Using Account number and POST Mute lICem Mule -te
IFSC Code and MMID
Now share your Account
number and IFSC with the
sender so that he/she can
send money to your account
instantly.
Share your MMID and
Mobile number with the
sender so that he/she
can send money to your
account instantly.
How to generate MMID.
Genrate MMID through
MobileBanking
Logon to
MobileBanking App or
logon to
m.hdfcbank.com from
mobile internet browser
Click on accounts
section
Click on Generate
MMID
or
Generate MMID through
NetBanking
Login to NetBanking,
and click on Generate
MMID transaction in left
menu, under Request
section.
Enter the details and
ConfirmHow to send money using IMPS
MMID is generated for
your account.
or
Call PhoneBanking to
generate MMID
Call PhoneBanking
number of your region
Select Language
Select 1 for Banking
Select 6 to talk to agent
to register for IMPS and
generation of MMID
Request for IMPS
registration will be tken
and MMID will be sent to
your Mobile number by
next working day.
TTT Melati: |
PNM aL
IFSC
Send Money using MMID
EUR Utd ule
NetBanking
Login to NetBanking and
Click on "Funds Transfer"
Tab
Click on IMPS Funds
transfer using account
number, enter the details,
NetBanking
Login to NetBanking and
Click on "Funds Transfer"
Tab
Click on IMPS Funds
transfer using Mobile
number, enter the details,and confirm the
transaction.
You will receive the
confirmation sms for IMPS
transaction
MobileBanking
Android / Android Tablet /
Iphone / Windows Tablet /
BB Z10 Apps
Logon to MobileBanking
Click on Fund Transfer
Tab
Click on Other Bank using
IMPS.
Select option Using
IFSC/AC No.”
Select Beneficiary, enter
Amount, Remark and
confirm
You will receive the
confirmation sms for IMPS
transaction.
MobileBanking through
browser
Logon to m.hdfcbank.com
Click on Third party Fund
Transfer
and confirm the
transaction.
You will receive the
confirmation sms for IMPS
transaction
MobileBanking
Blackberry
Logon to MobileBanking
Click on Third party
Transfer
Click on IMPS Funds
Transfer
Fill the details ie
Beneficiary Mobile
Number, Beneficiary
MMID, Amount and
Remark and confirm
You will receive the
confirmation sms for IMPS
transaction
Android and Iphone App
Logon to MobileBanking
Go to Funds Transfer Tab
Click on Other Bank using
IMPS
Select option “Using
MMID.”Click on IMPS Funds
transfer using Account
number
Select Beneficiary, enter
Amount, Remark and
confirm
You will receive the
confirmation sms for IMPS
transaction.
USSD
Dial *99#
Enter IFSC as HDFC
Select option - Fund
Transfer- Account no
Enter IFSC and Account
number of Beneficiary
Enter MPIN and Last 4
Digits of your account
number
Enter Amount, Remarks
and Confirm.
You will receive the
confirmation sms for IMPS
transaction.
Generate MPIN by calling
on PhoneBanking numbers
MPIN will be sent to your
Mobile number on next
working day
Fill the details ie
Beneficiary Mobile
Number, Beneficiary
MMID, Amount and
Remark and confirm
You will receive the
confirmation sms for IMPS.
transaction
USSD
Dial *99#
Enter IFSC as HDFC
Select option - Fund
Transfer- MMID
Enter Mobile number and
MMID of Beneficiary
Enter MPIN and Last 4
Digits of your account
number
Enter Amount, Remarks
and Confirm
You will receive the
confirmation sms for IMPS.
transaction.
Generate MPIN by calling
on PhoneBanking numbers
Call PhoneBanking
number of your region
Select Language
Select 1 for BankingSelect 6 to talk to agent to
Generate MPIN for USSD
services.
MPIN will be sent to your
Mobile number on next
working day
FAQs for IMPS.
If my IMPS transaction is failed or not completed , by when will | get my money back?
Yes. In case, your account is debited and beneficiary account is not credited, then please call on our
PhoneBanking number with the following details:
RN (Transaction Reference Number)
Date of transaction
‘Amount of transaction
Remitter Bank name
Beneficiary Bank Name
‘The TAT for reveral of amount for failure transaction is days,
What are the charges for doing IMPS transactions?
Effective 10th May 2014, service charges will be levied on all IMPS outgoing transactions, please click
here for more details
What is IMPS?
