NO

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41

AKADEMI AKUNTANSI YKPN

DAFTAR NILAI-PENGANTAR AKUNTANSI I
SEMESTER I TAHUN AKDEMIK 2000/2001
No. MHS
NAMA
NILAI TOTAL
AKHIR
MID
TES
1333
SLAMET SUPRIYANTO
A
82.00
78
82
80
1333
SLAMET SUPRIYANTO
A
82.00
78
82
80
1333
SLAMET SUPRIYANTO
A
82.00
78
82
80
1333
SLAMET SUPRIYANTO
A
82.00
78
82
80
1338
SLAMET SUPRIYADI
A
86.85
93
92
73
1338
SLAMET SUPRIYADI
A
86.85
93
92
73
1338
SLAMET SUPRIYADI
A
86.85
93
92
73
1338
SLAMET SUPRIYADI
A
86.85
93
92
73
1335
MUH. FATURAHMAN
A
82.45
72
83
93
1335
MUH. FATURAHMAN
A
82.45
72
83
93
1335
MUH. FATURAHMAN
A
82.45
72
83
93
1335
MUH. FATURAHMAN
A
82.45
72
83
93
1330
HARI PURWANTO
A
80.00
78
77
85
1330
HARI PURWANTO
A
80.00
78
77
85
1330
HARI PURWANTO
A
80.00
78
77
85
1330
HARI PURWANTO
A
80.00
78
77
85
1341
ANA RISTAWATI
A
81.50
78
78
86
1341
ANA RISTAWATI
A
81.50
78
78
86
1341
ANA RISTAWATI
A
81.50
78
78
86
1341
ANA RISTAWATI
A
81.50
78
78
86
1336
YUDHA HARYADI
B
67.10
70
55
78
1336
YUDHA HARYADI
B
67.10
70
55
78
1336
YUDHA HARYADI
B
67.10
70
55
78
1336
YUDHA HARYADI
B
67.10
70
55
78
1347
SRI SUMARNI
B
70.70
60
68
79
1347
SRI SUMARNI
B
70.70
60
68
79
1347
SRI SUMARNI
B
70.70
60
68
79
1347
SRI SUMARNI
B
70.70
60
68
79
1344
SRI HARTINI
B
66.65
57
72
60
1344
SRI HARTINI
B
66.65
57
72
60
1344
SRI HARTINI
B
66.65
57
72
60
1344
SRI HARTINI
B
66.65
57
72
60
1337
RINI SETIOWATI
B
72.15
43
90
82
1337
RINI SETIOWATI
B
72.15
43
90
82
1337
RINI SETIOWATI
B
72.15
43
90
82
1337
RINI SETIOWATI
B
72.15
43
90
82
1328
PUJIANTO SUBAGYO
B
76.95
72
80
75
1328
PUJIANTO SUBAGYO
B
76.95
72
80
75
1328
PUJIANTO SUBAGYO
B
76.95
72
80
75
1328
PUJIANTO SUBAGYO
B
76.95
72
80
75
1343
ASNAWI RANGKUTI
B
78.85
73
73
95

42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80

A
B
C

1343
1343
1343
1345
1345
1345
1345
1340
1340
1340
1340
1339
1339
1339
1339
1334
1334
1334
1334
1329
1329
1329
1329
1331
1331
1331
1331
1346
1346
1346
1346
1342
1342
1342
1342
1332
1332
1332
1332

ASNAWI RANGKUTI
ASNAWI RANGKUTI
ASNAWI RANGKUTI
THOMAS YUDHIYANTO
THOMAS YUDHIYANTO
THOMAS YUDHIYANTO
THOMAS YUDHIYANTO
SINUR HARTONO
SINUR HARTONO
SINUR HARTONO
SINUR HARTONO
SAPTO RAHARJO
SAPTO RAHARJO
SAPTO RAHARJO
SAPTO RAHARJO
MUSDALIFAH
MUSDALIFAH
MUSDALIFAH
MUSDALIFAH
KRISTINA SARI
KRISTINA SARI
KRISTINA SARI
KRISTINA SARI
HADI SATMOKO
HADI SATMOKO
HADI SATMOKO
HADI SATMOKO
DANIK SETYOWATI
DANIK SETYOWATI
DANIK SETYOWATI
DANIK SETYOWATI
SUSANAWATI RAHAYU
SUSANAWATI RAHAYU
SUSANAWATI RAHAYU
SUSANAWATI RAHAYU
DWI AMBARSARI
DWI AMBARSARI
DWI AMBARSARI
DWI AMBARSARI

