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Beneficiaries will get RuPay Debit card having inbuilt accident insurance cover of 1
lakh- will be provided by 'HDFC Ergo'.
Beneficiary can open the account with Zero balance. However, if the account-holder
wishes to get cheque book, he/she will have to fulfill minimum balance criteria.
Beneficiary who open their accounts by January 26, 2015 over and above the 1 lakh
accident, they will be given life insurance cover of 30,000.(to be given by LIC).
After satisfactory operation of the account for 6 months, an overdraft facility will be
permitted up to Rs. 5000 in only one account per household.
Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.
The plan also envisages channeling all Government benefits (from Centre / State /
Local Body) to the beneficiaries accounts and pushing the Direct Benefits Transfer
(DBT) scheme of the Union Government.
Mobile banking for the poor would be available through National Unified USSD
Platform (NUUP) for which all banks and mobile companies have come together.
The financial inclusion campaign was launched by the Prime Minister of India Mr.
NarendraModi, on 28 August 2014.
Achievements
On the inauguration day, 1.5 Crore (15 million) bank accounts were opened.
Guinness World Records Recognizes the Achievements made under PMJDY.
By 05 August 2015, 17.45 crore accounts were opened, with
around 22032.68 crore (US$3.3 billion) were deposited under the scheme.
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Achievements
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The minimum age for entry under the Yojana is 15 years compared to 18 years under
the Aajeevika Skills Programme.
Skill development training centres to be launched so as to address the
unemployment problem in the rural area.
Imparting skills with an expenditure of Rs.15,000 Rs.18,000 on each urban poor.
Promotion of self-employment through setting up individual micro-enterprises and
group enterprises with interest subsidy for individual projects costing Rs.2.00 lakhs
and Rs.10.00 lakhs for group enterprises. Subsidized interest rate will be 7%;
Training urban poor to meet the huge demand from urban citizens by imparting
market oriented skills through City Livelihood Centres.
Each Centre would be given a capital grant of Rs.10.00 lakhs.
Enabling urban poor form Self-Help Groups for meeting financial and social needs
with a support of Rs.10,000/- per each group who would in turn would be helped
with bank linkages;
Development of vendor markets besides promotion of skills of vendors; and
Construction of permanent shelters for urban homeless and provision of other
essential services.
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The government would provide an interest subsidy of 6.5% on housing loans availed
by the beneficiaries for a period of 15 years from the start of loan.
The houses under Pradhan Mantri Awas Yojana would be allotted to preferably the
female member of the family. Along with this, preference would be given to the
female applicants, in general. This scheme could well be termed as a pro-women
scheme.
While allotting ground floors in any housing scheme under the PMAY, preference
would be given to differently-abled and older people.
The construction of houses under PMAY would be carried out through technology
that is eco-friendly.
The scheme will cover entire urban area consisting of 4041 statutory towns with
initial focus on 500 Class I cities in three phases.
It comes in 3 Phases
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MUDRA Bank has rightly classified the borrowers into three segments:
- the starters
- the mid-stage finance seekers
- the next level growth seekers.
To address the three segments, MUDRA Bank has launched three loan instruments:
- Shishu: covers loans upto Rs 50,000/- Kishor: covers loans above Rs 50,000/- and uptoRs 5 lakh
- Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh
Initially, sector-specific schemes will be confined to Land Transport, Community,
Social & Personal Services, Food Product and Textile Product sectors.
Some of the Offerings Planned for the Future:
- MUDRA Card
- Portfolio Credit Guarantee
- Credit Enhancement
Achievements
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Each member of parliament needs to choose one village each from the constituency.
Then they should fix parameters and make it a model village by 2016. Thereafter,
they can take on two or three more villages and do the same by the time the next
general elections come along in 2019, and thereafter, set themselves ten-year-long
village or rural improvement projects.
Villages will be offered smart schools, universal access to basic health facilities
and Pucca housing to homeless villagers.
Sonia Gandhi adopted Udwa village in her constituency Rae Bareli in Uttar Pradesh
Rahul Gandhi adopted Deeh village in his constituency Amethi in Uttar Pradesh
V. K. Singh adopted Mirpur Hindu in his constituency Ghaziabad, Uttar Pradesh.
Ahmed Patel adopted Vandari village in Rajpipada, Gujarat.
