Comparison of Categories:

The data shall depict the connection between any two categories. As AJ Davis appears to be
motivated to learn about their customers who carry credit, all categories will compare to credit.
Amount of Credit vs Income: The amount of credit and the income of the household appear to be
related. Analysis reveals that as income increases, so too does the amount of credit. Note that this
represents all households in all locations.
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Income($1000)
CreditBalance($)
Scatterplot of Credit Balance($) vs Income ($1000)

The following charts depict location as a factor in credit balance and income: Overlaid
Locations: Individual Locations: Overall, it is observed that rural customers earn lower incomes
but carry lesser amounts of credit, respectively. Urban customers carry a wider range of credit,
and are in the middle range of income, though much greater than rural and slightly lower than
suburban.
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Income ($1000)
CreditBalance($)
RuralSuburbanUrbanLocation
Scatterplot of Credit Balance($) vs Income ($1000)
6050403020 600050004000300020006050403020 60005000400030002000Rural
Income($1000)
CreditBalance($)
SuburbanUrban
Scatterplot of Credit Balance($) vs Income ($1000)
Panel variable: Location

Amount of Credit vs. Household Years: This is a wide distribution however, there appears to be
a trend where ultimately the longer a household exists, the more credit it carries up to a certain
point. Amount of Income vs. Household Years: The data shows that over time, income is
decreasing.
20151050 60005000400030002000
Years
CreditBalance($)
Scatterplot of Credit Balance($) vs Years
20151050 706050403020
Years
Income($1000)
Scatterplot of Income ($1000) vs Years