Rekapitulasi Nilai:
Jumlah
%
20
24
28

25%
30%
35%

B
B
B
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
D
D
D
D
D
D
D
D

78.85
78.85
78.85
64.35
64.35
64.35
64.35
57.15
57.15
57.15
57.15
61.55
61.55
61.55
61.55
59.95
59.95
59.95
59.95
59.00
59.00
59.00
59.00
58.45
58.45
58.45
58.45
61.20
61.20
61.20
61.20
54.25
54.25
54.25
54.25
52.35
52.35
52.35
52.35

73
73
73
53
53
53
53
45
45
45
45
47
47
47
47
47
47
47
47
58
58
58
58
48
48
48
48
60
60
60
60
45
45
45
45
52
52
52
52

73
73
73
63
63
63
63
55
55
55
55
63
63
63
63
57
57
57
57
48
48
48
48
55
55
55
55
52
52
52
52
42
42
42
42
57
57
57
57

95
95
95
75
75
75
75
74
74
74
74
76
76
76
76
80
80
80
80
73
73
73
73
73
73
73
73
63
63
63
63
77
77
77
77
35
35
35
35

D
E

8
0
80

10%
0%
100%

TUGAS
90
90
90
90
70
70
70
70
95
95
95
95
80
80
80
80
90
90
90
90
75
75
75
75
95
95
95
95
75
75
75
75
85
85
85
85
75
75
75
75
85

HADIR
100
100
100
100
83
83
83
83
95
95
95
95
100
100
100
100
100
100
100
100
83
83
83
83
91
91
91
91
100
100
100
100
96
96
96
96
100
100
100
100
100

0E
40 D
55 C
65 B
80 A

85
85
85
75
75
75
75
69
69
69
69
75
75
75
75
68
68
68
68
68
68
68
68
75
75
75
75
80
80
80
80
75
75
75
75
50
50
50
50

100
100
100
100
100
100
100
83
83
83
83
83
83
83
83
95
95
95
95
83
83
83
83
79
79
79
79
91
91
91
91
95
95
95
95
79
79
79
79

Harga Perolehan Mesin (cost)

Nilai Residu (salvage)
Umur ekonomis (life)

100000000
10000000
5

Tabel Depresiasi Mesin - Metode Garis Lurus (fungsi SLN)

Tahun ke (period)
Depresiasi
1
2
3
4
5

Rp18,000,000.00
18,000,000.00
18,000,000.00
18,000,000.00
18,000,000.00

Tabel Depresiasi Mesin - Metode Jumlah Angka Tahun (fungsi SYD)

Tahun ke (period)
Depresiasi
1
2
3
4
5

Rp30,000,000.00
24,000,000.00
18,000,000.00
12,000,000.00
6,000,000.00

Tabel Depresiasi Mesin - Metode Saldo Menurun Ganda (DDB)

Tahun ke (period)
Depresiasi
1
2
3
4
5

Harga Perolehan Mesin (cost)

Nilai Residu (salvage)
Umur ekonomis (life)

Rp40,000,000.00
24,000,000.00
14,400,000.00
8,640,000.00
2,960,000.00

500000000
100000000
10

Tabel Depresiasi Mesin - Metode Garis Lurus (fungsi SLN)

Tahun ke (period)
Depresiasi
1
2
3
4

Rp40,000,000.00
Rp40,000,000.00
Rp40,000,000.00
Rp40,000,000.00

5
6
7
8
9
10

Rp40,000,000.00
Rp40,000,000.00
Rp40,000,000.00
Rp40,000,000.00
Rp40,000,000.00
Rp40,000,000.00

Tabel Depresiasi Mesin - Metode Jumlah Angka Tahun (fungsi SYD)

Tahun ke (period)
Depresiasi
1
2
3
4
5
6
7
8
9
10

Rp72,727,272.73
Rp65,454,545.45
Rp58,181,818.18
Rp50,909,090.91
Rp43,636,363.64
Rp36,363,636.36
Rp29,090,909.09
Rp21,818,181.82
Rp14,545,454.55
Rp7,272,727.27

Tabel Depresiasi Mesin - Metode Saldo Menurun Ganda (DDB)

Tahun ke (period)
Depresiasi
1
2
3
4
5
6
7
8
9
10

Rp100,000,000.00
Rp80,000,000.00
Rp64,000,000.00
Rp51,200,000.00
Rp40,960,000.00
Rp32,768,000.00
Rp26,214,400.00
Rp4,857,600.00
Rp0.00
Rp0.00

tahun

e Garis Lurus (fungsi SLN)

Akumulasi Depr
Rp18,000,000.00
36,000,000.00
54,000,000.00
72,000,000.00
90,000,000.00

mlah Angka Tahun (fungsi SYD)

Akumulasi Depr
Rp30,000,000.00
54,000,000.00
72,000,000.00
84,000,000.00
90,000,000.00

Saldo Menurun Ganda (DDB)

Akumulasi Depr
Rp40,000,000.00
64,000,000.00
78,400,000.00
87,040,000.00
90,000,000.00

