ΦΕΚ ΡΥΘΜΙΣΕΙΣ ΔΑΝΕΙΩΝ ΓΙΑ Γ ΒΕΒΗ

Signature Not
Verified
Digitally signed by
THEODOROS MOUMOURIS
Date: 2014.06.17 11:05:46
EEST
Reason: Signed PDF
(embedded)
Location: Athens, Ethniko
Typografio
21081
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(European Banking Authority) 201302 "Opinion
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(European Banking
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reporting on forbearance and nonperforming exposures
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1a - EBA ITS_New F 18.00 - Information on performing and nonperforming exposures - Annex III (IFRS) 70-170
(Loans and Advances),
, 1b - EBA ITS_New F 18.00 Information on performing and non-performing exposures - Annex IV (GAAP),
70-170 (Loans and Advances),
,
2a - EBA ITS_New F 19.00 - Information forborne exposures - Annex

III (IFRS): 70-170 (Loans and Advances),
,
2b - EBA ITS_New F 19.00 - Information forborne
exposures - Annex IV (GAAP), 70-170 (Loans and
Advances),
,
3 - Portfolio Segmentation: 010-240 ,
4 - Key Performance Statistics: 070-140

(Forborne Loans),
6 - Flows of Modifications: 260 .
() 30.9.2014:
21090
( )
( /
) . () :
-
1a - EBA ITS_New F 18.00, Information on performing and nonperforming exposures - Annex III (IFRS): 340-550
(Off-Balance Sheet Exposures),
, 1b - EBA ITS_New F 18.00 Information on performing and non-performing exposures - Annex IV (GAAP),
340-550 (Off-Balance Sheet Exposures),

,
2a - EBA ITS_New F 19.00 - Information forborne exposures - Annex

III (IFRS): 010-060 190-340 (Debt Securities at
Amortised Cost, Debt Instruments at Fair Value and Loan Commitments Given),
,
2b - EBA ITS_New F 19.00 - Information forborne
exposures - Annex IV (GAAP): 010-060 190-340
(Debt Securities at Amortised Cost, Debt Instruments at Fair Value and Loan
Commitments Given),
,
3 - Portfolio Segmentation: 250-310 ,
6 - Flows of Modifications: 010-170 ,
7 - Modifications Delinquencies.
() 31.12.2014:

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21091
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24. ()

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EBA/ITS/2013/03 20/2/2014 EBA FINAL draft Implementing Technical
Standards On Supervisory reporting on forbearance and non-performing exposures under
article 99(4) of Regulation (EU) No 575/2013,
.
25. .
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Reduction): .
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(MortgagetoLease)
(MortgagetoRent)
//(Outright
Sale/Disposal/DiscountedPayoff)

(rade
Down)

/
21095
Annex V.Part 1.35(a)
General governments
Credit institutions
Other financial corporations
Non-financial corporations
030
040
050
060
Central banks
General governments
Credit institutions
Of which: Small and Medium-sized Enterprises
Of which: C ommercial real estate
Households
Of which: Residential mortgage loans
Of which: C redit for consumption
080
090
100
110
120
130
140
150
160
170
Credit institutions
280
290
300
Annex V.Part 1.35(e)
Annex V.Part 1.35(d)
Annex V.Part 1.35(c)
Annex V.Part 1.35(b)
General governments
Credit institutions
Households
360
370
380
390
400
Central banks
General governments
Credit institutions
Households
420
430
440
450
460
470
General governments
Credit institutions
Households
500
510
520
530
540
550 OFF-BALANCE SHEET EXPOSURES
Central banks
490
Annex V.Part 2.55
Annex V.Part 1.35(f)
CRR Annex I; Annex V.Part 2.56, 59
480 Other Commitments given

IAS 39.9 AG 4, BC 21; IFRS 4 A; CRR Annex I;
Annex V Part 2 56 58
410 Financial guarantees given
Annex V. Part I. 13 (b)(c)(d)(e)