Sachin Tendulkar adopted Puttamraju vari Kandriga(P.R.Kandriga) a village
near Gudur in Nellore district of Andhra Pradesh.
Links
- CURRENT AFFAIRS PDFs
- CURRENT AFFAIRS QUIZ PDFS (1000 PLUS MCQs)
- GENERAL KNOWLEDGE INDIA - PDF
- QUICK GYAN
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My Gov received 100,000 registered users, barely two weeks after its initiation.
Google, the search giant became the first multinational firm to collaborate with
MyGov.
The emphasis is to skill the youths in such a way so that they get employment and
also improve entrepreneurship.
Provides training, support and guidance for all occupations that were of traditional
type like carpenters, cobblers, welders, blacksmiths, masons, nurses, tailors, weavers
etc.
More emphasis will be given on new areas like real estate, construction,
transportation, textile, gem industry, jewellery designing, banking, tourism and
various other sectors, where skill development is inadequate or nil.
The training programmes would be on the lines of international level so that the
youths of our country can not only meet the domestic demands but also of other
countries like the US, Japan, China, Germany, Russia and those in the West Asia.
Another remarkable feature of the Skill India programme would be to create a
hallmark called Rural India Skill, so as to standardise and certify the training
process.
Tailor-made, need-based programmes would be initiated for specific age groups
which can be like language and communication skills, life and positive thinking skills,
personality development skills, management skills, behavioural skills, including job
and employability skills.
The course methodology of Skill India would be innovative, which would include
games, group discussions, brainstorming sessions, practical experiences, case studies
etc.
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The Government of India has initiated a giant leap forward to transform the country
into a digitally empowered knowledge economy.
The initiative also includes plan to connect rural areas with high-speed
internet networks.
DI will help in leveraging India's globally acclaimed IT competence for the benefit of
120 Crore Indians.
It will help in reducing corruption, getting things done quickly and will help in
reducing paper work.
Some of the facilities which would be available through this initiative are Digital
Locker, e-education, e-health, Digital Signature and national scholarship portal.
The initiative also includes plan to connect rural areas with high-speed internet
networks. Digital India has three core components.
11. Digilocker
About: Digital Locker is one of the key initiatives under the Digital India Programme.
Department: Department of Electronics and Information Technology (DeitY).
Aim: It is aimed at minimizing the usage of physical documents and enable sharing of edocuments across agencies.
Key Features
The sharing of the e-documents will be done through registered repositories thereby
ensuring the authenticity of the documents online.
Residents can also upload their own electronic documents and digitally sign them
using the e-sign facility.
These digitally signed documents can be shared with Government organizations or
other entities.
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12. e-Basta
About: The platform, eBasta, is merely not a library of books, but a collaborative platform
where school Book publishers, School teachers, students and even various etailers can
participate..
Aim: It aims to bring various publishers (free as well as commercial) and schools together on
one platform.
Launched: June 30, 2015
Key Features
The major objective behind the initiative is to focus on 25 sectors of the economy for
job creation and skill enhancement.
The initiative also aims at high quality standards and minimising the impact on the
environment.
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Before the initiative was launched, foreign equity caps in various sectors had been
relaxed .
The application for licenses was made available online and the validity of licenses
was increased to 3 years.
Various other norms and procedures were also relaxed.
In August 2014, the Cabinet of India allowed 49% foreign direct investment (FDI) in
the defence sector and 100% in railways infrastructure.
Achievements
Between September 2014 and August 2015, the government received 1.10
lakh crore (US$17 billion) worth of proposals from companies interested in
manufacturing electronics in India. 24.8% of smart phones shipped in the country in
the April-June quarter of 2015 were made in India, up from 19.9% the previous
quarter.
In January 2015, the Spice Group said it would start a mobile phone manufacturing
unit in Uttar Pradesh with an investment of 500 crore.
Hitachi Said it would increase its employees in India from 10,000 to 13,000 and it
would try to increase its revenues from India from 100 billion in 2013
to 210 billion.
In February 2015, Huawei opened a new research and development (R&D) campus
in Bangalore.
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Enable Poor and Marginalized to Access Benefits: Demand led skill training at no cost
to the rural poor
Regional Focus : Greater emphasis on projects for poor rural youth in Jammu and
Kashmir (HIMAYAT), the North-East region and 27 Left-Wing Extremist (LWE) districts
(ROSHINI)
Minimum age: The minimum age for entry under the Yojana is 15 years compared to
18 years under the Aajeevika Skills Programme.