Nilai Buku
100000000
Rp82,000,000.00
64,000,000.00
46,000,000.00
28,000,000.00
10,000,000.00

Nilai Buku
100000000
Rp70,000,000.00
46,000,000.00
28,000,000.00
16,000,000.00
10,000,000.00

Nilai Buku
100000000
Rp60,000,000.00
36,000,000.00
21,600,000.00
12,960,000.00
10,000,000.00

tahun

e Garis Lurus (fungsi SLN)

Akumulasi Depr
Rp40,000,000.00
Rp80,000,000.00
Rp120,000,000.00
Rp160,000,000.00

Nilai Buku
500000000
Rp460,000,000.00
Rp420,000,000.00
Rp380,000,000.00
Rp340,000,000.00

Rp200,000,000.00
Rp240,000,000.00
Rp280,000,000.00
Rp320,000,000.00
Rp360,000,000.00
Rp400,000,000.00

mlah Angka Tahun (fungsi SYD)

Akumulasi Depr
Rp72,727,272.73
138,181,818.18
196,363,636.36
247,272,727.27
290,909,090.91
327,272,727.27
356,363,636.36
378,181,818.18
392,727,272.73
400,000,000.00

Saldo Menurun Ganda (DDB)

Akumulasi Depr
Rp100,000,000.00
180,000,000.00
244,000,000.00
295,200,000.00
336,160,000.00
368,928,000.00
395,142,400.00
400,000,000.00
400,000,000.00
400,000,000.00

Rp300,000,000.00
Rp260,000,000.00
Rp220,000,000.00
Rp180,000,000.00
Rp140,000,000.00
Rp100,000,000.00

Nilai Buku
500000000
Rp427,272,727.27
Rp361,818,181.82
Rp303,636,363.64
Rp252,727,272.73
Rp209,090,909.09
Rp172,727,272.73
Rp143,636,363.64
Rp121,818,181.82
Rp107,272,727.27
Rp100,000,000.00

Nilai Buku
500000000
Rp400,000,000.00
Rp320,000,000.00
Rp256,000,000.00
Rp204,800,000.00
Rp163,840,000.00
Rp131,072,000.00
Rp104,857,600.00
Rp100,000,000.00
Rp100,000,000.00
Rp100,000,000.00

Period
(n)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

1%
1.010000
1.020100
1.030301
1.040604
1.051010
1.061520
1.072135
1.082857
1.093685
1.104622
1.115668
1.126825
1.138093
1.149474
1.160969
1.172579
1.184304
1.196147
1.208109
1.220190
1.232392
1.244716
1.257163
1.269735
1.282432
1.295256
1.308209
1.321291
1.334504
1.347849
1.361327
1.374941
1.388690
1.402577
1.416603
1.430769
1.445076
1.459527
1.474123
1.488864
1.503752
1.518790

2%
1.020000
1.040400
1.061208
1.082432
1.104081
1.126162
1.148686
1.171659
1.195093
1.218994
1.243374
1.268242
1.293607
1.319479
1.345868
1.372786
1.400241
1.428246
1.456811
1.485947
1.515666
1.545980
1.576899
1.608437
1.640606
1.673418
1.706886
1.741024
1.775845
1.811362
1.847589
1.884541
1.922231
1.960676
1.999890
2.039887
2.080685
2.122299
2.164745
2.208040
2.252200
2.297244

TABEL FUTURE OF A SINGLE SUM Rumus = (1+I)

Interest (I)
3%
4%
5%
6%
1.030000 1.040000 1.050000 1.060000
1.060900 1.081600 1.102500 1.123600
1.092727 1.124864 1.157625 1.191016
1.125509 1.169859 1.215506 1.262477
1.159274 1.216653 1.276282 1.338226
1.194052 1.265319 1.340096 1.418519
1.229874 1.315932 1.407100 1.503630
1.266770 1.368569 1.477455 1.593848
1.304773 1.423312 1.551328 1.689479
1.343916 1.480244 1.628895 1.790848
1.384234 1.539454 1.710339 1.898299
1.425761 1.601032 1.795856 2.012196
1.468534 1.665074 1.885649 2.132928
1.512590 1.731676 1.979932 2.260904
1.557967 1.800944 2.078928 2.396558
1.604706 1.872981 2.182875 2.540352
1.652848 1.947900 2.292018 2.692773
1.702433 2.025817 2.406619 2.854339
1.753506 2.106849 2.526950 3.025600
1.806111 2.191123 2.653298 3.207135
1.860295 2.278768 2.785963 3.399564
1.916103 2.369919 2.925261 3.603537
1.973587 2.464716 3.071524 3.819750
2.032794 2.563304 3.225100 4.048935
2.093778 2.665836 3.386355 4.291871
2.156591 2.772470 3.555673 4.549383
2.221289 2.883369 3.733456 4.822346
2.287928 2.998703 3.920129 5.111687
2.356566 3.118651 4.116136 5.418388
2.427262 3.243398 4.321942 5.743491
2.500080 3.373133 4.538039 6.088101
2.575083 3.508059 4.764941 6.453387
2.652335 3.648381 5.003189 6.840590
2.731905 3.794316 5.253348 7.251025
2.813862 3.946089 5.516015 7.686087
2.898278 4.103933 5.791816 8.147252
2.985227 4.268090 6.081407 8.636087
3.074783 4.438813 6.385477 9.154252
3.167027 4.616366 6.704751 9.703507
3.262038 4.801021 7.039989 10.285718
3.359899 4.993061 7.391988 10.902861
3.460696 5.192784 7.761588 11.557033

