* % & - "!'
D4* %!4%!%* *% 4*%"* D4-%"!"* B 0" % %:% "* "&
4J#& #$)'
"%"&* "&* * &* %*!" " &* ) %* "-(* :"-&"* . "* "!* B
0"#&"% "& 4J#& #$)'
#' "%"&* ! -% " 5% % 4*%"&*
& 4% 4"& -! !
%:-"%
-% " 5% % 4*%"& *% &* -!* -"*)* B &
-4"" . ("*" & -*- ("&" "& 4*4* B &8" &"
("-" .#** /
0* *% !&
;=
;>
("-" .#** /
0* *% !&
0
35
0
35
0.
" &"#" 5% ! &" (!" ! %:-" 5% !& !"(%5* ! &"* " "&* *"("*
! &" !-%*"!" ! %!* ! %*%* ! 9&)" ) !* :%*
4% 4"&*'
;G
#$) ( %:-" 5% 4-"" ! &%* ! &" B 44 %%
%:-" 5% " " ! &* *) * B % % ! &" -*-"'
E! ! & " : % *%" B * & "!$%" % & +'
" 4#&" 5% :% &* )*"%* &%* ! &" B 4"*"#"% 4 &"* : %"* !
&" '
& &(" : &* )*"%* &%* ! &" B 4"*"% 4 &"* : %"* ! "% 5%
"& &%'
& *&"! *4"! : % & ("! ! % -% ! &* *) * B
:" &" : ! 9&)"'
" "%!"! ! % *"!* !"% * 4! : ! 1>? 4*%"* * !
- * % *%! *4H! % * "4& %%(%" -*"' %)*5 " !
"B& B 4"*"#" 4 &"* : %"* . B " ":&"! ! &" ! 9&)"'
% * *%! " %%" 5% * 4*%" & *&"! ! &" %:-" 5% #%!"'
0*
" *"(" ! &" ! 9&)" * %-" " % &* &%"-%* (%"&* !&
(4 W 0 9&)" B * % %" %:-"! 4 &" 9&)"%" " 8 W 0 . &"
! 9&)"' 4% 4"& :&*:6" * &" *"*:" 5% 4&%" ! ** &%*'
;K
("-" .#** /
0* *% !&
0
35
) & * " +' , #
2?
% -#"( "!" --# !& (4 *(J% ** &%"-%* (%"&* *
% "(" ! !*"&&" ** *"("* 4")"*' * & "* ! &" ! 9&)"
N (%"& "%" 8 B % &" &#"! ! !*"&&" . (*%" ** *"("*
4")"* % :% 5% ! &" :&*:6" !& (4'
00
/
*4E* ! 1? "7* ! !*-47 % &" !"! ! "%" 8 &" ! 9&)"
0" %! % %*"% . **%! -% ! "#"$"!* "4"%* B %(*"%
- ":&"!* &&("%! % &" " "&!"! " * -& -4*"* ":&"!"* % "&!! !
1?? -& "#"$"!* E*"* -4*"* *% *(-%"!"* ! " ! "& %- !
"#"$"!* . "& *"&" 8"#& :&$"! % & -% "4"!' & >= P ! &"
"!" 5% -%*"& %*.% & 2? P ! &"* ; -& -4*"* * ! >?? -4*"*
4 & "% #% &" -$ %:-" 5% " ")E* ! 4*%"& "4" "! ! &" .
21
"4."!* % #&%* :&&* . " ")E* ! &" Z# 4"( '
06
/
G
2?
21
("-" .#** /
0* *% !&
;L
" !-%*"!" ! %!* ! %*%* @A ! 9&)" '' % &"
#&(" 5% ! 0" % " ** ":&"!* &* #%: * B : 4 & "4 B
"&8"% -%*"&-% & "& &* (" & ! 0 ! * #%: "* - "-#E%
** ! 00"#%* @ 5%.( 0$* 4"!* . 0-"%*A' (J% %:-" 5%
44 %"!" 4 &" #/(% " ! &" % "%" 8 %" ("% "%!"! !
":&"!* 0"% 4!! & ! 0 4 % % % -% ! E** #%: * .
4*" %*'
22
07
-
& -%*"$ &8"! % &" "-4"7" ! -% " 5% ! &" ! 9&)" )%
!* % &" *(% (H: "
22
<?
("-" .#** /
0* *% !&
0
35
)- ./ $ &0 & , #
2;
("-" .#** /
0* *% !&
<1
- * &(" #*)" &8" %" -#%" 5% ! % -%*"$ " %"&
@!* #%! "&(%* *&"!* "& "%8"!A . - %"& @!%: "%! % %" -"(%
0"% 0 &* #%: * B * 4!% #%A &" %"! "& -% ! &*
"0*'
- * %" % * -%*"$ %"& % * !" 0" % &* * *) * B
#%!" &" ! 9&)" *" *"(" ! -% " 5% % * -%*"$ *
"4& "! % !" &" !"! ! "%" 8'
09
* 4% 4"&* -!* ! -% " 5% &8"!* 4 &" ! 9&)" *%
2<
09.
#1$ ! % $8##$! $8 1':!
% %:% "* ! "4" " 5% #%!"!"* % &"* : %"* ! &" . % &"*
%*"&" %* ! &"* -4*"* ":&"!"*' *" -!&(6" * &" -H* &8"!" 4 &"
! 9&)" 4"" #%!" %:-" 5%'
#$)'