IMPS stands for Immediate Payment Service. It is an instant interbank electronic fund transfer service,
which can be accessed from MoblleBanking or NetBanking, As an HDFC Bank customer you can send
money instantly to anyone in any participating bank (including another HDFC Bank customer). You can
also receive money through this mechanism from anyone else in a participating bank (including another
HDFC Bank customer)
|s my beneficiary also required to register for IMPS?
Customer using Option "IMPS using Account number and IFSC"
No
Customer using option “IMPS using Mobile Number and MMID".
Yes, your beneficiary (either an HDFC Bank customer or another Bank's customer) has to have his/her
mobile number registered with his/her respective bank in which the account is hosted, Your beneficiary
should also have a valid 7 digit MMID provided by his/her bank. Just as you have, your beneficiary will
also have a unique MMID for each bank account linked to his/her mobile number.
What details of my beneficiary do | need to send money?
‘You will need you beneficiary's Account number and IFSC to send money. (Beneficiary needs to be added
in NetBanking in order to transfer money or you can send money to already added NEFT Beneficiaries)
‘You wil need your beneficiary's 10 digit mobile number and MMID to send money if you are using option of
MMID and Mobile Number to send money.What happens in case | enter a wrong beneficiary mobile number when sending money using
‘option “IMPS using MID"?
‘You will have to enter both a mobile number and MMID to initiate a money transfer and funds will be
credited to an account. This is another reason why this service is safe.
How do | send money through NetBanking
Login to NetBanking and Click on "Funds Transfer" Tab
Click on IMPS Funds transfer using account number, enter the details, and confirm the transaction.
‘You will receive the confirmation sms for IMPS transaction
or
Login to Net@anking and Click on "Funds Transfer" Tab
lick on IMPS Funds transfer using Mobile number, enter the details, and confirm the transaction,
‘You will receive the confirmation sms for IMPS transaction
How do | send money through MobileBanking
Blackberry
Logon to MobileBanking
Click on Third party Transfer
Click on IMPS Funds Transfer
Fill he details ie Beneficiary Mobile Number, Beneficiary MMID, Amount and Remark and confirm
‘You will receive the confirmation sms for IMPS transaction
Android and Iphone App
Logon to MobileBanking
Go to Funds Transfer Tab
lick on IMPS button
Fill the details ie Beneficiary Mobile Number, Beneficiary MMID, Amount and Remark and confirm
‘You wil receive the confirmation sms for IMPS transaction
Where can I see the summary or status of all the IMPS transactions that has been done by me?
NetBanking
Login to NetBanking, and Click on "Funds Transfer" Tab
Click on “View IMPS Funds transfer’ in the Enquire section, and Input Reference number or Specify date
to search your transaction and press ok
‘System will display the ist of IMPS transaction. Click on the reference number ofthe transaction to
‘check the status of the transaction
MobileBanking
Blackberry
Logon to MobileBanking
Glick on "Third Party Transfer"
Glick on View IMPS Funds Transfer
Input Reference number or Specify date to search your transaction and press okSystem will display the list of IMPS transaction.
‘You can click on the reference number of the transaction to check the status of the transaction
Android and Iphone App
Logon te MobileBanking
Click on Fund Transfer Tab
Click on View IMPS Funds Transfer under Enquiry section
Input Reference number or Specify date to search your transaction and press ok
System will display the lst of IMPS transaction
You can click on the reference number of the transaction to check the status of the transaction
Is there any limit on the value of transactions when | am sending money using IMPS?
Yes, the limits are as follows
IMPS using Account number:
‘Customer can transfer maximum amount as per the TPT limits. However per transaction limit for IMPS
using Account number is Rs 2 Lakhs.
IMPS using MMID:
NetBanking and MobileBanking: Rs 6000 per day per Custid (on either of the channel)
Please note: Limit of Rs 5000 applies whether as an individual or multiple transactions from either of the:
‘channel but not from both the channels.
For USSD channel Limit is Rs 1000 each for IMPS fund transfer using MMID and IMPS Fund transfer
using Account number
How to register Beneficiary for IMPS?
Steps to add a IMPS beneficiary.
(Click on Funds Transfer tab
Go to Add Beneficiary in the Request section, and Select Transfer using NEFTJIMPS
Fill'n the details and confi
Beneficiary will get added in 30 minutes. Post addition, you can transfer money to any IMPS registered
beneficiary as per the limits mentioned below
a) Rs 10,000 in first 24 hours
b) Rs 25,000 in first 48 hours
Post that,the Third Party Transfer limits will apply
Incase of no Funds Transfer to an added beneficiary for more than 24 months, the beneficiary will be
treated as a new beneficiary in all respects.