43
44
45
46
47
48
49
50

Period
(n)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

1.533978
1.549318
1.564811
1.580459
1.596263
1.612226
1.628348
1.644632

1%
0.99010
0.98030
0.97059
0.96098
0.95147
0.94205
0.93272
0.92348
0.91434
0.90529
0.89632
0.88745
0.87866
0.86996
0.86135
0.85282
0.84438
0.83602
0.82774
0.81954
0.81143
0.80340
0.79544
0.78757
0.77977
0.77205
0.76440
0.75684
0.74934
0.74192
0.73458
0.72730

2.343189
2.390053
2.437854
2.486611
2.536344
2.587070
2.638812
2.691588

3.564517
3.671452
3.781596
3.895044
4.011895
4.132252
4.256219
4.383906

5.400495 8.149667 12.250455

5.616515 8.557150 12.985482
5.841176 8.985008 13.764611
6.074823 9.434258 14.590487
6.317816 9.905971 15.465917
6.570528 10.401270 16.393872
6.833349 10.921333 17.377504
7.106683 11.467400 18.420154

TABEL PRESENT VALUE OF A SINGLE SUM Rumus = (1+I)-

Interest (I)
2%
3%
4%
5%
6%
0.98039
0.97087
0.96154
0.95238
0.94340
0.96117
0.94260
0.92456
0.90703
0.89000
0.94232
0.91514
0.88900
0.86384
0.83962
0.92385
0.88849
0.85480
0.82270
0.79209
0.90573
0.86261
0.82193
0.78353
0.74726
0.88797
0.83748
0.79031
0.74622
0.70496
0.87056
0.81309
0.75992
0.71068
0.66506
0.85349
0.78941
0.73069
0.67684
0.62741
0.83676
0.76642
0.70259
0.64461
0.59190
0.82035
0.74409
0.67556
0.61391
0.55839
0.80426
0.72242
0.64958
0.58468
0.52679
0.78849
0.70138
0.62460
0.55684
0.49697
0.77303
0.68095
0.60057
0.53032
0.46884
0.75788
0.66112
0.57748
0.50507
0.44230
0.74301
0.64186
0.55526
0.48102
0.41727
0.72845
0.62317
0.53391
0.45811
0.39365
0.71416
0.60502
0.51337
0.43630
0.37136
0.70016
0.58739
0.49363
0.41552
0.35034
0.68643
0.57029
0.47464
0.39573
0.33051
0.67297
0.55368
0.45639
0.37689
0.31180
0.65978
0.53755
0.43883
0.35894
0.29416
0.64684
0.52189
0.42196
0.34185
0.27751
0.63416
0.50669
0.40573
0.32557
0.26180
0.62172
0.49193
0.39012
0.31007
0.24698
0.60953
0.47761
0.37512
0.29530
0.23300
0.59758
0.46369
0.36069
0.28124
0.21981
0.58586
0.45019
0.34682
0.26785
0.20737
0.57437
0.43708
0.33348
0.25509
0.19563
0.56311
0.42435
0.32065
0.24295
0.18456
0.55207
0.41199
0.30832
0.23138
0.17411
0.54125
0.39999
0.29646
0.22036
0.16425
0.53063
0.38834
0.28506
0.20987
0.15496

33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Period
(n)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22

0.72010
0.71297
0.70591
0.69892
0.69200
0.68515
0.67837
0.67165
0.66500
0.65842
0.65190
0.64545
0.63905
0.63273
0.62646
0.62026
0.61412
0.60804

1%
1.00000
2.01000
3.03010
4.06040
5.10101
6.15202
7.21354
8.28567
9.36853
10.46221
11.56683
12.68250
13.80933
14.94742
16.09690
17.25786
18.43044
19.61475
20.81090
22.01900
23.23919
24.47159

0.52023
0.51003
0.50003
0.49022
0.48061
0.47119
0.46195
0.45289
0.44401
0.43530
0.42677
0.41840
0.41020
0.40215
0.39427
0.38654
0.37896
0.37153