IAS 39.2 (h), 4 (a) ( c), BC 15; CRR Annex I;
Annex V Part 2 56 57
Central banks
350
340 Loan commitments given
330 DEBT INSTRUMENTS other than HFT
Households
DEBT INSTRUMENTS AT FAIR VALUE other than HFT
320
Annex V. Part I. 13 (b)(c)
310
General governments
270
Central banks
260
Annex V.Part 1.24, 27
240
250 Loans and advances
230
Credit institutions
220
General governments
200
210
Annex V. Part I. 13 (d)(e)
190 Debt securities
Central banks
180 DEBT INSTRUMENTS AT AMORTISED COST
SME Art 1 2(a)
Central banks
020
References
010 Debt securities
18. Information on performing and non-performing exposures
020
030
040
050
Not past due or

Past due
Past due
Past due <= 30 > 30 days <= 60 > 60 days <= 90
days
days
days
060
070
Unlikely to pay
that are not pastdue or past-due <
= 90 days
Non-performing
080
Past due
> 90 days
<= 180 days
090
Past due
> 180 days
<= 1 year
100
Past due
> 1 year
Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2.
45, 109, 145-162
145-162
158
158
158
145-162
159
159
159
159
010
Performing
Gross carrying amount
120
110
CRR art 178;
Annex V. Part
2 61
IAS 39. 58-70
Of which:
impaired
Of which:
defaulted
140
150
160
Unlikely to pay
= 90 days
on non-performing exposures
170
Past due
> 90 days
<= 180 days
180
Past due
> 180 days
<= 1 year
190
Past due
> 1 year
200
210
Financial
Collateral
guarantees
received on nonreceived on nonperforming
performing
exposues
exposures
Collateral received and financial

guarantees received
Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2.
46
161
161
159,161
159,161
159,161
159,161
162
162
130
on performing
exposures
Accumulated impairment, accumulated changes in fair value due to credit risk and provisions
1a - EBA ITS New F 18.00 - Information on performing and non-performing exposures - Annex III (IFRS)

21096
( )
SME Art 1 2(a)
100 Credit institutions
110 Other financial corporations
120 Non-financial corporations
130 Of which: Small and Medium-sized Enterprises

200 Central banks
210 General governments
260 Central banks
310 Households
320
Annex V. Part I. 13 (b)(c)
IAS 39.2 (h), 4 (a) ( c), BC 15; CRR
Annex I; Annex V Part 2 56-57
190 Debt securities
170 Of which: Credit for consumption
160 Of which: Residential mortgage loans
150 Households
140 Of which: Commercial real estate
080 Central banks
010 Debt securities
References
020 Central banks
19. Information forborne exposures
010
020
Annex V. Part 2. Annex V. Part 2.

45, 109, 163-182
145-162
040
030
050
of which:
Performing
forborne
exposures under
probation
060
070
Instruments with
modifications in
their terms and
conditions
080
Refinancing
090
of which:
Defaulted
Non-performing exposures with forbearance measures
100
of which:
Impaired
Annex V. Part 2.
Annex V. Part 2. CRR art 178;
IAS 39. 58-70
164 (a), 179164 (b), 177,
164 (a), 177,
164 (b), 179-182 Annex V. Part 2.61
176(b),177, 180
145-162
180,182
178, 181, 182
178, 182
Refinancing
Instruments with
modifications in
their terms and
conditions
Performing exposures with forbearance measures
Gross carrying amount of exposures with forbearance measures
120
130
on perfoming
exposures with
forbearance
measures
140
Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2.

