Small Business Cash Flow Projection

<Company Name>
Starting date
Cash balance alert minimum

Beginning Dec-99
Cash on hand (beginning of
month)
CASH RECEIPTS
Cash sales
Returns and allowances
Collections on accounts receivable
Interest, other income
Loan proceeds
Owner contributions
TOTAL CASH RECEIPTS
Total cash available
CASH PAID OUT
Advertising
Commissions and fees
Contract labor
Employee benefit programs
Insurance (other than health)
Interest expense
Materials and supplies (in COGS)
Meals and entertainment
Mortgage interest
Office expense
Other interest expense
Pension and profit-sharing plan
Purchases for resale
Rent or lease
Rent or lease: vehicles, equipment
Repairs and maintenance
Supplies (not in COGS)
Taxes and licenses
Travel
Utilities
Wages (less emp. credits)
Other expenses
Other expenses
Other expenses
Miscellaneous
SUBTOTAL
Loan principal payment
Capital purchases
Other startup costs
To reserve and/or escrow
Owners' withdrawal
TOTAL CASH PAID OUT
Cash on hand (end of month)
OTHER OPERATING DATA
Sales volume (dollars)
Accounts receivable balance
Bad debt balance
Inventory on hand
Accounts payable balance
Depreciation

0
0

Jan-00
0

0
0

Feb-00
0

0
0

Mar-00
0

0
0

Apr-00
0

0
0

May-00
0

0
0

Jun-00
0

0
0

Jul-00

Aug-00
0

0
0

0
0

Sep-00
0

0
0

Oct-00
0

0
0

Nov-00

Total

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0

0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Cash on Hand

Cash Flow Projection

<Company Name>
1
1
1
1
1
1
0
0
0
0
0

Period

Cash balance alert minimum

Projection
y Name>

Cash Flow Projection

Cash on Hand Minimum Alert