0.37703
0.36604
0.35538
0.34503
0.33498
0.32523
0.31575
0.30656
0.29763
0.28896
0.28054
0.27237
0.26444
0.25674
0.24926
0.24200
0.23495
0.22811

0.27409
0.26355
0.25342
0.24367
0.23430
0.22529
0.21662
0.20829
0.20028
0.19257
0.18517
0.17805
0.17120
0.16461
0.15828
0.15219
0.14634
0.14071

0.19987
0.19035
0.18129
0.17266
0.16444
0.15661
0.14915
0.14205
0.13528
0.12884
0.12270
0.11686
0.11130
0.10600
0.10095
0.09614
0.09156
0.08720

0.14619
0.13791
0.13011
0.12274
0.11579
0.10924
0.10306
0.09722
0.09172
0.08653
0.08163
0.07701
0.07265
0.06854
0.06466
0.06100
0.05755
0.05429

TABEL FUTURE AMOUNT OF AN ORDINARY ANNUITY Rumus =((1+I)Interest (I)

2%
3%
4%
5%
6%
1.00000
1.00000
1.00000
1.00000
1.00000
2.02000
2.03000
2.04000
2.05000
2.06000
3.06040
3.09090
3.12160
3.15250
3.18360
4.12161
4.18363
4.24646
4.31013
4.37462
5.20404
5.30914
5.41632
5.52563
5.63709
6.30812
6.46841
6.63298
6.80191
6.97532
7.43428
7.66246
7.89829
8.14201
8.39384
8.58297
8.89234
9.21423
9.54911
9.89747
9.75463 10.15911 10.58280 11.02656 11.49132
10.94972 11.46388 12.00611 12.57789 13.18079
12.16872 12.80780 13.48635 14.20679 14.97164
13.41209 14.19203 15.02581 15.91713 16.86994
14.68033 15.61779 16.62684 17.71298 18.88214
15.97394 17.08632 18.29191 19.59863 21.01507
17.29342 18.59891 20.02359 21.57856 23.27597
18.63929 20.15688 21.82453 23.65749 25.67253
20.01207 21.76159 23.69751 25.84037 28.21288
21.41231 23.41444 25.64541 28.13238 30.90565
22.84056 25.11687 27.67123 30.53900 33.75999
24.29737 26.87037 29.77808 33.06595 36.78559
25.78332 28.67649 31.96920 35.71925 39.99273
27.29898 30.53678 34.24797 38.50521 43.39229

23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Period
(n)
1
2
3
4
5
6
7
8
9
10
11
12

25.71630
26.97346
28.24320
29.52563
30.82089
32.12910
33.45039
34.78489
36.13274
37.49407
38.86901
40.25770
41.66028
43.07688
44.50765
45.95272
47.41225
48.88637
50.37524
51.87899
53.39778
54.93176
56.48107
58.04589
59.62634
61.22261
62.83483
64.46318

28.84496
30.42186
32.03030
33.67091
35.34432
37.05121
38.79223
40.56808
42.37944
44.22703
46.11157
48.03380
49.99448
51.99437
54.03425
56.11494
58.23724
60.40198
62.61002
64.86222
67.15947
69.50266
71.89271
74.33056
76.81718
79.35352
81.94059
84.57940

32.45288
34.42647
36.45926
38.55304
40.70963
42.93092
45.21885
47.57542
50.00268
52.50276
55.07784
57.73018
60.46208
63.27594
66.17422
69.15945
72.23423
75.40126
78.66330
82.02320
85.48389
89.04841
92.71986
96.50146
100.39650
104.40840
108.54065
112.79687

36.61789
39.08260
41.64591
44.31174
47.08421
49.96758
52.96629
56.08494
59.32834
62.70147
66.20953
69.85791
73.65222
77.59831
81.70225
85.97034
90.40915
95.02552
99.82654
104.81960
110.01238
115.41288
121.02939
126.87057
132.94539
139.26321
145.83373
152.66708

41.43048
44.50200
47.72710
51.11345
54.66913
58.40258
62.32271
66.43885
70.76079
75.29883
80.06377
85.06696
90.32031
95.83632
101.62814
107.70955
114.09502
120.79977
127.83976
135.23175
142.99334
151.14301
159.70016
168.68516
178.11942
188.02539
198.42666
209.34800

46.99583
50.81558
54.86451
59.15638
63.70577
68.52811
73.63980
79.05819
84.80168
90.88978
97.34316
104.18375
111.43478
119.12087
127.26812
135.90421
145.05846
154.76197
165.04768
175.95054
187.50758
199.75803
212.74351
226.50812
241.09861
256.56453
272.95840
290.33590