172(a), 157
46, 183
145-183
145-183
110
of which:
Forbearance of
non-performing
exposures
160
Refinancing
170
Collateral
received on
exposures with
forbearance
measures
180
Financial
guarantees
received on
exposures with
forbearance
measures
Annex V. Part 2.
Annex V. Part 2. Annex V. Part 2. Annex V. Part 2.
164 (a), 179164 (b), 179-183
162
162
180,182,183
150
Instruments with
modifications in
their terms and
conditions
Accumulated impairment, accumulated changes in fair value due to credit risk an

guarantees received
on non-performing exposures with
forbearance measures
2a - EBA ITS New F 19.00 - Information forborne exposures - Annex III (IFRS)
( )
21097
Households
Of which: Residential mortgage loans
Of which: Credit for consumption
150
160
170
Central banks
General governments
Credit institutions
200
210
220
230
240
530
540
550 OFF-BALANCE SHEET EXPOSURES
Households
520
Annex V.Part 2.55
Annex V.Part 2.55
Credit institutions
General governments
510
500
470
Central banks
Households
460
490
450
CRR Annex I; Annex V.Part 2.56, 59 CRR Annex I; Annex V.Part 2.56, 59
440

IAS 39.9 AG 4, BC 21; IFRS 4 A;
CRR Annex I; Annex V Part 2 56
IAS 39.2 (h), 4 (a) ( c), BC 15;

CRR Annex I; Annex V.Part 2.56-57
480 Other Commitments given
Credit institutions
430
Central banks
General governments
420
CRR Annex I; Annex V.Part 2.56,58
410 Financial guarantees given
Households
400
Credit institutions
370
390
General governments
360
380
Central banks
350
Annex V. Part I. 13 (b)(c)(d)(e); 14

(b)(c)(d)(e)
Annex V. Part I. 13 (b)(c); 14 (b)(c) Annex V. Part I. 13 (b)(c)
Households
310
SME Art 1 2(a)
References National GAAP

compatible IFRS
320 other than HFT
Credit institutions
280
300
General governments
270
290
Central banks
260
190 Debt securities
Annex V. Part I. 13 (d)(e); 14

(d)(e)
SME Art 1 2(a)
140
130
Of which: Small and Medium-sized
Enterprises
Of which: Commercial real estate
Credit institutions
120
100
110
General governments
090
Central banks
060
080
050
040
Credit institutions
030
Central banks
General governments
020
010 Debt securities

based on BAD
18. Information on performing and non-performing exposures
020
030
040
050
Not past due or

Past due
Past due
Past due <= 30 > 30 days <= 60 > 60 days <= 90
days
days
days
060
070
Unlikely to pay
= 90 days
Non-performing
080
Past due
> 90 days
<= 180 days
090
Past due
> 180 days
<= 1 year
100
Past due
> 1 year
110
Of which: defaulted
Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. CRR art 178; Annex
45, 109, 145-162
145-162
158
158
158
145-162
159
159
159
159
V. Part 2.61
Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. Annex V. Part 2. CRR art 178; Annex
45, 109, 145-162
145-162
158
158
158
145-162
159
159
159
159
V. Part 2.61
010
Performing
Gross carrying amount
CRR art 4(95)
IAS 39. 58-70
120
Of which:
impaired
140
150
160
Unlikely to pay
= 90 days
on non-performing exposures
170
Past due
> 90 days
<= 180 days
180
Past due
> 180 days
<= 1 year
190
Past due
> 1 year
200
210
Financial
Collateral
guarantees
received on nonreceived on nonperforming
performing
exposues
exposures

guarantees received
46
161
161
159,161
159,161
159,161
159,161
162
162
46
161
161
159,161
159,161
159,161
159,161
162
162
130
on performing
exposures
Accumulated impairment, accumulated changes in fair value due to credit risk and provisions
1b - EBA ITS New F 18.00 - Information on performing and non-performing exposures - Annex IV (GAAP)

21098
( )
SME Art 1 2(a)
130 Of which: Small and Medium-sized Enterprises
200 Central banks
260 Central banks
IAS 39.2 (h), 4 (a) ( c), BC 15;

Annex V. Part I. 13 (b)(c)(d)(e); 14

(b)(c)(d)(e)
310 Households
320
Annex V. Part I. 13 (b)(c); 14 (b)(c) Annex V. Part I. 13 (b)(c)
Annex V. Part I. 13 (d)(e); 14 (d)(e) Annex V. Part I. 13 (d)(e)
190 Debt securities
SME Art 1 2(a)
170 Of which: Credit for consumption
160 Of which: Residential mortgage loans
150 Households
140 Of which: Commercial real estate
080 Central banks
020 Central banks
References National GAAP based

on BAD

compatible IFRS
010 Debt securities
19. Information forborne exposures
010
020

45, 109, 163-182
145-162

45, 109, 163-182
145-162
070
080
090
of which:
Defaulted
100
of which:
Impaired
110
120
130
on perfoming
exposures with
forbearance
measures
140