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The Scheme will facilitate development of Indian sports, particularly rural sports.
The students in the age group of 8 12 years have to undertake Physical Efficiency
and Sports Aptitude Tests (PESAT).
school level
block level
From each school, 4 boys and 4 girls securing the total highest marks in all six tests
will be shortlisted and they will appear in the Block level tests again.
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They will participate in the Sport Talent search conducted at the block level in the
same 6 tests.
The total marks obtained by each of these 32 students per block in all 6 different
tests at district level will be compiled for all districts together and a common merit
list will be prepared.
k. Selected candidates should agree to the condition that they should be present for
training at least 22 days in a month on the prescribed play ground
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The Government plans to issue 14 crore Soil Health Cards to the farmers over the
next 3 years.
Soil card will carry crop-wise recommendations of nutrients and fertilisers required
for the individual farms to help farmers to improve productivity through judicious
use of inputs.
All soil samples are be tested in various soil testing labs across the country.
Thereafter the experts will analyse the strength and weaknesses (micro-nutrients
deficiency) of the soil and suggest measures to deal with it.
The result and suggestion will be displayed in the cards.
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The Scheme will take responsibility for various irrigation projects that were poorly
implemented by previous governments despite adequacy of funds.
About 1,300 watershed projects that have remained in limbo shall now be
completed.
If the scheme turns out to be a success, economists and rural managers believe that
the crop production could witness a manifold growth.
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Benefit
Fixed pension for the subscribers ranging between Rs. 1000 to Rs. 5000, if he joins and
contributes between the age of 18 years and 40 years. The contribution levels would
vary and would be low if subscriber joins early and increase if he joins.
As per the announcement there would be revision of pension every five years as
against two years demanded by the ex-servicemen.
Pension will be re-fixed for all pensioners retiring in the same rank and with the same
length of service as the average of minimum and maximum pension in 2013.
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The Ex-servicemen who have taken voluntary retirement would not be eligible for the
scheme.
The government is also setting up a one-member judicial committee to work out details
of implementation of the OROP which will file a report in six months.
Arrears will be paid in four half-yearly installments. All widows, including war widows,
will be paid arrears in one installment.
Objectives:
- To undertake breed improvement programme for indigenous cattle breeds so as
to improve the genetic makeup and increase the stock.
- To enhance milk production and productivity of indigenous bovines.
- To upgrade nondescript cattle using elite indigenous breeds like Gir, Sahiwal.
- To distribute disease free high genetic merit bulls of indigenous breeds for
natural service
Scheme is proposed to be implemented on 100% grant-in-aid basis.
Rashtriya Gokul Mission will be implemented through the State Implementing
Agency (SIA viz Livestock Development Boards).
Achievements
-
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According to census data, the child sex Ratio (0-6 years) in India was 927 girls per
1,000 boys in 2001, which dropped drastically to 918 girls for every 1,000 boys in
2011.
A 2012 UNICEF report has ranked India 41st among 195 countries.
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Consumers will need a bank account to join the scheme and receive LPG subsidy
Consumers will also get one time permanent advance in their bank account prior to
buying the first market priced LPG cylinder
Consumers will receive subsidy in their bank account as per their entitlement of
subsidized cylinders
Till consumers join the scheme they will get cylinders at:
Subsidized price for 3 months w.e.f 15.11.2014 till 14.02.2015
Market price for next 3 months, but the subsidy due will be given to them if they join
the scheme within these 3 months i,e till 14.05.2015
W.e.f 15.05.2015 all LPG consumers will get cylinders at market price and only those
who join the scheme will receive one time permanent advance & subsidy from the
date of joining
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Construction of individual sanitary (mostly pit latrines) for households below the
poverty line with subsidy (80%) where demand exists.
Conversion of dry latrines (pit latrines without a water seal) into low-cost sanitary
latrines.
Construction of exclusive village sanitary complexes for women providing facilities for
hand pumping, bathing, sanitation and washing on a selective basis where there is not
adequate land or space within houses and where village panchayats are willing to
maintain the facilities.
Setting up of sanitary marts.
Total sanitation of villages through the construction of drains, soakage pits, solid and
liquid waste disposal.