1%
0.99010
1.97040
2.94099
3.90197
4.85343
5.79548
6.72819
7.65168
8.56602
9.47130
10.36763
11.25508

TABEL PRESENT AMOUNT OF AN ORDINARY ANNUITY Rumus =(1-(1+I

Interest (I)
2%
3%
4%
5%
6%
0.98039
0.97087
0.96154
0.95238
0.94340
1.94156
1.91347
1.88609
1.85941
1.83339
2.88388
2.82861
2.77509
2.72325
2.67301
3.80773
3.71710
3.62990
3.54595
3.46511
4.71346
4.57971
4.45182
4.32948
4.21236
5.60143
5.41719
5.24214
5.07569
4.91732
6.47199
6.23028
6.00205
5.78637
5.58238
7.32548
7.01969
6.73274
6.46321
6.20979
8.16224
7.78611
7.43533
7.10782
6.80169
8.98259
8.53020
8.11090
7.72173
7.36009
9.78685
9.25262
8.76048
8.30641
7.88687
10.57534
9.95400
9.38507
8.86325
8.38384

13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

12.13374
13.00370
13.86505
14.71787
15.56225
16.39827
17.22601
18.04555
18.85698
19.66038
20.45582
21.24339
22.02316
22.79520
23.55961
24.31644
25.06579
25.80771
26.54229
27.26959
27.98969
28.70267
29.40858
30.10751
30.79951
31.48466
32.16303
32.83469
33.49969
34.15811
34.81001
35.45545
36.09451
36.72724
37.35370
37.97396
38.58808
39.19612

11.34837
12.10625
12.84926
13.57771
14.29187
14.99203
15.67846
16.35143
17.01121
17.65805
18.29220
18.91393
19.52346
20.12104
20.70690
21.28127
21.84438
22.39646
22.93770
23.46833
23.98856
24.49859
24.99862
25.48884
25.96945
26.44064
26.90259
27.35548
27.79949
28.23479
28.66156
29.07996
29.49016
29.89231
30.28658
30.67312
31.05208
31.42361

10.63496
11.29607
11.93794
12.56110
13.16612
13.75351
14.32380
14.87747
15.41502
15.93692
16.44361
16.93554
17.41315
17.87684
18.32703
18.76411
19.18845
19.60044
20.00043
20.38877
20.76579
21.13184
21.48722
21.83225
22.16724
22.49246
22.80822
23.11477
23.41240
23.70136
23.98190
24.25427
24.51871
24.77545
25.02471
25.26671
25.50166
25.72976

9.98565
10.56312
11.11839
11.65230
12.16567
12.65930
13.13394
13.59033
14.02916
14.45112
14.85684
15.24696
15.62208
15.98277
16.32959
16.66306
16.98371
17.29203
17.58849
17.87355
18.14765
18.41120
18.66461
18.90828
19.14258
19.36786
19.58448
19.79277
19.99305
20.18563
20.37079
20.54884
20.72004
20.88465
21.04294
21.19513
21.34147
21.48218

9.39357
9.89864
10.37966
10.83777
11.27407
11.68959
12.08532
12.46221
12.82115
13.16300
13.48857
13.79864
14.09394
14.37519
14.64303
14.89813
15.14107
15.37245
15.59281
15.80268
16.00255
16.19290
16.37419
16.54685
16.71129
16.86789
17.01704
17.15909
17.29437
17.42321
17.54591
17.66277
17.77407
17.88007
17.98102
18.07716
18.16872
18.25593

8.85268
9.29498
9.71225
10.10590
10.47726
10.82760
11.15812
11.46992
11.76408
12.04158
12.30338
12.55036
12.78336
13.00317
13.21053
13.40616
13.59072
13.76483
13.92909
14.08404
14.23023
14.36814
14.49825
14.62099
14.73678
14.84602
14.94907
15.04630
15.13802
15.22454
15.30617
15.38318
15.45583
15.52437
15.58903
15.65003
15.70757
15.76186

UM Rumus = (1+I)
st (I)
7%
1.070000
1.144900
1.225043
1.310796
1.402552
1.500730
1.605781
1.718186
1.838459
1.967151
2.104852
2.252192
2.409845
2.578534
2.759032
2.952164
3.158815
3.379932
3.616528
3.869684
4.140562
4.430402
4.740530
5.072367
5.427433
5.807353
6.213868
6.648838
7.114257
7.612255
8.145113
8.715271
9.325340
9.978114
10.676581
11.423942
12.223618
13.079271
13.994820
14.974458
16.022670
17.144257

8%
1.080000
1.166400
1.259712
1.360489
1.469328
1.586874
1.713824
1.850930
1.999005
2.158925
2.331639
2.518170
2.719624
2.937194
3.172169
3.425943
3.700018
3.996019
4.315701
4.660957
5.033834
5.436540
5.871464
6.341181
6.848475
7.396353
7.988061
8.627106
9.317275
10.062657
10.867669
11.737083
12.676050
13.690134
14.785344
15.968172
17.245626
18.625276
20.115298
21.724521
23.462483
25.339482