172(a), 157
46, 183
145-183
145-183
060
Refinancing
of which:
Forbearance of
non-performing
exposures

Annex V. Part 2.
CRR art 4(95)
164 (a), 177,
164 (a), 179164 (b), 177,
176(b), 177, 180
145-162
164 (b), 179-182 Annex V. Part 2.61
178, 182
180,182
178, 181, 182
050
Instruments with
modifications in
their terms and
conditions

172(a), 157
46, 183
145-183
145-183
040
Refinancing
of which:
Performing
forborne
exposures under
probation
Non-performing exposures with forbearance measures
160
Refinancing
170
Collateral
received on
exposures with
forbearance
measures
180
Financial
guarantees
received on
exposures with
forbearance
measures
Annex V. Part 2.
164 (a), 179164 (b), 179-183
162
162
180,182,183
Annex V. Part 2.
164 (a), 179164 (b), 179-183
162
162
180,182,183
150
Instruments with
modifications in
their terms and
conditions
Accumulated impairment, accumulated changes in fair value due to credit risk an

guarantees received
on non-performing exposures with
forbearance measures

Annex V. Part 2.
164 (a), 177,
164 (b), 177,
IAS 39. 58-70
164 (a), 179176(b),177, 180
145-162
164 (b), 179-182 Annex V. Part 2.61
178, 182
180,182
178, 181, 182
030
Instruments with
modifications in
their terms and
conditions
Performing exposures with forbearance measures
Gross carrying amount of exposures with forbearance measures
2b - EBA ITS New F 19.00 - Information forborne exposures - Annex IV (GAAP)
( )
21099
C. Arrears up to 90 dpd with no forbearance measures
D. Total Non Performing Exposures (E+F+G)
030
040
61-90dpd
721+ dpd
160
No Forbearance Measures
721+ dpd
No Forbearance measures
Not Under Bankruptcy procedures
310
(3)
Note (3): For Large Corporate, SME and SBP portfolios only
Note (2): For SBP and Residential mortgages portfolios only
Note (1): Arrears defined as amount due to the Banks
Under Corporate Bankruptcy procedures
300
(2)
Under Personal Bankruptcy procedures
290
Distribution by bank ruptcy status
270
280
Forbearance measures
260
Distribution by forbearance status pre transfer to Legal
361-720 dpd
240
250
Below 360 dpd
230
Distribution by dpd buck et
220
210
G. Denounced Loans
190
200
Forbearance Measures
180
Distribution by forbearance status
361-720 dpd
150
170
91-180 dpd
181-360 dpd
140
Distribution by dpd buck et
130
120
F. All loans in arrears above 90 dpd (excl. denounced)

(independently of forbearance measures)
31-60dpd
100
110
1- 30 dpd
090
In arrears up to 90 dpd ( 1<x<90dpd)
070
080
Current
060
m eas ures
E. Arrears below 90 dpd (current =<90 dpd) w ith forbearance
B. Current with no forbearance measures
020
050
A. Total Outstanding Portfolio
010
Arrears(1)
(bn)
Balance
(bn)
As of [DATE MONTH 20XX]
020

010
Portfolio Segmentation
3 - Portfolio Segmentation
Loan
Count
030
050
060
Balance
(bn)
Arrears
(bn)
Loan
Count
040
Balance
(bn)
070
080
Arrears
(bn)
%
Loan
Count
090

