AGREEMENT

January 31st 2017

This agreement is
between .............................................................................................
and ..........................................................................

.................................................................... referred to as the first

party, is the LENDER and ................................................................ is
referred to as the second party, is the BORROWER.

1. That the first party lend the second party the sum of N120,000.00
( One hundred and twenty thousand Naira).

2. That the second party agreed to pay a 10% interest rate of the
aforementioned total, (N120,000.00) being N12,000 (Twelve
thousand Naira) for every calendar month throughout the period of
the loan.

3. That the second party will pay back either in full or in installments
the aforementioned total (N120,000.00) including accrued interest
as stated in section( 2) of this agreement.

4. That the second party agreed to repay the loan in its entirety
between 1-3months (one to three months) from the day of
transaction.

All terms of this AGREEMENT is unanimously agreed by both the

LENDER and the BORROWER in the presence of their witness.

......................................................... ...................................
..............
LENDER BORROWER

................................................................
WITNESS