DIFFERENT BANK/FINANCE DISCLOSURES

RECORDED or MONITORED CALL

This call may be recorded or monitored for training or quality assurance purposes.

MINI MIRANDA
[This is an attempt/we are attempting] to collect a debt and any information obtained
[may/can/could/will] be used for that purpose.

INCOME DISCLOSURE
Any income from alimony, Child support or Separate maintenance need not to be revealed
unless you want it to be considered for the repayment of this debt.

CREDIT APLICATION DISCLOSURE

You may apply as an individual for credit, whether you are married, unmarried or separated. If
you are married and would like to rely on your spouses earnings to qualify for this loan, you
should apply for credit together. If you would like to apply for joint credit with someone other
than a spouse, please have the other individual call me to provide his/her part of the joint
application.

For verification purposes you authorize us to obtain information such as credit and employment
verification. You authorize us to share information concerning your credit experience with us to
guarantors, other creditors, consumer credit reporting agencies and others who may properly
receive this type of information.

CELL PHONE
Do you give us, or anyone calling on our behalf, permission to contact you at this cell phone
number using an automatic dialing system, pre-recorded messages, and/or electronic text
messages?

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BANKRUPTCY
To the extent your original obligation was discharged, or is subject to an automatic stay of
bankruptcy under Title 11 of the United States Code, this call today is for compliance and/or
informational purposes on your Home Mortgage only and does not constitute an attempt to
collect a debt or to impose personal liability for such obligation. However, [_________ /the
securitized creditor (Securitized)] retains certain rights under its security instrument, including
the right to foreclose its lien. [Do I have your permission to proceed?]

PATRIOT ACT
To help the US government fight terrorism and money laundering, Federal law requires us to
obtain, verify and record information that identifies each person that opens an account. What
this means is that wen you open an account, we will ask you for your name, street address,
date of birth and an identifying number such as a Social Security number. We appreciate your
cooperation.

2015 Copyright LanguageLine Solutions Confidential Information