21100
( )
Of which collateral liquidations
Of which other
030
040
Of which first time modified during period
Of which short-term modified during period
Of which long-term modified during period
Of which mandatory by Law modified during period
090
100
110
120
(4)
Of which (residential real estate - BTL)
Of which (residential real estate - other)
Of which (commercial real estate)
Of which (other real estate)
Of which (industrial/machinery/equipment)
Of which (inventory)
Of which (creditor held movable assets)
Of which (debtor held movable assets)
Of which (cash/financial securities)
Of which (other collateral)
160
160
170
180
190
200
210
220
230
240
Note (3): Loans undergone at least one modification since (tbd) , and which were remodified during the current period
Note (2): Total cash collections for the quarter divided by the average of the beginning of quarter and end of quarter NPE b alance
Note (4): balance represents corresponding collateral value
020
Current Quarter
Balance ( bn) Loan Count
010
Note (1): Total cash recoveries for the quarter divided by the average of the beginning of quarter and end of quarter NPE balance
250 Weighted average tangible collateral coverage ratio (%)
Of which (residential real estate - own occupied)
160
150 Total tangible collateral
Tangible Collateral
140 Forborne loans moved to Legal status during period
130 Cure rate: Forborne loans moved to Performing status during period
Of which repeat modified during period
080
(3)
070 Loans with forbearance measures during period
Forborne Loans
060 % Total cash yield (2) (based on cash collections only)
050 % Total cash yield (1) (based on total cash recoveries)
Of which cash collections
020
010 Cash Recoveries
Cash Recoveries
Key Portfolio Statistics
4 - Key Portfolio Performance Statistics

040
Previous Quarter
030
060
% Change
050
( )
21101
130 No action
120 Other
110 Forced or voluntary pre-notations
100 Collateral liquidated at auction
090 Collateral entered auction process (during period)
080 Collateral in auction process (existing stock)
070 Collateral repossessed outside auction process
060 Collateral repossessed through auction process
050 Out-of-court settlements
040 Payment order issued
030 Loans moved back to Remedial Management Unit during period
020 Loans fully liquidated during period
010 Total denounced loans end of period
Legal Work-out Activity of Denounced Loans
5 - Legal Workout
020
030
040
050
060
070
080
090
100
110
120
Current Quarter
Previous Quarter
% Change
Loan/ Collateral Realised
Balance Collateral Value
Value Balance Collateral Value
Value Balance Collateral Value
Value
(bn)
Count
(bn)
(bn)
(bn)
Count
(bn)
(bn)
(bn)
Count
(bn)
(bn)
010
21102
( )
DENOUNCED
260 Total Denounced Loans
180
190
200
210
220
230
240
250
120
130
140
150
160
170
010
020
030
040
050
060
070
080
090
100
110
MODIFICATIONS (in arrears & not in arrears,

excl. denounced)
Short Term Modifications
Interest Only
Reduced payment above IO
Reduced payment below IO
Temporary Grace Period
Skip Payment
Arrears Settlement
Arrears Capitalisation
L. 3869/2010
L. 4224/2013
Other mandatory by Law or Min. Decision
Other
Long Term Modifications
Permanent Rate Reduction
Loan Tenor Extension
Split Balance
Debt/Equity Swap
Partial Debt Forgiveness/ Write-offs
Other
Closure Procedures
Voluntary Surrender
Mortage to Lease
Mortgage to Rent
Outright Sale/Disposal/Discounted Pay-off
Trade Down
Receivership
Collateral Repossession/Liquidation
Enforcement / Legal Action
Flows of Troubled Assets
020
040
From
Performing
030
From
previous
modification
050
060
Inflows
080
090
100
110
120
To
From arrears Total Inflows
Performing
not modified
(Cured)
070
140
150
Outflows
160
170
180
Other
Remodified
To Denounced (Resolution,
(re-defaulted)
etc)
130
200
Total
Outflows
190
220
End of
Quarter
210
Balance Loan Balance Loan Balance Loan Balance Loan Balance Loan Balance Loan Balance Loan Balance Loan Balance Loan Balance Loan Balance Loan
(bn) Count (bn) Count (bn) Count (bn) Count (bn) Count (bn) Count (bn) Count (bn) Count (bn) Count (bn) Count (bn) Count
Beginning of
Quarter
010
6 - Flows of Modifications
( )
21103
21104
( )
010
Modifications Delinquencies - Residential Mortages

