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Data A

Capital 210,000
Tasa 24.00%
Plazo 60

Factores Plan Variable


A 0.028767966

Perodo Saldo Inicial Cuota Inters Amortizacin


1 210,000 $6,041.27 4,200.00 $1,841.27
2 208,159 $6,041.27 4,163.17 $1,878.10
3 206,281 $6,041.27 4,125.61 $1,915.66
4 204,365 $6,041.27 4,087.30 $1,953.97
5 202,411 $6,041.27 4,048.22 $1,993.05
6 200,418 $6,041.27 4,008.36 $2,032.91
7 198,385 $6,041.27 3,967.70 $2,073.57
8 196,311 $6,041.27 3,926.23 $2,115.04
9 194,196 $6,041.27 3,883.93 $2,157.34
10 192,039 $6,041.27 3,840.78 $2,200.49
11 189,839 $6,041.27 3,796.77 $2,244.50
12 187,594 $6,041.27 3,751.88 $2,289.39
13 185,305 $6,041.27 3,706.09 $2,335.18
14 182,970 $6,041.27 3,659.39 $2,381.88
15 180,588 $6,041.27 3,611.75 $2,429.52
16 178,158 $6,041.27 3,563.16 $2,478.11
17 175,680 $6,041.27 3,513.60 $2,527.67
18 173,152 $6,041.27 3,463.05 $2,578.23
19 170,574 $6,041.27 3,411.48 $2,629.79
20 167,944 $6,041.27 3,358.89 $2,682.39
21 165,262 $6,041.27 3,305.24 $2,736.03
22 162,526 $6,041.27 3,250.52 $2,790.76
23 159,735 $6,041.27 3,194.70 $2,846.57
24 156,889 $6,041.27 3,137.77 $2,903.50
25 153,985 $6,041.27 3,079.70 $2,961.57
26 151,023 $6,041.27 3,020.47 $3,020.80
27 148,003 $6,041.27 2,960.05 $3,081.22
28 144,921 $6,041.27 2,898.43 $3,142.84
29 141,779 $6,041.27 2,835.57 $3,205.70
30 138,573 $6,041.27 2,771.46 $3,269.81
31 135,303 $6,041.27 2,706.06 $3,335.21
32 131,968 $6,041.27 2,639.36 $3,401.92
33 128,566 $6,041.27 2,571.32 $3,469.95
34 125,096 $6,041.27 2,501.92 $3,539.35
35 121,557 $6,041.27 2,431.13 $3,610.14
36 117,947 $6,041.27 2,358.93 $3,682.34
37 114,264 $6,041.27 2,285.28 $3,755.99
38 110,508 $6,041.27 2,210.16 $3,831.11
39 106,677 $6,041.27 2,133.54 $3,907.73
40 102,769 $6,041.27 2,055.39 $3,985.89
41 98,783 $6,041.27 1,975.67 $4,065.60
42 94,718 $6,041.27 1,894.36 $4,146.92
43 90,571 $6,041.27 1,811.42 $4,229.85
44 86,341 $6,041.27 1,726.82 $4,314.45
45 82,027 $6,041.27 1,640.53 $4,400.74
46 77,626 $6,041.27 1,552.52 $4,488.75
47 73,137 $6,041.27 1,462.74 $4,578.53
48 68,559 $6,041.27 1,371.17 $4,670.10

Totales $289,981.10 $143,869.62 $146,111.48


Saldo Deudor
208,158.73
206,280.63
204,364.97
202,411.00
200,417.94
198,385.03
196,311.46
194,196.41
192,039.07
189,838.58
187,594.08
185,304.68
182,969.50
180,587.62
178,158.10
175,679.99
173,152.32
170,574.09
167,944.30
165,261.91
162,525.88
159,735.12
156,888.55
153,985.05
151,023.48
148,002.68
144,921.46
141,778.61
138,572.91
135,303.10
131,967.89
128,565.97
125,096.02
121,556.67
117,946.53
114,264.18
110,508.20
106,677.09
102,769.36
98,783.47
94,717.87
90,570.95
86,341.10
82,026.65
77,625.91
73,137.15
68,558.62
63,888.52
Valor Vehculo 300,000.00 Ingreso Mensual 10,500.00
*Accesorios 0.00
Precio de venta Total 300,000.00
% Inicial 30% * Relacin Cuota / Ingreso 57.54%

* Inicial 90,000.00 30%


Monto a Financiar 210,000.00 3,150.00 Capacidad de pago mxima

Tasa Plazo Cuota Factor

Plan Variable 24.00% 60 6,041.27 0.028767966

Tips de anlisis importantes:

* Relacin cuota ingreso no mayor al 30%


* Inicial mnima 20% (Provincial) 25%(Bancaribe) 20% (Banesco)
* Accesorios: No mayor al 20% del precio del vehculo

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