Intensive campaign for awareness generation and health education to create a felt need
for personal, household and environmental sanitation facilities.
End of manual scavenging of garbage.
Objectives:
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When a customer brings in gold to the counter of specified agency or bank, the
purity of gold is determined and exact quantity of gold is credited in the metal
account. Customers may be asked to complete KYC (know-your-customer) process.
The deposited gold will be lent by banks to jewellers at an interest rate little higher
than the interest paid to customer.
Interest:
Both principal and interest to be paid to the depositors of gold, will be valued in
gold.
The interest rate is decided by the banks concerned.
Tenure:
Minimum: 1 year
Minimum Quantity: 30 gram
Type: The gold can be in any form, bullion or jewellery.
NITI Aayog will seek to provide a critical directional and strategic input into the
development process.
The centre-to-state one-way flow of policy, that was the hallmark of the Planning
Commission era, is now sought to be replaced by a genuine and continuing
partnership of states.
The NITI Aayog will also seek to put an end to slow and tardy implementation of
policy, by fostering better Inter-Ministry coordination and better Centre-State
coordination.
It will help evolve a shared vision of national development priorities, and foster
cooperative federalism, recognizing that strong states make a strong nation.
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In addition, the NITI Aayog will monitor and evaluate the implementation of
programmes, and focus on technology upgradation and capacity building.
The Mines and Minerals (Development & Regulation) Amendment Act, 2015, mandated
the setting up of District Mineral Foundations (DMFs) in all districts in the country
affected by mining related operations.
The Central Government today notified the rates of contribution payable by miners:
all mining leases executed before 12th January, 2015- miners will have to
contribute an amount equal to 30% of the royalty payable by them to the DMFs.
mining leases are granted after 12.01.2015- he rate of contribution would be 10%
of the royalty payable
By using these funds, the DMFs are expected to implement the PMKKKY.
The DMFs have also been directed to maintain the utmost transparency in their
functioning and provide periodic reports on the various projects and schemes taken
up by them.
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to minimize the adverse or harmful impacts, during and after mining, on the
environment, health and socio-economics of people in mining districts
skill development and environment conservation will get at least 60 % share of the
funds.
Attention will be giving in High Priority areas like sanitation, Drinking water etc
The funds will also be spent on making roads, bridges, railways, waterways projects,
irrigation and alternative energy sources to maintain a healthy environment.
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Development of Rurban growth clusters, which have latent potential for growth, in all
States and UTs to trigger overall development in the region. These clusters are essentially
Smart Villages.
Further, these clusters would be well delineated areas with planned layouts, which would
be duly notified by the State/UTs. These plans would be finally integrated with the District
Plans/Master Plans as the case may be.
The States would prepare Integrated Cluster Action Plans for Rurban Clusters in
accordance with the Framework for Implementation prepared by the Union Ministry of
Rural Development.
There would be a separate approach for selection of clusters in Tribal and Non-Tribal
Districts.
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The Mission envisages institutional arrangements both at the State and Center to ensure
smooth implementation of the Mission.
The Mission also has an Innovation budget towards facilitating research, development
and capacity building.
ensure that every household has access to a tap with assured supply of water and a
sewerage connection;
increase the amenity value of cities by developing greenery and well maintained
open spaces (e.g. parks);
reduce pollution by switching to public transport or constructing facilities for nonmotorized transport (e.g. walking and cycling).
Over Rs. 20,000 crore has been sanctioned in 2014-2015 budget for the next 5 years.
It will cover 8 states, 47 towns & 12 rivers under the project. Over 1,632 gram
panchayats on the banks of Ganga to be made open defecation-free by 2022.
Several ministries are working with nodal Water Resources Ministry for this project
includes Environment, Urban Development, Shipping, Tourism & Rural
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Development Ministries. Prime focus will be on involving people living on the rivers
banks in this project.
Under the aegis of National Mission for Clean Ganga (NMCG) & State Programme
Management Groups (SPMGs) States and Urban Local Bodies and Panchayati Raj
institutions will be involved in this project.
Setting river centric urban planning process to facilitate better citizen connects,
through interventions at Ghats and River fronts.
Expansion of coverage of sewerage infrastructure in 118 urban habitations on banks
of Ganga. Enforcement of Ganga specific River Regulatory Zones.
Development of rational agricultural practices & efficient irrigation methods. Setting
Ganga Knowledge Centre.
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