010 MORTGAGES
020
Total residential mortgage loan accounts outstanding
ARREARS
030 Total mortgage loan accounts in arrears
040
of which:
050
in arrears up to 30 days
060
in arrears 31 to 90 days
070
080
090
100
in arrears over 720 days
110
Additions to/subtractions from total mortgage loan accounts in arrears
120
Additions to/subtractions from mortgage loan accounts in arrears over 90 days
130
Cases in which a receiver has been appointed
140
Abandoned properties not in the lender's possession
DEBT FORGIVENESS AND UNSECURED DEBT
150
Mortgage debt written off
160
170
180
190
200
210
220
230
240
250
260
270
280
290
300
7 - Modifications Delinquencies
310
320
330
340
350
360
370
380
390
400
410
420
430
440
450
460
470
480
490
500
510
520
530
540
550
560
570
580
590
600
610
620
630
640
650
660
670
680
690
700
710
720
730
740
750
760
770
780
790
800
810
820
830
840
850
860
870
880
890
900
910
920
930
940
950
960
970
980
990
1000
1010
1020
1030
1040
1050
1060
1070
1080
1090
1100
1110
1120
1130
1140
1150
1160
1170
Unsecured debt/Shortfall accounts

of which:
Not in arrears
In arrears up to 90 days
In arrears over 90 days
REPOSSESSIONS
Residential properties in possession at beginning of quarter
Residential properties in possession at end of quarter
Additions to number of residential properties in possession
of which:
residential properties repossessed on foot of an order
residential properties voluntarily surrendered/abandoned
Residential properties disposed of during this quarter
Book value
Value realised from sale
Amount written off as bad debt
Amount remaining on which lender is seeking repayment
MODIFICATIONS
Total residential mortgages modified
Short Term Modifications
Interest Only
of which:
Not in arrears
of which:
Not in arrears
of which:
Not in arrears
of which:
Not in arrears
Skip Payment
of which:
Not in arrears
Arrears Settlement
of which:
Not in arrears
of which:
Not in arrears
Split Mortgages - Temporary
of which:
Not in arrears
L. 3869/2010
of which:
Not in arrears
L. 4224/2010
of which:
Not in arrears
Other mandated by Law or Min. Decision
of which:
Not in arrears
Other Temporary Modification
of which:
Not in arrears
Long Term Modifications
of which:
Not in arrears
Interest Rate Type Change
of which:
Not in arrears
of which:
Not in arrears
Split Balance
of which:
Not in arrears
Partial Debt Forgiveness / Write-offs
of which:
Not in arrears
Additional Collateralisation
of which:
Not in arrears
Operational Restructuring
of which:
Not in arrears
Debt/Equity Swap
of which:
Not in arrears
Other Permanent Modification
of which:
Not in arrears
MORTGAGE TO RENT
Mortgage to Rent Cases
020
030
Stock at the end of

Quarter
Balance Arrears
(bn)
(bn)
Loan
Count
040
050
060
070
080
Flows during the Quarter
Additions
Balance Arrears Loan

(bn)
(bn) Count
090
Subtractions
Balance Arrears Loan
(bn)
(bn) Count
100
110
Other
bn
Loan
Count
120
130
140
Stock at the end of

Quarter
Balance Arrears
Loan
(bn)
(bn)
Count
Skip Payment
Arrears Settlement
L. 3869/2010
L. 4224/2013
Other mandated by Law or Min. Decision
Other
050
060
070
080
090
100
110
120
130
140
Other
080
090
100
110
Modified during same Modified during same quarter

Modified during same
Modified during same
Origin
Origin
of previous year
quarter of previous year quarter of previous year quarter of previous year
Balance (bn)Loan Count % Above % Repeat PD w ithin 3 months from PD w ithin 6 months from PD w ithin 9 months from PD w ithin 12 months from Cure Rate
90 dpd Modified
modification
modification
modification
modification
Current Quarter
All re-default data are based on modified loans that remain in effect at the specified amount of time after the modification. All loans that have been repaid in full, been refinanced, been sold, or completed the foreclosure
process are removed from the calculation. Data include only modifications that have had time to age the indicated number of months
Note (1): As per relevant definitions