9%
1.090000
1.188100
1.295029
1.411582
1.538624
1.677100
1.828039
1.992563
2.171893
2.367364
2.580426
2.812665
3.065805
3.341727
3.642482
3.970306
4.327633
4.717120
5.141661
5.604411
6.108808
6.658600
7.257874
7.911083
8.623081
9.399158
10.245082
11.167140
12.172182
13.267678
14.461770
15.763329
17.182028
18.728411
20.413968
22.251225
24.253835
26.436680
28.815982
31.409420
34.236268
37.317532

10%
1.100000
1.210000
1.331000
1.464100
1.610510
1.771561
1.948717
2.143589
2.357948
2.593742
2.853117
3.138428
3.452271
3.797498
4.177248
4.594973
5.054470
5.559917
6.115909
6.727500
7.400250
8.140275
8.954302
9.849733
10.834706
11.918177
13.109994
14.420994
15.863093
17.449402
19.194342
21.113777
23.225154
25.547670
28.102437
30.912681
34.003949
37.404343
41.144778
45.259256
49.785181
54.763699

18.344355
19.628460
21.002452
22.472623
24.045707
25.728907
27.529930
29.457025

27.366640
29.555972
31.920449
34.474085
37.232012
40.210573
43.427419
46.901613

E SUM Rumus = (1+I)-

st (I)
7%
8%
0.93458
0.92593
0.87344
0.85734
0.81630
0.79383
0.76290
0.73503
0.71299
0.68058
0.66634
0.63017
0.62275
0.58349
0.58201
0.54027
0.54393
0.50025
0.50835
0.46319
0.47509
0.42888
0.44401
0.39711
0.41496
0.36770
0.38782
0.34046
0.36245
0.31524
0.33873
0.29189
0.31657
0.27027
0.29586
0.25025
0.27651
0.23171
0.25842
0.21455
0.24151
0.19866
0.22571
0.18394
0.21095
0.17032
0.19715
0.15770
0.18425
0.14602
0.17220
0.13520
0.16093
0.12519
0.15040
0.11591
0.14056
0.10733
0.13137
0.09938
0.12277
0.09202
0.11474
0.08520

40.676110 60.240069
44.336960 66.264076
48.327286 72.890484
52.676742 80.179532
57.417649 88.197485
62.585237 97.017234
68.217908 106.718957
74.357520 117.390853

9%
0.91743
0.84168
0.77218
0.70843
0.64993
0.59627
0.54703
0.50187
0.46043
0.42241
0.38753
0.35553
0.32618
0.29925
0.27454
0.25187
0.23107
0.21199
0.19449
0.17843
0.16370
0.15018
0.13778
0.12640
0.11597
0.10639
0.09761
0.08955
0.08215
0.07537
0.06915
0.06344

10%
0.90909
0.82645
0.75131
0.68301
0.62092
0.56447
0.51316
0.46651
0.42410
0.38554
0.35049
0.31863
0.28966
0.26333
0.23939
0.21763
0.19784
0.17986
0.16351
0.14864
0.13513
0.12285
0.11168
0.10153
0.09230
0.08391
0.07628
0.06934
0.06304
0.05731
0.05210
0.04736

0.10723
0.10022
0.09366
0.08754
0.08181
0.07646
0.07146
0.06678
0.06241
0.05833
0.05451
0.05095
0.04761
0.04450
0.04159
0.03887
0.03632
0.03395

0.07889
0.07305
0.06763
0.06262
0.05799
0.05369
0.04971
0.04603
0.04262
0.03946
0.03654
0.03383
0.03133
0.02901
0.02686
0.02487
0.02303
0.02132

0.05820
0.05339
0.04899
0.04494
0.04123
0.03783
0.03470
0.03184
0.02921
0.02680
0.02458
0.02255
0.02069
0.01898
0.01742
0.01598
0.01466
0.01345

0.04306
0.03914
0.03558
0.03235
0.02941
0.02673
0.02430
0.02209
0.02009
0.01826
0.01660
0.01509
0.01372
0.01247
0.01134
0.01031
0.00937
0.00852

ANNUITY Rumus =((1+I)-1)/I

st (I)
7%
8%
1.00000
1.00000
2.07000
2.08000
3.21490
3.24640
4.43994
4.50611
5.75074
5.86660
7.15329
7.33593
8.65402
8.92280
10.25980 10.63663
11.97799 12.48756
13.81645 14.48656
15.78360 16.64549
17.88845 18.97713
20.14064 21.49530
22.55049 24.21492
25.12902 27.15211
27.88805 30.32428
30.84022 33.75023
33.99903 37.45024
37.37896 41.44626
40.99549 45.76196
44.86518 50.42292
49.00574 55.45676

