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Make a Budget

Use this worksheet to see how much money you spend this month. Then, use this
months information to help you plan a months budget.
My Income this month
Gross Yearly Salary
Gross Monthly Salary (divide yearly by 12)
Net Monthly Salary (multiply gross monthly by .288)

$
$
$

My Expenses this month


Housing
Rent or Mortgage
Renters/Homeowners Insurance
Food
Eating out
Groceries
Utilities
Garbage
Water
Electric
TV- Optional
Internet- Optional
Cell phone
MISC
Clothing
Medical/Health
Savings
Health Insurance
Gifts/Charity
Transportation
Car Payment
Gas
Car Insurance
Personal Debt/Student Loan
Student Loan
Entertainment/Recreation

Monthly Total
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

TOTAL MONTHLY EXPENSES


Income

=
Expenses

Money available after expenses

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