Note (2): For Corporate / SME loans only
Other
Enforcement / Legal Action
340
350
Collateral Repossession / Liquidation
330
Receivership
Trade Down
310
320
Outright Sale/Disposal/Discounted Pay-off
300
Mortgage to Rent
Mortage to Lease
290
280
(1)
Voluntary Surrender
270
260 Closure Procedures
Total NPE Portfolio Cure Rate: Modified Loans moved to Performing

status as per BoG probation period definition during reporting period
240
250
Debt/Equity Swap (2)
230
Partial Debt Forgiveness / Write-offs
200
Additional Collateralisation
Split Balance
190
Operational Restructuring(2)
180
220
Interest Rate Type Change
170
210
160
150 Long term modification (1)
Interest Only
040
030 Short term modification (1)
020 Modified Loans during reporting period
010 Total Modified Loans as of 31.12.2013
As of [DD.MM.201X]
Modifications Performed (excl. denounnced loans)
Provides a detailed quarterly comparison of the type of modifications performed as part of remedial management activities (excl. denounced)
010
020
030
040
070
8 - Performance of Modifications
Balance (bn)
120
130
140
Loan Count
150
Origin
Origin
% Above % Repeat
90 dpd Modified
Previous Quarter
( )
21105
21106
( )
21108
( )

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2a - EBA ITS_New F 19.00 - Information forborne exposures - Annex

3 - Portfolio Segmentation: 010-240 ,

4 - Key Performance Statistics: 070-140

6 - Flows of Modifications: 260 .

2a - EBA ITS_New F 19.00 - Information forborne exposures - Annex

3 - Portfolio Segmentation: 250-310 ,

6 - Flows of Modifications: 010-170 ,

() (Partial Debt Forgiveness/Write Down):

Annex V.Part 1.35(a)

Other financial corporations

Annex V.Part 1.35(a)

Other financial corporations

Of which: Small and Medium-sized Enterprises

Of which: C ommercial real estate

Of which: Residential mortgage loans

Of which: C redit for consumption

Other financial corporations

Annex V.Part 1.35(e)

Annex V.Part 1.35(d)

Annex V.Part 1.35(c)

Annex V.Part 1.35(b)

Other financial corporations

Annex V.Part 1.35(b)

Other financial corporations

Other financial corporations

550 OFF-BALANCE SHEET EXPOSURES

Annex V.Part 1.35(a)

Annex V.Part 2.55

Annex V.Part 1.35(f)

Annex V.Part 1.35(e)

Annex V.Part 1.35(d)

Annex V.Part 1.35(c)

Annex V.Part 1.35(b)

CRR Annex I; Annex V.Part 2.56, 59

480 Other Commitments given

Annex V.Part 1.35(f)

Annex V.Part 1.35(e)

Annex V.Part 1.35(d)

Annex V.Part 1.35(c)

Annex V.Part 1.35(f)

410 Financial guarantees given

Annex V.Part 1.35(e)

Annex V.Part 1.35(d)

Annex V.Part 1.35(c)

Annex V. Part I. 13 (b)(c)(d)(e)

340 Loan commitments given

330 DEBT INSTRUMENTS other than HFT

Annex V.Part 1.35(b)

Annex V.Part 1.35(a)

Annex V.Part 1.35(e)

Annex V.Part 1.35(d)

Annex V.Part 1.35(c)

Annex V.Part 1.24, 27

Annex V.Part 1.35(b)

250 Loans and advances

Other financial corporations

Annex V.Part 1.35(a)

Annex V.Part 1.24, 26

Annex V. Part I. 13 (d)(e)

190 Debt securities

180 DEBT INSTRUMENTS AT AMORTISED COST

Annex V.Part 1.35(f)

SME Art 1 2(a)