9%
1.00000
2.09000
3.27810
4.57313
5.98471
7.52333
9.20043
11.02847
13.02104
15.19293
17.56029
20.14072
22.95338
26.01919
29.36092
33.00340
36.97370
41.30134
46.01846
51.16012
56.76453
62.87334

10%
1.00000
2.10000
3.31000
4.64100
6.10510
7.71561
9.48717
11.43589
13.57948
15.93742
18.53117
21.38428
24.52271
27.97498
31.77248
35.94973
40.54470
45.59917
51.15909
57.27500
64.00250
71.40275

53.43614
58.17667
63.24904
68.67647
74.48382
80.69769
87.34653
94.46079
102.07304
110.21815
118.93343
128.25876
138.23688
148.91346
160.33740
172.56102
185.64029
199.63511
214.60957
230.63224
247.77650
266.12085
285.74931
306.75176
329.22439
353.27009
378.99900
406.52893

60.89330
66.76476
73.10594
79.95442
87.35077
95.33883
103.96594
113.28321
123.34587
134.21354
145.95062
158.62667
172.31680
187.10215
203.07032
220.31595
238.94122
259.05652
280.78104
304.24352
329.58301
356.94965
386.50562
418.42607
452.90015
490.13216
530.34274
573.77016

ANNUITY Rumus =(1-(1+I)-)/I

st (I)
7%
8%
0.93458
0.92593
1.80802
1.78326
2.62432
2.57710
3.38721
3.31213
4.10020
3.99271
4.76654
4.62288
5.38929
5.20637
5.97130
5.74664
6.51523
6.24689
7.02358
6.71008
7.49867
7.13896
7.94269
7.53608

69.53194
79.54302
76.78981
88.49733
84.70090
98.34706
93.32398 109.18177
102.72313 121.09994
112.96822 134.20994
124.13536 148.63093
136.30754 164.49402
149.57522 181.94342
164.03699 201.13777
179.80032 222.25154
196.98234 245.47670
215.71075 271.02437
236.12472 299.12681
258.37595 330.03949
282.62978 364.04343
309.06646 401.44778
337.88245 442.59256
369.29187 487.85181
403.52813 537.63699
440.84566 592.40069
481.52177 652.64076
525.85873 718.90484
574.18602 791.79532
626.86276 871.97485
684.28041 960.17234
746.86565 1057.18957
815.08356 1163.90853

9%
0.91743
1.75911
2.53129
3.23972
3.88965
4.48592
5.03295
5.53482
5.99525
6.41766
6.80519
7.16073

10%
0.90909
1.73554
2.48685
3.16987
3.79079
4.35526
4.86842
5.33493
5.75902
6.14457
6.49506
6.81369

8.35765
8.74547
9.10791
9.44665
9.76322
10.05909
10.33560
10.59401
10.83553
11.06124
11.27219
11.46933
11.65358
11.82578
11.98671
12.13711
12.27767
12.40904
12.53181
12.64656
12.75379
12.85401
12.94767
13.03521
13.11702
13.19347
13.26493
13.33171
13.39412
13.45245
13.50696
13.55791
13.60552
13.65002
13.69161
13.73047
13.76680
13.80075

7.90378
8.24424
8.55948
8.85137
9.12164
9.37189
9.60360
9.81815
10.01680
10.20074
10.37106
10.52876
10.67478
10.80998
10.93516
11.05108
11.15841
11.25778
11.34980
11.43500
11.51389
11.58693
11.65457
11.71719
11.77518
11.82887
11.87858
11.92461
11.96723
12.00670
12.04324
12.07707
12.10840
12.13741
12.16427
12.18914
12.21216
12.23348

7.48690
7.78615
8.06069
8.31256
8.54363
8.75563
8.95011
9.12855
9.29224
9.44243
9.58021
9.70661
9.82258
9.92897
10.02658
10.11613
10.19828
10.27365
10.34280
10.40624
10.46444
10.51784
10.56682
10.61176
10.65299
10.69082
10.72552
10.75736
10.78657
10.81337
10.83795
10.86051
10.88120
10.90018
10.91760
10.93358
10.94823
10.96168

7.10336
7.36669
7.60608
7.82371
8.02155
8.20141
8.36492
8.51356
8.64869
8.77154
8.88322
8.98474
9.07704
9.16095
9.23722
9.30657
9.36961
9.42691
9.47901
9.52638
9.56943
9.60857
9.64416
9.67651
9.70592
9.73265
9.75696
9.77905
9.79914
9.81740
9.83400
9.84909
9.86281
9.87528
9.88662
9.89693
9.90630
9.91481